Banks and Thrifts with the Highest Adjusted Nonperforming Loan Ratios

View Table
Printer Friendly Version
Banks and Thrifts with the Highest Adjusted Nonperforming Loan Ratios

Banks and Thrifts with the Highest Adjusted Nonperforming Loan RatiosOn June 30, 2013. Dollars in thousands
Published January 7, 2014

Rank   Parent
company
Type
of institution
Adjusted nonperforming
loan ratio*
Nonperformers** Net
chargeoffs†
Assets
June 30 Year earlier
1 Eastern Savings Bank FSB Hunt Valley, Md.   savings bank 51.69 53.06 $150,867 1.19 $455,610
2 Eastside Commercial Bank Conyers, Ga. Eastside Commercial Bancshares Inc. commercial bank 39.64 32.99 46,775 0.80 176,305
3 North Texas Bancshares Inc. Dallas   BHC 32.82 32.32 81,471 4.00 426,073
4 Georgia Primary Bank Atlanta   commercial bank 32.27 22.86 51,942 0.12 206,250
5 WestSide Bank Hiram, Ga.   commercial bank 29.69 33.24 24,524 0.00 119,755
6 American Metro Bank Chicago American Metro Bancorp Inc. commercial bank 29.37 23.39 13,904 2.45 75,055
7 Georgia Bancshares Inc. Peachtree City   BHC 26.03 19.96 57,779 0.23 335,104
8 NRBC Holding Corp. Chicago   BHC 25.99 6.57 237,569 1.22 1,128,033
9 South Carolina Community Bank Columbia SCCB Financial Corp. commercial bank 25.84 16.28 12,459 0.52 74,599
10 First State Bank Danville, Va.   commercial bank 25.05 3.45 6,793 0.67 38,786
11 Liberty Bank Salt Lake City   commercial bank 24.74 28.74 1,405 -0.14 10,195
12 Northern States Financial Corp. Waukegan, Ill.   BHC 24.56 20.86 63,199 4.96 397,951
  Wilmington Savings Bank Ohio   savings bank 24.56 25.32 29,765 4.49 143,844
14 Texas Community Bank The Woodlands TCB Holding Co. commercial bank 24.21 29.07 28,096 -0.24 199,087
15 Valley Bank of Nevada North Las Vegas   commercial bank 24.16 27.96 14,141 1.09 87,927
16 State Central Bank Keokuk, Iowa Logan Investment Corp. commercial bank 23.28 25.62 18,810 1.52 129,630
17 Beach Community Bancshares Inc. Fort Walton Beach, Fla.   BHC 22.93 25.43 95,228 0.04 596,354
18 Alamerica Bank Birmingham, Ala. Alamerica BancCorp Inc. commercial bank 22.62 12.80 5,885 -0.02 36,167
19 Great Florida Bank Miami Lakes, Fla.   commercial bank 22.60 23.36 155,027 0.22 1,088,059
20 Enterprise Bank of South Carolina Ehrhardt   commercial bank 22.55 20.12 47,164 1.68 393,102
21 Pinnacle Bank Orange City, Fla. Pinnacle Bank Holding Co. Inc. commercial bank 22.02 25.54 22,760 1.17 167,178
22 First Tuskegee Bank Ala. Birthright Inc. commercial bank 21.91 21.39 7,308 0.11 60,400
23 Champion Bank Parker, Colo.   commercial bank 21.83 21.92 10,630 0.94 60,559
24 Anchor Commercial Bank Juno Beach, Fla.   commercial bank 21.51 19.91 16,083 1.00 101,429
25 Porter Bancorp Inc. Louisville, Ky.   BHC 21.22 15.94 164,452 1.13 1,072,131
26 Capitol City Bancshares Inc. Atlanta   BHC 20.84 16.21 44,558 3.36 291,270
27 ProBank Tallahassee, Fla. Pro Financial Holdings Inc. commercial bank 20.61 17.06 7,978 7.16 66,256
28 City National Bank of New Jersey Newark City National Bancshares Corp. commercial bank 20.44 22.22 33,198 0.47 307,016
29 Pan American Bank Los Angeles   commercial bank 20.42 19.43 6,054 3.07 38,402
30 Crown Bank Elizabeth, N.J.   commercial bank 20.35 14.48 90,531 0.72 548,592
31 Port Byron State Bank Ill. First Port Byron Bancorp Inc. commercial bank 20.31 12.54 9,215 3.17 84,999
32 Security State Bank Iron River, Wis. Security Bank Shares Inc. commercial bank 20.16 17.55 10,915 -1.68 82,686
33 Guaranty Financial MHC Milwaukee   BHC 19.87 17.19 127,676 3.18 1,158,621
34 Liberty Shares Inc. Hinesville, Ga.   BHC 19.49 18.60 75,367 0.91 639,415
35 Capitol Bancorp Ltd. Lansing, Mich.   BHC 19.44 18.30 176,110 1.35 1,232,702
36 Community Financial Holding Co. Inc. Duluth, Ga.   BHC 19.32 22.19 53,650 1.50 445,020
37 First Security Trust and Savings Bank Elmwood Park, Ill. First Security Bancorp Inc. commercial bank 19.20 37.43 22,156 0.01 225,379
38 AztecAmerica Bank Berwyn, Ill. AztecAmerica Bancorp Inc. commercial bank 19.04 17.13 10,829 0.06 80,152
  First CornerStone Bank King of Prussia, Pa.   commercial bank 19.04 15.81 14,419 4.49 142,874
40 Stonebridge Bank West Chester, Pa. Stonebridge Financial Corp. commercial bank 19.01 21.46 26,359 1.63 195,598
41 Neighborhood National Bank San Diego Neighborhood Bancorp commercial bank 18.93 16.71 11,066 6.56 96,518
42 OptimumBank Plantation, Fla. OptimumBank Holdings Inc. commercial bank 18.70 27.80 16,305 3.57 136,080
43 First Southern Bank Patterson, Ga. Patterson Bankshares Inc. commercial bank 18.54 19.99 12,921 0.15 99,375
44 Slavie Federal Savings Bank MHC Bel Air, Md. Slavie Bancorp MHC savings bank 18.37 8.19 18,756 0.02 153,675
45 High Desert Bank Bend, Ore.   savings bank 18.15 13.55 3,689 10.38 28,897
46 PNA Bank Downers Grove, Ill. Polish National Alliance savings bank 18.00 19.29 17,492 0.75 119,722
47 FirstSecure Bank and Trust Co. Palos Hills, Ill. Community Holdings Corp. commercial bank 17.94 16.74 6,599 -0.02 60,062
48 Independent Bankers' Bank of Florida Lake Mary Bankers' Bancorp. of Florida Inc. commercial bank 17.86 28.38 20,550 7.81 218,805
49 Idaho Banking Co. Boise Idaho Bancorp commercial bank 17.57 19.40 11,972 0.05 104,148
50 Legacy State Bank Loganville, Ga.   commercial bank 17.04 17.78 6,605 0.37 70,183
51 Leaders Bank Oak Brook, Ill. Leaders Group Inc. commercial bank 16.99 13.54 50,741 0.08 354,764
52 First City Bank of Florida Fort Walton Beach Florida First City Banks Inc. commercial bank 16.92 12.04 26,342 0.51 248,692
53 1st Advantage Bank St. Peters, Mo. Banc Investors LLC commercial bank 16.78 17.28 9,775 -0.01 72,323
54 Monarch Community Bank Coldwater, Mich. Monarch Community Bancorp Inc. commercial bank 16.76 16.12 20,794 0.94 185,739
55 Town & Country Bank Las Vegas West Point Bancorp Inc. commercial bank 16.69 20.27 14,817 0.37 126,355
56 West Pointe Bank Oshkosh, Wis. West Pointe Bancshares Inc. commercial bank 16.59 7.79 41,298 6.93 299,296
57 Merchants Commercial Bank St. Thomas, V.I.   commercial bank 16.27 13.69 12,198 2.65 108,504
58 First Citizens Bank of Polson Mont. Flathead Lake Bancorp. Inc. commercial bank 16.23 18.76 2,265 1.06 21,024
59 Bay Bank Green Bay, Wis. Bay Bancorp. commercial bank 16.19 16.92 9,143 5.34 82,859
60 Village Bank and Trust Financial Corp. Midlothian, Va.   BHC 16.06 15.93 52,262 0.88 483,331
61 Interamerican Bank FSB Miami Voting Trust-Ferrera Fuentes Pacheco savings bank 15.91 16.69 27,959 1.08 224,038
62 Columbia Bank Lake City, Fla. First Columbia Bancorp Inc. commercial bank 15.87 19.88 17,200 4.01 192,950
  Harrington Bank FSB Chapel Hill, N.C. Community First Financial Group Inc. savings bank 15.87 10.96 30,787 3.94 227,283
64 Mutual Federal Bank MHC Chicago Mutual Federal Bancorp MHC savings bank 15.83 21.40 8,745 0.47 74,532
65 Bank of Union El Reno, Okla. Union City Corp. commercial bank 15.75 0.51 47,205 0.19 389,150
66 Mutual Savings Association Leavenworth, Kan.   savings bank 15.74 14.43 17,484 0.65 208,891
67 First Mountain Bank Big Bear Lake, Calif.   commercial bank 15.67 15.07 13,550 0.06 137,162
68 Superior Bank Hazelwood, Mo. Superior Bancshares Inc. commercial bank 15.64 14.32 3,882 0.94 33,523
69 Citizens State Bank Kingsland, Ga. South Banking Co. commercial bank 15.58 21.28 6,615 0.11 65,364
  Mitchell Bank Milwaukee M.S. Investment Co. commercial bank 15.58 10.10 5,166 -0.02 55,790
71 HCSB Financial Corp. Loris, S.C.   BHC 15.52 17.04 44,479 0.37 467,259
72 Doral Financial Corp. San Juan, Puerto Rico   BHC 15.49 17.31 1,038,426 1.11 8,521,169
73 TransCapital Bank Sunrise, Fla.   commercial bank 15.47 20.37 23,529 0.94 204,031
74 Bank of Eastman Ga. Magnolia Bankshares Inc. commercial bank 15.32 15.15 19,783 0.40 197,362
75 Broadway Federal Bank Los Angeles Broadway Financial Corp. savings bank 15.31 19.04 37,533 -0.20 345,481
76 First State Bank of Miami Texas Miami Bancshares Inc. commercial bank 15.25 2.98 3,682 0.33 42,024
77 Home Loan Investment Bank FSB Warwick, R.I. Prospect Financial Corp. savings bank 15.09 17.76 26,070 -0.07 197,123
78 GreenChoice Bank FSB Chicago GreenChoice Holding Co. Inc. savings bank 15.00 9.19 9,686 0.00 81,449
79 Peoples Financial Corp. Biloxi, Miss.   BHC 14.98 15.18 60,369 0.22 799,084
80 Regal Financial Bank Seattle   commercial bank 14.83 17.67 12,428 1.88 101,478
81 Columbia Savings Bank Cincinnati Columbia Bancorp Inc savings bank 14.73 13.90 4,330 -0.51 39,068
82 Landmark Bank Fort Lauderdale, Fla. Giant Holdings Inc. commercial bank 14.70 17.66 31,716 -0.05 251,801
83 Securant Bank & Trust Milwaukee Capital Commerce Bancorp Inc. commercial bank 14.66 13.45 20,986 0.17 195,298
84 Peoples Bank Eatonton, Ga. Peoples Bankshares Inc. commercial bank 14.64 14.35 10,815 0.02 130,086
85 Oxford Bank Mich. Oxford Bank Corp. commercial bank 14.62 13.71 25,829 0.32 260,250
86 Farmers & Merchants Bank Statesboro, Ga. FMB Equibanc Inc. commercial bank 14.59 12.08 15,254 2.11 168,926
87 NBRS Financial Bank Rising Sun, Md. Rising Sun Bancorp commercial bank 14.54 16.37 20,727 3.27 212,538
88 Granite Mountain Bank Inc. Philipsburg, Mont. Flint Creek Holding Co. commercial bank 14.47 2.66 6,398 0.05 66,141
89 Prairie Community Bank Marengo, Ill. Marengo Bancshares Inc. commercial bank 14.34 15.45 11,629 3.79 117,344
90 New Buffalo Savings Bank FSB Mich.   savings bank 14.32 7.40 8,522 0.99 105,025
91 1st Equity Bank Skokie, Ill. First Equity Corp. commercial bank 14.29 5.52 11,234 0.00 117,381
92 F & M Bank and Trust Co. Manchester, Ga. F & M Holding Co. Inc. commercial bank 14.21 9.32 6,987 0.41 81,028
93 Frontenac Bank Earth City, Mo. Frontenac Bancshares Inc. commercial bank 14.15 10.92 27,677 -0.40 277,153
94 Lake County Bank St. Ignatius, Mont.   commercial bank 14.13 5.95 2,151 -0.14 28,873
95 Tidelands Bancshares Inc. Mount Pleasant, S.C.   BHC 14.08 13.39 47,981 0.36 504,926
96 Century Bank of Florida Tampa Century Bancshares of Florida Inc. commercial bank 14.07 12.57 6,071 0.37 70,525
97 Allied Bank Mulberry, Ark. Acme Holding Co. Inc. commercial bank 13.83 9.82 13,955 0.54 149,645
98 Northside Bank Adairsville, Ga. Northside Bancshares Inc. commercial bank 13.82 24.02 11,444 0.08 130,779
99 Grand Bankshares Inc. West Palm Beach, Fla.   BHC 13.58 13.77 21,248 1.75 223,502
100 American Bank of Baxter Springs Kan. American Bancshares Inc. commercial bank 13.55 14.50 7,318 0.43 103,853
101 Tennessee State Bancshares Inc. Pigeon Forge   BHC 13.54 14.32 58,470 1.38 689,349
102 First South Bank Spartanburg, S.C. First South Bancorp Inc. commercial bank 13.53 18.55 24,771 0.88 301,119
103 Home Federal Bank of Hollywood Hallandale Beach, Fla. Home Bancgroup Inc. savings bank 13.50 20.53 5,483 0.36 56,083
104 Edgebrook Bank Chicago Edgebrook Bancorp Inc. commercial bank 13.47 14.94 10,138 0.11 90,622
105 Peoples Bank Mt. Washington Ky. Crossroads Bancorp Inc. commercial bank 13.37 14.38 6,726 0.42 80,112
106 Central Federal Savings & Loan Association Cicero, Ill.   savings bank 13.32 12.46 12,425 1.05 174,584
107 Commerce Bank and Trust Holding Co. Topeka, Kan.   BHC 13.28 7.80 66,004 0.31 948,401
108 International Finance Bank Miami   commercial bank 13.24 18.70 30,493 0.67 352,031
  Spring Valley Bank Wyoming, Ohio SV Bancorp Inc. commercial bank 13.24 9.52 6,617 -0.21 74,945
110 First Federal of South Carolina MHC Walterboro First Carolina Bancshares MHC savings bank 13.18 17.97 7,165 0.27 103,179
111 Parke Bancorp Inc. Sewell, N.J.   BHC 13.15 13.60 84,770 0.00 738,363
112 Liberty First Bank Monroe, Ga.   commercial bank 13.12 16.79 9,027 0.00 110,212
113 Gateway Bank, FSB Oakland, Calif. SK&LL Wang LLC savings bank 13.11 11.67 16,185 0.24 216,963
114 State Bank of Herscher Ill. Hershare Financial Corp. commercial bank 13.04 14.37 12,528 15.71 151,955
115 Bank of Kaukauna Wis. Brogan Bankshares Inc. commercial bank 13.03 10.10 9,652 1.81 85,496
116 Treasure State Bank Missoula, Mont.   commercial bank 12.98 7.30 6,221 3.62 66,123
117 Park State Bank & Trust Woodland Park, Colo.   commercial bank 12.94 18.58 5,874 0.47 84,248
118 Bank of Jackson County Graceville, Fla. BJC Holdings Inc. commercial bank 12.91 9.88 2,119 -0.42 25,486
119 Golden State Bank Upland, Calif.   commercial bank 12.88 17.61 7,692 -0.01 81,386
120 Ripley Federal Savings Bank Ohio   savings bank 12.85 14.81 6,518 0.05 67,452
121 Persons Banking Co. Macon, Ga.   BHC 12.78 12.25 30,741 0.70 368,456
122 Texas Savings Bank SSB Snyder Texas Bancshares Inc. savings bank 12.77 13.66 6,351 0.95 80,645
123 Liberty Banshares Iowa Inc. West Des Moines   BHC 12.76 13.40 21,204 6.56 290,563
124 Heritage Bank Jonesboro, Ga. CCF Holding Co. commercial bank 12.73 13.11 32,145 0.02 371,444
125 Grand Mountain Bank FSB Granby, Colo. Grand Mountain Bancshares Inc. savings bank 12.69 13.25 8,718 0.34 93,877
126 North Milwaukee State Bank Milwaukee North Milwaukee Bancshares Inc. commercial bank 12.67 13.23 7,326 0.72 89,698
127 Community Bank of Oak Park River Forest Oak Park, Ill. Oak Park River Forest Bankshares Inc. commercial bank 12.66 12.83 26,572 1.86 272,035
128 Bank of Vernon Ala. First Vernon Bancshares Inc. commercial bank 12.63 11.71 13,757 4.78 149,927
  Grand Timber Bank McGregor, Minn. McGregor Banco Inc. commercial bank 12.63 11.48 3,755 -0.07 44,555
130 1st Equity Bank Northwest Buffalo Grove, Ill. Northwest Equity Corp. commercial bank 12.35 8.03 4,054 0.01 52,761
131 National Bank of Cambridge Md. Delmarva Bancshares Inc. commercial bank 12.30 16.02 13,145 0.45 200,310
  Trinity Capital Corp. Los Alamos, N.M.   BHC 12.30 8.53 140,383 0.65 1,543,627
133 Community First Inc. Columbia, Tenn.   BHC 12.27 13.82 36,192 1.32 468,098
  Mechanics and Farmers Bank Durham, N.C. M&F Bancorp Inc. commercial bank 12.27 12.72 21,333 0.60 282,160
  Peoples State Bank Lake City, Fla. PSB BancGroup Inc. commercial bank 12.27 12.45 6,223 0.16 67,465
  Severn Bancorp Inc. Annapolis, Md.   BHC 12.27 11.74 80,323 1.81 839,053
137 Liberty Federal Savings Bank Enid, Okla.   savings bank 12.21 14.16 7,285 -0.01 105,933
138 Valley Community Bank Pleasanton, Calif.   commercial bank 12.17 9.89 12,704 0.97 143,587
139 Harbor Bank of Maryland Baltimore Harbor Bankshares Corp. commercial bank 11.97 11.52 19,114 2.99 247,252
140 ColoEast Bankshares Inc. Lamar, Colo.   BHC 11.94 10.33 52,147 1.65 778,486
141 OmniBank Jackson, Miss.   commercial bank 11.80 11.77 3,631 0.12 47,409
142 Johnson County Bank Mountain City, Tenn.   commercial bank 11.73 10.55 7,695 0.28 119,217
  Ruby Valley National Bank Twin Bridges, Mont. TwinCo Inc. commercial bank 11.73 2.67 6,934 -0.22 78,528
144 Friends Bank New Smyrna Beach, Fla.   commercial bank 11.71 10.98 8,442 -0.25 107,184
145 Cecil Bank Elkton, Md. Cecil Bancorp Inc. commercial bank 11.70 21.31 33,166 2.93 429,090
  FMB Bancshares Inc. Lakeland, Ga.   BHC 11.70 11.88 48,374 1.09 591,034
147 Community Bank of Broward Dania Beach, Fla.   commercial bank 11.69 14.30 44,032 1.08 469,294
148 EH National Bank Beverly Hills, Calif.   commercial bank 11.68 13.77 15,879 1.83 193,784
149 People's Bank & Trust Co. of Pickett County Byrdstown, Tenn. Upper Cumberland Bancshares Inc. commercial bank 11.67 11.50 9,945 1.84 114,199
150 Mohave State Bank Lake Havasu City, Ariz. State Bank Corp. commercial bank 11.66 12.41 22,604 0.61 290,377
  Surety Bank Deland, Fla.   commercial bank 11.66 9.30 7,648 8.68 105,432
152 Strategic Growth Bancorp Inc. El Paso, Texas Strategic Growth Bank Inc. BHC 11.65 NA 125,043 0.41 1,984,237
153 First National Bank in Howell Mich. FNBH Bancorp Inc. commercial bank 11.60 13.50 19,635 0.16 298,922
  Village Bank St. George, Utah Village Bancorp commercial bank 11.60 3.21 7,796 -0.22 117,766
155 Martinsville First Savings Bank Va.   savings bank 11.59 8.28 2,762 0.12 45,837
156 Chambers Bancshares Inc. Danville, Ark.   BHC 11.58 11.63 64,233 0.10 781,473
157 Columbia Savings and Loan Association Milwaukee   savings bank 11.56 10.13 2,205 -0.02 23,667
158 State Bank of India California Los Angeles State Bank of India foreign bank 11.55 12.42 52,430 -0.88 774,374
159 River City Bank Rome, Ga. RCB Financial Corp. commercial bank 11.53 11.64 12,303 0.54 156,684
160 Hometown Bank of the Hudson Valley MHC Walden, N.Y. Hometown Bancorp MHC savings bank 11.51 6.62 14,297 0.93 155,107
161 St. Louis Bancshares Inc. Town and Country, Mo.   BHC 11.50 11.00 28,677 0.30 396,392
162 Baytree National Bank & Trust Co. Lake Forest, Ill. EB Financial Group Inc. commercial bank 11.47 10.63 10,225 1.30 141,454
163 Bank of Alma Wis. Dairyland Bank Holding Corp. commercial bank 11.42 13.56 11,342 -0.01 192,628
164 Bank of Commerce Sarasota, Fla. Bank of Commerce Holdings Inc. commercial bank 11.39 13.98 17,752 0.39 219,967
  First Central Savings Bank Glen Cove, N.Y.   savings bank 11.39 10.27 35,453 0.95 531,512
  First National Bank Ronceverte, W. Va. First National Bankshares Corp. commercial bank 11.39 12.24 14,894 1.60 255,215
167 Wawel Bank MHC Wallington, N.J. Wawel Financial Services MHC savings bank 11.38 8.87 5,956 1.47 91,378
168 Linn County State Bank Coggon, Iowa Iowa State Financial Services Corp. commercial bank 11.37 1.25 2,164 0.00 31,373
169 New York Private Bank & Trust Corp.   BHC 11.31 11.91 467,568 0.18 7,175,848
170 First National Bank of Wauchula Fla. First Hardee Holding Corp. commercial bank 11.30 2.79 4,896 0.25 77,186
171 Devon Bank Chicago Devon Bancorp Inc. commercial bank 11.22 13.22 17,722 4.08 232,990
  First Community Bank and Trust Beecher, Ill. First Community Bancorp Inc. commercial bank 11.22 11.58 8,426 0.04 142,082
173 Crews Banking Corp. Wauchula, Fla.   BHC 11.15 11.76 82,071 4.10 1,197,271
  Fidelity Bank of Florida Merritt Island   commercial bank 11.15 18.89 20,061 3.21 293,596
  Liberty Capital Inc. Wilmington, Ohio   BHC 11.15 11.38 39,926 1.07 577,540
176 Bank of Oswego Lake Oswego, Ore.   commercial bank 11.14 2.81 8,246 2.45 115,198
176 Signature Bank of Arkansas Fayetteville White River Bancshares Co. commercial bank 11.14 5.97 41,191 3.10 491,244
178 Community Bank of the South Smyrna, Ga. CBS Financial Corp. commercial bank 11.12 10.10 29,970 0.54 361,604
179 Royal Banks of Missouri St. Louis Royal Bancshares Inc. commercial bank 11.05 11.50 34,789 1.30 429,861
180 Homeland Community Bank McMinnville, Tenn.   commercial bank 11.03 0.59 9,893 0.49 137,986
181 Mercantile Bank of Louisiana Mo.   commercial bank 10.95 7.73 6,473 -0.34 103,097
182 Farmers State Bank Mountain City, Tenn. Farmers State Bancshares Inc. commercial bank 10.94 12.26 8,375 1.41 137,726
  Farmers State Bank of Munith Mich.   commercial bank 10.94 11.50 4,482 1.69 64,624
  Northpointe Bank Grand Rapids, Mich. Northpointe Bancshares Inc. commercial bank 10.94 12.44 28,303 1.01 307,572
185 Putnam County National Bank of Carmel N.Y.   commercial bank 10.92 6.96 9,305 0.45 162,397
186 Ponce De Leon Federal Bank Bronx, N.Y.   savings bank 10.91 7.76 64,168 0.14 744,932
187 Liberty Bank of Maryland Baltimore   commercial bank 10.89 9.33 3,003 0.00 42,047
  Mesaba Bancshares Inc. Grand Rapids, Minn.   BHC 10.89 16.15 56,322 -0.61 647,256
189 Mid State Banks Inc. Hawkinsville, Ga.   BHC 10.83 12.05 19,250 0.37 280,123
190 American Enterprise Bank Buffalo Grove, Ill. A. E. Bancorp Inc. commercial bank 10.82 19.03 16,368 4.92 238,296
191 Delmar Bancorp Salisbury, Md.   BHC 10.78 10.15 36,840 0.94 421,587
192 First National Bank of Winnsboro Texas Etex Banco Inc. commercial bank 10.77 23.03 8,278 0.32 134,615
193 Farmers Bank of Willards Md.   commercial bank 10.71 10.45 28,345 1.17 317,450
194 Heritage Bank & Trust Columbia, Tenn.   commercial bank 10.69 11.24 8,528 2.86 106,233
195 Franklin County United Bank Decherd, Tenn. Franklin County United Bancshares Inc. commercial bank 10.68 8.38 6,879 0.03 88,597
  One World Bank Dallas One World Holding Inc. commercial bank 10.68 5.83 5,959 -0.48 83,495
197 Farmers State Bank Markesan, Wis. FS BancShares Inc. commercial bank 10.66 9.87 3,960 -0.24 71,510
198 Freedom Bank of America St. Petersburg, Fla.   commercial bank 10.62 10.68 7,350 2.78 87,341
198 Monterey County Bank Monterey, Calif. Northern California Bancorp Inc. commercial bank 10.62 8.40 14,437 0.16 210,520
200 First BanCorp. San Juan, Puerto Rico   BHC 10.61 14.42 1,025,549 5.39 12,803,169
  Hartford Savings Bank Wis.   savings bank 10.61 10.43 13,009 0.24 174,764

Notes: Data from preliminary quarterly call reports and thrift financial reports from the FDIC and OTS. Excludes institutions whose loans were less than 50% of assets.
*Nonperforming loans net of the delinquent U.S. government-guaranteed portion, divided by total loans.
**Sum total of nonaccruing loans (excluding debt securities and other assets) and restructured loans, less than guaranteed portion of nonaccruing loans wholly or partially guaranteed by the U.S. government.
† Chargeoffs, minus recoveries credited to the loan allowance. For savings institutions, net chargeoffs related to specific valuation allowance are included. Divided by average loans and leases.
Figures for prior periods are not adjusted for mergers and acquisitions. Rankings include only companies current as of Oct. 7, 2013.

Source:

SNL Financial
, Charlottesville, Va.
© 2014 American Banker