© 2024 Arizent. All rights reserved.
Banks, thrifts and holding companies

Banks and Thrifts with Highest Nonperformer Ratios

September 11, 2008, 10:08 a.m. EDT 1 Min Read
View Table
Printer Friendly Version
Banks and Thrifts with Highest Nonperformer Ratios

Banks and Thrifts with Highest Nonperformer RatiosOn March 31, 2008. Dollars in thousands
Published September 11, 2008
Holding Co. Institution type Ratio* Year earlier Nonperformers Net chargeoffs** Assets
1 Eastern Savings Bank FSB Hunt Valley, Md. none thrift 37.22% 24.82% $368,347 0.52% $1,132,481
2 Ameribank Welch, W.Va. JMS Investors thrift 36.38 4.62 35,016 12.68 114,911
3 BankFirst Sioux Falls, S.D. Marshall Bankfirst Corp. commercial bank 31.92 7.30 101,730 4.13 415,643
4 Integrity Bank Alpharetta, Ga. Integrity Bancshares Inc. commercial bank 29.41 2.01 262,207 0.08 1,203,701
5 Citizens Bank and Trust Co. Atwood, Tenn. Bumpushares Inc. commercial bank 25.89 0.53 3,495 -0.03 22,793
6 HomeTown Bank of Villa Rica Ga. SunTrust Banks Inc. commercial bank 24.34 8.88 34,556 6.04 219,935
7 MagnetBank Salt Lake City none commercial bank 22.86 0.09 84,854 1.29 442,953
8 Security Bank of Gwinnett County Suwanee, Ga. Security Bank Corp. commercial bank 20.53 0.35 59,172 2.55 374,143
9 Downey Savings and Loan Association Newport Beach, Calif. Downey Financial Corp. thrift 19.43 1.08 2,172,224 1.08 13,130,348
10 Westsound Bank Bremerton, Wash. WSB Financial Group Inc. commercial bank 18.23 0.05 70,313 0.90 502,789
11 Florida Community Bank Immokalee Florida Community Banks Inc. commercial bank 17.45 5.35 129,551 0.18 935,236
12 First Security National Bank Norcross, Ga. First Security Corp. commercial bank 17.34 1.08 19,085 0.46 140,212
13 Integrity Bank Jupiter, Fla. none commercial bank 17.29 0.00 16,534 0.00 133,128
14 International City Bank Long Beach, Calif. Pedcor Capital LLC commercial bank 17.13 0.43 21,566 4.08 201,146
15 Community National Bank North Branch, Minn. Community Investment Services Inc. commercial bank 16.61 2.66 10,743 0.60 91,405
16 FirstBank Financial Services McDonough, Ga. FirstBank Financial Services Inc. commercial bank 16.48 0.00 41,981 2.97 432,154
17 Citizens Community Bank Ridgewood, N.J. none commercial bank 15.97 1.89 5,533 8.12 45,819
18 Omni National Bank Atlanta Omni Financial Services Inc. commercial bank 15.70 1.31 105,008 0.85 992,505
19 Macomb Community Bank Clinton Township, Mich. Capitol Bancorp Ltd. commercial bank 15.54 6.90 13,268 3.07 91,957
20 FirstCity Bank Stockbridge, Ga. FirstCity Bancorp Inc. commercial bank 15.14 0.49 30,014 1.99 255,043
21 Warren Bank Warren, Mich. Warren Bancorp Inc. commercial bank 15.13 4.39 68,911 0.03 587,082
22 First Georgia Community Bank Jackson, Ga. First Georgia Community Corp. commercial bank 15.06 1.07 29,276 4.99 287,692
23 Premier Bank Denver PB Financial Group Inc. commercial bank 14.80 9.96 7,515 1.13 87,662
24 Ebank Atlanta ebank Financial Services Inc. thrift 14.62 5.45 15,828 1.24 153,097
25 American Southern Bank Roswell, Ga. American Southern BanCorp Inc. commercial bank 14.41 0.00 7,936 0.00 68,654
26 Security Pacific Bank Los Angeles Security Pacific Bancorp commercial bank 14.12 3.47 69,869 11.64 585,184
27 Comerical Bank Bassett, Neb. Bassett Investment Co. commercial bank 14.06 0.70 3,758 0.99 46,595
28 Community Trust Bank Hiram, Ga. SunTrust Banks Inc. commercial bank 13.97 2.59 32,533 3.23 304,563
29 Heritage Community Bank Glenwood, Ill. Heritage Community Bancorp. Inc. commercial bank 13.73 3.98 30,758 0.00 296,625
30 State Bank of Lebo Kan. none commercial bank 13.57 0.62 3,051 0.09 29,903
31 Newton County Loan and Savings FSB Goodland, Ind. none thrift 13.54 0.00 907 0.00 7,656
32 Ocala National Bank Fla. ONB Financial Services Inc. commercial bank 13.48 0.26 30,890 3.34 271,142
33 Doral Bank San Juan, Puerto Rico Doral GP Ltd. commercial bank 12.86 5.57 601,159 0.64 8,835,752
34 Community Bank Loganville, Ga. Triangle Financial Group Inc. commercial bank 12.12 1.32 61,829 0.26 623,764
35 Platinum Community Bank Rolling Meadows, Ill. Platinum Bancshares Inc. thrift 12.11 2.61 7,985 2.68 89,540
36 PFF Bank and Trust Rancho Cucamonga, Calif. PFF Bancorp Inc. thrift 11.81 0.27 453,433 8.18 4,103,786
37 BankCherokee St. Paul Cherokee Bancshares Inc. commercial bank 11.56 4.18 21,783 2.65 289,100
38 Main Street Bank Northville, Mich. Main Street Bancorp Inc. commercial bank 11.54 1.87 11,348 8.43 131,877
39 First Pryority Bank Pryor, Okla. First Pryor Bancorp Inc. commercial bank 11.51 1.45 10,534 3.57 133,252
40 Arkansas Valley State Bank Broken Arrow, Okla. Arkansas Valley Bancshares Inc. commercial bank 11.41 0.58 20,140 1.48 292,679
41 Gordon Bank Gordon, Ga. none commercial bank 11.30 2.86 2,962 -0.05 41,045
42 Lapeer County Bank and Trust Co. Mich. County Bank Corp commercial bank 11.26 2.20 20,493 0.45 261,230
43 1st Centennial Bank Redlands, Calif. 1st Centennial Bancorp commercial bank 11.15 0.61 58,525 4.25 715,231
44 Gulf State Community Bank Carrabelle, Fla. Gulf State Bancorp commercial bank 11.08 3.75 10,645 0.01 129,041
45 Southern Community Bank Fayetteville, Ga. Southern Community Bancshares Inc. commercial bank 11.00 2.33 29,218 6.70 371,656
46 ISN Bank Cherry Hill, N.J. none commercial bank 10.95 7.96 13,881 3.01 166,952
47 Ideal Federal Savings Bank Baltimore none thrift 10.89 0.80 625 0.00 7,863
48 Federal Trust Bank Sanford, Fla. Federal Trust Corp. thrift 10.87 3.20 57,867 -0.01 670,589
49 Meridian Bank Wickenburg, Ariz. Marquette Financial Cos. commercial bank 10.86 0.79 193,035 1.47 2,505,730
50 Citrus Bank Vero Beach, Fla. CIB Marine Bancshares Inc. commercial bank 10.65 0.28 7,518 0.27 118,759
51 Marco Community Bank Marco Island, Fla. Marco Community Bancorp Inc. commercial bank 10.64 2.83 12,159 0.45 158,688
52 Herrin Security Bank Herrin, Ill. Security Bancorp Inc. commercial bank 10.62 2.93 7,177 0.29 124,449
53 First National Bank of Brookfield Ill. 1st Brookfield Inc. commercial bank 10.61 1.20 25,575 0.43 294,358
54 New Buffalo Savings Bank Mich. none thrift 10.59 5.42 9,633 0.00 107,927
55 Citizens State Bank of Lankin N.D. Citizens State Bancshares Inc. commercial bank 10.33 4.19 2,907 -0.07 41,908
56 First State Bank of Kiester Minn. Kiester Investments Inc. commercial bank 10.13 4.52 1,339 0.67 19,493
57 American Metro Bank Chicago American Metro Bancorp Inc. commercial bank 10.01 2.24 6,680 0.00 81,587
58 First National Bank of Griffin Ga. none commercial bank 9.98 0.60 21,900 1.53 328,814
59 Northwestern Bank Chippewa Falls, Wis. NW Bancshares Inc. commercial bank 9.98 3.03 21,309 2.55 340,348
60 Anadarko Bank and Trust Co. Okla. Falcon Bancorp Inc. commercial bank 9.94 4.32 3,450 1.28 66,506
61 First Piedmont Bank Winder, Ga. none commercial bank 9.87 0.00 9,843 0.69 132,774
62 Amboy Bank Old Bridge, N.J. Amboy Bancorp. commercial bank 9.81 4.31 194,388 0.00 2,695,636
63 Ocean Bank Miami Ocean Bankshares Inc. commercial bank 9.81 5.10 374,738 3.25 5,120,611
64 First Bank and Trust Co. of Murphysboro Ill. First of Murphysboro Corp. commercial bank 9.73 1.14 3,189 0.00 55,711
65 AmTrust Bank Cleveland AmTrust Financial Corp. thrift 9.72 2.29 1,437,978 0.69 17,301,384
66 Riverside Bank of the Gulf Coast Cape Coral, Fla. Riverside Gulf Co.ast Banking Co. commercial bank 9.65 1.07 39,777 0.07 535,046
67 Alpha Bank and Trust Alpharetta, Ga. none commercial bank 9.57 0.00 32,197 0.00 385,182
First DuPage Bank Westmont, Ill. First Dupage Bancorp Inc. commercial bank 9.57 1.55 25,185 0.06 313,115
69 Purdum State Bank Neb. none commercial bank 9.55 4.89 1,226 -0.12 18,373
70 State Bank of Delano Minn. Delano State Agency Inc. commercial bank 9.49 1.79 7,540 -0.21 104,699
71 Bank of Paxton Neb. Pony Express Bancorp Inc. commercial bank 9.47 12.94 899 2.03 17,873
72 Premier Bank Maplewood, Minn. none commercial bank 9.40 2.51 44,705 0.00 552,769
73 Lake Community Bank Long Lake, Minn. Tysan Corp. commercial bank 9.36 6.02 11,145 0.46 161,415
74 All American Bank Des Plaines, Ill. none commercial bank 9.30 4.78 1,648 0.05 28,210
75 Corus Bank Chicago Corus Bankshares Inc. commercial bank 9.27 5.12 419,547 1.67 8,976,744
H&R Block Bank Kansas City, Mo. H&R Block Inc. thrift 9.27 1.73 96,910 0.02 1,299,014
77 Security Savings Bank Henderson, Nev. Stampede Capital LLC commercial bank 9.21 0.32 15,463 0.57 253,564
78 First Tuskegee Bank Ala. Birthright Inc. commercial bank 9.19 2.32 5,330 5.06 87,070
79 Discovery Bank San Marcos, Calif. Discovery Bancorp commercial bank 9.12 0.53 12,809 0.56 169,908
80 First Private Bank and Trust Encino, Calif. Boston Private Financial Holdings Inc. commercial bank 9.11 1.48 51,197 0.42 659,732
Neighborhood Community Bank Newnan, Ga. Newnan Coweta Bancshares Inc. commercial bank 9.11 0.23 16,695 0.50 239,530
82 First BankAmericano Elizabeth, N.J. First Americano Financial Corp. commercial bank 9.10 0.58 11,349 0.32 187,157
83 Armed Forces Bank Fort Leavenworth, Kan. Dickinson Financial Corp. II commercial bank 9.02 0.05 53,306 1.72 803,840
84 Golden Coast Bank Long Beach, Calif. none commercial bank 8.91 NA 1,738 0.00 31,323
85 Citizens State Bank New Baltimore, Mich. Citizens State Bancorp Inc. commercial bank 8.87 3.67 13,600 2.15 196,561
Vision Bank Panama City, Fla. Park National Corp. commercial bank 8.87 2.17 59,044 3.36 922,174
87 First Bank and Trust Co. of Illinois Palatine Hershenhorn Bancorp. Inc. commercial bank 8.78 1.74 23,066 1.32 440,970
88 Heritage Bank of North Florida Orange Park Heritage Bancshares Inc. commercial bank 8.72 0.00 12,620 0.46 173,047
89 Suburban Federal Savings Bank Crofton, Md. none thrift 8.68 1.70 29,670 0.96 399,873
90 Legacy National Bank Springdale, Ark. none commercial bank 8.61 0.21 17,695 4.97 243,420
91 Chestatee State Bank Dawsonville, Ga. Chestatee Bancshares Inc. commercial bank 8.57 0.56 21,142 0.36 298,760
92 Lisle Savings Bank Ill. none savings bank 8.49 2.50 38,675 0.03 526,760
93 First National Bank of Manchester Ky. First National Financial Corp. commercial bank 8.42 3.65 6,601 0.14 147,064
94 Olmsted National Bank Rochester, Minn. Olmsted Holding Corp. commercial bank 8.38 0.13 4,231 0.00 63,222
95 Gateway Bank of St. Louis Gateway Bancshares Inc. commercial bank 8.37 8.12 2,354 6.34 39,154
96 Bank of Atlanta Eggemeyer Capital LLC thrift 8.27 2.93 12,428 -0.03 217,978
97 Freedom Bank Bradenton, Fla. none commercial bank 8.16 3.89 19,608 2.66 290,891
98 Pueblo Bank and Trust Co. Colo. Pueblo Bancorp. commercial bank 8.13 6.16 21,223 1.99 373,407
99 K Bank Owings Mills, Md. K Capital Corp. commercial bank 8.11 4.53 45,330 0.98 649,097
100 Peoples Bank Lithonia, Ga. Persons Banking Co. Inc. commercial bank 8.10 0.52 15,043 0.84 247,457
101 Old Harbor Bank Clearwater, Fla. none commercial bank 8.08 1.23 14,528 0.36 240,564
102 Desert Commercial Bank Palm Desert, Calif. none commercial bank 8.05 0.00 10,179 0.00 153,299
103 Franklin Bank SSB Houston Franklin Bank Corp. savings bank 8.00 0.44 314,476 0.84 5,922,659
104 Sun Security Bank Ellington, Mo. Sun Financial Corp. commercial bank 7.99 0.29 21,720 0.13 434,428
105 Prime Alliance Bank Woods Cross, Utah none commercial bank 7.94 4.91 7,782 1.47 122,497
106 Michigan Heritage Bank Farmington Hills Michigan Heritage Bancorp Inc. commercial bank 7.89 2.41 11,661 1.56 188,406
107 Great Eastern Bank of Florida Miami none commercial bank 7.87 1.69 5,425 0.00 90,740
108 First Federal Bank of California Los Angeles FirstFed Financial Corp. thrift 7.86 0.44 511,876 1.67 7,083,638
109 American Founders Bank Inc. Frankfort, Ky. American Founders Bancorp Inc. commercial bank 7.84 2.57 28,666 3.83 561,375
110 Embassy National Bank Lawrenceville, Ga. Embassy Bancshares Inc. commercial bank 7.79 NA 1,446 0.00 23,454
111 Premier Bank Rochester, Minn. none commercial bank 7.77 2.38 9,303 0.00 142,444
112 Habersham Bank Clarkesville, Ga. Habersham Bancorp commercial bank 7.74 1.18 26,448 0.37 520,216
113 Oxford Bank Mich. Oxford Bank Corp. commercial bank 7.65 4.27 24,497 3.17 444,815
114 Key Community Bank Inver Grove Heights, Minn. Inver Grove Bancshares Inc. commercial bank 7.64 9.08 3,521 0.96 79,658
115 Pinnacle Bank of Oregon Beaverton none commercial bank 7.59 4.48 5,050 -3.38 91,861
116 Parkway Bank Rogers, Ark. Parkway Bankshares Inc. commercial bank 7.57 1.18 8,425 0.81 147,461
117 First National Bank of Florida Milton none commercial bank 7.55 1.81 25,835 0.15 433,493
118 MyLubbockBank Lubbock, Tex. Western Bancshares Inc. commercial bank 7.53 6.89 3,454 -0.07 66,852
119 Community National Bank Franklin, Ohio Community National Corp. commercial bank 7.52 3.35 6,559 3.77 123,629
Reliance Bank FSB Fort Myers, Fla. Reliance Bancshares Inc. thrift 7.52 1.30 5,287 1.22 89,447
121 Citizens State Bank Hudson, Wis. Citizens Bancshares of Woodville Inc. commercial bank 7.50 4.03 12,687 0.24 205,687
122 Bank of Bonifay Fla. Bonifay Holding Co. Inc. commercial bank 7.48 0.96 14,058 -0.19 233,467
City State Bank Central City, Iowa M.S.B. Corp. commercial bank 7.48 1.73 3,834 3.33 80,498
124 Freedom Bank of Georgia Commerce Freedom Bancshares Inc. commercial bank 7.46 0.69 8,795 1.77 151,921
125 Bank of Macks Creek Mo. Macks Creek Bancshares Inc. commercial bank 7.42 0.21 1,708 5.77 32,401
Butler Bank Lowell, Mass. Butler Bancorp MHC savings bank 7.42 0.87 16,434 0.24 248,136
Utah Community Bank Sandy Utah Community Bancorp commercial bank 7.42 0.00 4,050 0.60 74,108
128 Security Bank of Bibb County Macon, Ga. Security Bank Corp. commercial bank 7.40 2.64 77,305 7.15 1,315,478
129 Jennings State Bank Spring Grove, Minn. Spring Grove Investments Inc. commercial bank 7.36 47.76 2,710 0.24 47,278
130 Premier Bank Minnesota Farmington none commercial bank 7.33 3.13 11,088 0.00 188,292
131 Mainstreet Bank Forest Lake, Minn. BancMidwest Corp. commercial bank 7.31 3.22 24,570 0.24 436,449
132 Putnam County National Bank of Carmel N.Y. none commercial bank 7.30 4.71 7,496 0.00 153,254
133 ABank and Trust National Bank Dothan, Ala. Community Capital Bancshares Inc. commercial bank 7.27 0.20 3,135 4.31 66,918
Rosemount National Bank Minn. Rosemount Financial Services Inc. commercial bank 7.27 1.53 1,802 0.74 48,886
135 First State Bank of East Detroit Eastpointe, Mich. First State Financial Corp. commercial bank 7.22 4.05 29,729 9.07 738,642
136 First State Bank of Healy Kan. none commercial bank 7.21 0.61 2,660 -0.04 58,854
137 Grand Haven Bank Mich. Capitol Bancorp Ltd. commercial bank 7.18 2.45 8,522 1.28 134,548
138 Towne Bank of Arizona Mesa Towne Bancorp Inc. commercial bank 7.17 0.00 11,553 0.23 180,343
139 Town and Country Bank Leawood, Kan. Leawood Bancshares Inc. commercial bank 7.16 2.10 6,091 0.32 102,075
140 Bank of Lake Village Ark. Southeast Arkansas Bank Corp. commercial bank 7.10 4.55 2,535 1.17 59,297
141 Alliance Bank Culver City, Calif. Alliance Bancshares California commercial bank 7.09 1.71 66,453 0.79 1,111,157
142 Security Bank of Kansas City Kan. Valley View Bancshares Inc. commercial bank 7.09 0.17 42,446 0.04 880,439
143 Security Bank North Lauderdale, Fla. CP Capital Bancorp Inc. commercial bank 7.03 1.75 7,826 0.00 150,839
144 Century Bank Sarasota, Fla. Century Financial Group Inc. thrift 7.01 1.33 58,073 0.04 929,123
145 Community Bank of the South Smyrna, Ga. CBS Financial Corp. commercial bank 6.99 0.00 25,420 0.58 435,613
Currie State Bank Minn. Currie Bancorp. Inc. commercial bank 6.99 0.05 2,983 1.28 52,323
147 Central Progressive Bank Lacombe, La. Blossman Bancshares Inc. commercial bank 6.98 3.31 28,689 2.51 508,652
148 Kalamazoo County State Bank Schoolcraft, Mich. none commercial bank 6.89 0.70 3,442 0.13 73,192
149 Alva State Bank and Trust Co. Okla. Grace Investment Co. Inc. commercial bank 6.88 6.20 9,591 1.24 184,009
150 CentreBank Veedersburg, Ind. Lawrence L. Osborn Scholarship Trust commercial bank 6.86 0.42 2,648 0.35 56,404


Notes: Data from preliminary quarterly call reports and thrift financial reports from the FDIC and OTS. Excludes institutions whose loans were less than 50% of assets. *Nonperforming loans and leases as percent of gross loans and leases. **January through March chargeoffs, minus recoveries credited to the loan allowance. Divided by average loans and leases.
Source:

SNL Financial
, Charlottesville, Va.
© 2008 American Banker

Banks, thrifts and holding companies