Bank Holding Companies with the Largest U.S. Consumer Loan Portfolios

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Bank Holding Companies with the Largest U.S. Consumer Loan Portfolios

Bank Holding Companies with the Largest U.S. Consumer Loan PortfoliosOn Dec. 31, 2007. Dollars in thousands
Published May 22, 2008

Rank   Total consumer loans Residential mortgage loans All other consumer loans Consumer loans as
% of total loans
Total Home equity lines of credit First mortgages
and home loans
2007 vs. 2006 2007 vs. 2006 2007 vs. 2006 2007 vs. 2006 2007 vs. 2006 2007 vs. 2006
1 Bank of America Corp. Charlotte $558,652,503   22.4% $394,835,247   24.7% $95,460,238   24.5% $299,375,009   24.7% $163,817,256   17.1% 61.5%   63.1%
2 Citigroup Inc. New York 467,971,000   15.7 242,468,000   11.3 28,524,000   11.0 213,944,000   11.3 225,503,000   20.8 54.5   56.4
3 JPMorgan Chase & Co. New York 299,008,000   4.0 172,405,000   7.7 67,450,000   10.1 104,955,000   6.3 126,603,000   -0.7 53.8   59.5
4 Wachovia Corp. Charlotte 272,327,000   5.1 235,220,000   3.2 26,827,000   -4.5 208,393,000   4.3 37,107,000   19.1 56.0   59.1
5 Wells Fargo & Co. San Francisco 250,322,000   11.2 173,392,000   12.0 66,579,000   5.7 106,813,000   16.4 76,930,000   9.3 61.1   63.4
6 HSBC North America Holdings Inc. Libertyville, Ill. 212,378,119   -3.9 119,977,602   -10.5 7,032,546   -16.4 112,945,056   -10.1 92,400,517   6.3 72.9   78.0
7 Citizens Financial Group Inc. Providence, R.I. 76,403,095   0.3 54,319,931   2.2 11,037,014   -4.4 43,282,917   4.0 22,083,164   -4.2 68.4   71.9
8 U.S. Bancorp Minneapolis 72,295,000   11.3 42,504,000   10.2 12,114,000   5.5 30,390,000   12.1 29,791,000   13.0 45.6   44.2
9 SunTrust Banks Inc. Atlanta 68,041,597   -4.4 55,116,707   -5.3 14,911,598   5.7 40,205,109   -8.9 12,924,890   -0.4 51.9   53.4
10 Capital One Financial Corp. McLean, Va. 65,003,086   -14.2 13,727,955   -41.8 1,731,598   13.1 11,996,357   -45.6 51,275,131   -1.7 63.2   70.5
11 National City Corp. Cleveland 55,102,168   3.2 48,510,726   4.9 18,054,228   3.6 30,456,498   5.7 6,591,442   -7.8 45.8   49.3
12 BB&T Corp. Winston-Salem, N.C. 41,422,792   6.9 31,147,863   6.8 4,476,792   5.5 26,671,071   7.0 10,274,929   7.1 45.2   46.4
13 Regions Financial Corp. Birmingham, Ala. 36,694,072   -9.7 30,906,430   -9.8 11,815,810   1.7 19,090,620   -15.7 5,787,642   -9.2 38.1   40.7
14 Fifth Third Bancorp Cincinnati 35,951,135   8.6 22,456,777   5.0 9,766,421   -2.6 12,690,356   11.7 13,494,358   15.1 42.5   43.9
15 PNC Financial Services Group Inc. Pittsburgh 29,846,868   22.4 24,514,976   20.1 6,813,707   11.3 17,701,269   23.8 5,331,892   34.4 41.3   46.4
16 Taunus Corp. New York 28,968,000   47.7 21,030,000   10.6 21,000   NA 21,009,000   10.5 7,938,000   1218.6 42.5   40.8
17 BancWest Corp. Honolulu 26,097,832   10.1 14,191,585   12.0 1,824,005   7.1 12,367,580   12.8 11,906,247   7.9 51.9   51.6
18 KeyCorp Cleveland 21,349,080   6.6 12,558,200   0.7 7,160,809   -2.8 5,397,391   5.7 8,790,880   16.4 28.3   28.8
19 Barclays Group US Inc. Wilmington, Del. 19,827,421   22.1 13,369,069   8.9 0   NA 13,369,069   8.9 6,458,352   62.8 63.6   77.6
20 Huntington Bancshares Inc. Columbus, Ohio 17,894,249   38.6 13,918,167   40.3 3,865,348   20.5 10,052,819   49.8 3,976,082   32.7 44.2   48.9
21 M&T Bank Corp. Buffalo 16,952,729   10.8 11,184,809   3.2 4,321,014   2.0 6,863,795   3.9 5,767,920   29.5 35.3   35.6
22 UnionBanCal Corp. San Francisco 16,546,488   10.8 16,341,497   11.0 2,439,044   6.5 13,902,453   11.9 204,991   -4.3 40.2   40.7
23 Harris Financial Corp. Wilmington, Del. 15,703,762   6.5 10,836,295   10.0 3,108,018   6.6 7,728,277   11.5 4,867,467   -0.6 44.8   47.9
24 Popular Inc. Hato Rey, Puerto Rico 12,443,000   -25.3 8,196,000   -32.4 880,000   259.2 7,316,000   -38.4 4,247,000   -6.0 41.6   50.9
25 First Horizon National Corp. Memphis 12,152,055   4.0 11,762,104   4.0 4,495,781   -8.5 7,266,323   13.7 389,951   3.3 47.0   46.8
26 BBVA USA Bancshares Inc. The Woodlands, Tex. 12,031,124   26.1 7,626,807   37.7 2,079,017   16.4 5,547,790   47.8 4,404,317   10.1 35.2   38.7
27 Northern Trust Corp. Chicago 11,296,569   7.4 9,224,916   6.5 1,704,011   0.6 7,520,905   7.9 2,071,653   11.4 44.6   46.5
28 Marshall & Ilsley Corp. Milwaukee 11,106,759   9.0 9,926,438   8.6 2,037,826   -11.1 7,888,612   15.2 1,180,321   12.3 24.0   24.3
29 TD Commerce Bank Portland, Maine 9,973,242   -4.6 6,721,076   -6.0 2,663,856   -3.0 4,057,220   -7.9 3,252,166   -1.5 36.9   40.9
30 TCF Financial Corp. Wayzata, Minn. 7,309,646   8.0 7,106,741   8.1 1,440,982   15.5 5,665,759   6.3 202,905   7.1 58.5   58.9
31 Webster Financial Corp. Waterbury, Conn. 7,040,756   -9.7 6,970,946   -10.2 1,655,080   3.1 5,315,866   -13.6 69,810   100.3 55.4   58.7
32 Zions Bancorp. Salt Lake City 6,837,670   5.2 6,003,772   5.6 1,673,132   23.8 4,330,640   0.0 833,898   1.9 17.5   18.7
33 RBC Bancorp. Raleigh 5,823,962   12.7 5,452,600   13.3 1,920,350   29.7 3,532,250   6.0 371,362   4.7 36.7   35.7
34 Bank of New York Mellon Corp. 5,380,000   43.1 4,516,000   30.0 313,000   334.7 4,203,000   23.5 864,000   202.1 10.6   9.9
35 Associated Banc-Corp Green Bay, Wis. 5,335,480   -5.8 4,493,625   -5.4 1,469,095   -7.7 3,024,530   -4.1 841,855   -8.1 34.2   37.1
36 Synovus Financial Corp. Columbus, Ga. 5,283,651   11.2 4,609,586   13.2 1,566,627   13.7 3,042,959   13.0 674,065   -0.7 19.8   19.1
37 First BanCorp. San Juan, Puerto Rico 4,707,475   6.2 3,085,147   14.2 28,217   30.2 3,056,930   14.0 1,622,328   -6.3 40.0   39.4
38 Comerica Inc. Dallas 4,691,464   15.2 4,026,906   16.8 1,297,993   7.6 2,728,913   21.7 664,558   6.3 9.2   8.6
39 Commerce Bancshares Inc. Kansas City, Mo. 4,688,082   8.7 2,282,447   5.0 452,297   5.6 1,830,150   4.8 2,405,635   12.6 43.2   43.3
40 Colonial BancGroup Inc. Montgomery, Ala. 4,385,881   -6.6 4,113,892   -7.8 659,232   2.7 3,454,660   -9.6 271,989   16.8 25.1   27.7
41 Santander BanCorp San Juan, Puerto Rico 4,301,241   2.8 2,957,144   2.5 4   -76.5 2,957,140   2.5 1,344,097   3.6 60.8   60.3
42 Valley National Bancorp Wayne, N.J. 4,158,928   3.2 2,619,195   -2.2 318,296   -10.3 2,300,899   -1.0 1,539,733   14.1 48.9   48.3
43 City National Corp. Beverly Hills 3,989,008   9.4 3,608,834   10.4 432,512   6.9 3,176,322   10.9 380,174   0.9 34.3   35.1
44 First Citizens BancShares Inc. Raleigh 3,891,689   4.9 2,523,461   7.3 1,494,431   12.7 1,029,030   0.4 1,368,228   0.8 35.5   36.2
45 Bank of Hawaii Corp. Honolulu 3,849,303   1.6 3,150,414   1.9 686,383   -0.6 2,464,031   2.7 698,889   0.3 58.4   57.1
46 Citizens Republic Bancorp Inc. Flint, Mich. 3,799,725   -6.4 2,799,614   -7.4 695,157   -14.7 2,104,457   -4.7 1,000,111   -3.5 39.7   43.2
47 Investors Bancorp MHC Short Hills, N.J. 3,640,664   16.7 3,638,762   16.7 22,652   1.1 3,616,110   16.9 1,902   8.1 90.7   95.0
48 New York Private Bank and Trust Corp. 3,634,451   -7.0 3,627,574   -6.3 3,807   22.2 3,623,767   -6.3 6,877   -80.8 49.8   56.6
49 Doral GP Ltd. San Juan, Puerto Rico 3,628,869   NA 3,523,913   NA 0   NA 3,523,913   NA 104,956   NA 68.7   NA
50 R and G Financial Corp. Hato Rey, Puerto Rico 3,429,234   -30.0 3,158,367   -31.9 10,999   -89.6 3,147,368   -30.5 270,867   2.9 58.4   58.3
51 Fulton Financial Corp. Lancaster, Pa. 3,401,226   -5.8 2,940,895   -5.4 572,457   3.9 2,368,438   -7.4 460,331   -8.5 30.1   34.0
52 FirstMerit Corp. Akron 3,164,929   -2.9 1,715,558   -3.0 689,666   -4.5 1,025,892   -1.9 1,449,371   -2.8 44.9   46.7
53 BancorpSouth Inc. Tupelo, Miss. 3,106,136   -2.1 2,598,848   -5.2 411,342   23.9 2,187,506   -9.2 507,288   17.9 33.3   39.8
54 NewAlliance Bancshares Inc. New Haven, Conn. 3,071,329   21.4 3,039,363   20.9 237,139   -2.2 2,802,224   23.4 31,966   104.3 64.9   66.1
55 Trustmark Corp. Jackson, Miss. 2,929,602   2.0 1,842,265   -5.0 311,945   13.7 1,530,320   -8.0 1,087,337   16.4 40.8   43.3
56 Wilmington Trust Corp. Del. 2,776,736   3.4 1,445,178   5.3 411,518   1.9 1,033,660   6.8 1,331,558   1.4 32.6   32.9
57 BOK Financial Corp. Tulsa 2,770,005   35.5 1,874,467   40.7 144,517   14.5 1,729,950   43.4 895,538   25.8 23.1   19.1
58 Arvest Bank Group Inc. Bentonville, Ark. 2,705,915   2.7 1,901,089   0.7 219,641   1.5 1,681,448   0.6 804,826   7.8 39.6   42.5
59 BBVAPR Holding Corp. San Juan, Puerto Rico 2,430,424   3.8 1,112,037   14.0 0   NA 1,112,037   14.0 1,318,387   -3.5 55.6   57.3
60 Susquehanna Bancshares Inc. Lititz, Pa. 2,387,774   80.4 1,976,615   95.8 255,790   161.5 1,720,825   88.8 411,159   31.0 27.3   23.8
61 First Citizens Bancorp. Inc. Columbia, S.C. 2,368,559   -0.4 1,822,092   0.0 589,171   18.5 1,232,921   -6.9 546,467   -1.8 56.3   61.8
62 Provident Financial Services Inc. Jersey City, N.J. 2,361,031   6.0 2,199,314   7.6 80,518   7.7 2,118,796   7.6 161,717   -11.9 55.0   58.9
63 Boston Private Financial Holdings Inc. 2,249,596   14.9 2,122,238   15.6 267,589   17.4 1,854,649   15.3 127,358   5.0 42.7   45.3
64 United Bankshares Inc. Charleston, W.Va. 2,241,946   8.3 1,883,096   9.3 517,517   2.4 1,365,579   12.2 358,850   2.9 38.7   43.1
65 South Financial Group Inc. Greenville, S.C. 2,215,881   -0.6 1,408,596   -2.5 535,085   6.2 873,511   -7.1 807,285   3.0 21.7   22.9
66 Eastern Bank Corp. Boston 2,190,533   -10.3 1,331,792   -6.7 187,708   -7.7 1,144,084   -6.6 858,741   -15.2 54.1   54.8
67 FNB Corp. Hermitage, Pa. 2,106,877   -2.5 1,506,215   -1.5 214,774   -1.0 1,291,441   -1.6 600,662   -5.0 48.4   50.8
68 Sterling Financial Corp. Spokane 2,014,086   5.0 1,540,958   0.5 89,952   -24.3 1,451,006   2.6 473,128   22.6 22.1   26.7
69 Park National Corp. Newark, Ohio 1,968,343   13.7 1,374,955   14.7 252,340   14.0 1,122,615   14.9 593,388   11.5 46.6   49.7
70 NBT Bancorp Inc. Norwich, N.Y. 1,947,862   4.3 1,289,544   1.1 158,643   -7.0 1,130,901   2.3 658,318   11.4 56.4   54.7
71 Irwin Financial Corp. Columbus, Ind. 1,912,777   -2.1 1,884,944   -0.9 434,137   -12.4 1,450,807   3.1 27,833   -46.9 33.5   35.8
72 Community Bank System Inc. De Witt, N.Y. 1,871,799   4.9 1,307,198   6.7 90,124   -14.1 1,217,074   8.7 564,601   0.8 66.3   66.1
73 Old National Bancorp Evansville, Ind. 1,853,958   1.5 1,165,468   3.6 241,751   -15.3 923,717   10.1 688,490   -1.9 39.4   38.7
74 FirstBank Holding Co. Lakewood, Colo. 1,850,710   13.0 1,750,222   13.1 178,332   19.1 1,571,890   12.4 100,488   12.3 55.0   58.4
75 Provident Bankshares Corp. Baltimore 1,829,178   2.4 1,448,705   5.0 651,823   13.4 796,882   -1.0 380,473   -6.4 43.3   46.1
76 Pacific Capital Bancorp Santa Barbara, Calif. 1,749,700   -19.5% 1,594,412   -3.5% 268,763   0.1% 1,325,649   -4.3% 155,288   -70.1% 32.2%   38.0%
77 WesBanco Inc. Wheeling, W.Va. 1,709,859   21.5 1,367,439   19.1 205,354   20.9 1,162,085   18.8 342,420   31.8 45.4   48.3
78 United Community Banks Inc. Blairsville, Ga. 1,706,993   9.9 1,529,920   11.4 354,466   19.1 1,175,454   9.3 177,073   -1.4 28.7   28.7
79 Central Bancompany Inc. Jefferson City, Mo. 1,706,685   4.9 1,201,956   6.4 214,382   26.1 987,574   2.9 504,729   1.5 30.9   34.8
80 First Commonwealth Financial Corp. Indiana, Pa. 1,702,092   -10.1 1,237,986   -8.1 179,662   0.0 1,058,324   -9.3 464,106   -15.2 46.0   50.0
81 First Banks Inc. Clayton, Mo. 1,694,059   10.3 1,619,295   10.3 353,627   24.5 1,265,668   6.9 74,764   8.6 19.1   20.0
82 Riverside Banking Co. Fort Pierce, Fla. 1,668,609   3.1 939,563   3.6 197,031   12.7 742,532   1.5 729,046   2.4 62.1   63.2
83 Wintrust Financial Corp. Lake Forest, Ill. 1,591,191   -3.1 1,255,741   -3.0 720,728   3.6 535,013   -10.6 335,450   -3.6 22.9   24.6
84 Hancock Holding Co. Gulfport, Miss. 1,519,313   9.1 931,875   9.9 214,529   60.6 717,346   0.5 587,438   7.8 42.0   42.6
85 IberiaBank Corp. Lafayette, La. 1,512,045   37.6 1,100,078   39.6 102,318   52.1 997,760   38.4 411,967   32.6 43.4   48.0
86 FBOP Corp. Oak Park, Ill. 1,508,720   25.2 1,472,673   25.7 733,509   29.5 739,164   22.2 36,047   5.9 13.9   11.7
87 Republic Bancorp Inc. Louisville, Ky. 1,481,890   1.2 1,452,636   1.0 278,906   7.8 1,173,730   -0.5 29,254   15.8 61.7   63.5
88 Chemical Financial Corp. Midland, Mich. 1,472,225   1.2 1,194,414   1.8 114,322   -7.3 1,080,092   2.8 277,811   -1.3 52.4   51.7
89 Independent Bank Corp. Ionia, Mich. 1,452,090   6.8 1,033,689   3.8 121,254   -9.5 912,435   5.8 418,401   15.1 56.2   50.3
90 Bremer Financial Corp. St. Paul 1,306,163   9.9 999,907   14.8 440,513   20.5 559,394   10.6 306,256   -3.4 24.7   24.1
91 Whitney Holding Corp. New Orleans 1,297,315   3.3 1,084,387   4.3 134,015   12.0 950,372   3.3 212,928   -1.3 17.0   17.7
92 UMB Financial Corp. Kansas City, Mo. 1,246,923   -8.4 441,047   20.4 278,478   45.0 162,569   -6.7 805,876   -18.9 31.7   36.1
93 National Penn Bancshares Inc. Boyertown, Pa. 1,204,075   0.5 1,130,581   -1.0 205,127   1.1 925,454   -1.4 73,494   29.6 31.1   33.0
94 First Interstate BancSystem Inc. Billings, Mont. 1,184,575   18.2 578,017   45.3 98,580   12.3 479,437   54.6 606,558   0.3 33.3   30.3
95 Glacier Bancorp Inc. Kalispell, Mont. 1,164,951   6.7 1,018,294   7.9 315,687   20.5 702,607   3.1 146,657   -1.0 32.3   34.0
96 Community Trust Bancorp Inc. Pikeville, Ky. 1,152,161   3.9 716,888   4.5 88,207   -9.4 628,681   6.8 435,273   3.1 51.7   51.1
97 First Charter Corp. Charlotte 1,137,319   -6.6 1,087,146   -5.7 390,517   -9.6 696,629   -3.4 50,173   -22.3 32.3   34.8
98 Harleysville National Corp. Pa. 1,125,193   14.1 1,023,266   13.7 290,496   21.1 732,770   11.0 101,927   18.4 45.7   48.2
99 W Holding Co. Inc. Mayaguez, Puerto Rico 1,110,335   0.5 777,510   8.1 5,873   16.7 771,637   8.0 332,825   -13.6 11.6   12.6
100 Central Pacific Financial Corp. Honolulu 1,087,577   17.4 878,411   20.1 151,379   3.2 727,032   24.4 209,166   7.0 26.0   23.9
101 City Holding Co. Charleston, W.Va. 1,059,713   3.7 1,013,188   3.4 184,091   -11.4 829,097   7.4 46,525   8.9 60.0   60.9
102 International Bancshares Corp. Laredo, Tex. 1,056,889   0.6 814,485   1.3 10,863   -15.2 803,622   1.5 242,404   -1.7 19.1   20.9
103 Cullen/Frost Bankers Inc. San Antonio 1,055,584   4.8 666,896   3.3 86,873   -0.3 580,023   3.9 388,688   7.4 13.5   13.6
104 First Financial Bancorp. Cincinnati 1,047,130   -9.1 889,154   -5.6 262,714   11.4 626,440   -11.2 157,976   -25.0 40.3   46.3
105 Oriental Financial Group Inc. San Juan, Puerto Rico 1,030,133   4.8 1,003,050   6.4 949   28.2 1,002,101   6.4 27,083   -32.4 86.6   80.5
106 Westamerica Bancorp. San Rafael, Calif. 1,023,583   1.3 532,678   -6.1 43,167   -16.9 489,511   -5.1 490,905   10.9 40.9   39.9
107 Bangor Bancorp MHC Maine 990,391   NA 556,081   NA 195,970   NA 360,111   NA 434,310   NA 58.7   NA
108 First Midwest Bancorp Inc. Itasca, Ill. 988,948   -7.8 890,342   -3.1 364,337   -9.4 526,005   1.9 98,606   -36.3 19.9   21.4
109 Amcore Financial Inc. Rockford, Ill. 965,500   -1.8 630,318   -6.7 169,236   -1.8 461,082   -8.4 335,182   9.1 24.5   24.8
110 Cambridge Financial Group Inc. Mass. 952,996   2.5 951,668   2.6 60,435   0.6 891,233   2.7 1,328   -6.2 66.0   66.0
111 First Merchants Corp. Muncie, Ind. 936,242   -4.4 748,362   -0.9 88,385   -7.5 659,977   0.0 187,880   -15.9 32.5   36.3
112 Johnson Financial Group Inc. Racine, Wis. 928,012   2.4 842,915   1.8 268,533   7.6 574,382   -0.7 85,097   8.1 24.3   28.2
113 First American Bank Corp. Elk Grove Village, Ill. 906,611   5.6 887,931   5.8 572,795   -0.7 315,136   20.0 18,680   -5.1 41.6   42.8
114 Independent Bank Corp. Rockland, Mass. 890,347   -8.6 690,742   -3.8 201,962   1.6 488,780   -5.9 199,605   -21.9 43.6   48.1
115 Washington Trust Bancorp Inc. Westerly, R.I. 883,083   2.2 834,865   1.9 144,429   -0.9 690,436   2.5 48,218   8.6 56.0   59.1
116 Salem Five Bancorp Mass. 881,299   2.7 839,225   2.3 127,781   -0.4 711,444   2.8 42,074   11.8 51.0   53.6
117 MainSource Financial Group Inc. Greensburg, Ind. 873,672   -0.7 750,266   -1.0 116,307   5.0 633,959   -2.0 123,406   0.8 51.5   55.8
118 United National Corp. Sioux Falls, S.D. 861,115   11.5 100,226   14.2 12,087   10.0 88,139   14.8 760,889   11.1 77.8   77.8
119 Capital City Bank Group Inc. Tallahassee 846,822   -5.4 602,610   -8.5 145,349   1.7 457,261   -11.3 244,212   3.3 44.2   44.8
120 Fidelity Southern Corp. Atlanta 835,084   7.3 90,897   2.4 42,801   -9.0 48,096   15.2 744,187   7.9 57.5   56.1
121 Apple Financial Holdings Inc. New York 830,986   NA 808,110   NA 36,293   NA 771,817   NA 22,876   NA 61.8   NA
122 First Busey Corp. Urbana, Ill. 803,363   36.6 748,412   36.4 138,108   80.9 610,304   29.2 54,951   38.9 26.3   30.1
123 Renasant Corp. Tupelo, Miss. 800,487   26.5 719,481   29.6 177,163   39.4 542,318   26.7 81,006   4.2 30.5   33.9
124 BancFirst Corp. Oklahoma City 784,704   1.3 513,969   -0.5 38,763   -5.1 475,206   -0.1 270,735   4.9 31.6   33.3
125 Simmons First National Corp. Pine Bluff, Ark. 776,157   4.1 393,773   6.0 14,996   0.3 378,777   6.2 382,384   2.2 41.7   41.6
126 MB Financial Inc. Chicago 774,986   -6.0 728,892   -4.7 345,153   -8.5 383,739   -1.0 46,094   -22.7 13.8   15.7
127 Integra Bank Corp. Evansville, Ind. 773,834   -0.9 599,356   3.0 157,716   14.9 441,640   -0.7 174,478   -12.4 33.4   43.6
128 Sandy Spring Bancorp Inc. Olney, Md. 753,058   -2.4 687,418   -2.0 217,606   12.1 469,812   -7.4 65,640   -6.8 33.0   42.5
129 First Bancorp Troy, N.C. 750,988   -5.2 667,768   -7.0 184,405   2.5 483,363   -10.2 83,220   12.8 39.6   45.4
130 Arrow Financial Corp. Glens Falls, N.Y. 746,772   2.4 404,200   3.0 46,566   -5.2 357,634   4.2 342,572   1.6 71.9   72.3
131 PrivateBancorp Inc. Chicago 746,252   1.1 665,739   4.7 115,376   7.1 550,363   4.2 80,513   -21.2 17.8   21.0
132 Prosperity Bancshares Inc. Houston 743,429   46.6 620,216   40.8 17,136   25.8 603,080   41.3 123,213   84.8 23.7   23.3
133 Cathay General Bancorp Los Angeles 720,917   14.3 701,026   13.7 106,956   -17.5 594,070   22.0 19,891   40.8 10.8   11.0
134 Fremont Bancorp. Calif. 719,973   14.7 712,213   14.8 321,899   28.4 390,314   5.6 7,760   8.5 43.2   39.9
135 Franklin Resources Inc. San Mateo, Calif. 706,601   152.6 16,872   -11.1 10,046   -31.0 6,826   54.0 689,729   164.5 80.0   55.5
136 Pinnacle Bancorp Inc. Central City, Neb. 706,376   10.5 560,392   12.5 61,889   11.6 498,503   12.6 145,984   3.6 20.5   20.3
137 Banner Corp. Walla Walla, Wash. 704,757   46.7 614,700   42.8 95,437   74.1 519,263   38.3 90,057   79.6 18.5   16.2
138 American National Corp. Omaha, Neb. 700,380   5.7 222,032   -4.8 69,501   0.0 152,531   -6.8 478,348   11.4 53.8   51.0
139 Ocean Bankshares Inc. Miami, Fla. 699,270   12.7 676,574   13.8 86,192   7.6 590,382   14.7 22,696   -11.0 17.5   13.2
140 First Financial Corp. Terre Haute, Ind. 694,708   1.4 417,782   -2.5 26,404   2.2 391,378   -2.8 276,926   7.7 48.1   49.2
141 Rockville Financial MHC Inc. Vernon Rockville, Conn. 689,011   4.7 677,542   4.1 82,365   -10.0 595,177   6.5 11,469   50.8 61.1   63.1
142 S&T Bancorp Inc. Indiana, Pa. 685,988   7.8 611,149   8.5 56,486   -5.3 554,663   10.1 74,839   2.3 24.5   23.9
143 SCBT Financial Corp. Columbia, S.C. 680,741   4.5 558,340   8.0 163,402   13.7 394,938   5.8 122,401   -9.1 32.4   36.5
144 Dickinson Financial Corp. II Kansas City, Mo. 669,566   9.6 609,109   10.2 114,248   16.9 494,861   8.8 60,457   4.0 15.0   16.9
145 W.T.B. Financial Corp. Spokane, Wash. 666,421   13.9 590,522   15.1 259,074   27.7 331,448   6.8 75,899   5.7 22.9   21.3
146 First National Bank Holding Co. Scottsdale, Ariz. 663,115   -51.5 648,225   -52.3 33,790   -24.5 614,435   -53.3 14,890   84.5 17.5   33.5
147 Utrecht-America Holdings Inc. New York, N.Y. 661,652   137.2 596,786   150.4 218,007   158.4 378,779   146.1 64,866   59.6 3.9   1.3
148 Union Bankshares Corp. Bowling Green, Va. 660,620   11.0 473,867   9.8 128,897   15.0 344,970   8.0 186,753   14.0 37.3   37.9
149 Lakeland Bancorp Inc. Oak Ridge, N.J. 660,123   3.3 574,447   5.0 86,431   -10.3 488,016   8.2 85,676   -6.5 35.0   40.1
150 Amarillo National Bancorp Inc. Tex. 658,308   16.5 222,780   0.6 2,841   -6.3 219,939   0.7 435,528   26.7 35.0   35.1


Note: Ranked by sum of consumer and residential mortgage loans, where residential mortgage loans include home equity loans. Based on data from FRY9C filed by top tier bank holding companies with the Federal Reserve.
Source:

SNL Financial
, Charlottesville, Va.
© 2008 American Banker