Banks and Thrifts with the Highest Adjusted Nonperforming Loan Ratios

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Banks and Thrifts with the Highest Adjusted Nonperforming Loan Ratios

Banks and Thrifts with the Highest Adjusted Nonperforming Loan RatiosOn June 30, 2015. Dollars in thousands
Published December 15, 2015

Rank   Parent
company
Type
of institution
Adjusted nonperforming
loan ratio*
Nonperformers** Net
chargeoffs†
Assets
June 30 Year earlier
1 Eastern Savings Bank FSB Hunt Valley, Md.   savings 58.06 54.38 $121,050 1.14 $379,010
2 South Carolina Community Bank Columbia SCCB Financial Corp. commercial 36.23 24.23 13,993 -0.03 57,282
3 Trust Co. Bank Memphis, Tenn. Heritage Bancorp Inc. commercial 32.22 5.40 4,645 -0.14 25,188
4 State Central Bank Bonaparte, Iowa Logan Investment Corp. commercial 32.15 30.66 10,378 -0.37 55,360
5 North Milwaukee State Bank Milwaukee North Milwaukee Bancshares Inc. commercial 26.14 16.30 12,096 2.15 71,438
6 Beach Community Bank Fort Walton Beach, Fla. Beach Community Bancshares Inc. commercial 25.96 28.73 98,555 2.64 542,845
7 First CornerStone Bank King of Prussia, Pa.   commercial 25.39 23.45 16,048 -0.09 112,745
8 Stonebridge Bank West Chester, Pa. Stonebridge Financial Corp. commercial 24.97 17.90 21,908 0.02 130,784
9 Lafayette State Bank Mayo, Fla.   commercial 24.56 2.01 14,901 5.08 85,368
10 WestSide Bank Hiram, Ga.   commercial 23.84 21.62 15,220 0.00 115,817
11 Citizens State Bank and Trust Co. Woodbine, Kan. Woodbine Agency Inc. commercial 22.38 14.52 2,332 0.40 15,862
12 First State Bank Danville, Va.   commercial 22.14 22.34 6,350 1.02 38,898
13 Gwinnett Community Bank Duluth, Ga. Community Financial Holding Co. Inc. commercial 20.30 18.26 42,567 3.03 349,476
14 Wilmington Savings Bank Ohio   savings 19.53 21.59 16,869 0.09 117,735
15 Liberty Bank Salt Lake City   commercial 19.01 31.86 1,028 -0.08 10,279
16 Harvest Community Bank Pennsville, N.J.   commercial 18.82 11.14 23,853 6.34 166,442
17 Heritage Bank Hinesville, Ga. Liberty Shares Inc. commercial 17.89 18.63 52,483 2.57 542,450
18 PNA Bank Chicago Polish National Alliance of the US of NA savings 17.82 16.54 12,989 -0.50 96,473
19 Valley Bank of Nevada North Las Vegas   commercial 17.03 17.07 10,077 1.56 87,630
20 Leaders Bank Oak Brook, Ill. Leaders Group Inc. commercial 16.58 18.38 49,217 -0.01 347,937
21 City National Bank of New Jersey Newark City National Bancshares Corp. commercial 16.57 18.02 23,830 0.04 255,831
22 Bank of Georgia Peachtree City Georgia Bancshares Inc. commercial 16.40 14.44 27,325 0.36 294,172
23 First City Bank of Florida Fort Walton Beach Florida First City Banks Inc. commercial 16.31 16.64 22,568 -0.18 225,945
24 Mechanics and Farmers Bank Durham, N.C. M&F Bancorp Inc. commercial 15.92 12.81 28,042 0.02 295,364
25 Interamerican Bank Miami   savings 15.87 15.45 26,154 -0.31 219,740
26 Columbia Savings and Loan Association Milwaukee   savings 15.56 14.24 3,077 0.95 23,955
27 Horry County State Bank Loris, S.C. HCSB Financial Corp. commercial 15.54 11.53 36,023 -0.36 413,774
28 West Pointe Bank Oshkosh, Wis. West Pointe Bancshares Inc. commercial 15.39 12.67 33,498 0.01 267,935
29 1st Equity Bank Northwest Buffalo Grove, Ill. Northwest Equity Corp. commercial 15.22 17.05 4,620 -0.32 39,483
30 Allied Bank Mulberry, Ark. Acme Holding Co. Inc. commercial 15.10 10.69 8,639 0.92 98,602
31 Community 1st Bank Las Vegas N.M. FNB Financial Corp. commercial 15.04 17.42 10,425 12.07 125,779
32 Johnson County Bank Mountain City, Tenn.   commercial 14.73 10.93 9,105 0.03 120,287
33 OptimumBank Plantation, Fla. OptimumBank Holdings Inc. commercial 14.16 14.04 12,013 0.33 132,469
34 Anchor Commercial Bank Juno Beach, Fla.   commercial 14.13 20.05 9,303 -0.34 106,739
35 Guaranty Financial MHC Milwaukee   BHC 14.10 21.64 98,521 0.93 1,025,032
36 Farmers & Merchants Bank Eatonton, Ga. Putnam-Greene Financial Corp. commercial 14.05 14.98 13,303 2.19 187,499
37 Beal Financial Corp. Plano, Texas   BHC 14.00 6.93 711,767 3.43 7,233,960
38 Gateway Bank FSB Oakland, Calif.   savings 13.80 12.50 14,549 0.07 163,190
39 Fayette County Bank St. Elmo, Ill. Fayette County Bancshares Inc. commercial 13.75 0.47 3,938 2.69 43,716
40 First State Bank Barboursville, W.Va. First Bankshares Inc. commercial 13.43 11.00 24,949 0.99 244,147
41 Champion Bank Parker, Colo.   commercial 13.32 13.83 5,198 -0.01 53,107
42 First National Bank Waupaca, Wis. Waupaca Bancorp. Inc. commercial 13.20 7.24 60,257 0.16 605,950
43 Ruby Valley National Bank Twin Bridges, Mont. TwinCo Inc. commercial 13.16 11.67 7,566 0.11 87,193
44 American Metro Bank Chicago American Metro Bancorp Inc. commercial 13.11 16.17 6,433 -0.28 63,083
  Pinnacle Bank Orange City, Fla. Pinnacle Bank Holding Co. Inc. commercial 13.11 16.28 11,667 -0.20 150,095
46 Bay Bank Green Bay, Wis. Bay Bancorp. Inc. commercial 13.08 15.99 6,470 0.05 78,756
47 Home Loan Investment Bank FSB Warwick, R.I. Prospect Financial Corp. savings 12.59 12.98 23,104 0.35 216,957
48 Prairie Community Bank Marengo, Ill. Marengo Bancshares Inc. commercial 12.56 14.24 9,480 5.58 101,531
49 Peoples Bank Eatonton, Ga. Peoples Bankshares Inc. commercial 12.50 11.75 9,229 0.09 134,906
50 Surety Bank Deland, Fla.   commercial 12.19 13.44 6,204 0.00 99,220
51 Regent Bank Davie, Fla. Regent Bancorp Inc. commercial 12.17 14.87 32,707 0.01 347,444
52 Stanley Bank Overland Park, Kan. Columbus Corp. commercial 12.13 6.09 8,445 0.40 98,367
53 First Mountain Bank Big Bear Lake, Calif.   commercial 12.11 9.53 10,911 -0.01 139,488
54 Commerce Bank of Arizona Inc. Tucson CBOA Financial Inc. commercial 12.04 14.23 16,308 -0.06 170,036
55 North Side Federal Savings and Loan Association of Chicago   savings 12.00 9.68 3,338 -0.06 46,504
56 Columbia Bank Lake City, Fla. First Columbia Bancorp Inc. commercial 11.53 15.21 12,562 0.13 180,539
57 Merchants Commercial Bank St. Thomas, V.I.   commercial 11.51 12.21 8,761 -0.01 136,835
58 ABC Bank Chicago Greater Chicago Financial Corp. commercial 11.29 10.27 27,204 1.86 343,292
59 Trinity Capital Corp. Los Alamos, N.M.   BHC 11.24 12.08 97,889 -0.29 1,469,260
60 Ripley Federal Savings Bank Ohio   savings 11.19 13.46 5,570 0.31 66,666
61 Kopernik Bank Baltimore   savings 10.96 6.73 4,500 0.61 65,346
62 TransCapital Bank Sunrise, Fla.   commercial 10.94 17.23 12,960 0.02 175,221
63 Tioga Franklin Savings Bank Philadelphia   savings 10.90 12.07 2,808 0.91 33,192
64 First National Bank of Winnsboro Texas Etex Banco Inc. commercial 10.87 7.98 9,435 -0.02 137,021
65 Bank of Washington Mo. Diamond Bancorp Inc. commercial 10.85 12.84 49,871 0.62 603,899
66 F&M Bank and Trust Co. Manchester, Ga. F&M Holding Co. Inc. commercial 10.53 15.61 5,704 0.35 83,063
67 Peoples State Bank Lake City, Fla. PSB BancGroup Inc. commercial 10.50 13.48 5,530 0.05 68,668
68 Providence Bank Alpharetta, Ga.   commercial 10.39 15.64 6,885 -0.16 113,988
69 Woodbury Banking Co. Ga. Woodbury Bancshares Inc. commercial 10.24 0.68 1,493 -0.06 23,776
70 Crown Bank Elizabeth, N.J.   commercial 10.19 16.44 35,554 0.82 534,654
71 Martinsville First Savings Bank Va.   savings 10.15 9.32 2,425 0.08 42,744
72 Ladysmith Federal Savings and Loan Association Wis.   savings 10.07 9.62 2,846 0.00 46,319
  Central Bank Little Rock, Ark.   commercial 10.07 6.79 6,459 -0.01 103,294
74 Spring Valley Bank Wyoming, Ohio SV Bancorp Inc. commercial 9.87 12.29 4,420 0.00 67,262
75 Hometown Bank of the Hudson Valley MHC Walden, N.Y. Hometown Bancorp MHC savings 9.86 9.06 10,824 0.09 122,181
76 Central Savings Bank Sault Sainte Marie, Mich. Central Bank Corp. commercial 9.84 9.42 13,317 0.57 238,130
77 Commercial Bank of Oak Grove Mo. Country Agencies & Investments Inc. commercial 9.81 13.01 3,777 0.00 73,620
78 South Lafourche Bank & Trust Co. Larose, La. Lafourche Bancshares Inc. commercial 9.60 1.80 12,714 -0.01 159,872
79 CenTrust Bank Northbrook, Ill. United Community Bancshares Inc. commercial 9.57 15.14 4,361 -0.05 67,191
80 Farmers & Merchants Bank Lakeland, Ga. FMB Bancshares Inc. commercial 9.56 10.45 38,417 2.03 550,695
  First BanCorp. San Juan, Puerto Rico   BHC 9.56 10.64 888,146 3.29 12,578,813
82 Bank of Kaukauna Wis. Brogan Bankshares Inc. commercial 9.54 8.76 6,663 -0.05 87,231
83 CornerstoneBank Atlanta Cornerstone Bancshares Inc. savings 9.50 10.77 16,234 -0.04 239,066
84 Tri-State Bank of Memphis Tenn.   commercial 9.44 7.39 7,212 1.48 125,484
85 Baraboo National Bank Wis. Baraboo Bancorp. Inc. commercial 9.41 12.17 27,191 0.19 433,233
  Seaway Bank and Trust Co. Chicago Seaway Bancshares Inc. commercial 9.41 6.08 23,308 0.19 393,687
87 First National Bank of Wauchula Fla. First Hardee Holding Corp. commercial 9.40 7.14 3,742 0.23 75,587
88 First Credit Bank Los Angeles   commercial 9.34 4.45 29,469 0.00 393,636
89 Golden State Bank Upland, Calif.   commercial 9.33 21.31 7,858 -0.01 112,413
90 Security State Bank Iron River, Wis. Security Bank Shares Inc. commercial 9.27 13.40 5,200 5.76 80,646
91 SunSouth Bank Dothan, Ala. SunSouth Bancshares Inc. commercial 9.24 9.55 9,149 1.13 152,245
92 Northside Bank Adairsville, Ga. Northside Bancshares Inc. commercial 9.23 13.98 7,179 1.36 129,707
93 Brighton Bank Tenn. Brighton Bancorp Inc. commercial 9.19 3.01 3,635 -0.02 51,574
94 Whitaker Bank Corp. of Kentucky Lexington   BHC 9.17 9.88 83,239 0.81 1,793,098
95 Century Bank of Florida Tampa Century Bancshares of Florida Inc. commercial 9.11 13.23 4,106 0.32 70,572
96 Heritage Bank Jonesboro, Ga. CCF Holding Co. commercial 9.09 12.77 24,597 -0.02 388,838
97 First South Bank Spartanburg, S.C. First South Bancorp Inc. commercial 9.06 9.81 14,141 -0.15 254,244
98 First Southern Bank Patterson, Ga.   commercial 9.04 17.89 6,126 -0.04 99,823
99 Capitol National Bank Lansing, Mich.   commercial 9.03 8.31 6,722 0.05 119,887
100 Old Dominion National Bank North Garden, Va.   commercial 9.02 2.70 3,030 0.00 49,432
101 Community Bank of Pickens County Jasper, Ga. Community Banks of Georgia Inc. commercial 9.00 6.81 20,964 0.60 331,756
102 Friends Bank New Smyrna Beach, Fla.   commercial 8.96 9.76 6,171 -0.18 97,438
103 Independence Bank East Greenwich, R.I.   commercial 8.80 7.57 2,414 2.41 38,660
104 Citizens Bank Mukwonago, Wis. Citizens Bank Holding Inc. commercial 8.79 3.62 37,058 0.04 656,969
105 County Bank Rehoboth Beach, Del. CB Financial Corp. commercial 8.74 9.06 21,416 0.00 345,169
  Signature Bank of Georgia Sandy Springs   commercial 8.74 5.35 4,437 0.00 87,856
107 Mutual Savings Association FSA Leavenworth, Kan.   savings 8.71 11.26 10,000 0.01 194,262
108 Securant Bank & Trust Milwaukee Capital Commerce Bancorp Inc. commercial 8.70 12.78 11,844 -0.13 178,936
109 Thomas County Federal Savings & Loan Association Thomasville, Ga.   savings 8.49 7.50 17,373 1.12 248,792
110 Georgia Primary Bank Atlanta   commercial 8.44 19.58 8,024 -0.54 149,839
111 Commonwealth National Bank Mobile, Ala. CNB Bancorp Inc. commercial 8.42 10.61 2,551 0.05 58,193
112 Royal Banks of Missouri St. Louis Royal Bancshares Inc. commercial 8.41 10.06 27,011 0.10 404,857
113 Farmers & Merchants Bank Tomah, Wis. F&M Bancorp of Tomah Inc. commercial 8.39 13.78 10,248 -0.11 197,508
114 Peoples Bank Biloxi, Miss. Peoples Financial Corp. commercial 8.36 10.06 30,238 2.15 676,693
115 Santander BanCorp San Juan, Puerto Rico Banco Santander SA BHC 8.34 7.06 365,510 1.34 5,635,475
  Franklin County UNITED Bank Decherd, Tenn. Franklin County UNITED Bancshares Inc. commercial 8.34 10.65 4,866 0.20 83,530
117 State Bank & Trust Co. Golden Meadow, La. SBT Bancshares Inc. commercial 8.32 1.14 8,073 0.00 135,566
118 First Federal Savings and Loan Association of Lorain Ohio   savings 8.29 7.69 21,900 1.33 425,014
119 Scotiabank de Puerto Rico San Juan Bank of Nova Scotia commercial 8.27 2.34 326,675 0.41 4,733,337
120 Linn County State Bank Coggon, Iowa Iowa State Financial Services Corp. commercial 8.24 7.95 2,281 -0.01 38,431
121 Community State Bank Union Grove, Wis. Union Bancorp. Inc. commercial 8.16 9.24 13,174 -0.04 310,157
122 First Citizens Bank of Polson Mont. Flathead Lake Bancorp. Inc. commercial 8.13 11.22 1,237 0.38 20,656
123 St. Landry Homestead Federal Savings Bank Opelousas, La.   savings 8.09 10.18 14,466 0.29 235,954
124 American Patriot Bank Greeneville, Tenn. American Patriot Financial Group Inc. commercial 8.03 12.78 3,333 2.18 66,465
125 Citizens Bank of Cochran Ga. Putnam-Greene Financial Corp. commercial 8.02 14.01 3,269 -0.08 75,469
126 Citizens State Bank Kingsland, Ga. South Banking Co. commercial 8.00 16.59 3,008 1.10 57,712
127 Mohave State Bank Lake Havasu City, Ariz. State Bank Corp. commercial 7.99 11.64 19,302 0.73 339,110
128 Devon Bank Chicago Devon Bancorp Inc. commercial 7.93 10.54 13,207 1.50 243,964
129 1st Equity Bank Skokie, Ill. First Equity Corp. commercial 7.90 8.86 5,462 -0.01 105,938
130 Seamen's Bank Provincetown, Mass.   savings 7.89 9.01 17,558 -0.02 333,345
131 Madison Bank of Maryland Forest Hill MB Bancorp Inc. savings 7.87 9.60 7,758 -0.03 136,958
  Bank of Eastman Ga. Magnolia Bankshares Inc. commercial 7.87 12.87 9,330 0.19 182,450
133 Freedom Bank Inc. Belington, W.Va. Freedom Bancshares Inc. commercial 7.82 9.06 9,598 0.39 150,574
  Covenant Bank Leeds, Ala. Covenant Bancgroup Inc. commercial 7.82 7.39 4,048 0.67 76,847
135 Seattle Bank Wash.   savings 7.81 4.80 9,780 -0.17 187,553
136 Village Bank St. Francis, Minn. Village Bancshares Inc. commercial 7.80 9.19 11,075 -0.19 187,706
137 Lake Area Bank Lindstrom, Minn. Freedom Bancorp. Inc. commercial 7.77 9.97 12,952 1.48 282,613
138 Northern Michigan Bank & Trust Escanaba Northern Michigan Corp. commercial 7.75 9.77 12,437 1.17 249,891
  Alamerica Bank Birmingham, Ala. Alamerica BancCorp Inc. commercial 7.75 8.70 1,890 -0.03 36,070
140 Oxford Bank Mich. Oxford Bank Corp. commercial 7.73 9.67 15,588 0.05 303,719
141 Peoples Bank Mt. Washington Ky. Crossroads Bancorp Inc. commercial 7.66 10.61 4,088 -0.01 80,987
142 CoreFirst Bank & Trust Topeka, Kan. Commerce Bank and Trust Holding Co. commercial 7.63 10.81 39,032 0.50 913,200
  Landmark Bank Fort Lauderdale, Fla. Giant Holdings Inc. commercial 7.63 17.75 25,037 -0.03 403,232
  FirstCity Bank of Commerce Palm Beach Gardens, Fla.   commercial 7.63 7.69 3,880 0.00 72,146
145 City First Bank of D.C. Washington, D.C. City First Enterprises Inc. commercial 7.62 2.53 12,945 0.80 237,897
146 OFG Bancorp San Juan, Puerto Rico   BHC 7.59 3.04 365,142 0.75 7,398,325
147 Farmers State Bank Markesan, Wis. FS BancShares Inc. commercial 7.58 8.42 2,872 0.31 72,487
148 Porter Bancorp Inc. Louisville, Ky.   BHC 7.47 11.86 48,450 1.11 979,340
  Century Bank of Kentucky Inc. Lawrenceburg Century Bancshares Inc. commercial 7.47 7.76 6,206 0.23 115,000
150 First Federal Savings and Loan Association of Bath Maine   savings 7.45 6.85 7,866 0.22 115,388
151 Millington Bank N.J. MSB Financial Corp. commercial 7.43 7.72 18,487 0.05 416,044
152 United Bank of Philadelphia Pa. United Bancshares Inc. commercial 7.42 8.26 3,051 0.41 58,377
153 First National Bank of Fairfax Minn. Fort Ridgely National Bancorp. Inc. commercial 7.37 5.63 1,527 -0.15 27,843
154 Independent Bank Corp. Grand Rapids, Mich.   BHC 7.36 8.71 108,924 -0.01 2,288,954
  New York Private Bank & Trust Corp.   BHC 7.36 9.01 300,118 0.14 6,007,176
156 Lake City Federal Bank Minn.   savings 7.34 6.64 3,732 -0.04 68,281
157 Peoples Bank Marion, Ky. Peoples-Marion Bancorp Inc. commercial 7.32 3.03 2,175 0.10 37,245
158 Community Bank of Georgia Baxley Community Bank of Georgia Inc. commercial 7.31 8.82 3,006 0.09 73,236
  Georgia Heritage Bank Dallas   commercial 7.31 8.58 3,428 0.16 72,293
160 Integrity Bank Plus Wabasso, Minn. Wabasso Bancshares Inc. commercial 7.30 0.02 3,734 -0.06 59,156
161 State Bank of Newburg Wis. SBN Community Bancorp Inc. commercial 7.28 6.50 9,695 0.05 166,071
  1880 Bank Cambridge, Md. Delmarva Bancshares Inc. commercial 7.28 6.27 8,566 -0.03 192,823
163 Equitable Bank SSB Wauwatosa, Wis.   savings 7.26 10.97 18,682 0.65 300,696
164 Iowa-Nebraska State Bank South Sioux City Commfirst Bancorp. Inc. commercial 7.24 6.96 8,612 -0.03 211,639
165 First Federal Savings and Loan Association of Greensburg Ind.   savings 7.20 10.12 6,328 -0.07 152,173
  One World Bank Dallas One World Holding Inc. commercial 7.20 11.23 3,210 -0.07 80,289
167 Parke Bank Sewell, N.J. Parke Bancorp Inc. commercial 7.19 10.01 52,550 -0.03 868,332
168 Peoples Bank Iva, S.C. Peoples Financial Group Inc. commercial 7.16 6.39 10,386 0.24 283,527
169 Central Bank Savannah, Tenn.   commercial 7.15 9.56 4,635 1.20 104,087
  County First Bank La Plata, Md.   commercial 7.15 9.31 10,171 0.05 222,494
  U.S. Century Bank Doral, Fla.   commercial 7.15 9.48 51,799 0.01 906,457
172 State Bank of Geneva Ill. Geneva Bancshares Inc. commercial 7.12 8.98 3,384 0.00 85,211
  Parkway Bancorp Inc. Harwood Heights, Ill.   BHC 7.12 4.60 123,932 0.47 2,236,355
174 First Western Mortgage Corp. Fort Worth, Texas   BHC 7.11 4.87 48,144 0.15 1,255,634
175 Harvard Savings Bank Ill. Harvard Illinois Bancorp Inc. savings 7.08 2.89 8,111 6.76 156,310
176 Mutual Federal Bank MHC Chicago Mutual Federal Bancorp MHC savings 7.07 12.41 4,436 0.15 81,777
177 Community Savings Bank Chicago   savings 7.04 6.84 14,483 0.17 410,878
178 Community Bank of Florida Inc. Homestead Community Bank of South Florida Inc. commercial 7.03 6.47 23,850 0.72 495,020
179 Mid-Southern Savings Bank FSB MHC Salem, Ind. Mid-Southern MHC savings 7.02 7.28 8,816 0.61 188,262
  Colonial Co-operative Bank Gardner, Mass.   savings 7.02 5.90 4,058 -0.03 67,155
  First National Bank of Bangor Wis. Bosshard Banco, Ltd. commercial 7.02 7.95 9,369 0.14 219,529
  American Bank of the North Nashwauk, Minn. Mesaba Bancshares Inc. commercial 7.02 8.95 32,479 0.38 577,242
183 State Savings Bank of Manistique Mich. SSB Inc. commercial 7.01 5.62 4,392 0.75 111,167
184 Troy Bank & Trust Co. Ala. Trust No. 3 Under The Will of Charles Henderson commercial 6.99 5.58 30,765 0.84 831,457
185 Talbot State Bank Woodland, Ga. TSB Bancorp Inc. commercial 6.98 7.41 2,739 0.40 70,257
  Central State Bank Beulah, Mich. Central-State Bancorp Inc. commercial 6.98 5.37 2,589 0.01 66,460
187 Bank of Grandin Mo.   commercial 6.92 5.86 5,491 0.44 155,930
  Peoples Bank of the South LaFollette, Tenn.   commercial 6.92 6.06 8,355 -0.02 140,358
189 Hebron Savings Bank Md. HSB Bancorp Inc. commercial 6.88 4.10 31,535 0.46 543,130
190 Gulf Coast Community Bank Pensacola, Fla.   commercial 6.87 8.90 5,890 0.42 138,970
191 State Bank of Townsend Mont. S.B.T. Financial Inc. commercial 6.82 2.75 1,964 0.00 57,059
  Farmers State Bank Center, Texas Farmers Bancshares Inc. commercial 6.82 0.86 12,980 0.01 367,932
193 1st Advantage Bank St. Peters, Mo. Banc Investors LLC commercial 6.80 10.66 4,635 -0.30 82,084
194 Mid America Bank Janesville, Wis. Wisconsin Bancorp Inc. commercial 6.78 4.11 3,881 -0.02 86,098
195 Persons Banking Co. Forsyth, Ga. Persons Banking Co. Inc. commercial 6.75 4.85 16,087 0.96 329,727
196 Harbor Bank of Maryland Baltimore Harbor Bankshares Corp. commercial 6.74 7.80 11,232 1.61 238,471
197 Peoples Bank Chestertown, Md. Peoples Bancorp Inc. commercial 6.72 6.75 9,268 -0.43 227,461
  High Desert Bank Bend, Ore.   savings 6.72 15.09 1,332 4.08 26,430
199 Broadway Federal Bank FSB Los Angeles Broadway Financial Corp. savings 6.71 10.18 19,058 0.00 359,084
200 Village Bank Midlothian, Va. Village Bank and Trust Financial Corp. commercial 6.71 13.01 21,617 0.36 424,922

Notes: Data from preliminary quarterly call reports and thrift financial reports from the FDIC and OTS. Excludes institutions whose loans were less than 50% of assets.
*Nonperforming loans net of the delinquent U.S. government-guaranteed portion, divided by total loans.
**Sum total of nonaccruing loans (excluding debt securities and other assets) and restructured loans, less than guaranteed portion of nonaccruing loans wholly or partially guaranteed by the U.S. government.
† Chargeoffs, minus recoveries credited to the loan allowance. For savings institutions, net chargeoffs related to specific valuation allowance are included. Divided by average loans and leases.
Figures for prior periods are not adjusted for mergers and acquisitions. Rankings include only companies current as of Sept. 28, 2015.

Source:

SNL Financial
, Charlottesville, Va.
© 2015 American Banker