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Banks, thrifts and holding companies

Banks and Thrifts with the Highest Adjusted Nonperforming Loan Ratios

March 27, 2017, 1:28 p.m. EDT 1 Min Read

On Dec. 31, 2016. Dollars in thousands

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Banks and Thrifts with the Highest Adjusted Nonperforming Loan Ratios

Rank City State Parent name Company type

Adjusted nonperforming loan ratio*

 Nonperformers** Net chargeoffs*** Assets
Dec. 31 Year earlier
1 State Central Bank Bonaparte Iowa Logan Investment Corp. commercial 36.29 29.76 $8,994 -0.22 $39,920
2 Lafayette State Bank Mayo Fla. commercial 34.13 25.30 18,107 4.04 74,817
3 Eastern Savings Bank FSB Hunt Valley Md. savings 30.84 43.50 68,943 0.33 345,373
4 South Carolina Community Bank Columbia S.C. SCCB Financial Corp. commercial 27.38 28.84 9,164 0.72 51,675
5 Beach Community Bank Fort Walton Beach Fla. Beach Community Bancshares Inc. commercial 24.10 27.09 82,061 0.00 518,663
6 West Texas State Bank Snyder Texas WTSB Bancorp Inc. commercial 21.95 0.23 17,294 0.88 125,508
7 Fayette County Bank Saint Elmo Ill. Fayette County Bancshares Inc. commercial 17.65 13.01 4,943 5.52 34,312
8 Heartland Bank Little Rock Ark. Rock Bancshares Inc. commercial 17.00 20.72 28,013 4.03 205,875
9 WestSide Bank Hiram Ga. commercial 16.83 20.13 11,652 0.38 117,175
10 First State Bank Barboursville W.Va. First Bankshares Inc. commercial 16.47 11.78 24,619 0.21 216,651
11 First City Bank of Florida Fort Walton Beach Fla. Florida First City Banks Inc. commercial 16.44 15.45 20,931 0.11 202,100
12 Stonebridge Bank West Chester Pa. Stonebridge Financial Corp. commercial 16.22 25.86 9,689 0.16 85,436
13 First State Bank of Healy Healy Kan. commercial 15.88 5.45 7,384 -0.04 83,493
14 Liberty Bank Inc. Salt Lake City Utah commercial 14.02 19.32 1,105 -0.03 12,456
15 State Bank & Trust Co. Golden Meadow La. SBT Bancshares Inc. commercial 13.86 9.03 12,725 1.42 122,259
16 Leaders Bank Oak Brook Ill. commercial 13.04 13.73 32,785 0.54 319,922
17 Gateway Bank FSB Oakland Calif. savings 12.66 13.93 9,911 0.52 139,509
18 Valley Bank of Nevada North Las Vegas Nev. commercial 12.12 14.01 9,515 0.00 110,171
19 South Lafourche Bank & Trust Co. Larose La. Lafourche Bancshares Inc. commercial 12.03 10.11 16,314 0.73 160,269
20 Fidelity Bank of Florida Merritt Island Fla. commercial 12.02 5.76 15,333 1.05 174,779
21 Interamerican Bank FSB Miami Fla. savings 11.97 16.47 19,074 -0.18 203,032
22 Beal Financial Corp. Plano Texas savings 11.65 12.96 633,741 3.23 7,637,903
23 Champion Bank Parker Colo. commercial 11.62 13.00 4,111 -0.06 49,603
24 First National Bank Waupaca Wis. Waupaca Bancorp. Inc. commercial 11.48 14.45 44,783 2.43 478,688
25 Security State Bank Iron River Wis. Security Bank Shares Inc. commercial 11.46 11.49 6,982 0.37 85,584
26 Columbia Savings and Loan Association Milwaukee Wis. savings 11.18 14.72 2,072 0.43 24,289
27 Wilmington Savings Bank Wilmington Ohio savings 11.04 15.01 12,636 0.10 136,951
28 Peoples Bank & Trust Co. of Hazard Hazard Ky. Hazard Bancorp commercial 10.91 5.51 21,788 0.45 259,228
29 HomePride Bank Mansfield Mo. Banc 60 Inc. commercial 10.80 10.55 8,838 0.04 96,995
30 Mechanics and Farmers Bank Durham N.C. M&F Bancorp Inc. commercial 10.70 15.98 16,084 3.93 256,153
31 Guaranty Financial MHC Milwaukee Wis. savings 10.58 12.90 77,163 0.67 1,008,979
32 First BanCorp. San Juan Puerto Rico BHC 10.49 9.16 936,213 1.35 11,922,455
33 Bank of Washington Washington Mo. Diamond Bancorp Inc. commercial 10.41 7.29 48,985 0.21 601,332
34 First Credit Bank Los Angeles Calif. commercial 9.64 9.17 37,997 0.04 494,690
35 Citizens Savings Bank Bogalusa La. savings 9.57 8.22 15,949 0.01 209,779
36 Lake City Federal Bank Lake City Minn. savings 9.55 7.23 5,171 0.03 71,922
37 Horry County State Bank Loris S.C. HCSB Financial Corp. commercial 9.46 15.00 20,347 2.33 376,116
38 Surety Bank Deland Fla. commercial 9.43 11.09 4,943 -0.01 95,426
39 First South Bank Spartanburg S.C. First South Bancorp Inc. commercial 9.36 8.27 15,710 0.01 234,503
40 Brickyard Bank Lincolnwood Ill. Brickyard Bancorp Inc. commercial 9.32 11.31 7,069 0.28 117,167
41 Columbia Bank Lake City Fla. First Columbia Bancorp Inc. commercial 9.23 9.61 12,878 -0.45 201,768
42 Community Bank of Trenton Trenton Ill. CBT Bancorp Inc. commercial 9.12 5.07 5,050 0.16 80,341
43 Peoples Bank Eatonton Ga. Peoples Bankshares Inc. commercial 9.10 12.75 6,799 0.52 123,667
44 Scotiabank de Puerto Rico San Juan Puerto Rico Bank of Nova Scotia commercial 9.08 8.13 297,686 0.65 4,231,596
45 Community State Bank Brook Ind. commercial 8.89 7.02 3,854 4.34 58,789
46 St. Landry Homestead Federal Savings Bank Opelousas La. savings 8.89 7.66 15,174 0.34 225,063
47 Crown Bank Elizabeth N.J. commercial 8.88 10.13 31,735 -0.50 514,341
48 Martinsville First Savings Bank Martinsville Va. savings 8.81 10.22 1,969 0.06 43,398
49 Home Loan Investment Bank FSB Warwick R.I. Prospect Financial Corp. savings 8.80 10.46 19,119 0.44 252,204
50 Ripley Federal Savings Bank Ripley Ohio savings 8.80 10.12 4,594 0.92 67,279
51 First State Bank of Swanville Swanville Minn. Swanville Bancshares Inc. commercial 8.74 1.76 1,458 1.06 24,393
52 F&M Bank and Trust Co. Manchester Ga. F and M Holding Co. Inc. commercial 8.62 13.19 4,348 1.18 77,213
53 Urban Partnership Bank Chicago Ill. commercial 8.55 8.11 33,228 0.08 552,796
54 Commercial Bank of Oak Grove Oak Grove Mo. Country Agencies & Investments Inc. commercial 8.49 9.37 3,746 0.43 71,721
55 Peoples State Bank Lake City Fla. PSB BancGroup Inc. commercial 8.39 9.93 4,883 -0.03 78,425
56 Markesan State Bank Markesan Wis. Markesan Bancshares Inc. commercial 8.36 5.71 10,715 3.27 166,655
57 Alma Bank Astoria N.Y. commercial 8.34 3.01 77,303 0.20 1,036,623
58 Farmers & Merchants Bank Lakeland Ga. FMB Bancshares Inc. commercial 8.28 8.66 33,711 0.47 546,069
59 Hometown Bank of the Hudson Valley MHC Walden N.Y. Hometown Bancorp MHC savings 8.26 10.08 8,645 0.25 119,886
60 ABC Bank Chicago Ill. Greater Chicago Financial Corp. commercial 8.21 9.24 19,139 0.44 326,324
61 Farmers State Bank Markesan Wis. FS BancShares Inc. commercial 8.09 8.35 3,846 0.47 79,667
62 Grand Timber Bank McGregor Minn. McGregor Banco Inc. commercial 8.08 8.86 2,157 0.46 42,488
63 First NBC Bank Holding Co. New Orleans La. BHC 7.90 4.62 312,230 0.28 4,743,128
64 United Bank of Philadelphia Philadelphia Pa. United Bancshares Inc. commercial 7.88 7.91 3,060 0.12 53,612
65 Farmers-Merchants Bank & Trust Co. Breaux Bridge La. commercial 7.71 4.16 15,588 0.18 286,187
66 American Metro Bank Chicago Ill. American Metro Bancorp Inc. commercial 7.67 7.94 3,914 0.47 63,432
67 Hebron Savings Bank Hebron Md. HSB Bancorp Inc. commercial 7.67 8.63 36,570 0.35 561,789
68 Grant County Bank Ulysses Kan. Resource One Inc. commercial 7.58 3.36 10,560 0.39 230,075
69 Pinnacle Bank Rogers Ark. Pinnacle Bancshares Inc. commercial 7.56 8.79 3,028 0.17 77,939
70 Frontier State Bank Oklahoma City Okla. commercial 7.55 6.84 31,358 1.23 634,132
71 1st Equity Bank Skokie Ill. First Equity Corp. commercial 7.49 6.45 5,927 0.19 92,091
72 Gwinnett Community Bank Duluth Ga. Community Financial Holding Co. Inc. commercial 7.47 13.45 12,825 -0.01 315,564
73 Seamen's Bank Provincetown Mass. savings 7.46 8.28 16,989 0.00 346,190
74 Bank of Kaukauna Kaukauna Wis. Brogan Bankshares Inc. commercial 7.44 6.90 5,623 0.20 93,562
75 Central Bank Savannah Tenn. commercial 7.41 7.25 4,404 0.35 96,998
76 West Texas State Bank Odessa Texas commercial 7.41 0.54 15,707 2.01 383,317
77 Security State Bank of Kenyon Kenyon Minn. Ellingson Corp. commercial 7.40 6.25 3,155 1.20 53,827
78 First Commercial Bank Dexter Mo. Gideon Bancshares Co. commercial 7.30 2.66 12,740 0.00 235,399
79 Northern Michigan Bank & Trust Escanaba Mich. First Bancshares Corp. commercial 7.30 7.30 12,089 0.26 253,066
80 Bank of Grandin Grandin Mo. commercial 7.27 6.49 6,169 0.51 152,646
81 West Pointe Bank Oshkosh Wis. West Pointe Bancshares Inc. commercial 7.26 12.04 15,602 -0.16 265,635
82 Liberty Federal Savings Bank Enid Okla. savings 7.25 9.04 3,953 -0.46 82,510
83 Ashton State Bank Ashton Neb. commercial 7.24 3.37 1,154 0.38 21,732
84 Carter Bank & Trust Martinsville Va. commercial 7.23 5.97 197,433 0.39 4,505,529
85 Community State Bank Union Grove Wis. Union Bancorp. Inc. commercial 7.22 7.78 13,868 0.09 342,935
86 Union Bank of Blair Blair Wis. Lake Shore III Corp. commercial 7.12 2.36 6,186 0.79 108,285
87 Bank of Fincastle Fincastle Va. commercial 7.08 8.22 8,859 5.34 206,400
88 First National Bank of Barry Barry Ill. FNB Barry Bancorp Inc. commercial 7.08 3.05 5,098 0.93 104,340
89 Enterprise Bank of South Carolina Ehrhardt S.C. commercial 7.07 9.62 11,967 0.14 319,866
90 Trinity Capital Corp. Los Alamos N.M. BHC 7.07 9.45 55,513 0.59 1,428,884
91 Civis Bank Rogersville Tenn. Volunteer Bancorp Inc. commercial 7.02 6.26 4,909 0.28 105,397
92 American Bank of the North Nashwauk Minn. Mesaba Bancshares Inc. commercial 7.00 6.41 31,434 0.29 566,756
93 Citizens Bank of Newburg Rolla Mo. Newburg Insurance Agency Inc. commercial 6.99 6.44 7,199 0.13 152,300
94 Farmers State Bank Mountain City Tenn. Farmers State Bancshares Inc. commercial 6.96 6.82 5,863 0.10 138,101
95 First Federal Savings and Loan Association of Lorain Lorain Ohio savings 6.96 8.26 18,691 0.07 421,431
96 First Community National Bank Cuba Mo. Steelville Community Banc-Shares Inc. commercial 6.95 9.01 9,159 2.22 181,967
97 Georgia Primary Bank Atlanta Ga. commercial 6.95 10.41 8,603 -0.15 166,134
98 First Southern Bank Patterson Ga. commercial 6.94 6.97 4,963 -0.04 102,369
99 North Side Federal Savings and Loan Association of Chicago Chicago Ill. savings 6.90 10.85 1,677 -0.09 43,689
100 Citizens State Bank of Hayfield Hayfield Minn. Country Bankers Inc. commercial 6.89 3.69 4,963 -0.10 94,408
101 Colonial Co-operative Bank Gardner Mass. savings 6.87 5.71 4,130 -0.01 69,522
102 Providence Bank Alpharetta Ga. commercial 6.83 7.56 4,580 -0.03 105,774
103 Santander Holdings USA Inc. Boston Mass. Banco Santander SA BHC 6.80 5.51 6,015,749 2.80 137,367,041
104 TransCapital Bank Sunrise Fla. commercial 6.80 10.05 9,462 0.03 188,605
105 Farmers Security Bank Washburn N.D. McLean Bank Holding Co. commercial 6.78 0.00 2,355 0.09 55,703
106 State Bank of Newburg Newburg Wis. SBN Community Bancorp Inc. commercial 6.76 6.77 8,983 -0.01 174,546
107 First Bank and Trust of Childress Childress Texas Childress Bancshares Inc. commercial 6.75 4.74 3,389 -0.01 97,440
108 Mutual Savings Association FSA Leavenworth Kan. savings 6.75 8.08 7,538 -0.15 194,017
109 Persons Banking Co. Forsyth Ga. Persons Banking Co. Inc. commercial 6.74 5.92 13,885 0.96 325,302
110 Friends Bank New Smyrna Beach Fla. commercial 6.70 8.25 4,493 -0.20 98,923
111 Hatboro Federal Savings FA Hatboro Pa. savings 6.68 6.28 20,094 0.05 505,111
112 Prairie Community Bank Marengo Ill. Marengo Bancshares Inc. commercial 6.68 11.17 5,179 0.37 116,633
113 First National Bank of Wauchula Wauchula Fla. First Hardee Holding Corp. commercial 6.67 7.95 2,919 0.18 74,978
114 First State Bank Rice Texas Rice Bancshares Inc. commercial 6.64 0.75 5,722 0.17 135,379
115 First National Bank of Hereford Hereford Texas La Plata Bancshares Inc. commercial 6.61 2.54 6,498 0.69 163,625
116 Kopernik Bank Baltimore Md. savings 6.57 9.61 5,316 0.20 90,623
117 Texas Champion Bank Corpus Christi Texas Mesquite Financial Services Inc. commercial 6.50 3.53 17,099 1.28 341,819
118 Central Federal Savings and Loan Association Cicero Ill. savings 6.47 10.61 6,713 -0.12 181,669
119 Tri-State Bank of Memphis Memphis Tenn. commercial 6.47 9.00 4,195 3.52 92,947
120 County Bank Rehoboth Beach Del. CB Financial Corp. commercial 6.43 8.27 15,586 1.17 334,273
121 Bay Bank Green Bay Wis. Bay Bancorp. Inc. commercial 6.35 10.62 3,481 0.44 84,585
122 Whitaker Bank Corp. of Kentucky Lexington Ky. BHC 6.35 7.70 57,497 0.23 1,742,309
123 Century Bank of Kentucky Inc. Lawrenceburg Ky. Century Bancshares Inc. commercial 6.33 7.41 5,611 0.08 119,421
124 Synergy Bank Houma La. Synergy Bancshares Inc. commercial 6.30 2.89 22,346 0.05 495,390
125 Mutual Federal Bank MHC Chicago Ill. Mutual Federal Bancorp MHC savings 6.29 6.79 4,098 0.02 77,888
126 Madison Bank of Maryland Forest Hill Md. MB Bancorp Inc. savings 6.24 5.87 5,445 0.09 129,197
127 Nantahala Bank & Trust Co. Franklin N.C. commercial 6.24 5.88 6,303 0.11 156,224
128 Normangee State Bank Normangee Texas Normangee Bancshares Inc. commercial 6.16 1.80 5,105 0.82 121,656
129 Ladysmith Federal Savings and Loan Association Ladysmith Wis. savings 6.13 7.16 2,000 0.19 47,505
130 Citizens Savings Bank and Trust Co. Nashville Tenn. CSB&T Bancorp Inc. commercial 6.12 3.40 5,360 0.06 102,396
131 Freedom Bank Inc. Belington W.Va. Freedom Bancshares Inc. commercial 6.11 6.22 7,834 0.50 156,419
132 Today's Bank Huntsville Ark. Mathias Bancshares Inc. commercial 6.10 3.51 7,542 0.11 181,417
133 Community Shores Bank Muskegon Mich. Community Shores Bank Corp. commercial 6.08 6.44 8,576 0.05 190,690
134 First Alliance Bank Cordova Tenn. First Alliance Bancshares Inc. commercial 6.04 7.98 6,420 0.83 122,938
135 Lake Bank Two Harbors Minn. Mesaba Bancshares Inc. commercial 6.02 5.59 6,080 0.20 129,380
136 Popular Inc. Hato Rey Puerto Rico BHC 6.02 6.07 1,410,000 0.72 38,662,000
137 First Bank of Tennessee Spring City Tenn. commercial 6.01 6.13 14,644 0.63 289,923
138 Independence State Bank Independence Wis. Northern Financial Corp. commercial 6.00 5.95 2,903 0.02 64,636
139 Peoples Bank Chestertown Md. Peoples Bancorp Inc. commercial 5.97 5.38 9,582 -0.01 254,652
140 Marathon Savings Bank Wausau Wis. savings 5.93 7.58 5,243 1.42 146,329
141 Morganton Savings Bank SSB Morganton N.C. savings 5.93 9.69 2,444 2.32 78,595
142 Anna-Jonesboro National Bank Anna Ill. Union County Bancshares Inc. commercial 5.92 4.52 7,177 1.37 231,001
143 Home National Bank Racine Ohio commercial 5.90 5.30 2,410 0.63 58,563
144 Kentland Federal Savings and Loan Association Kentland Ind. savings 5.88 6.09 236 0.00 4,785
145 Citizens Bank & Trust Co. of Jackson Jackson Ky. John R Turner Holding Co. commercial 5.83 2.02 6,993 0.96 151,281
146 Southern Bank Co. Gadsden Ala. Southern Banc Co. Inc. commercial 5.78 2.46 3,380 2.72 93,966
147 Bank of Prescott Prescott Ark. Prescott Bancshares Inc. commercial 5.72 0.58 2,659 0.04 81,792
148 First Federal Savings and Loan Association of Bath Bath Maine savings 5.72 6.80 6,073 0.03 124,798
149 First National Bank of Winnsboro Winnsboro Texas Etex Banco Inc. commercial 5.67 5.91 4,998 0.86 136,908
150 American Founders Bank Inc. Louisville Ky. commercial 5.64 11.53 4,195 0.63 102,442
151 Gunnison Valley Bank Gunnison Utah GV Bancorp Inc. commercial 5.64 5.69 4,244 2.35 88,089
152 Huron National Bank Rogers City Mich. Huron National Bancorp Inc. commercial 5.64 4.53 2,538 0.42 62,873
153 North Alabama Bank Hazel Green Ala. North Alabama Bancshares Inc. commercial 5.63 3.63 3,276 -0.41 93,710
154 SunSouth Bank Dothan Ala. SunSouth Bancshares Inc. commercial 5.60 9.20 5,377 0.93 148,253
155 Presidential Bank FSB Bethesda Md. Presidential Holdings Inc. savings 5.57 4.74 23,136 0.40 570,266
156 Blue Grass Valley Bank Blue Grass Va. commercial 5.56 3.30 1,558 0.36 42,632
157 Putnam County Bank Hurricane W.Va. Putnam Bancshares Inc. commercial 5.56 3.46 24,537 0.15 651,907
158 First Central Savings Bank Glen Cove N.Y. savings 5.55 3.00 23,794 -0.11 533,163
159 Peoples Bank Mt. Washington Mt. Washington Ky. Crossroads Bancorp Inc. commercial 5.53 5.31 3,019 -0.01 84,616
160 First Security Bank & Trust Co. Charles City Iowa Cedar Valley Bankshares, Ltd. commercial 5.51 2.98 16,966 1.26 498,702
161 Park Bank Holmen Wis. Golden Oak Bancshares Inc. commercial 5.49 4.94 1,621 0.87 53,782
162 Bank Plus Estherville Iowa Swea City Bancorp. Inc. commercial 5.48 4.25 5,557 0.23 127,046
163 First Capital Bank Laurinburg N.C. First Capital Bancshares Inc. commercial 5.45 6.53 2,390 1.07 54,274
164 Citizens Bank of Chatsworth Chatsworth Ill. commercial 5.43 5.37 1,245 0.79 33,892
165 American Enterprise Bank Buffalo Grove Ill. AE Bancorp Inc. commercial 5.42 5.98 7,870 -0.20 210,871
166 First National Bank & Trust Co. of McAlester McAlester Okla. First of McAlester Corp. commercial 5.42 4.77 14,353 0.10 492,575
167 Adams County Building and Loan Co. West Union Ohio savings 5.39 3.85 762 0.00 23,411
168 Medallion Bank Salt Lake City Utah Medallion Financial Corp. commercial 5.38 2.54 54,891 3.73 1,076,165
169 Carver State Bank Savannah Ga. Carver Financial Corp. commercial 5.36 7.19 1,331 0.16 39,030
170 First National Bank Rotan Texas Rotan Bancshares Inc. commercial 5.36 2.36 2,049 1.11 70,798
171 Bally Savings Bank Bally Pa. savings 5.35 4.44 1,648 0.00 53,023
172 First Federal Savings Bank Rochester Ind. American Midwest Financial Corp. savings 5.34 5.45 15,424 0.27 375,546
173 Security Bank SB Springfield Ill. savings 5.28 4.37 5,251 0.33 129,132
174 First National Bank and Trust Co. Chickasha Okla. First Independent Bancorp Inc. commercial 5.27 2.55 17,170 0.03 523,558
175 Bank of Oakfield Oakfield Wis. Oakfield Bancorp Inc. commercial 5.24 2.09 3,197 0.15 91,252
176 Delanco Federal Savings Bank Delanco N.J. Delanco Bancorp Inc. savings 5.23 4.59 4,405 0.07 129,627
177 Bank of Bartlett Bartlett Tenn. West Tennessee Bancshares Inc. commercial 5.21 5.02 10,483 0.13 352,845
178 Century Bank of Florida Tampa Fla. Century Bancshares of Florida Inc. commercial 5.20 7.59 2,459 0.23 70,371
179 Harrison Building and Loan Association Harrison Ohio savings 5.20 5.70 5,980 0.08 224,031
180 New York Private Bank & Trust Corp. New York N.Y. BHC 5.20 6.40 231,667 0.16 6,438,580
181 Peoples Bank Taylorsville Ky. Lake Valley Bancorp Inc. commercial 5.20 4.58 3,160 -0.05 109,214
182 Stockgrowers State Bank Ashland Kan. Stockgrowers Banc Corp. commercial 5.20 0.00 3,814 -0.01 131,871
183 First National Bank of Scott City Scott City Kan. First National Bancshares of Scott City Ltd. commercial 5.19 0.33 3,996 0.83 122,785
184 Planters First Bank Hawkinsville Ga. Planters First Bancorp commercial 5.18 6.38 9,816 0.64 284,134
185 Central Savings Bank Sault Sainte Marie Mich. Central Bank Corp. commercial 5.16 8.38 7,349 0.48 258,769
186 Peoples State Bank of Commerce Nolensville Tenn. Commerce Bancshares Inc. commercial 5.16 4.21 4,983 0.25 156,681
187 Citizens Bank Nashville Ga. Nashville Holding Co. commercial 5.15 5.02 8,141 0.30 255,071
188 Dysart State Bank Dysart Iowa Dysart Bancshares Inc. commercial 5.15 0.93 409 0.00 14,470
189 Prudential Bank Philadelphia Pa. Prudential Bancorp Inc. savings 5.13 5.11 18,090 -0.04 571,689
190 Rolette State Bank Rolette N.D. commercial 5.12 4.95 1,683 0.17 40,539
191 Blue Grass Federal Savings and Loan Association Paris Ky. savings 5.11 5.10 1,157 0.43 33,160
192 Pineland Bank Alma Ga. South Banking Co. commercial 5.10 3.03 9,167 0.05 282,734
193 Gladewater National Bank Gladewater Texas East Texas Financial Corp. commercial 5.09 1.48 1,539 0.13 42,267
194 Community National Bank Dayton Tenn. commercial 5.08 2.90 6,643 0.11 212,525
195 Peoples Bank & Trust Co. Troy Mo. Lincoln County Bancorp Inc. commercial 5.08 7.01 12,793 -0.05 451,796
196 Silver Lake Bank Topeka Kan. Gideon Enterprises LP commercial 5.08 5.14 7,576 0.07 255,861
197 Wayne County Bank Waynesboro Tenn. Wayne County Bancshares Inc. commercial 5.07 3.77 11,470 0.52 310,236
198 Citizens Bank Mukwonago Wis. Citizens Bank Holding Inc. commercial 5.04 8.68 22,007 1.90 708,761
199 Village Bank St. Francis Minn. Village Bancshares Inc. commercial 5.04 6.24 9,598 -0.44 239,974
200 Citizens Bank & Trust Co. Vivian La. CB&T Bancshares Inc. commercial 5.03 2.76 4,050 0.28 137,975

Data from preliminary quarterly call reports. Excludes institutions whose loans were less than 50% of assets.
*Nonperforming loans net of the delinquent U.S. government-guaranteed portion, divided by total loans.
**Sum total of nonaccruing loans (excluding debt securities and other assets) and restructured loans, minus the guaranteed portion of nonaccruing loans wholly or partially guaranteed by the U.S. government.
***Chargeoffs, minus recoveries credited to the loan allowance. For savings institutions, net chargeoffs related to specific valuation allowance are included. Divided by average loans and leases.
Figures for prior periods are not adjusted for mergers and acquisitions. Rankings include only companies current as of March 24, 2017.
© 2017 American Banker
Source: SNL Financial, Charlottesville, Va. (

www.snl.com
)

Banks, thrifts and holding companies