Banking Companies with Highest Multiples of Net Income to Salary, Benefits

September 09, 2009, 1:00 p.m. EDT 1 Min Read

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Banking Companies with Highest Multiples of Net Income to Salary, BenefitsOn March 31, 2009. Dollars in thousands Published September 10, 2009
Rank		Multiple	Net income	Salary and benefits	Return on average assets
1	NRBC Holding Corp. Chicago	13.02	$10,287	$790	3.74%
2	Republic Bancorp Co. Oak Brook, Ill.	9.47	27,936	2,949	9.10
3	Westamerica Bancorp. San Rafael, Calif.	3.23	52,825	16,371	4.23
4	Oriental Financial Group Inc. San Juan, Puerto Rico	3.20	24,748	7,724	1.55
5	SBT Bancshares Inc. Irving, Texas	2.88	1,523	529	1.03
6	Community Bankers Trust Corp. Glen Allen, Va.	2.47	10,934	4,421	3.53
7	Great Southern Bancorp Inc. Springfield, Mo.	2.32	18,259	7,878	2.58
8	Briscoe Ranch Inc. Uvalde, Texas	2.19	4,176	1,911	2.70
9	New York Community Bancorp Inc. Westbury	2.09	88,689	42,421	1.10
10	Inwood Bancshares Inc. Dallas	1.91	6,653	3,479	1.96
11	Rockhold Bancorp Kirksville, Mo.	1.82	1,444	794	1.23
12	Republic Bancorp Inc. Louisville	1.77	25,759	14,516	2.47
13	Lakeside Bancorp Inc. Chicago	1.58	3,491	2,206	1.41
14	Waupaca Bancorp. Inc. Wis.	1.55	3,107	2,005	1.81
15	Parke Bancorp Inc. Sewell, N.J.	1.51	1,529	1,010	0.96
16	United Bankshares Inc. Charleston, W.Va.	1.49	29,633	19,836	1.48
17	First Bancorp Inc. Damariscotta, Maine	1.45	3,728	2,572	1.09
18	United National Corp. Sioux Falls, S.D.	1.44	60,510	42,050	16.09
19	Citizens Bankshares Inc. Farmington, N.M.	1.42	2,523	1,777	1.82
20	Fidelity Holding Co. Minnetonka, Minn.	1.41	1,405	996	1.49
21	First National Community Bancorp Inc. Dunmore, Pa.	1.39	4,624	3,332	1.37
22	Heartland Bancorp Inc. Bloomington, Ill.	1.38	7,665	5,536	2.15
23	Charter Bankshares Inc. Eau Claire, Wis.	1.37	1,995	1,452	1.13
	Bank of Southside Virginia Corp. Carson	1.37	2,306	1,685	1.80
25	Amarillo National Bancorp Inc. Texas	1.36	11,660	8,571	1.70
26	Southside Bancshares Inc. Tyler, Texas	1.35	14,145	10,484	2.12
27	Capitol Bancorp. Inc. Britton, S.D.	1.32	2,523	1,907	1.61
	CentraBanc Corp. Waco, Texas	1.32	1,972	1,496	1.52
29	Bank of the Ozarks Inc. Little Rock	1.31	10,360	7,916	1.28
30	Whitcorp Financial Co. Leoti, Kan.	1.27	2,818	2,226	1.84
31	Hometown Community Bancorp Inc. Morton, Ill.	1.25	6,359	5,097	1.37
32	Palm Bancorp Palmerton, Pa.	1.20	2,018	1,678	1.40
	National Bankshares Inc. Blacksburg, Va.	1.20	3,387	2,831	1.41
34	Manhattan Banking Corp. Kan.	1.18	2,084	1,765	1.18
	CBX Corp. Carrollton, Ill.	1.18	2,446	2,072	1.32
36	First Citizens Financial Corp. Mason City, Iowa	1.17	3,634	3,095	1.44
	International Bancshares Corp. Laredo, Texas	1.17	37,528	32,156	1.24
	Ida Grove Bancshares Inc. Iowa	1.17	3,536	3,033	1.31
39	FirstPerryton Bancorp Inc. Texas	1.16	3,151	2,723	1.87
40	City Holding Co. Charleston, W.Va.	1.14	10,924	9,583	1.70
	Guaranty Bancshares Inc. Mount Pleasant, Texas	1.14	3,425	3,016	1.88
	First Financial Bankshares Inc. Abilene, Texas	1.14	13,704	12,068	1.76
43	Industry Bancshares Inc. Texas	1.13	3,376	2,987	1.47
44	Prosperity Bancshares Inc. Houston	1.12	25,478	22,648	1.15
	Cameron Bancshares Inc. Lake Charles, La.	1.12	2,854	2,539	1.74
	FirstBank Holding Co. Lakewood, Colo.	1.12	38,830	34,677	1.67
47	First Keystone Corp. Berwick, Pa.	1.11	2,102	1,892	1.17
48	Camden National Corp. Maine	1.10	6,214	5,658	1.08
49	American Bank Inc. Allentown, Pa.	1.09	786	718	0.64
	First Star Bancorp Inc. Bethlehem, Pa.	1.09	1,134	1,039	0.70
	American Bancorp. Inc. Sapulpa, Okla.	1.09	2,893	2,656	1.74
52	WNB Bancshares Inc. Odessa, Texas	1.08	4,101	3,803	1.67
53	First Artesia Bancshares Inc. N.M.	1.07	3,633	3,389	2.06
54	Plains Bancorp Inc. Lubbock	1.06	3,085	2,914	1.52
55	Falcon Bancshares Inc. Laredo, Texas	1.05	3,771	3,589	1.60
	First National Bank Group Inc. Edinburg, Texas	1.05	12,945	12,349	1.21
57	Ames National Corp. Iowa	1.04	2,441	2,346	1.15
	Traditional Bancorp. Inc. Mount Sterling, Ky.	1.04	2,604	2,514	1.13
59	BCB Bancorp Inc. Bayonne, N.J.	1.03	1,363	1,323	0.93
60	Citizens Financial Services Inc. Mansfield, Pa.	1.02	2,346	2,296	1.41
	Arrow Financial Corp. Glens Falls, N.Y.	1.02	6,682	6,578	1.59
62	Olney Bancshares of Texas Inc.	1.01	4,733	4,689	1.19
	Cashmere Valley Financial Corp. Wash.	1.01	3,069	3,049	1.21
64	Hometown Banc Corp Grand Island, Neb.	1.00	2,038	2,034	1.16
	Ambank Co. Inc. Sioux Center, Iowa	1.00	2,152	2,148	1.24
66	Magnolia Banking Corp. Ark.	0.99	2,088	2,102	1.32
	Square 1 Financial Inc. Durham, N.C.	0.99	5,084	5,133	1.55
68	Citizens Bancshares Inc. Bluffton, Ohio	0.97	1,813	1,872	1.32
69	Bar Harbor Bankshares Maine	0.95	2,625	2,756	1.05
70	Carbon County Holding Co. Rawlins, Wyo.	0.94	1,043	1,106	2.53
71	Commerce Bank and Trust Holding Co. Topeka, Kan.	0.93	5,403	5,787	1.69
	American State Financial Corp. Lubbock	0.93	7,586	8,191	1.36
73	First Southern Bancorp Inc. Stanford, Ky.	0.92	2,575	2,796	1.36
74	Mesaba Bancshares Inc. Grand Rapids, Minn.	0.91	1,874	2,062	0.99
75	FSB Mutual Holdings Inc. Perkasie, Pa.	0.90	2,189	2,438	0.81
	Valley National Bancorp Wayne, N.J.	0.90	37,384	41,717	1.03
77	Neighbor Insurance Agency Inc. Marion, Iowa	0.89	2,012	2,255	1.45
	Midland Financial Corp. Casper, Wyo.	0.89	1,932	2,178	1.69
	Intrust Financial Corp. Wichita	0.89	13,733	15,502	1.60
80	Clayton Bancorp Inc. Knoxville, Tenn.	0.88	1,773	2,015	0.87
	West Financial Inc. El Paso	0.88	2,930	3,338	1.60
	Citizens National Banc Corp. Meridian, Miss.	0.88	3,789	4,320	1.29
	Southeast Bancshares Inc. Chanute, Kan.	0.88	832	950	1.26
84	Southern Utah Bancorp. Cedar City	0.87	2,152	2,463	1.41
	Villages Bancorp. Inc. The Villages, Fla.	0.87	1,859	2,133	0.74
86	Gulfstream Bancshares Inc. Stuart, Fla.	0.86	1,266	1,470	0.88
	NEB Corp. Fond Du Lac, Wis.	0.86	3,790	4,416	1.09
88	Nodaway Valley Bancshares Inc. Maryville, Mo.	0.85	2,303	2,700	1.40
	Choice Financial Holdings Inc. Grafton, N.D.	0.85	1,717	2,020	1.24
	First New Mexico Financial Corp. Deming	0.85	945	1,112	1.13
	Sunflower Financial Inc. Salina, Kan.	0.85	6,173	7,270	1.49
	Natcom Bancshares Inc. Superior, Wis.	0.85	1,414	1,667	0.98
93	Park National Corp. Newark, Ohio	0.84	21,390	25,487	1.21
94	CVB Financial Corp. Ontario, Calif.	0.83	13,168	15,820	0.80
	Comm Bancorp Inc. Clarks Summit, Pa.	0.83	1,775	2,140	1.14
	Suffolk Bancorp Riverhead, N.Y.	0.83	5,659	6,832	1.39
97	RCB Holding Co. Inc. Claremore, Okla.	0.82	4,701	5,699	1.48
	1st Summit Bancorp of Johnstown Inc. Pa.	0.82	1,353	1,641	1.01
	Farmers and Merchants Bancorp Lodi, Calif.	0.82	5,934	7,206	1.41
100	Banterra Corp. Eldorado, Ill.	0.81	3,434	4,219	1.27
	Security National Corp. Omaha	0.81	2,286	2,819	1.52
	AFNB Holdings Inc. Houston	0.81	1,612	1,993	1.01
103	First Bancorp Inc. Lebanon, Va.	0.80	3,125	3,891	1.27
	West Bancorp. Inc. West Des Moines	0.80	2,941	3,664	0.74
	American National Corp. Omaha	0.80	4,990	6,218	1.12
	United Bank Corp. Barnesville, Ga.	0.80	3,221	4,034	1.62
107	First of Long Island Corp. Glen Head, N.Y.	0.79	3,928	4,969	1.26
	Porter Bancorp Inc. Louisville	0.79	3,061	3,878	0.72
	New Mexico Banquest Corp. Santa Fe	0.79	2,314	2,937	1.48
110	Bankmanagers Corp. Milwaukee	0.78	2,254	2,893	1.14
	First Farmers Financial Corp. Converse, Ind.	0.78	1,948	2,504	1.20
	Hills Bancorp. Iowa	0.78	3,989	5,141	0.89
	CNB Bancshares Inc. Sevierville, Tenn.	0.78	2,025	2,612	1.06
114	Putnam-Greene Financial Corp. Eatonton, Ga.	0.77	1,332	1,723	1.06
	Jeff Davis Bancshares Inc. Jennings, La.	0.77	1,684	2,179	1.38
	First NBC Bank Holding Co. New Orleans	0.77	1,291	1,673	0.69
	Centra Financial Holdings Inc. Morgantown, W.Va.	0.77	2,771	3,593	0.91
	CCFNB Bancorp Inc. Bloomsburg, Pa.	0.77	1,543	2,007	1.08
	BOU Bancorp Inc. Ogden, Utah	0.77	3,064	3,990	1.72
	Americo Bancshares Inc. Wolfforth, Texas	0.77	1,912	2,497	1.00
	Solvay Bank Corp. N.Y.	0.77	1,421	1,857	1.12
122	First Financial Banc Corp. El Dorado, Ark.	0.76	2,454	3,214	1.62
	Harleysville Savings Financial Corp. Pa.	0.76	1,203	1,580	0.59
	United Bancshares Inc. Columbus Grove, Ohio	0.76	1,432	1,891	0.93
125	First Community Bancshares Inc. Batesville, Ark.	0.75	1,439	1,907	1.04
	Smithtown Bancorp Inc. Hauppauge, N.Y.	0.75	3,616	4,806	0.71
	Alpine Banks of Colorado Glenwood Springs	0.75	7,690	10,227	1.14
	First Paragould Bankshares Inc. Ark.	0.75	1,329	1,771	0.87
	Chambers Bancshares Inc. Danville, Ark.	0.75	1,577	2,107	0.87
	Durant Bancorp Inc. Okla.	0.75	6,618	8,865	1.30
131	Bank of Marin Bancorp Novato, Calif.	0.74	3,229	4,346	1.22
	Mid Illinois Bancorp Inc. Peoria	0.74	1,482	1,999	1.08
	Evangeline Bancshares Inc. Ville Platte, La.	0.74	1,342	1,816	0.97
	Bank of Hawaii Corp. Honolulu	0.74	36,040	48,791	1.30
135	Foresight Financial Group Inc. Rockford, Ill.	0.73	1,689	2,304	0.90
	Cummins-American Corp. Glenview, Ill.	0.73	2,293	3,137	0.91
	Glacier Bancorp Inc. Kalispell, Mont.	0.73	15,779	21,649	1.14
	Pinnacle Bancorp Inc. Central City, Neb.	0.73	14,847	20,429	1.04
	Iowa First Bancshares Corp. Muscatine	0.73	1,038	1,429	1.04
	Citizens Bank Holding Inc. Mukwonago, Wis.	0.73	1,574	2,171	1.07
141	Security National Corp. Dakota Dunes, S.D.	0.72	3,081	4,251	1.17
	Happy Bancshares Inc. Canyon, Texas	0.72	3,538	4,906	1.38
	NorthWest Indiana Bancorp Munster	0.72	1,705	2,365	1.02
	Citizens Bancshares of Batesville Inc. Ark.	0.72	1,336	1,857	1.09
	State Street Corp. Boston	0.72	475,782	663,119	1.28
146	M&F Bancorp Inc. Holly Springs, Miss.	0.71	313	441	1.56
	Orrstown Financial Services Inc. Shippensburg, Pa.	0.71	3,025	4,271	1.13
	Citizens National Bancorp Inc. Athens, Tenn.	0.71	1,399	1,980	0.95
149	Bank of Kentucky Financial Corp. Crestview Hills	0.70	2,816	3,999	0.92
	Home BancShares Inc. Conway, Ark.	0.70	6,246	8,944	0.96

Note: Only domestic holding companies that file Y-9C reports are included. Based on Y9C filings by top-tier bank holding companies with the Federal Reserve. Figures for prior periods are not adjusted for mergers and acquisitions. Rankings include only companies current as of July 24, 2009.

Source:

SNL Financial