Community Banks and Thrifts with Highest Return on Average Assets
April 26, 2007, 10:08 a.m. EDT 1 Min Read
View Table
Printer Friendly Version
Community Banks and Thrifts with Highest Return on Average Assets
| ||||||
In the fourth quarter of 2006. Dollars in thousands Published April 26, 2007 | ||||||
Related Table: Leaders in ROA Improvement and Efficiency | ||||||
Rank | Return on avg. assets | Assets | Return on avg. equity | Efficiency ratio | ||
4Q 2006 | Year earlier | |||||
1 | First National Bank of Grant Park Ill. | 21.32% | 0.78% | $112,069 | 163.50% | 79.27% |
2 | Independent Bankers Bank of Florida Lake Mary | 7.56 | 0.84 | 373,050 | 82.78 | 22.56 |
3 | Flagship Bank Minnesota Wayzata | 6.70 | 1.23 | 106,033 | 64.27 | 37.70 |
4 | First Southern Bank Florence, Ala. | 6.24 | 1.02 | 103,608 | 61.34 | 72.94 |
5 | Broadway Bank Chicago | 6.10 | 5.43 | 946,818 | 53.58 | 14.24 |
6 | Eastern Savings Bank FSB Hunt Valley, Md. | 6.04 | 6.79 | 980,325 | 42.59 | 34.51 |
7 | First Savanna Savings Bank Savanna, Ill. | 5.61 | 0.07 | 11,436 | 32.76 | 117.11 |
8 | State Bank of Texas Irving | 5.54 | 6.64 | 303,829 | 39.77 | 25.40 |
9 | Farmers State Bank Marion, S.D. | 5.52 | 0.37 | 93,179 | 72.12 | 65.85 |
10 | La Plata State Bank Kirksville, Mo. | 5.39 | 0.82 | 77,957 | 40.98 | -56.14 |
11 | Spring Valley Bank Wyoming, Ohio | 5.38 | 4.45 | 64,519 | 17.47 | 19.60 |
12 | Grand Bank of Texas Grand Prairie | 5.26 | 1.62 | 98,874 | 70.90 | 46.54 |
13 | Union Bank and Trust Co. Monticello, Ark. | 5.07 | -3.26 | 175,479 | 65.80 | 88.93 |
14 | Brighton Bank Salt Lake City | 5.02 | 4.40 | 166,441 | 44.77 | 42.15 |
First Credit Bank Los Angeles | 5.02 | 5.02 | 315,228 | 20.16 | 11.98 | |
16 | Haviland State Bank Kan. | 4.89 | 0.93 | 21,593 | 43.00 | 54.01 |
17 | Pacific West Bank West Linn, Ore. | 4.86 | -2.59 | 26,409 | 18.01 | 61.56 |
18 | CedarStone Bank Lebanon, Tenn. | 4.78 | -0.05 | 91,157 | 59.56 | 85.87 |
19 | First Federal Savings and Loan Association of Olathe Kan. | 4.66 | 1.93 | 51,538 | 25.57 | 38.63 |
20 | Peoples State Bank Cherryvale, Kan. | 4.63 | 3.89 | 14,895 | 17.89 | 42.23 |
21 | Custodial Trust Co. Princeton, N.J. | 4.36 | 3.68 | 943,816 | 14.21 | 25.45 |
22 | Pueblo Bank and Trust Co. Colo. | 4.23 | 4.89 | 360,483 | 36.03 | 48.16 |
23 | Columbian Bank and Trust Co. Topeka, Kan. | 4.08 | 2.80 | 528,816 | 47.10 | 26.24 |
Produce State Bank Hollandale, Minn. | 4.08 | 3.58 | 31,164 | 29.02 | 31.03 | |
25 | Santa Cruz County Bank Calif. | 4.00 | 0.41 | 132,485 | 29.76 | 72.32 |
Texas Bank Brownwood | 4.00 | 2.92 | 208,680 | 40.58 | 47.64 | |
27 | Continental Bank Salt Lake City | 3.98 | 1.85 | 73,186 | 29.68 | 30.56 |
28 | Buffalo Savings Bank Iowa | 3.92 | 1.24 | 40,102 | 35.76 | 69.97 |
BankFirst Sioux Falls, S.D. | 3.90 | 2.94 | 618,354 | 30.64 | 62.52 | |
30 | Landmark Community Bank Pittston, Pa. | 3.85 | -1.09 | 129,703 | 41.62 | 93.31 |
Seattle Savings Bank | 3.85 | 2.37 | 609,651 | 42.39 | 65.01 | |
32 | Grand Timber Bank McGregor, Minn. | 3.84 | 3.18 | 50,009 | 42.90 | 38.82 |
33 | Commerce Bank Geneva, Minn. | 3.81 | 3.35 | 143,360 | 26.90 | 30.34 |
34 | Bankwest of Kansas Goodland | 3.74 | 0.35 | 87,168 | 29.59 | 72.97 |
35 | Basile State Bank La. | 3.73 | 1.45 | 40,415 | 36.42 | 49.29 |
Equity Bank Dallas | 3.73 | -0.08 | 146,449 | 42.66 | 32.38 | |
37 | Blue Ridge Savings Bank Inc. Asheville, N.C. | 3.62 | 3.42 | 298,938 | 38.47 | 25.89 |
38 | Prior Lake State Bank Minn. | 3.59 | 3.05 | 162,621 | 28.66 | 40.35 |
39 | Unity Bank Rush City, Minn. | 3.58 | 1.28 | 149,392 | 52.30 | 70.62 |
40 | North Country Bank McClusky, N.D. | 3.57 | 0.88 | 47,358 | 40.82 | 65.89 |
41 | First National Bank of Le Roy Kan. | 3.52 | 1.37 | 22,686 | 15.41 | 56.93 |
42 | First National Bank of Howard Kan. | 3.47 | 2.58 | 7,410 | 20.96 | 46.94 |
43 | Franklin County United Bank Decherd, Tenn. | 3.44 | -0.59 | 58,252 | 22.79 | 66.92 |
44 | Bryant State Bank S.D. | 3.43 | -0.74 | 19,454 | 26.97 | 80.75 |
45 | Randall State Bank Minn. | 3.42 | 3.08 | 35,704 | 31.05 | 36.05 |
46 | Croydon Savings Bank Pa. | 3.40 | 0.28 | 10,511 | 32.28 | 60.76 |
47 | First National Bank Layton, Utah | 3.39 | 2.89 | 315,340 | 34.61 | 46.05 |
48 | Vermillion State Bank Minn. | 3.34 | 3.66 | 354,099 | 28.39 | 26.64 |
49 | Security Bank Pawnee, Okla. | 3.30 | 3.34 | 321,099 | 26.94 | 21.92 |
TransCapital Bank Hallandale Beach, Fla. | 3.30 | 3.32 | 250,942 | 27.44 | 23.69 | |
51 | Red Mountain Bank Birmingham, Ala. | 3.29 | -0.96 | 180,354 | 35.47 | 80.02 |
52 | FirsTier Bank Kimball, Neb. | 3.28 | 2.42 | 193,616 | 28.06 | 48.66 |
53 | Merchants and Farmers Bank Comer, Ga. | 3.25 | 3.17 | 136,176 | 28.13 | 48.88 |
54 | Alamerica Bank Birmingham, Ala. | 3.24 | 2.28 | 53,941 | 17.82 | 44.10 |
First Western Federal Savings Bank Rapid City, S.D. | 3.24 | 4.06 | 25,580 | 18.28 | 50.12 | |
56 | Bank of Lincolnwood Ill. | 3.23 | 2.61 | 237,702 | 38.64 | 46.60 |
57 | First Guaranty Bank Martin, Ky. | 3.21 | 2.85 | 56,559 | 23.37 | 32.49 |
58 | First National Bank of Liverpool Pa. | 3.20 | 1.81 | 36,885 | 25.05 | 49.17 |
59 | First State Bank of Joplin Mo. | 3.18 | 2.48 | 138,635 | 33.14 | 62.06 |
State Bank of Wheaton Minn. | 3.18 | 2.85 | 63,197 | 14.48 | 39.10 | |
61 | Citizens State Bank Grainfield, Kan. | 3.16 | 1.10 | 8,482 | 31.60 | 51.01 |
62 | First Bank of Owasso Okla. | 3.15 | 2.95 | 184,443 | 34.83 | 48.39 |
63 | America West Bank Layton, Utah | 3.14 | 2.93 | 185,435 | 38.21 | 9.03 |
Centennial Bank Ogden, Utah | 3.14 | 2.21 | 196,954 | 30.42 | 53.48 | |
Flathead Bank of Bigfork Mont. | 3.14 | 2.41 | 227,638 | 29.15 | 44.27 | |
66 | Northern Hancock Bank and Trust Co. Newell, W.Va. | 3.13 | 2.65 | 26,017 | 27.27 | 58.82 |
67 | Western Commerce Bank Carlsbad, N.M. | 3.12 | 2.61 | 260,987 | 26.10 | 50.68 |
68 | First Bank and Trust Co. Wagoner, Okla. | 3.11 | 2.43 | 167,635 | 31.25 | 42.31 |
Lakeside Bank of Salina Okla. | 3.11 | 2.86 | 23,924 | 28.12 | 43.30 | |
70 | Bank of Wrightsville Ga. | 3.10 | 2.88 | 70,743 | 23.85 | 46.53 |
First Farmers and Merchants Luverne, Minn. | 3.10 | 2.89 | 116,013 | 25.57 | 52.95 | |
First National Bank Northwest Florida Panama City | 3.10 | 2.88 | 124,784 | 19.99 | 43.93 | |
North Valley Bank Thornton, Colo. | 3.10 | 2.40 | 115,828 | 37.65 | 53.25 | |
Prime Alliance Bank Woods Cross, Utah | 3.10 | -1.92 | 112,440 | 16.76 | 46.43 | |
75 | Chesapeake Bank and Trust Co. Chestertown, Md. | 3.09 | 2.71 | 90,288 | 29.66 | 41.45 |
76 | Drummond Community Bank Chiefland, Fla. | 3.08 | 3.42 | 162,438 | 22.44 | 50.41 |
77 | Central Bank of Kansas City Mo. | 3.07 | 1.99 | 144,073 | 25.39 | 53.79 |
78 | Citizens City and County Bank Trenton, Tenn. | 3.06 | 0.68 | 30,466 | 21.76 | 73.24 |
79 | First National Bank of Lindsay Okla. | 3.05 | -6.21 | 25,696 | 43.71 | 168.31 |
80 | Preston National Bank of Dallas | 3.04 | 3.09 | 58,593 | 26.22 | 59.57 |
81 | Citizens National Bank at Brownwood Tex. | 3.03 | 2.49 | 164,266 | 26.49 | 44.40 |
Peoples Community Bank Greenville, Mo. | 3.03 | 3.12 | 81,759 | 20.58 | 49.35 | |
83 | Chambers Bank Danville, Ark. | 3.02 | 2.32 | 496,523 | 23.06 | 40.52 |
First Bank of Delaware Wilmington | 3.02 | 1.80 | 123,787 | 14.54 | 57.88 | |
85 | Farmers State Bank Hosmer, S.D. | 3.01 | 2.97 | 14,267 | 14.09 | 51.95 |
86 | Midtown Bank and Trust Co. Atlanta | 3.00 | 0.21 | 158,015 | 21.76 | 58.63 |
87 | Farnam Bank Farnam, Neb. | 2.99 | 0.83 | 21,889 | 26.64 | 46.91 |
First National Bank of Davis Okla. | 2.99 | 1.41 | 62,849 | 37.14 | 41.25 | |
National Bank of Andrews Tex. | 2.99 | 2.80 | 83,368 | 33.99 | 59.79 | |
Security State Bank of Aitkin Minn. | 2.99 | 2.87 | 89,561 | 25.49 | 47.82 | |
91 | Bank of the Rio Grande Las Cruces, N.M. | 2.98 | 2.00 | 111,119 | 29.98 | 60.12 |
92 | Douglas County Bank Douglasville, Ga. | 2.97 | 2.55 | 400,345 | 36.96 | 37.82 |
93 | Community Bank of Texas, NA Grand Prairie, Tex. | 2.96 | 0.84 | 53,537 | 24.60 | 68.24 |
94 | Meetinghouse Co-operative Bank Dorchester, Mass. | 2.95 | 0.23 | 47,705 | 35.26 | 114.49 |
Peak National Bank Nederland, Colo. | 2.95 | 2.17 | 207,613 | 30.81 | 53.71 | |
Sterling Bank Lantana, Fla. | 2.95 | 2.78 | 372,230 | 33.42 | 41.17 | |
97 | Farmers Bank Ault, Colo. | 2.92 | 3.26 | 146,475 | 27.84 | 36.80 |
Peoples Exchange Bank of Monroe County Beatrice, Ala. | 2.92 | -0.17 | 59,645 | 25.47 | 66.11 | |
99 | Heritage Community Bank Glenwood, Ill. | 2.91 | 3.17 | 314,405 | 32.34 | 43.67 |
100 | Bank of Commerce Chouteau, Okla. | 2.89 | 3.26 | 32,977 | 30.48 | 58.00 |
First National Bank of Picayune Miss. | 2.89 | 2.69 | 227,618 | 37.93 | 48.84 | |
Live Oak State Bank Dallas | 2.89 | 2.72 | 104,815 | 32.51 | 43.51 | |
National Republic Bank of Chicago | 2.89 | 3.31 | 642,345 | 25.94 | 38.36 | |
State Bank of Ledyard Ledyard, Iowa | 2.89 | 2.23 | 26,759 | 17.24 | 53.44 | |
105 | Bank of Baker Mont. | 2.88 | 2.28 | 67,739 | 32.67 | 44.55 |
Bank of Dade Trenton, Ga. | 2.88 | 2.92 | 76,007 | 43.25 | 48.79 | |
First National Bank and Trust Co. Weatherford, Okla. | 2.88 | 1.08 | 86,878 | 16.37 | 52.37 | |
108 | Clackamas County Bank Sandy, Ore. | 2.87 | 2.86 | 155,005 | 16.87 | 59.26 |
Yellowstone Bank Laurel, Mont. | 2.87 | 2.30 | 383,912 | 17.04 | 51.02 | |
110 | First National Bank Fabens, Tex. | 2.86 | 2.32 | 220,568 | 35.46 | 51.43 |
Home State Bank Louisville, Neb. | 2.86 | 3.03 | 72,392 | 27.79 | 37.63 | |
112 | Pioneer Trust Bank Salem, Ore. | 2.85 | 2.96 | 237,923 | 20.65 | 35.03 |
Security Bank of Southwest Missouri Cassville | 2.85 | 3.31 | 65,460 | 31.45 | 48.22 | |
114 | Bank of Choice Colorado Arvada | 2.84 | -0.91 | 476,559 | 24.15 | 56.00 |
Bank of Washington Washington, Mo. | 2.84 | 2.93 | 556,939 | 21.64 | 42.97 | |
Central Bank Provo, Utah | 2.84 | 2.25 | 550,589 | 17.14 | 42.51 | |
FirstCity Bank Stockbridge, Ga. | 2.84 | 0.34 | 205,844 | 34.14 | 48.28 | |
Lakeside State Bank Oologah, Okla. | 2.84 | 0.27 | 47,133 | 35.10 | 79.55 | |
Lusk State Bank Lusk, Wyo. | 2.84 | 2.40 | 33,927 | 33.81 | 50.00 | |
Peoples State Bank Blair, Okla. | 2.84 | 1.69 | 13,294 | 25.34 | 62.40 | |
121 | Drayton State Bank N.D. | 2.83 | 2.36 | 41,479 | 25.86 | 42.00 |
122 | First Bank of Upper Michigan Gladstone | 2.82 | 2.67 | 153,192 | 22.33 | 47.92 |
Stockmans Bank Elk Grove, Calif. | 2.82 | 3.06 | 369,440 | 22.20 | 38.83 | |
124 | Bank of Hydro Okla. | 2.81 | 1.84 | 79,709 | 28.84 | 43.14 |
Pinnacle Bank Elberton, Ga. | 2.81 | 2.77 | 413,715 | 22.21 | 50.96 | |
126 | NexBank Dallas | 2.80 | 2.11 | 270,553 | 18.81 | 51.14 |
127 | Commonwealth Business Bank Los Angeles | 2.79 | -1.50 | 203,755 | 14.23 | 71.21 |
First Bank and Trust Co. of Illinois Palatine | 2.79 | 4.34 | 483,565 | 16.41 | -24.65 | |
129 | American Alliance Bank Lake City, Minn. | 2.78 | 2.75 | 166,065 | 20.10 | 45.99 |
Brush Country Bank Freer, Tex. | 2.78 | 2.64 | 35,416 | 30.98 | 52.25 | |
131 | Bank Oberlin, Kan. | 2.77 | 2.71 | 148,084 | 28.01 | 39.21 |
Lakeside Bank Chicago | 2.77 | 3.31 | 846,860 | 20.51 | 34.31 | |
PrimeSouth Bank Tallassee | 2.77 | 1.71 | 139,801 | 29.80 | 38.06 | |
State Bank of Bartley Neb. | 2.77 | 2.79 | 22,895 | 24.17 | 36.19 | |
135 | Barnes Banking Co. Kaysville, Utah | 2.76 | 1.96 | 787,082 | 20.74 | 37.29 |
California Pacific Bank San Francisco | 2.76 | 3.31 | 92,031 | 14.09 | 37.76 | |
Corydon State Bank Iowa | 2.76 | 2.64 | 56,938 | 20.00 | 24.87 | |
138 | American Bank Bozeman, Mont. | 2.75 | 2.70 | 464,717 | 29.67 | 51.80 |
Bank of Hemet Riverside, Calif. | 2.75 | 2.78 | 394,203 | 31.07 | 46.20 | |
First National Bank USA Boutte, La. | 2.75 | 0.05 | 222,511 | 28.01 | 55.55 | |
141 | Fife Commercial Bank Wash. | 2.74 | 2.29 | 87,409 | 33.70 | 53.34 |
MontroseBank Colo. | 2.74 | 2.58 | 164,749 | 31.70 | 51.20 | |
143 | Charter Bank Corpus Christi, Tex. | 2.73 | 3.85 | 132,282 | 47.37 | 50.47 |
144 | Eitzen State Bank Minn. | 2.73 | 2.28 | 47,630 | 28.71 | 42.75 |
145 | First State Bank Scottsbluff, Neb. | 2.72 | 3.15 | 203,205 | 32.30 | 40.65 |
Peoples State Bank De Smet, S.D. | 2.72 | 2.49 | 59,128 | 16.99 | 42.25 | |
147 | First National Bank of New Holland Ohio | 2.70 | -8.68 | 25,693 | 24.41 | 75.86 |
Utah Community Bank Sandy | 2.70 | 2.72 | 71,152 | 19.70 | 44.81 | |
149 | First National Bank of Hughes Springs Tex. | 2.69 | 2.38 | 148,442 | 24.10 | 46.05 |
Philadelphia Trust Co. | 2.69 | 3.42 | 28,128 | 6.52 | 84.09 | |
Western Springs National Bank and Trust Ill. | 2.69 | 2.48 | 203,159 | 30.14 | 43.33 |
Note: Independent banks and thrifts with less than $1 billion of assets or whose holding companies have less than $1 billion. Excludes industrial banks and those at which loans were less than half of assets or whose credit card loans exceeded 25% of gross loans. Negative efficiency ratios reflect declines in full-year noninterest expenses from those reported through nine months.
Source: SNL Financial, Charlottesville, Va. (www.snl.com)
© 2007 American Banker