Banking Companies with the Highest Multiples of Net Income to Salary, Benefits
February 07, 2011, 1:53 p.m. EST 1 Min Read
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Banking Companies with the Highest Multiples of Net Income to Salary, Benefits
Banking Companies with the Highest Multiples of Net Income to Salary, BenefitsOn Sept. 30, 2010. Dollars in thousands | |||||
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Rank | Multiple | Net income | Salary and benefits | Return on average assets | |
1 | Briscoe Ranch Inc. Uvalde, Texas | 10.19 | $17,419 | $1,709 | 9.26% |
2 | NRBC Holding Corp. Chicago | 7.32 | 7,805 | 1,066 | 2.45 |
3 | Lauritzen Corp. Omaha, Neb. | 7.01 | 56,588 | 8,067 | 14.80 |
4 | SBT Bancshares Inc. Dallas | 6.29 | 4,036 | 642 | 2.58 |
5 | Community and Southern Holdings Inc. Carrollton, Ga. | 5.62 | 42,488 | 7,557 | 6.48 |
6 | Popular Inc. Hato Rey, Puerto Rico | 3.51 | 495,000 | 141,000 | 4.92 |
7 | Rockhold Bancorp Kirksville, Mo. | 3.49 | 2,810 | 806 | 2.27 |
8 | JJR Holding Co. Inc. Brick, N.J. | 2.79 | 4,664 | 1,671 | 3.53 |
9 | Orient Bancorp. San Francisco | 2.45 | 5,803 | 2,366 | 3.54 |
10 | Taylor Capital Group Inc. Rosemont, Ill. | 2.42 | 33,414 | 13,806 | 3.01 |
11 | BCB Bancorp Inc. Bayonne, N.J. | 2.41 | 8,734 | 3,626 | 3.01 |
12 | First National Bancshares Inc. Goodland, Kan. | 2.40 | 2,860 | 1,190 | 4.31 |
13 | Chinatrust Capital Corp. Torrance, Calif. | 2.38 | 12,664 | 5,327 | 2.88 |
14 | Washington Banking Co. Oak Harbor | 2.07 | 13,687 | 6,610 | 3.39 |
15 | Weststar Bank Holding Co. Inc. El Paso, Texas | 2.06 | 5,339 | 2,591 | 2.47 |
16 | RCB Holding Co. Inc. Claremore, Okla. | 2.00 | 15,278 | 7,633 | 3.14 |
17 | United National Corp. Sioux Falls, S.D. | 1.97 | 74,079 | 37,599 | 16.79 |
18 | United Community Bancorp Inc. Chatham, Ill. | 1.94 | 6,968 | 3,583 | 2.44 |
19 | Bank of the Ozarks Inc. Little Rock, Ark. | 1.92 | 20,225 | 10,539 | 2.62 |
Fidelity Holding Co. Minnetonka, Minn. | 1.92 | 2,135 | 1,114 | 2.10 | |
21 | Ambank Co. Inc. Sioux Center, Iowa | 1.87 | 3,926 | 2,103 | 2.15 |
22 | New York Community Bancorp Inc. Westbury | 1.86 | 135,608 | 72,876 | 1.31 |
23 | Capitol Bancorp. Inc. Britton, S.D. | 1.85 | 3,591 | 1,938 | 2.22 |
24 | Bank of Southside Virginia Corp. Carson | 1.78 | 2,896 | 1,628 | 2.11 |
25 | Independent Bank Group Inc. McKinney, Texas | 1.74 | 7,034 | 4,053 | 2.91 |
26 | Olney Bancshares of Texas Inc. | 1.73 | 7,671 | 4,438 | 1.88 |
Inwood Bancshares Inc. Dallas | 1.73 | 5,626 | 3,261 | 1.70 | |
28 | Guaranty Bancshares Inc. Mount Pleasant, Texas | 1.65 | 5,605 | 3,391 | 2.43 |
WNB Bancshares Inc. Odessa, Texas | 1.65 | 4,717 | 2,861 | 1.84 | |
30 | Citizens Bankshares Inc. Farmington, N.M. | 1.60 | 2,864 | 1,790 | 1.96 |
31 | Heartland Bancorp Inc. Bloomington, Ill. | 1.58 | 9,689 | 6,127 | 2.34 |
32 | Parke Bancorp Inc. Sewell, N.J. | 1.57 | 1,828 | 1,163 | 1.07 |
33 | Amarillo National Bancorp Inc. Texas | 1.55 | 17,299 | 11,137 | 2.55 |
Manhattan Banking Corp. Kan. | 1.55 | 2,929 | 1,890 | 1.70 | |
35 | Industry Bancshares Inc. Texas | 1.53 | 5,380 | 3,509 | 1.69 |
Westamerica Bancorp. San Rafael, Calif. | 1.53 | 23,709 | 15,481 | 1.96 | |
37 | National Bankshares Inc. Blacksburg, Va. | 1.48 | 3,997 | 2,695 | 1.61 |
38 | Prosperity Bancshares Inc. Houston | 1.46 | 32,166 | 22,016 | 1.36 |
39 | Amboy Bancorp. Old Bridge, N.J. | 1.42 | 4,947 | 3,479 | 0.79 |
Citizens Bancshares Inc. Bluffton, Ohio | 1.42 | 2,854 | 2,014 | 2.08 | |
41 | Charter Bankshares Inc. Eau Claire, Wis. | 1.41 | 2,180 | 1,551 | 1.18 |
42 | New York Private Bank and Trust Corp. | 1.40 | 41,254 | 29,379 | 1.33 |
Pinnacle Bancorp Inc. Central City, Neb. | 1.40 | 28,954 | 20,622 | 2.02 | |
West Bancorp. Inc. West Des Moines, Iowa | 1.40 | 3,941 | 2,813 | 1.04 | |
45 | Hometown Banc Corp Grand Island, Neb. | 1.39 | 3,516 | 2,532 | 1.92 |
46 | First Paragould Bankshares Inc. Ark. | 1.37 | 2,482 | 1,809 | 1.50 |
47 | Franklin Resources Inc. San Mateo, Calif. | 1.35 | 372,906 | 275,300 | 14.21 |
ServisFirst Bancshares Inc. Birmingham, Ala. | 1.35 | 4,799 | 3,547 | 1.11 | |
49 | Waupaca Bancorp. Inc. Wis. | 1.34 | 3,001 | 2,242 | 1.66 |
Discover Financial Services Riverwoods, Ill. | 1.34 | 278,657 | 208,262 | 1.83 | |
51 | Ames National Corp. Iowa | 1.32 | 3,551 | 2,692 | 1.56 |
52 | First Citizens Financial Corp. Mason City, Iowa | 1.30 | 4,360 | 3,358 | 1.62 |
53 | First Trust Corp. New Orleans | 1.28 | 6,974 | 5,440 | 2.86 |
American National Corp. Omaha, Neb. | 1.28 | 8,650 | 6,759 | 2.04 | |
First Financial Banc Corp. El Dorado, Ark. | 1.28 | 4,657 | 3,645 | 2.76 | |
56 | CIT Group Inc. New York | 1.27 | 178,846 | 140,411 | 1.33 |
57 | Capital One Financial Corp. McLean, Va. | 1.25 | 802,509 | 644,525 | 1.64 |
58 | Plains Bancorp Inc. Dimmitt, Texas | 1.24 | 4,143 | 3,343 | 1.79 |
59 | First Financial Bankshares Inc. Abilene, Texas | 1.23 | 16,229 | 13,194 | 1.97 |
60 | Center Financial Corp. Los Angeles | 1.21 | 5,964 | 4,913 | 1.05 |
Planters Holding Co. Indianola, Miss. | 1.21 | 2,381 | 1,967 | 1.57 | |
62 | East West Bancorp Inc. Pasadena, Calif. | 1.20 | 46,951 | 39,197 | 0.93 |
Cathay General Bancorp El Monte, Calif. | 1.20 | 17,272 | 14,436 | 0.61 | |
64 | Nodaway Valley Bancshares Inc. Maryville, Mo. | 1.19 | 2,901 | 2,431 | 1.67 |
Citizens Financial Services Inc. Mansfield, Pa. | 1.19 | 2,897 | 2,437 | 1.49 | |
66 | Penns Woods Bancorp Inc. Williamsport, Pa. | 1.17 | 2,848 | 2,427 | 1.60 |
Renasant Corp. Tupelo, Miss. | 1.17 | 19,551 | 16,694 | 1.84 | |
First Security Bancorp Searcy, Ark. | 1.17 | 19,541 | 16,693 | 2.27 | |
CentraBanc Corp. Waco, Texas | 1.16 | 1,948 | 1,673 | 1.31 | |
70 | Stockman Financial Corp. Miles City, Mont. | 1.15 | 7,662 | 6,639 | 1.60 |
CBX Corp. Carrollton, Ill. | 1.15 | 2,779 | 2,416 | 1.23 | |
72 | PNC Financial Services Group Inc. Pittsburgh | 1.14 | 1,101,529 | 962,775 | 1.66 |
Norwood Financial Corp. Honesdale, Pa. | 1.14 | 1,890 | 1,656 | 1.41 | |
74 | First Southern Bancorp Inc. Stanford, Ky. | 1.12 | 3,152 | 2,803 | 1.87 |
Citizens and Northern Corp. Wellsboro, Pa. | 1.12 | 4,864 | 4,334 | 1.48 | |
76 | Virginia Commerce Bancorp Inc. Arlington | 1.11 | 6,958 | 6,254 | 0.98 |
Hyde Park Bancorp MHC Mass. | 1.11 | 1,957 | 1,769 | 0.89 | |
78 | Henderson Citizens Bancshares Inc. Texas | 1.10 | 4,860 | 4,404 | 2.25 |
79 | First Keystone Corp. Berwick, Pa. | 1.09 | 2,491 | 2,281 | 1.20 |
Hills Bancorp. Iowa | 1.09 | 6,033 | 5,530 | 1.30 | |
81 | First Illinois Bancorp Inc. East St. Louis | 1.08 | 1,690 | 1,565 | 1.18 |
82 | Camden National Corp. Maine | 1.07 | 7,441 | 6,948 | 1.30 |
Traditional Bancorp. Inc. Mount Sterling, Ky. | 1.07 | 2,949 | 2,763 | 1.15 | |
Whitcorp Financial Co. Leoti, Kan. | 1.07 | 2,344 | 2,197 | 1.55 | |
85 | Coastal Affiliates MHC Hyannis, Mass. | 1.06 | 1,769 | 1,662 | 1.22 |
F&M Financial Corp. Clarksville, Tenn. | 1.06 | 1,141 | 1,078 | 0.56 | |
Midland Financial Corp. Casper, Wyo. | 1.06 | 2,253 | 2,131 | 1.85 | |
88 | S&T Bancorp Inc. Indiana, Pa. | 1.05 | 12,482 | 11,887 | 1.22 |
NEB Corp. Fond Du Lac, Wis. | 1.05 | 4,523 | 4,311 | 1.22 | |
Farmers and Merchants Bankshares Inc. Stuttgart, Ark. | 1.05 | 2,055 | 1,959 | 1.44 | |
91 | FirstBank Holding Co. Lakewood, Colo. | 1.04 | 37,764 | 36,153 | 1.48 |
International Bancshares Corp. Laredo, Texas | 1.04 | 33,549 | 32,379 | 1.21 | |
CVB Financial Corp. Ontario, Calif. | 1.04 | 17,928 | 17,310 | 1.06 | |
94 | First Bancorp Inc. Damariscotta, Maine | 1.03 | 3,195 | 3,105 | 0.93 |
Magnolia Banking Corp. Ark. | 1.03 | 2,203 | 2,141 | 1.34 | |
First NBC Bank Holding Co. New Orleans | 1.03 | 2,943 | 2,866 | 0.92 | |
97 | Southside Bancshares Inc. Tyler, Texas | 1.01 | 11,048 | 10,891 | 1.50 |
Hometown Community Bancorp Inc. Morton, Ill. | 1.01 | 6,926 | 6,867 | 1.06 | |
Clayton Bancorp Inc. Knoxville, Tenn. | 1.01 | 2,459 | 2,442 | 1.07 | |
100 | Gorham Bancorp MHC Maine | 1.00 | 3,452 | 3,435 | 1.48 |
Watford City Bancshares Inc. N.D. | 1.00 | 4,194 | 4,215 | 1.76 | |
102 | Home BancShares Inc. Conway, Ark. | 0.99 | 9,560 | 9,637 | 1.16 |
103 | First Breckinridge Bancshares Inc. Irvington, Ky. | 0.97 | 2,034 | 2,092 | 1.26 |
Choice Financial Holdings Inc. Grafton, N.D. | 0.97 | 1,947 | 2,005 | 1.35 | |
First Guaranty Bancshares Inc. Hammond, La. | 0.97 | 2,866 | 2,961 | 1.10 | |
Cummins-American Corp. Glenview, Ill. | 0.97 | 3,459 | 3,581 | 1.24 | |
107 | FirstPerryton Bancorp Inc. Texas | 0.96 | 2,681 | 2,782 | 1.53 |
Penseco Financial Services Corp. Scranton, Pa. | 0.96 | 3,044 | 3,177 | 1.37 | |
Bar Harbor Bankshares Maine | 0.96 | 2,870 | 3,001 | 1.05 | |
110 | Independence Bancshares Inc. Owensboro, Ky. | 0.94 | 3,369 | 3,580 | 1.39 |
Ida Grove Bancshares Inc. Iowa | 0.94 | 3,038 | 3,232 | 1.11 | |
112 | Orange County Bancorp Inc. Middletown, N.Y. | 0.93 | 1,787 | 1,914 | 1.25 |
Republic Bancorp Co. Oak Brook, Ill. | 0.93 | 3,493 | 3,750 | 0.98 | |
Bank of Hawaii Corp. Honolulu | 0.93 | 44,064 | 47,331 | 1.38 | |
Neighbor Insurance Agency Inc. Marion, Iowa | 0.93 | 2,245 | 2,425 | 1.57 | |
116 | Orrstown Financial Services Inc. Shippensburg, Pa. | 0.92 | 4,896 | 5,296 | 1.38 |
United Bankshares Inc. Charleston, W.Va. | 0.92 | 17,316 | 18,741 | 0.92 | |
City Holding Co. Charleston, W.Va. | 0.92 | 9,023 | 9,817 | 1.36 | |
Falcon Bancshares Inc. Laredo, Texas | 0.92 | 2,969 | 3,231 | 1.35 | |
Apple Financial Holdings Inc. New York | 0.92 | 12,079 | 13,145 | 0.70 | |
121 | First New Mexico Financial Corp. Deming | 0.91 | 1,161 | 1,269 | 1.22 |
First Manitowoc Bancorp Inc. Wis. | 0.91 | 2,321 | 2,546 | 1.15 | |
123 | Northern Bancorp Inc. Woburn, Mass. | 0.90 | 1,817 | 2,012 | 1.15 |
Citco Community Bancshares Inc. Elizabethton, Tenn. | 0.90 | 1,722 | 1,914 | 1.16 | |
1st Summit Bancorp of Johnstown Inc. Pa. | 0.90 | 1,680 | 1,874 | 1.02 | |
126 | Lakeside Bancorp Inc. Chicago | 0.89 | 1,811 | 2,027 | 0.67 |
Mid Illinois Bancorp Inc. Peoria | 0.89 | 1,827 | 2,053 | 1.18 | |
First of Long Island Corp. Glen Head, N.Y. | 0.89 | 4,705 | 5,292 | 1.15 | |
129 | Central Bancorp Inc. Garland, Texas | 0.88 | 5,514 | 6,257 | 0.85 |
Lakeland Financial Corp. Warsaw, Ind. | 0.88 | 6,521 | 7,417 | 0.98 | |
Pacific Premier Bancorp Inc. Costa Mesa, Calif. | 0.88 | 1,845 | 2,099 | 0.92 | |
Starion Bancorp. Bismarck, N.D. | 0.88 | 2,568 | 2,923 | 1.37 | |
United Bank Corp. Zebulon, Ga. | 0.88 | 3,983 | 4,540 | 1.68 | |
Merchants Bancshares Inc. South Burlington, Vt. | 0.88 | 4,502 | 5,140 | 1.25 | |
135 | Longview Financial Corp. Texas | 0.87 | 4,024 | 4,626 | 1.25 |
136 | Merchants Bancorp Inc. Hillsboro, Ohio | 0.85 | 1,531 | 1,792 | 1.09 |
Armed Forces Benefit Association Alexandria, Va. | 0.85 | 5,037 | 5,901 | 3.69 | |
Citizens National Bancorp Inc. Athens, Tenn. | 0.85 | 1,595 | 1,871 | 1.15 | |
Banterra Corp Eldorado, Ill. | 0.85 | 3,579 | 4,206 | 1.34 | |
Blackhawk Bancorp. Inc. Milan, Ill. | 0.85 | 2,050 | 2,413 | 0.97 | |
Southeast Bancshares Inc. Chanute, Kan. | 0.85 | 816 | 964 | 1.21 | |
Cashmere Valley Financial Corp. Cashmere, Wash. | 0.85 | 2,601 | 3,076 | 0.96 | |
143 | American Bancorp. Inc. Sapulpa, Okla. | 0.84 | 2,290 | 2,714 | 1.34 |
144 | American State Financial Corp. Lubbock, Texas | 0.83 | 8,685 | 10,407 | 1.39 |
AFNB Holdings Inc. Houston | 0.83 | 1,881 | 2,255 | 1.04 | |
Palm Bancorp Palmerton, Pa. | 0.83 | 1,576 | 1,902 | 0.94 | |
Security National Corp. Omaha, Neb. | 0.83 | 2,479 | 2,993 | 1.47 | |
Citizens National Banc Corp. Meridian, Miss. | 0.83 | 3,774 | 4,566 | 1.27 | |
149 | Independent Alliance Banks Inc. Fort Wayne, Ind. | 0.82 | 2,559 | 3,112 | 1.12 |
First Dakota Financial Corp. Yankton, S.D. | 0.82 | 2,927 | 3,582 | 1.55 | |
151 | Liberty Bancshares Inc Springfield, Mo. | 0.81 | 3,115 | 3,829 | 1.29 |
N W Services Corp. Ringgold, Ga. | 0.81 | 1,914 | 2,355 | 1.39 | |
Stearns Financial Services Inc. St. Cloud, Minn. | 0.81 | 4,190 | 5,160 | 1.29 | |
Jefferson Bancshares Inc. San Antonio | 0.81 | 3,436 | 4,232 | 1.85 | |
Security National Corp. Dakota Dunes, S.D. | 0.81 | 3,547 | 4,386 | 1.32 | |
Carbon County Holding Co. Rawlins, Wyo. | 0.81 | 760 | 940 | 1.82 | |
American Express Co. New York | 0.81 | 1,093,165 | 1,353,120 | 3.07 | |
158 | Citizens Bancorp Investment Inc. Lafayette, Tenn. | 0.80 | 1,522 | 1,892 | 1.10 |
Intrust Financial Corp. Wichita, Kan. | 0.80 | 11,527 | 14,420 | 1.27 | |
Park National Corp. Newark, Ohio | 0.80 | 19,577 | 24,500 | 1.11 | |
161 | U.S. Bancorp Minneapolis, Minn. | 0.79 | 908,000 | 1,145,000 | 1.27 |
Center Bancorp Inc. Union, N.J. | 0.79 | 2,139 | 2,722 | 0.72 | |
163 | CCFNB Bancorp Inc. Bloomsburg, Pa. | 0.78 | 1,686 | 2,152 | 1.11 |
Coppermark Bancshares Inc. Oklahoma City | 0.78 | 3,388 | 4,325 | 1.12 | |
Arrow Financial Corp. Glens Falls, N.Y. | 0.78 | 5,575 | 7,120 | 1.19 | |
Farmers and Merchants Bancorp Lodi, Calif. | 0.78 | 6,209 | 7,942 | 1.40 | |
M&T Bank Corp. Buffalo, N.Y. | 0.78 | 192,015 | 246,389 | 1.13 | |
Farmers and Merchants Bancorp Inc. Archbold, Ohio | 0.78 | 2,199 | 2,824 | 1.00 | |
First Artesia Bancshares Inc. N.M. | 0.78 | 2,970 | 3,821 | 1.52 | |
Ironhorse Financial Group Inc. Muskogee, Okla. | 0.78 | 4,237 | 5,452 | 1.91 | |
171 | Nara Bancorp Inc. Los Angeles | 0.77 | 5,101 | 6,589 | 0.69 |
215 Holding Co. Minneapolis, Minn. | 0.77 | 1,388 | 1,801 | 1.28 | |
173 | First Bancorp Inc. Lebanon, Va. | 0.76 | 3,059 | 4,003 | 1.05 |
First Community Bancshares Inc. Bluefield, Va. | 0.76 | 6,555 | 8,605 | 1.15 | |
Commercial Holding Co. Paris, Tenn. | 0.76 | 1,938 | 2,550 | 1.26 | |
First Internet Bancorp Indianapolis | 0.76 | 1,006 | 1,327 | 0.83 | |
Provident Financial Services Inc. Jersey City, N.J. | 0.76 | 13,463 | 17,765 | 0.80 | |
New Mexico Banquest Corp. Santa Fe | 0.76 | 2,217 | 2,926 | 1.25 | |
179 | Cullen/Frost Bankers Inc. San Antonio | 0.75 | 54,995 | 73,109 | 1.27 |
Valley National Bancorp Wayne, N.J. | 0.75 | 32,639 | 43,567 | 0.93 | |
Community Bank System Inc. DeWitt, N.Y. | 0.75 | 17,262 | 23,056 | 1.27 | |
First Bankers Trustshares Inc. Quincy, Ill. | 0.75 | 1,918 | 2,568 | 1.15 | |
CNB Financial Corp. Clearfield, Pa. | 0.75 | 3,106 | 4,167 | 0.92 | |
184 | Harleysville Savings Financial Corp. Pa. | 0.74 | 1,318 | 1,772 | 0.61 |
Herring Bancorp Inc. Amarillo, Texas | 0.74 | 2,409 | 3,246 | 1.85 | |
Jeff Davis Bancshares Inc. Jennings, La. | 0.74 | 1,627 | 2,203 | 1.28 | |
187 | Summit Bancorp Inc. Arkadelphia, Ark. | 0.73 | 2,998 | 4,079 | 1.05 |
Diamond Bancorp Inc Washington, Mo. | 0.73 | 1,459 | 1,990 | 0.74 | |
Community Trust Bancorp Inc. Pikeville, Ky. | 0.73 | 8,450 | 11,560 | 1.05 | |
S.Y. Bancorp Inc. Louisville, Ky. | 0.73 | 6,364 | 8,711 | 1.36 | |
Reliable Community Bancshares Inc. Perryville, Mo. | 0.73 | 2,274 | 3,114 | 1.14 | |
192 | First Community Bancshares Inc. Batesville, Ark. | 0.72 | 1,656 | 2,292 | 0.96 |
Bank of Marin Bancorp Novato, Calif. | 0.72 | 3,359 | 4,665 | 1.11 | |
Machias Bancorp MHC Maine | 0.72 | 2,351 | 3,269 | 0.98 | |
First Farmers Financial Corp. Converse, Ind. | 0.72 | 2,051 | 2,854 | 1.00 | |
196 | Eagle Bancorp Inc. Bethesda, Md. | 0.71 | 4,666 | 6,549 | 0.95 |
Independent Holdings Inc. Memphis, Tenn. | 0.71 | 1,892 | 2,672 | 0.96 | |
Security Bancorp of Tennessee Inc. Halls | 0.71 | 1,256 | 1,776 | 1.31 | |
First Arkansas Bancshares Inc. Jacksonville | 0.71 | 1,825 | 2,587 | 1.13 | |
Farmers Bancorp Inc. Blytheville, Ark. | 0.71 | 1,181 | 1,675 | 1.26 |
Note: Only domestic holding companies that file Y-9C reports are included. Based on Y9C filings by top-tier bank holding companies with the Federal Reserve. Figures for prior periods are not adjusted for mergers and acquisitions. Rankings include only companies current as of Jan. 27, 2011.
Source:
SNL Financial
, Charlottesville, Va. © 2011 American Banker