Community Banks and Thrifts with Highest Return on Average Equity
February 29, 2008, 10:08 a.m. EST 1 Min Read
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Community Banks and Thrifts with Highest Return on Average Equity
Community Banks and Thrifts with Highest Return on Average EquityIn the third quarter of 2005. Dollars in thousands. | ||||||
---|---|---|---|---|---|---|
Rank | | Assets | Return on | Efficiency ratio | ||
3Q 2005 | | |||||
1 | Elysian Bank, Minn. | 84.37% | 41.48% | $33,822 | 8.97% | 16.69% |
2 | American Interstate Bank, Elkhorn, Neb. | 81.47 | 27.97 | 95,691 | 7.07 | 11.58 |
3 | City Bank, Lynnwood, Wash. | 74.60 | 12.47 | 809,675 | 17.08 | -81.96 |
4 | Eastern Savings Bank FSB, Hunt Valley, Md. | 56.40 | 54.94 | 778,802 | 9.24 | 30.76 |
5 | Surety Bank, Fort Worth | 52.56 | -39.53 | 50,595 | 6.34 | 56.88 |
6 | Charter Bank, Corpus Christi | 51.48 | 51.33 | 126,376 | 3.03 | 54.83 |
7 | City National Bank, Kilgore, Tex. | 49.31 | -0.29 | 154,356 | 4.97 | 35.96 |
8 | First Southern National Bank, Lancaster, Ky. | 48.89 | 13.20 | 685,681 | 3.47 | 59.79 |
9 | Bank of Dade, Trenton, Ga. | 47.91 | 41.46 | 74,700 | 3.11 | 45.60 |
10 | First Coleman National Bank, Tex. | 47.11 | 28.12 | 66,231 | 4.02 | 35.90 |
11 | Commonwealth National Bank, Worcester, Mass. | 46.29 | 1.55 | 233,376 | 3.29 | 79.10 |
12 | Broadway Bank, Chicago | 45.87 | 44.44 | 676,701 | 4.92 | 12.58 |
13 | Priority Bank, Ozark, Ark. | 42.09 | 51.26 | 39,347 | 3.55 | 60.35 |
14 | Grand Timber Bank, McGregor, Minn. | 41.89 | 41.44 | 45,836 | 3.44 | 38.39 |
15 | Security Bank of Southwest Missouri, Cassville | 40.91 | 36.09 | 63,099 | 3.64 | 42.10 |
16 | InterBank, Elk City, Okla. | 40.70 | 26.84 | 147,605 | 3.19 | 56.00 |
17 | First National Bank of Picayune, Miss. | 40.26 | 47.55 | 182,171 | 3.21 | 44.87 |
18 | Interstate Bank, Oak Forest, Ill. | 40.14 | 33.21 | 181,448 | 2.87 | 52.44 |
19 | State Bank of Countryside, Ill. | 39.71 | 32.65 | 977,166 | 3.66 | 25.61 |
20 | First Bank and Trust Co., Wagoner, Okla. | 39.59 | 35.28 | 144,504 | 3.50 | 35.56 |
21 | Community South Bank, Parsons, Tenn. | 39.23 | 12.08 | 298,262 | 3.98 | 66.58 |
22 | SunSouth Bank, Dothan, Ala. | 39.23 | 15.17 | 119,211 | 3.19 | 48.29 |
23 | North Valley Bank, Thornton, Colo. | 39.21 | 35.19 | 110,235 | 2.97 | 55.11 |
24 | Community Bank Missoula, Mont. | 38.73 | 30.14 | 80,441 | 3.26 | 45.30 |
25 | Pueblo Bank and Trust Co., Colo. | 38.48 | 33.00 | 355,605 | 3.95 | 51.83 |
26 | Riverside Bank, Sparkman, Ark. | 37.69 | 43.89 | 46,334 | 2.79 | 54.25 |
27 | Citizens Bank of Las Cruces, N.M. | 37.32 | 27.79 | 292,462 | 2.57 | 53.49 |
28 | Bank of the Southwest, Roswell, N.M. | 37.31 | 27.22 | 123,923 | 3.24 | 58.05 |
29 | Southwest State Bank, Sentinel, Okla. | 36.70 | 41.49 | 45,608 | 2.54 | 51.84 |
30 | First State Bank, Louise, Tex. | 36.62 | 34.19 | 140,640 | 2.82 | 56.77 |
31 | First Federal Bank, Dickson, Tenn. | 36.50 | 37.92 | 336,811 | 2.45 | 43.91 |
32 | MontroseBank, Montrose, Colo. | 36.49 | 32.06 | 136,909 | 3.10 | 48.74 |
33 | Rural American Bank of Luck, Wis. | 36.39 | 24.32 | 64,117 | 3.09 | 48.18 |
34 | Douglas County Bank, Douglasville, Ga. | 36.07 | 36.01 | 339,836 | 2.88 | 41.55 |
35 | Rural American Bank, Braham, Minn. | 35.95 | 15.14 | 40,746 | 2.98 | 49.67 |
36 | First Valley Bank, Seeley Lake, Mont. | 35.66 | 31.96 | 43,916 | 2.53 | 38.66 |
37 | Missouri Bank and Trust Co., Kansas City, Mo. | 35.57 | 24.43 | 257,995 | 2.65 | 52.38 |
38 | Randall State Bank, Minn. | 35.56 | 43.36 | 35,197 | 3.45 | 35.43 |
39 | Farmers and Merchants State Bank of Pierz, Minn. | 35.38 | 37.94 | 153,421 | 3.16 | 33.01 |
40 | United Security Bank, Sparta, Ga. | 35.34 | 36.45 | 108,448 | 2.45 | 43.54 |
41 | Sterling Bank, Lantana, Fla. | 35.11 | 28.63 | 301,277 | 2.78 | 44.26 |
42 | State Bank of Southwest Missouri, Springfield | 34.93 | 30.99 | 84,811 | 2.18 | 56.37 |
43 | National Bank of Andrews, Tex. | 34.89 | 19.51 | 74,209 | 3.05 | 55.30 |
44 | Bank Northwest, Hamilton, Mo. | 34.89 | 37.93 | 72,194 | 2.59 | 47.01 |
45 | Bank of Wyoming, Thermopolis | 34.87 | 35.82 | 66,761 | 2.58 | 50.65 |
46 | First National Bank and Trust, Fort Walton Beach, Fla. | 34.82 | 19.25 | 449,015 | 2.86 | 55.36 |
47 | First Bank of Owasso, Okla. | 34.67 | 32.73 | 190,491 | 2.78 | 45.93 |
48 | Covenant Bank, Leeds, Ala. | 34.31 | 17.72 | 73,057 | 2.41 | 54.68 |
49 | Bank of Hemet, Riverside, Calif. | 34.28 | 29.82 | 369,903 | 2.86 | 43.44 |
50 | Citizens National Bank of Breckenridge, Tex. | 34.16 | 20.82 | 70,155 | 2.91 | 40.17 |
51 | NexBank SSB, Dallas | 34.15 | -0.50 | 108,203 | 8.60 | 27.57 |
52 | Fife Commercial Bank, Wash. | 34.13 | 30.73 | 79,170 | 2.82 | 47.83 |
53 | Blue Ridge Savings Bank Inc., Asheville, N.C. | 34.07 | 31.99 | 223,405 | 3.32 | 33.47 |
54 | University National Bank, St. Paul | 34.01 | 18.55 | 119,232 | 3.09 | 54.28 |
55 | Community Bank, Longview, Tex. | 33.99 | 35.75 | 63,533 | 2.54 | 62.34 |
56 | Haverford Trust Co., Radnor, Pa. | 33.87 | 31.24 | 131,662 | 4.36 | 74.51 |
57 | Live Oak State Bank, Dallas | 33.86 | 26.28 | 88,941 | 2.74 | 45.59 |
58 | Palm Desert National Bank, Palm Desert, Calif. | 33.78 | 11.53 | 305,787 | 3.48 | 70.66 |
59 | Farmers National Bank of Seymour, Tex. | 33.78 | 23.42 | 58,777 | 3.21 | 43.65 |
60 | National Republic Bank of Chicago | 33.63 | 38.37 | 502,533 | 4.35 | 22.15 |
61 | Central National Bank of Poteau, Okla. | 33.50 | 27.18 | 153,442 | 2.76 | 51.26 |
62 | Farmers and Merchants Bank of Kendall, Wis. | 33.39 | 33.06 | 36,246 | 2.72 | 49.06 |
63 | Bank of Baker, Mont. | 33.29 | 30.23 | 57,313 | 2.88 | 36.66 |
64 | Columbian Bank and Trust Co., Topeka, Kan. | 33.26 | 20.07 | 368,117 | 2.92 | 38.59 |
65 | Union National Bank, Elgin, Ill. | 32.99 | 42.31 | 336,480 | 3.38 | 22.69 |
66 | Farmers and Merchants State Bank, Blooming Prairie, Minn. | 32.94 | 27.28 | 54,785 | 2.56 | 52.36 |
67 | First National Bank, Fabens, Tex. | 32.90 | 31.62 | 198,197 | 2.79 | 45.52 |
68 | First State Bank of Clearbrook, Minn. | 32.89 | 15.72 | 25,655 | 3.58 | 50.88 |
69 | Peoples Bank, Lawrence, Kan. | 32.87 | 23.36 | 324,671 | 2.70 | 65.69 |
70 | Premier Bank Minnesota, Farmington | 32.84 | 16.83 | 174,547 | 2.37 | 53.32 |
71 | Peotone Bank and Trust Co., Ill. | 32.81 | 33.67 | 122,599 | 2.26 | 58.76 |
72 | Vermillion State Bank, Minn. | 32.80 | 32.59 | 313,209 | 3.59 | 26.59 |
73 | Village Bank, St. Francis, Minn. | 32.66 | 29.73 | 187,972 | 2.62 | 53.49 |
74 | Citizens State Bank of Clara City, Minn. | 32.58 | 36.46 | 168,245 | 2.77 | 36.75 |
75 | Merchants and Farmers Bank, Comer, Ga. | 32.40 | 25.89 | 124,108 | 3.43 | 48.93 |
76 | First Bank, Burkburnett, Tex. | 32.40 | 37.18 | 164,155 | 2.41 | 59.62 |
77 | First Bank and Trust Co. of Illinois, Palatine | 32.36 | 10.12 | 477,553 | 5.10 | 22.99 |
78 | Graham National Bank, Tex. | 32.33 | 19.98 | 92,680 | 2.98 | 49.83 |
79 | Sundown State Bank, Tex. | 32.33 | 27.86 | 77,124 | 2.30 | 56.33 |
80 | Security First National Bank of Hugo, Okla. | 32.30 | 30.03 | 93,596 | 2.30 | 37.76 |
81 | Bank of Eastman, Ga. | 32.18 | 26.43 | 217,541 | 2.50 | 51.40 |
82 | Citizens Bank, Nashville, Ga. | 32.06 | 23.45 | 161,083 | 2.48 | 42.66 |
83 | Commerce Bank, Geneva, Minn. | 32.01 | 28.73 | 125,363 | 3.75 | 27.64 |
84 | Ultima Bank Minnesota, Winger, Minn. | 31.91 | 26.18 | 54,929 | 2.46 | 53.45 |
85 | Key West Bank, Fla. | 31.90 | 27.60 | 106,766 | 2.87 | 38.26 |
86 | Farmers and Merchants Bank, Monticello, Fla. | 31.87 | 25.68 | 361,069 | 2.60 | 48.54 |
87 | Town and Country Bank of Missouri, La Grange | 31.84 | 26.08 | 22,337 | 2.71 | 51.69 |
88 | Prior Lake State Bank, Minn. | 31.65 | 22.51 | 166,956 | 3.30 | 40.28 |
89 | High Trust Bank, Stockbridge, Ga. | 31.47 | 30.11 | 22,571 | 3.35 | 72.15 |
90 | First State Bank, Scottsbluff, Neb. | 31.32 | 27.62 | 193,423 | 2.63 | 47.52 |
91 | FirstBank, Antlers, Okla. | 31.30 | 27.05 | 115,738 | 2.85 | 61.23 |
92 | University National Bank of Lawrence, Kan. | 31.29 | 30.57 | 96,854 | 3.45 | 42.34 |
93 | Nebraska State Bank, Oshkosh | 31.29 | 19.70 | 35,436 | 2.65 | 57.06 |
94 | First National Bank of La Grange, Ill. | 31.22 | 27.72 | 207,093 | 2.68 | 50.02 |
95 | Alliance Bank, Lake City, Minn. | 31.18 | 26.92 | 405,735 | 3.15 | 41.00 |
96 | Heritage Community Bank, Glenwood, Ill. | 31.18 | 19.64 | 296,896 | 2.84 | 46.91 |
97 | First National Bank, Heavener, Okla. | 31.04 | 28.16 | 79,579 | 2.32 | 44.53 |
98 | First National Bank, Artesia, N.M. | 31.03 | 29.25 | 389,468 | 2.22 | 57.80 |
99 | Hill-Dodge Banking Co., Warsaw, Ill. | 31.01 | 30.15 | 31,913 | 2.66 | 38.67 |
100 | First Independent Bank of Wood Lake, Minn. | 30.98 | 15.88 | 17,632 | 3.15 | 55.30 |
101 | 1st Bank and Trust, Broken Bow, Okla. | 30.96 | 30.10 | 88,503 | 2.99 | 47.55 |
102 | Bank of Bloomsdale, Mo. | 30.94 | 34.24 | 152,385 | 2.30 | 38.26 |
103 | Lusk State Bank, Wyo. | 30.86 | 27.76 | 32,708 | 2.52 | 52.51 |
104 | State Bank of Texas, Irving | 30.84 | 37.40 | 212,543 | 4.40 | 24.71 |
105 | First Bank of Chandler, Okla. | 30.83 | 33.74 | 63,032 | 2.98 | 39.95 |
106 | Capital Pacific Bank, Portland, Ore. | 30.74 | -10.89 | 65,225 | 6.15 | 84.27 |
107 | State Bank of Bartley, Neb. | 30.73 | 24.28 | 18,191 | 3.07 | 46.77 |
108 | Quail Creek Bank , Oklahoma City | 30.63 | 25.04 | 301,760 | 2.75 | 44.85 |
109 | Centinel Bank of Taos, N.M. | 30.61 | 24.29 | 128,762 | 2.23 | 59.86 |
110 | Bank of Agriculture and Commerce, Stockton, Calif. | 30.55 | 28.62 | 385,014 | 2.30 | 58.02 |
111 | First Security Bank, Beaver, Okla. | 30.54 | 12.33 | 70,578 | 1.98 | 44.62 |
112 | Security Bank USA, Bemidji, Minn. | 30.46 | 19.71 | 87,721 | 2.40 | 51.68 |
113 | Bank of Commerce, Chouteau, Okla. | 30.43 | 25.23 | 34,507 | 2.74 | 58.22 |
114 | Gateway Bank FSB, San Francisco | 30.37 | 22.20 | 401,329 | 2.29 | 93.01 |
115 | Great Plains National Bank, Elk City, Okla. | 30.36 | 33.96 | 244,794 | 2.42 | 54.55 |
116 | First National Bank of Olney, Tex. | 30.25 | 22.96 | 48,889 | 2.95 | 39.87 |
117 | Dakota Heritage Bank of North Dakota, Hunter, N.D. | 30.09 | 15.24 | 51,551 | 2.18 | 55.36 |
118 | Haven Trust Bank, Duluth, Ga. | 30.07 | 16.78 | 244,879 | 2.43 | 43.23 |
119 | Produce State Bank, Hollandale, Minn. | 30.03 | 11.67 | 27,939 | 4.03 | 42.51 |
120 | Bank of Perry, Ga. | 30.01 | 26.10 | 118,744 | 2.37 | 58.65 |
121 | Helm Bank, Miami | 30.00 | 28.84 | 385,898 | 2.06 | 55.12 |
122 | Farmers State Bank, Faith, S.D. | 29.99 | 29.66 | 39,094 | 2.44 | 54.24 |
123 | Bank of Las Vegas, N.M. | 29.97 | 24.44 | 142,916 | 2.50 | 46.25 |
124 | Bank of Utah, Ogden | 29.92 | 20.81 | 595,856 | 2.72 | 61.52 |
125 | First Security National Bank, Norcross, Ga. | 29.89 | 19.50 | 133,085 | 3.52 | 43.64 |
126 | Gunnison Valley Bank, Utah | 29.88 | 25.50 | 54,404 | 3.70 | 29.98 |
127 | Central Bank, Stillwater, Minn. | 29.71 | 26.76 | 344,316 | 2.42 | 53.73 |
128 | Heritage State Bank, Lawrenceville, Ill. | 29.61 | 21.09 | 75,052 | 2.50 | 41.55 |
129 | Capital Bank, Fort Oglethorpe, Ga. | 29.54 | 20.91 | 153,549 | 2.34 | 57.66 |
130 | Ruby Valley National Bank, Twin Bridges, Mont. | 29.53 | 30.38 | 59,968 | 3.22 | 49.74 |
131 | InvestorsBank, Pewaukee, Wis. | 29.53 | 39.53 | 277,307 | 2.46 | 25.85 |
132 | Coffee County Bank, Manchester, Tenn. | 29.49 | 39.47 | 92,959 | 2.37 | 46.00 |
133 | Bank of St. Croix, Christiansted, Virgin Islands | 29.41 | 31.12 | 85,527 | 2.61 | 47.40 |
134 | Home Federal Bank of Hollywood, Hallandale Beach, Fla. | 29.36 | 27.53 | 109,590 | 2.54 | 44.95 |
135 | Riverbend Bank, Fort Worth | 29.35 | 24.82 | 39,379 | 2.37 | 66.82 |
136 | Peoples State Bank, Cherryvale, Kan. | 29.32 | 21.42 | 15,774 | 6.25 | 31.84 |
137 | Bank of Lincolnwood, Ill. | 29.28 | 23.06 | 208,357 | 2.67 | 53.71 |
138 | Western Springs National Bank and Trust, Ill. | 29.27 | 30.85 | 184,218 | 2.46 | 46.24 |
139 | Marseilles Bank, Ill. | 29.26 | 29.01 | 32,074 | 2.36 | 51.56 |
140 | First Financial Bank, El Dorado, Ark. | 29.25 | 26.74 | 474,246 | 2.53 | 53.57 |
141 | Sunshine State Community Bank, Port Orange, Fla. | 29.24 | 20.24 | 135,816 | 2.51 | 52.64 |
142 | Town and Country Bank of Quincy, Ill. | 29.21 | 27.22 | 110,469 | 2.51 | 41.84 |
143 | Dairyland State Bank, Bruce, Wis. | 29.21 | 31.49 | 35,063 | 2.18 | 60.83 |
144 | Seattle Savings Bank | 29.20 | 10.75 | 321,547 | 2.92 | 81.13 |
145 | Bank of St. Elizabeth, Mo. | 29.19 | 14.44 | 49,114 | 3.64 | 38.99 |
146 | Home State Bank, Louisville, Neb. | 29.19 | 25.73 | 68,730 | 2.92 | 40.82 |
147 | First National Bank of Coffee County, Douglas, Ga. | 29.11 | 25.15 | 126,334 | 2.44 | 54.36 |
148 | First Option Bank, Osawatomie, Kan. | 29.08 | 24.52 | 124,475 | 2.31 | 71.80 |
149 | State Bank of Tower, Minn. | 28.93 | 21.90 | 49,570 | 2.24 | 63.18 |
150 | Silver State Bank, Henderson, Nev. | 28.92 | 21.88 | 790,235 | 2.52 | 35.82 |
Note: Independent banks and thrifts with less than $1 billion of assets or whose holding companies have less than $1 billion. Excludes industrial banks and those at which loans were less than half of assets or whose credit card loans exceeded 25% of gross loans.
Source:
SNL Financial
, Charlottesville, Va.© 2008 American Banker