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Banks and Thrifts with the Highest Adjusted Nonperforming Loan Ratios

September 26, 2017, 2:14 p.m. EDT 1 Min Read

On June 30, 2017. Dollars in thousands.

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Banks and Thrifts with the Highest Adjusted Nonperforming Loan Ratios

Adjusted nonperforming loan ratio*
Rank Name City State Parent Name Company Type Jun. 30 Year earlier Nonperformers** Net chargeoffs*** Assets
1 State Central Bank Bonaparte Iowa Logan Investment Corporation Commercial Bank $36.12 $35.18 $8,400 3.52 $41,626
2 South Carolina Community Bank Columbia S.C. SCCB Financial Corporation Commercial Bank 28.15 27.80 8,475 6.23 49,154
3 Beach Community Bank Fort Walton Beach Fla. Beach Community Bancshares, Inc. Commercial Bank 23.21 24.24 77,277 0.38 508,979
4 Markesan State Bank Markesan Wis. Markesan Bancshares, Inc. Commercial Bank 21.79 8.75 26,548 4.32 154,450
5 First State Bank of Healy Healy Kan. Commercial Bank 21.73 13.17 10,174 -0.01 79,713
6 Integrity Bank Plus Wabasso Minn. Wabasso Bancshares, Inc. Commercial Bank 19.75 0.88 7,643 -1.19 57,217
7 West Texas State Bank Snyder Tex. WTSB Bancorp, Inc. Commercial Bank 18.80 7.83 14,215 9.35 120,898
8 First State Bank Barboursville W.Va. First Bankshares, Inc. Commercial Bank 16.86 14.93 23,929 0.17 194,665
9 Lafayette State Bank Mayo Fla. Commercial Bank 15.76 25.28 8,451 0.28 77,899
10 First City Bank of Florida Fort Walton Beach Fla. Florida First City Banks, Inc. Commercial Bank 15.66 15.32 19,719 -0.01 203,361
11 Farmers and Merchants State Bank of Argonia Argonia Kan. Farmers & Merchants Financial Corporation Commercial Bank 15.51 1.84 4,376 12.92 34,199
12 Stonebridge Bank West Chester Pa. Stonebridge Financial Corp. Commercial Bank 13.48 23.79 7,215 4.08 76,765
13 First State Bank of Swanville Swanville Minn. Swanville Bancshares, Inc. Commercial Bank 13.32 8.91 2,185 0.00 24,333
14 Liberty Bank, Inc. Salt Lake City Utah Commercial Bank 13.11 14.84 1,001 0.00 11,091
15 Bank of Hazlehurst Hazlehurst Ga. Hazlehurst Investors, Inc. Commercial Bank 12.71 3.62 10,504 1.25 130,484
16 Interamerican Bank, A FSB Miami Fla. Savings & Loan Assoc 12.63 14.70 20,134 -0.04 206,645
17 State Bank & Trust Company Golden Meadow La. SBT Bancshares, Inc. Commercial Bank 12.37 13.48 11,655 2.00 122,653
18 Security State Bank Iron River Wis. Security Bank Shares, Inc. Commercial Bank 11.21 11.26 7,075 0.00 87,902
19 Beal Financial Corporation Plano Tex. Savings & Loan HC 11.20 12.45 623,460 0.06 7,364,771
20 Lake City Federal Bank Lake City Minn. Savings & Loan Assoc 10.75 6.48 5,897 -0.05 71,590
21 WestSide Bank Hiram Ga. Commercial Bank 10.52 18.77 7,425 -0.23 126,751
22 Gateway Bank, F.S.B. Oakland Calif. Savings & Loan Assoc 10.41 11.75 8,250 0.00 132,208
23 HomePride Bank Mansfield Mo. Banc 60, Inc. Commercial Bank 10.09 10.97 8,116 7.69 101,110
24 Valley Bank of Nevada North Las Vegas Nev. Commercial Bank 10.04 12.68 8,377 0.00 110,646
25 South Lafourche Bank & Trust Company Larose La. Lafourche Bancshares, Inc. Commercial Bank 9.68 11.25 12,370 3.73 161,851
26 St. Landry Homestead Federal Savings Bank Opelousas La. Savings & Loan Assoc 9.43 7.35 15,819 -0.07 227,933
27 Wilmington Savings Bank Wilmington Ohio Savings Bank 9.38 13.49 11,107 -0.02 141,971
28 Peoples Bank & Trust Company of Hazard Hazard Ky. Hazard Bancorp Commercial Bank 9.29 10.84 18,226 4.04 252,038
29 Bank of Washington Washington Mo. Diamond Bancorp, Inc. Commercial Bank 9.28 8.91 47,802 0.06 639,771
30 Citizens Savings Bank Bogalusa La. Savings Bank 9.15 8.46 15,728 0.94 226,172
31 Community State Bank Brook Ind. Commercial Bank 9.08 12.97 3,971 -0.06 59,858
Eastern Savings Bank, FSB Hunt Valley Md. Savings & Loan Assoc 9.08 38.57 20,557 0.16 335,677
33 First Credit Bank Los Angeles Calif. Commercial Bank 8.96 9.53 34,779 0.00 489,904
34 Crown Bank Elizabeth N.J. Commercial Bank 8.94 9.19 32,424 0.41 530,718
35 Geauga Savings Bank Newbury Ohio Maple Leaf Financial, Inc. Savings Bank 8.89 13.28 15,096 -0.03 336,801
36 Fidelity Bank of Florida, National Association Merritt Island Fla. Commercial Bank 8.85 13.44 10,557 1.39 175,731
Scotiabank de Puerto Rico San Juan P.R. Bank of Nova Scotia Commercial Bank 8.85 8.10 274,023 1.59 4,145,913
38 First BanCorp. San Juan P.R. Bank Holding Company 8.81 11.26 783,419 2.18 11,913,800
39 State Bank of Townsend Townsend Mont. Big Muddy Bancorp, Inc. Commercial Bank 8.73 5.74 3,018 -0.03 59,155
40 Leaders Bank Oak Brook Ill. Commercial Bank 8.67 13.00 23,175 0.10 326,880
41 Ripley Federal Savings Bank Ripley Ohio Savings & Loan Assoc 8.66 9.01 4,488 0.18 67,253
United Bank of Philadelphia Philadelphia Pa. United Bancshares, Inc. Commercial Bank 8.66 6.83 3,302 -0.26 55,631
43 Farmers & Merchants Bank Lakeland Ga. FMB Bancshares, Inc. Commercial Bank 8.63 7.72 34,973 0.56 548,047
Morganton Savings Bank, S.S.B. Morganton N.C. Savings Bank 8.63 10.06 3,740 0.12 79,528
45 Columbia Savings and Loan Association Milwaukee Wis. Savings & Loan Assoc 8.58 12.92 1,569 0.83 24,656
46 Peoples Bank Eatonton Ga. Peoples Bankshares, Inc. Commercial Bank 8.57 5.86 6,325 0.01 126,241
47 Brickyard Bank Lincolnwood Ill. Brickyard Bancorp, Inc. Commercial Bank 8.51 11.00 6,772 -0.41 103,497
48 Champion Bank Parker Colo. Commercial Bank 8.44 11.71 2,566 -0.09 49,945
49 Texas Champion Bank Corpus Christi Tex. Mesquite Financial Services, Inc. Commercial Bank 8.40 7.00 20,966 -0.01 323,681
50 Martinsville First Savings Bank Martinsville Va. Savings & Loan Assoc 8.39 9.62 1,834 0.11 43,111
51 Tri-State Bank of Memphis Memphis Tenn. Commercial Bank 8.33 8.80 5,346 -0.01 93,709
52 1st Equity Bank Northwest Buffalo Grove Ill. Northwest Equity Corp. Commercial Bank 8.28 1.00 2,701 0.26 38,452
53 Urban Partnership Bank Chicago Ill. Commercial Bank 8.23 8.61 29,609 -3.19 503,178
54 First National Bank of Fleming Fleming Colo. Fleming Community Agency, Incorporated Commercial Bank 8.17 0.57 1,603 0.55 23,128
55 Columbia Bank Lake City Fla. First Columbia Bancorp, Inc. Commercial Bank 8.13 8.86 11,670 1.09 212,052
56 First South Bank Spartanburg S.C. First South Bancorp, Inc. Commercial Bank 8.08 9.61 12,877 0.01 239,676
57 Rosedale Federal Savings and Loan Association Baltimore Md. Savings & Loan Assoc 7.96 6.21 44,631 0.28 830,741
58 1st Equity Bank Skokie Ill. First Equity Corp. Commercial Bank 7.93 2.11 6,729 0.00 98,496
59 Alma Bank Astoria N.Y. Commercial Bank 7.92 3.84 72,703 0.16 1,075,640
60 First Federal Savings and Loan Association of Lorain Lorain Ohio Savings & Loan Assoc 7.90 7.18 18,840 -0.03 420,592
61 Commercial Bank of Oak Grove Oak Grove Mo. Country Agencies & Investments, Inc. Commercial Bank 7.83 12.04 3,406 0.03 69,072
62 Citizens Savings Bank and Trust Company Nashville Tenn. CSB&T Bancorp, Inc. Commercial Bank 7.78 1.83 7,188 0.00 106,728
Security State Bank of Kenyon Kenyon Minn. Ellingson Corporation Commercial Bank 7.78 8.28 3,512 0.21 56,289
64 Santander Holdings USA, Inc. Boston Mass. Banco Santander, SA Bank Holding Company 7.77 6.22 6,642,518 2.71 134,755,695
65 Freedom Bank, Inc. Belington W.Va. Freedom Bancshares, Inc. Commercial Bank 7.76 7.82 10,057 -0.01 161,683
66 ABC Bank Chicago Ill. Greater Chicago Financial Corp. Commercial Bank 7.73 8.52 19,219 1.30 352,014
67 Hiawatha National Bank Hager City Wis. Lake Shore III Corporation Commercial Bank 7.62 2.40 10,967 0.80 198,091
68 American Founders Bank, Inc. Louisville Ky. Commercial Bank 7.60 12.57 6,866 -0.09 116,117
69 Plains Commerce Bank Hoven S.D. Commercial Bank 7.58 1.56 39,730 0.32 645,455
70 Seamen's Bank Provincetown Mass. Savings Bank 7.56 7.98 18,195 0.00 352,573
71 First Commercial Bank Dexter Mo. Gideon Bancshares Company Commercial Bank 7.54 2.46 10,977 0.01 220,372
72 Southwest Capital Bank Albuquerque N.M. Las Vegas Bancorporation, Inc. Commercial Bank 7.51 0.24 19,033 0.33 368,252
73 Normangee State Bank Normangee Tex. Normangee Bancshares, Inc. Commercial Bank 7.47 2.30 6,069 0.19 128,493
74 Frontier State Bank Oklahoma City Okla. Commercial Bank 7.39 6.82 29,877 3.08 628,928
75 First National Bank of Hughes Springs Hughes Springs Tex. Chalybeate Springs Corporation Commercial Bank 7.36 0.11 13,697 -1.20 273,121
76 Lake Country Community Bank Morristown Minn. Morristown Holding Company Commercial Bank 7.30 2.42 1,252 -0.09 27,821
77 Central Bank Savannah Tenn. Commercial Bank 7.29 7.28 3,946 0.58 93,491
78 Grand Timber Bank McGregor Minn. McGregor Banco, Inc. Commercial Bank 7.27 10.04 1,889 0.06 41,906
79 International Bank of Chicago Chicago Ill. IBC Bancorp, Inc. Commercial Bank 7.20 5.09 26,003 2.39 524,315
80 First Community National Bank Cuba Mo. Steelville Community Banc-Shares, Inc. Commercial Bank 7.16 9.04 8,347 3.10 167,918
81 Northern Michigan Bank & Trust Escanaba Mich. First Bancshares Corporation Commercial Bank 7.15 6.88 12,219 0.06 262,005
82 Persons Banking Company Forsyth Ga. Persons Banking Company, Inc. Commercial Bank 7.13 5.70 15,307 0.08 323,181
83 West Pointe Bank Oshkosh Wis. West Pointe Bancshares, Inc. Commercial Bank 7.12 9.30 15,689 -0.08 269,536
84 Huron National Bank Rogers City Mich. Huron National Bancorp, Inc. Commercial Bank 7.11 5.46 3,035 -0.32 61,024
85 Colonial Co-operative Bank Gardner Mass. Savings Bank 7.04 5.01 4,130 0.53 69,027
86 Baxter State Bank Baxter Springs Kan. Baxter Bancshares, Inc. Commercial Bank 7.01 3.62 1,077 0.16 29,652
87 First National Bank of Barry Barry Ill. FNB Barry Bancorp, Inc. Commercial Bank 6.93 6.74 4,664 2.49 100,696
88 Bank of Kaukauna Kaukauna Wis. Brogan Bankshares, Inc. Commercial Bank 6.86 8.24 5,456 -0.02 93,307
89 Union Bank & Trust Company Monticello Ark. First Union Financial Corporation Commercial Bank 6.77 5.54 10,687 0.15 215,944
90 F & M Bank and Trust Company Manchester Ga. F & M Holding Company, Inc. Commercial Bank 6.74 10.75 3,344 0.00 75,048
91 Civis Bank Rogersville Tenn. Volunteer Bancorp, Inc. Commercial Bank 6.72 7.02 4,622 -0.02 103,537
Putnam County Bank Hurricane W.Va. Putnam Bancshares, Inc. Commercial Bank 6.72 6.19 28,129 0.07 656,044
93 Central Federal Savings and Loan Association Cicero Ill. Savings & Loan Assoc 6.71 9.07 6,692 0.27 174,993
94 Grant County Bank Ulysses Kan. Resource One, Inc. Commercial Bank 6.69 7.52 9,274 0.09 217,515
95 Farmers-Merchants Bank & Trust Company Breaux Bridge La. Commercial Bank 6.67 7.50 13,740 -0.04 286,040
96 Mechanics and Farmers Bank Durham N.C. M&F Bancorp, Inc. Commercial Bank 6.65 13.42 10,359 0.15 265,122
97 Central Savings Bank Sault Sainte Marie Mich. Central Bank Corporation Commercial Bank 6.57 6.82 9,374 0.04 250,545
98 Hebron Savings Bank Hebron Md. HSB Bancorp, Inc. Commercial Bank 6.56 8.56 32,098 0.55 569,296
99 Adams County Building and Loan Company West Union Ohio Savings & Loan Assoc 6.50 5.80 938 0.00 22,980
100 Gwinnett Community Bank Duluth Ga. Community Financial Holding Company, Inc. Commercial Bank 6.49 11.10 10,749 1.07 297,806
101 Farmers State Bank Markesan Wis. FS BancShares, Inc. Commercial Bank 6.46 8.83 3,804 0.02 80,831
102 Community State Bank Union Grove Wis. Union Bancorporation, Inc. Commercial Bank 6.44 6.91 12,858 0.01 343,064
103 Movement Bank Danville Va. Commercial Bank 6.41 5.68 1,353 3.41 39,505
104 First National Bank Waupaca Wis. Waupaca Bancorporation, Inc. Commercial Bank 6.36 12.30 23,238 0.12 444,449
105 Citizens State Bank of Hayfield Hayfield Minn. Country Bankers, Inc. Commercial Bank 6.32 6.42 4,586 -0.01 95,635
First National Bank of Nokomis Nokomis Ill. First Nokomis Bancorp, Inc. Commercial Bank 6.32 1.76 6,142 0.07 159,240
107 North Side Federal Savings and Loan Association of Chicago Chicago Ill. Savings & Loan Assoc 6.30 6.25 1,517 0.00 45,942
108 First National Bank of Hope Hope Kan. Hope Bancshares, Inc. Commercial Bank 6.27 3.97 3,415 -0.01 84,693
109 Prairie Community Bank Marengo Ill. Marengo Bancshares, Inc. Commercial Bank 6.26 9.41 4,976 0.00 116,063
110 Anna-Jonesboro National Bank Anna Ill. Union County Bancshares, Inc. Commercial Bank 6.25 4.88 7,353 1.61 227,080
111 Ladysmith Federal Savings and Loan Association Ladysmith Wis. Savings & Loan Assoc 6.24 7.15 2,012 0.00 50,933
112 Popular, Inc. Hato Rey P.R. Bank Holding Company 6.18 6.27 1,436,000 0.99 41,243,000
113 Home Loan Investment Bank, F.S.B. Warwick R.I. Prospect Financial Corporation Savings & Loan Assoc 6.17 9.43 16,095 0.24 296,542
114 Hatboro Federal Savings, FA Hatboro Pa. Savings & Loan Assoc 6.15 5.34 19,473 0.03 507,136
115 Bay Bank Green Bay Wis. Bay Bancorporation, Inc. Commercial Bank 6.14 9.99 3,465 -0.04 87,935
Eitzen State Bank Caledonia Minn. Eitzen Independents, Inc. Commercial Bank 6.14 2.16 4,329 0.00 96,257
117 Synergy Bank Houma La. Synergy Bancshares, Inc. Commercial Bank 6.13 5.31 21,944 4.07 523,423
118 Peoples Bank & Trust Company Troy Mo. Lincoln County Bancorp, Inc. Commercial Bank 6.10 6.59 14,967 -0.51 438,393
119 First National Bank of Wauchula Wauchula Fla. First Hardee Holding Corporation Commercial Bank 6.07 7.59 2,761 0.00 75,560
Mutual Savings Association, FSA Leavenworth Kan. Savings & Loan Assoc 6.07 7.62 6,998 -0.68 205,747
121 Security State Bank of Hibbing Hibbing Minn. Security Financial Services, Inc. Commercial Bank 6.02 3.90 3,826 0.00 121,580
122 Home National Bank Racine Ohio Commercial Bank 6.01 7.03 2,484 0.51 60,441
123 Citizens Bank of Newburg Rolla Mo. Newburg Insurance Agency, Inc. Commercial Bank 5.99 7.35 6,060 0.00 151,775
124 Medallion Bank Salt Lake City Utah Medallion Financial Corp. Commercial Bank 5.98 4.06 60,161 1.66 1,077,481
125 American Bank of the North Nashwauk Minn. Mesaba Bancshares, Inc. Commercial Bank 5.97 5.31 27,111 0.30 564,420
Bank of Grandin Grandin Mo. Commercial Bank 5.97 7.05 5,174 0.05 153,957
127 Bank of Fincastle Fincastle Va. Commercial Bank 5.93 8.97 7,163 0.46 193,014
State Bank of Newburg Newburg Wis. SBN Community Bancorp, Inc. Commercial Bank 5.93 6.30 7,987 -0.01 173,120
129 Trinity Capital Corporation Los Alamos N.M. Bank Holding Company 5.92 9.02 44,375 0.01 1,312,719
130 First Bank and Trust of Childress Childress Tex. Childress Bancshares, Inc. Commercial Bank 5.89 5.66 3,047 0.00 101,054
131 Alamerica Bank Birmingham Ala. Alamerica BancCorp, Inc. Commercial Bank 5.86 5.09 1,607 -0.42 36,366
Maple Bank Champlin Minn. Maple Financial Holding Company Commercial Bank 5.86 6.44 2,463 -0.19 50,872
133 Town & Country Bank, Inc. Saint George Utah Commercial Bank 5.78 3.50 6,567 0.54 149,463
134 First National Bank of Ava Ava Ill. Headquarters Holding Co., Inc. Commercial Bank 5.67 3.19 2,070 0.53 63,536
135 Bank of Hays Hays Kan. Hanston Insurance Agency, Inc. Commercial Bank 5.63 0.61 10,136 0.01 266,938
Community Shores Bank Muskegon Mich. Community Shores Bank Corporation Commercial Bank 5.63 5.78 7,818 0.04 192,713
County Bank Rehoboth Beach Del. CB Financial Corporation Commercial Bank 5.63 6.67 14,322 0.16 346,655
138 Unity National Bank of Houston Houston Tex. Commercial Bank 5.58 3.83 4,141 -0.02 101,625
139 Independence State Bank Independence Wis. Northern Financial Corporation Commercial Bank 5.57 5.97 2,857 0.01 64,697
140 American Metro Bank Chicago Ill. American Metro Bancorp, Inc. Commercial Bank 5.55 6.61 2,809 -0.06 63,163
141 Peoples State Bank Lake City Fla. PSB BancGroup, Inc. Commercial Bank 5.54 9.15 3,279 0.62 83,610
142 First Federal Savings and Loan Association of Bath Bath Maine Savings & Loan Assoc 5.53 7.08 5,827 -0.27 127,712
First State Bank Three Rivers Tex. County Bancshares, Inc. Commercial Bank 5.53 0.61 4,691 0.00 146,867
Gladewater National Bank Gladewater Tex. East Texas Financial Corporation Commercial Bank 5.53 4.75 1,457 0.10 42,704
145 Peoples Bank Mt. Washington Mount Washington Ky. Crossroads Bancorp, Inc. Commercial Bank 5.52 5.31 2,986 0.12 87,562
146 Community Bank of Trenton Trenton Ill. CBT Bancorp, Inc. Commercial Bank 5.51 6.12 3,093 2.09 80,294
Kentland Federal Savings and Loan Association Kentland Ind. Savings & Loan Assoc 5.51 6.20 228 0.00 4,831
148 Blue Grass Valley Bank Blue Grass Va. Commercial Bank 5.50 5.43 1,578 -0.07 43,204
149 First State Bank Tahlequah Okla. Maxlou Bancshares, Inc. Commercial Bank 5.49 2.67 2,052 -0.02 63,412
150 State Savings Bank Rake Iowa Rake Bancorporation Commercial Bank 5.44 1.11 3,348 2.55 71,234
151 Gunnison Valley Bank Gunnison Utah GV Bancorp, Inc. Commercial Bank 5.43 5.02 3,544 2.69 80,929
152 North Alabama Bank Hazel Green Ala. North Alabama Bancshares, Inc. Commercial Bank 5.39 3.39 3,239 -0.03 93,447
153 Farmers State Bank, S/B Bolivar Mo. Farmers Financial Corporation Commercial Bank 5.37 0.23 2,560 0.00 67,521
154 Citizens Bank & Trust Co. of Jackson Jackson Ky. John R Turner Holding Company Commercial Bank 5.36 3.10 6,125 0.90 146,963
155 American State Bank & Trust Company Great Bend Kan. American State Bancshares, Inc. Commercial Bank 5.35 0.03 12,577 -0.01 382,847
Citizens Bank of Chatsworth Chatsworth Ill. Commercial Bank 5.35 4.28 1,202 0.02 32,683
157 Georgia Primary Bank Atlanta Ga. Commercial Bank 5.34 7.61 6,655 -0.08 175,121
158 City National Bank of New Jersey Newark N.J. City National Bancshares Corporation Commercial Bank 5.31 14.78 6,434 0.38 219,868
159 Bennington State Bank Salina Kan. Berco, Inc. Commercial Bank 5.28 0.60 25,709 0.49 707,292
New York Private Bank & Trust Corporation New York N.Y. Bank Holding Company 5.28 5.38 232,175 0.01 6,429,550
United Community Bank Raceland La. Community Bancorp of Louisiana, Inc. Commercial Bank 5.28 1.87 22,261 -0.01 536,077
162 Homestead Savings Bank Albion Mich. Savings & Loan Assoc 5.27 3.97 2,588 0.01 67,162
163 Century Bank of Kentucky, Inc. Lawrenceburg Ky. Century Bancshares, Inc. Commercial Bank 5.26 6.79 5,431 -0.01 129,733
164 Lumbee Guaranty Bank Pembroke N.C. Commercial Bank 5.25 5.19 9,185 0.30 322,594
165 First Central Bank McCook McCook Neb. Central Bancshares, Inc. Commercial Bank 5.23 3.58 4,723 0.00 107,423
166 Park Bank Holmen Wis. Golden Oak Bancshares, Inc. Commercial Bank 5.18 5.30 1,645 0.70 53,074
167 BANK Wapello Iowa Morning Sun Bank Corp. Commercial Bank 5.13 1.61 3,813 0.06 84,501
Cass County Bank, Inc. Plattsmouth Neb. Citizens National Corporation Commercial Bank 5.13 0.69 3,041 -0.01 70,042
First Citizens Bank of Polson, National Association Polson Mont. Flathead Lake Bancorporation, Inc. Commercial Bank 5.13 4.52 651 0.75 19,520
170 Carver State Bank Savannah Ga. Carver Financial Corporation Commercial Bank 5.12 8.35 1,401 0.00 40,199
State Exchange Bank Lamont Okla. State Exchange Bancshares, Inc. Commercial Bank 5.12 1.98 2,693 -0.55 60,059
172 Fowler State Bank Fowler Kan. FSB Bankshares, Inc. Commercial Bank 5.09 0.27 2,611 0.22 73,126
Liberty Federal Savings Bank Enid Okla. Savings & Loan Assoc 5.09 7.90 2,852 -0.08 79,721
174 Bank of Galesville Galesville Wis. Gale Bank Holding Company, Inc. Commercial Bank 5.06 3.40 3,816 -0.01 94,876
175 Security Bank, s.b. Springfield Ill. Savings Bank 5.05 4.94 4,777 0.16 125,161
176 First Federal Bank & Trust Sheridan Wyo. Savings & Loan Assoc 5.02 4.08 8,870 0.60 272,598
177 Landmark Bank Clinton La. Clinton Bancshares, Inc. Commercial Bank 5.01 4.03 3,955 0.18 113,212
178 Blue Ridge Bank Walhalla S.C. Blue Ridge Financial Corporation Commercial Bank 5.00 4.30 3,099 -0.03 119,348
179 Bank of Bartlett Bartlett Tenn. West Tennessee Bancshares, Inc. Commercial Bank 4.99 5.68 9,927 0.24 359,443
Madison Bank of Maryland Forest Hill Md. MB Bancorp, Inc. Savings & Loan Assoc 4.99 5.81 4,379 -0.12 141,463
181 Capitol National Bank Lansing Mich. Commercial Bank 4.98 6.44 4,980 -0.05 122,483
Rolette State Bank Rolette N.D. Commercial Bank 4.98 4.40 1,524 0.04 38,900
183 Citizens Bank Nashville Ga. Nashville Holding Company Commercial Bank 4.96 5.45 8,177 -0.07 258,168
McHenry Savings Bank McHenry Ill. McHenry Bancorp, Inc. Savings Bank 4.96 5.50 7,921 0.14 246,229
185 First National Bank and Trust Co., Chickasha, Oklahoma Chickasha Okla. First Independent Bancorp, Inc. Commercial Bank 4.89 2.70 16,180 0.32 553,950
Midstate Community Bank Baltimore Md. Savings Bank 4.89 3.67 4,769 0.26 165,116
187 Citizens Bank Mukwonago Wis. Citizens Bank Holding, Inc. Commercial Bank 4.87 7.62 22,102 0.00 709,746
First Security Bank Mackinaw Ill. Mackinaw Valley Financial Services, Inc. Commercial Bank 4.87 1.12 3,092 0.01 76,997
189 Conway Bank Conway Springs Kan. Norcon Financial Corp. Commercial Bank 4.86 2.78 2,466 -0.05 77,430
Industrial Bank Washington D.C. IBW Financial Corporation Commercial Bank 4.86 3.71 14,131 0.00 395,142
191 United Bank of Union Union Mo. Cardinal Bancorp II, Inc. Commercial Bank 4.84 5.55 11,289 0.43 320,412
192 Today's Bank Huntsville Ark. Mathias Bancshares, Inc. Commercial Bank 4.80 2.98 6,413 0.01 188,406
193 First Federal Savings Bank Rochester Ind. American Midwest Financial Corp. Savings & Loan Assoc 4.77 5.49 14,097 0.03 374,675
First National Community Bank New Richmond Wis. One Corporation Commercial Bank 4.77 4.22 6,059 0.01 197,727
195 Enterprise Bank of South Carolina Ehrhardt S.C. Commercial Bank 4.75 7.07 8,498 -0.07 330,455
First Capital Bank Laurinburg N.C. First Capital Bancshares, Inc. Commercial Bank 4.75 7.10 2,142 0.00 52,425
197 Century Bank of Florida Tampa Fla. Century Bancshares of Florida, Inc. Commercial Bank 4.73 7.22 2,212 -0.03 78,263
198 Securant Bank & Trust Milwaukee Wis. Capital Commerce Bancorp, Inc. Commercial Bank 4.71 6.27 7,717 -0.09 208,690
199 Commercial State Bank Andrews Tex. Andrews Holding Company Commercial Bank 4.69 2.25 17,938 0.16 527,981
Harrison Building and Loan Association Harrison Ohio Savings & Loan Assoc 4.69 5.38 5,388 0.41 224,473

Data from preliminary quarterly call reports. Excludes institutions whose loans were less than 50% of assets.
*Nonperforming loans net of the delinquent U.S. government-guaranteed portion, divided by total loans.
**Sum total of nonaccruing loans (excluding debt securities and other assets) and restructured loans, minus the guaranteed portion of nonaccruing loans wholly or partially guaranteed by the U.S. government.
***Chargeoffs, minus recoveries credited to the loan allowance. For savings institutions, net chargeoffs related to specific valuation allowance are included. Divided by average loans and leases.
Figures for prior periods are not adjusted for mergers and acquisitions. Rankings include only companies current as of Sept. 15, 2017.
© 2017 American Banker
Source: SNL Financial, Charlottesville, Va. (

www.snl.com
)

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