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Community Banks and Thrifts with Highest Return on Average Equity

May 01, 2008, 10:08 a.m. EDT 1 Min Read
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Community Banks and Thrifts with Highest Return on Average Equity

Community Banks and Thrifts with Highest Return on Average EquityIn the fourth quarter of 2007. Dollars in thousands.
Published May 1, 2008
Related Table: Leaders in ROE Improvement and in Efficiency
Rank   Return on avg. equity Assets Return on avg. assets Efficiency ratio
4Q 2007 Year earlier
1 BankFirst Sioux Falls, S.D. 187.27% 30.64% $448,376 34.09% 13.22%
2 Old Fort Banking Co. Old Fort, Ohio 65.97 12.40 378,811 5.44 33.98
3 Crawford County Trust and Savings Bank Denison, Iowa 61.72 12.00 111,850 5.84 20.56
4 Marshall Bank Hallock, Minn. 61.60 0.51 88,495 9.50 14.67
5 Prairie State Bank and Trust Mount Zion, Ill. 52.90 16.24 423,435 3.59 56.26
6 Commercial Bank Bassett, Neb. 49.38 6.00 54,031 2.99 127.00
7 Bank of Macks Creek, Mo. 49.06 11.58 32,320 4.26 80.34
8 Citizens First National Bank Storm Lake, Iowa 47.31 13.45 177,650 4.45 0.48
9 Grand Bank Tulsa 47.18 3.10 221,195 4.16 35.97
10 Union Bank of Mena Gilbert, Ariz. 43.65 16.49 136,660 3.58 33.19
11 Charter Bank Corpus Christi 42.62 47.37 155,409 2.47 53.31
12 Columbian Bank and Trust Co. Topeka, Kan. 42.41 47.10 729,252 3.19 34.62
13 Wilburton State Bank Okla. 39.67 35.96 57,342 2.58 48.15
14 Bank of Dade Trenton, Ga. 39.43 43.25 85,605 2.68 50.31
15 Foundations Bank Pewaukee, Wis. 37.96 -9.25 135,647 4.67 92.98
16 State Bank of Texas Irving 37.56 39.77 477,797 4.69 19.32
17 America West Bank Layton, Utah 37.30 38.21 270,992 3.16 34.12
18 Franklin National Bank of Minneapolis 37.22 11.89 117,428 4.51 48.11
19 Brighton Bank Salt Lake City 36.42 44.77 150,614 4.50 46.67
20 Farmers State Bank of Underwood Minn. 36.28 19.37 40,256 3.00 47.54
21 Bank of the Southwest Roswell, N.M. 35.72 29.27 139,357 3.14 59.18
22 Peoples Bank of Louisiana Amite 35.41 28.13 107,816 2.79 65.31
  First Bank and Trust New Orleans 34.41 26.27 674,392 3.03 59.78
24 Clay County Bank Inc. Clay, W.Va. 34.38 6.24 63,424 4.01 62.20
25 Alva State Bank and Trust Co. Okla. 34.06 8.65 176,430 5.33 18.19
26 University National Bank St. Paul 34.05 20.73 117,530 3.75 45.56
27 South Lafourche Bank and Trust Co. Larose, La. 33.75 32.70 112,205 2.74 58.00
28 Citizens Bank of Las Cruces N.M. 33.57 36.21 325,849 2.71 52.31
29 First Bank of Delaware Wilmington 33.32 14.54 119,361 8.80 31.17
30 First State Bank Scottsbluff, Neb. 32.41 32.30 196,256 2.87 38.31
31 Flint Community Bank Albany, Ga. 32.29 -47.64 58,930 4.98 123.69
32 Bank of Baker Mont. 32.20 32.67 71,649 3.15 43.77
33 Morris State Bank Okla. 32.12 16.36 59,410 2.75 49.65
34 Citizens State Bank of Waverly Minn. 31.79 22.12 62,230 2.70 62.52
35 Bank of Bloomsdale Mo. 31.72 31.70 157,735 2.54 40.04
36 Lusk State Bank Wyo. 31.55 33.81 36,242 2.65 50.59
37 Western National Bank Odessa, Tex. 31.50 29.55 770,731 2.57 49.43
38 Lincoln State Bank S.B. Rochelle, Ill. 31.45 16.21 42,112 2.51 83.97
39 1st United Bank Boca Raton, Fla. 31.40 0.60 375,652 3.52 100.24
40 First National Bank Arcadia, La. 30.88 24.87 159,174 2.15 64.99
41 Bitterroot Valley Bank Lolo, Mont. 30.73 26.82 196,358 2.39 48.60
42 First Bank and Trust Co. Wagoner, Okla. 30.65 31.25 193,819 2.89 45.10
  Bank Northwest Hamilton, Mo. 30.65 31.81 87,772 2.28 51.08
44 First Bank of Owasso Okla. 30.64 34.83 192,295 3.01 50.25
45 First Bank Wadley, Ala. 30.54 30.66 65,210 2.55 48.96
46 First National Bank Fabens, Tex. 30.43 35.46 240,068 2.40 53.12
47 Venture Bank Bloomington, Minn. 30.27 29.44 207,376 2.46 53.21
48 Texas Bank Brownwood, Tex. 30.17 40.58 229,105 3.02 55.80
49 Preston National Bank Dallas 29.96 26.22 60,304 3.95 52.32
50 American First National Bank Houston 29.95 13.27 493,399 2.38 49.80
51 Peoples State Bank Summit, S.D. 29.94 26.44 42,985 2.71 40.25
52 Bank of Hydro Okla. 29.87 28.84 84,481 2.95 40.32
53 State Bank of Southwest Missouri Springfield 29.82 37.95 91,276 1.89 56.56
54 Park Midway Bank St. Paul 29.80 25.09 240,520 2.78 53.07
55 Quail Creek Bank Oklahoma City 29.75 28.85 377,886 2.54 46.63
56 Farmers and Merchants State Bank of Pierz Minn. 29.71 28.17 168,560 2.38 41.82
57 Northwest Bank and Trust Co. Davenport, Iowa 29.70 21.71 194,724 2.34 55.42
58 Dakota County State Bank South Sioux City, Neb. 29.65 16.39 83,308 2.58 57.74
59 Fife Commercial Bank Wash. 29.61 33.70 85,265 2.45 52.68
60 American Bank Bozeman, Mont. 29.48 29.67 472,348 2.77 50.39
61 First National Bank Artesia, N.M. 29.36 30.65 532,388 2.06 60.70
62 Riverside Bank Sparkman, Ark. 29.32 29.96 52,875 2.25 59.54
63 Bank Oberlin, Kan. 29.31 28.01 160,160 3.08 36.09
64 Gulf Coast Bank and Trust Co. New Orleans 29.28 42.09 785,833 1.97 72.25
65 Bank of Commerce Chouteau, Okla. 29.20 30.48 32,054 2.82 58.14
66 Citizens State Bank Grainfield, Kan. 29.05 31.60 10,326 2.75 52.45
67 First National Bank in Graham Tex. 28.89 26.76 183,240 2.49 52.66
  Farmers and Merchants State Bank of Blooming Prairie Minn. 28.89 22.74 59,173 2.29 60.61
69 Bank of the West El Paso 28.73 29.70 667,423 2.32 54.09
70 Western Springs National Bank and Trust Ill. 28.66 30.14 209,440 2.62 43.95
71 Union Bank of Mena Ark. 28.63 25.12 143,913 2.41 59.51
72 Paducah Bank and Trust Co. Ky. 28.59 29.51 457,019 2.41 54.38
73 Consolidated Bank and Trust Co. Richmond 28.56 21.69 88,702 2.67 84.48
74 Ruby Valley National Bank Twin Bridges, Mont. 28.51 22.06 62,538 3.34 45.38
75 Community Bank Bristow, Okla. 28.50 25.74 61,795 1.98 51.00
76 Carthage Federal Savings and Loan Association N.Y. 28.25 4.79 141,373 2.42 20.74
77 Security Bank of Southwest Missouri Cassville 28.22 31.45 65,156 2.58 50.30
78 Community Bank and Trust Neosho, Mo. 28.18 20.40 250,042 2.37 63.59
79 Security First National Bank of Hugo Okla. 28.10 31.81 101,387 2.15 47.02
80 Vermillion State Bank Minn. 28.01 28.39 381,825 3.23 25.89
81 Security State Bank Odessa, Tex. 28.00 27.83 235,759 2.03 66.54
82 Heritage Bank Wood River, Neb. 27.96 24.22 430,729 2.57 42.58
83 National Bank of Andrews Tex. 27.87 33.99 92,491 2.62 64.12
84 First Bank Burkburnett, Tex. 27.85 32.47 200,147 2.25 60.65
85 MontroseBank Montrose, Colo. 27.80 31.70 186,473 2.47 54.81
86 Monroe County Bank Forsyth, Ga. 27.67 23.99 85,553 2.26 50.30
87 First National Bank Heavener, Okla. 27.66 28.61 93,146 1.94 48.81
88 Missouri Bank and Trust Co. Kansas City 27.60 31.76 310,633 2.23 60.43
89 United Bank of Union Mo. 27.55 30.81 239,968 2.45 49.24
90 Western Commerce Bank Carlsbad, N.M. 27.52 26.10 271,034 3.24 48.25
  Bank of Hemet Riverside, Calif. 27.52 31.07 406,642 2.46 48.31
92 Farmers-Merchants Bank and Trust Co. Breaux Bridge, La. 27.51 24.42 217,787 2.74 51.66
  Bank McAlester, Okla. 27.51 19.43 391,151 2.07 55.27
94 Flathead Bank of Bigfork Mont. 27.50 29.15 233,936 2.97 47.39
95 International Finance Bank Miami 27.45 12.28 352,129 1.90 70.47
96 Bank Iowa Clarinda 27.44 30.57 100,443 2.19 48.73
97 High Plains Bank Flagler, Colo. 27.40 16.70 85,427 3.03 51.01
98 Commercial State Bank Andrews, Tex. 27.21 19.74 299,392 2.08 49.12
99 Lamar Bank and Trust Co. Mo. 27.18 26.46 113,573 2.54 51.68
100 American State Bank and Trust Co. of Williston N.D. 27.15 28.38 249,934 1.79 56.04
101 Community Bank Longview, Tex. 27.14 25.06 88,464 1.88 71.49
102 First American Bank Stonewall, Okla. 27.12 18.97 20,211 2.82 52.21
103 Citizens Bank New Liberty, Ky. 27.03 27.58 16,699 2.14 59.57
104 Metropolitan Bank Oakland, Calif. 26.87 22.35 124,623 2.44 51.95
105 Nebraska State Bank Oshkosh 26.83 23.55 35,341 2.63 56.81
  Pikes Peak National Bank Colorado Springs 26.83 32.85 93,809 2.30 49.60
107 Commercial National Bank of Texarkana Tex. 26.78 24.83 167,519 2.66 54.28
108 Grundy Bank Morris, Ill. 26.74 20.18 201,159 2.79 48.83
109 Armstrong Bank Muskogee, Okla. 26.71 19.51 447,247 2.65 57.27
110 Farmers and Merchants State Bank of Cawker City Kan. 26.69 26.35 14,401 2.26 52.94
111 Priority Bank Ozark, Ark. 26.64 17.18 46,604 1.84 64.52
112 First Bank of Chandler Okla. 26.46 25.82 67,956 2.62 46.94
113 Lincoln State Bank Hankinson, N.D. 26.19 11.51 43,359 1.89 50.63
114 Durden Banking Co. Inc. Twin City, Ga. 26.12 28.68 161,760 2.46 48.72
  Bank of Wyoming Thermopolis 26.12 18.38 114,914 2.19 58.73
116 National Republic Bank of Chicago 26.10 25.94 870,948 2.41 35.29
117 Bank of the Rio Grande Las Cruces, N.M. 26.08 29.98 101,615 2.79 62.48
118 State Bank of Countryside Ill. 25.98 37.37 935,760 2.86 35.64
119 First Financial Bank El Dorado, Ark. 25.96 24.53 578,581 2.24 59.47
120 Vermilion Bank and Trust Co. Kaplan, La. 25.94 22.62 93,424 2.27 61.15
121 Mainland Bank Texas City, Tex. 25.91 26.94 78,785 2.29 57.34
122 First National Bank of Santa Fe N.M. 25.71 23.98 583,153 2.17 63.72
123 Trego-WaKeeney State Bank WaKeeney, Kan. 25.66 19.92 57,228 2.24 44.79
124 State Bank and Trust Co. Golden Meadow, La. 25.62 28.35 92,964 1.78 66.54
125 Farmers and Merchants Bank of Kendall Wis. 25.61 31.47 47,810 2.20 54.79
126 Douglas National Bank Ga. 25.51 24.02 143,075 2.77 51.88
  First Federal Bank Dickson, Tenn. 25.51 27.86 475,219 1.89 47.02
128 Alamosa State Bank Colo. 25.49 24.06 132,979 2.44 55.14
129 First National Bank Layton, Utah 25.47 34.61 290,400 2.71 52.39
130 Welch State Bank Okla. 25.44 19.59 172,941 2.11 51.73
131 Peoples Bank Tulsa 25.42 31.48 87,798 2.05 63.44
132 FirstBank Antlers, Okla. 25.40 20.50 159,174 2.21 63.34
  Peoples Savings Bank Elma, Iowa 25.40 17.46 52,887 2.15 43.94
134 Chisholm Trail State Bank Wichita 25.35 2.93 70,805 2.26 75.24
135 North Valley Bank Thornton, Colo. 25.31 37.65 124,750 2.17 60.91
136 Bank of Utah Ogden 25.29 28.54 696,225 2.44 53.93
137 First Security Bank of Roundup Mont. 25.28 21.21 40,085 3.02 51.08
138 Bank of Idaho Idaho Falls 25.26 11.37 257,504 2.00 66.12
139 First National Bank of La Grange Ill. 25.20 21.85 220,719 2.47 57.08
  First State Bank and Trust Co. Fremont, Neb. 25.20 16.69 181,449 2.01 50.37
141 Farmers and Merchants State Bank Plankinton, S.D. 25.12 13.67 64,304 2.62 43.01
142 Central Bank of Kansas City Mo. 25.11 25.39 144,500 3.35 48.06
143 West Plains Bank and Trust Co. West Plains, Mo. 25.07 21.11 246,663 1.97 54.81
144 1st Bank and Trust Broken Bow, Okla. 25.05 20.22 104,193 2.52 52.63
  Landmands National Bank Audubon, Iowa 25.05 18.02 63,148 2.23 43.57
146 Guaranty Bank and Trust Co. of Delhi La. 25.03 23.93 100,788 2.53 57.35
  United Bank Zebulon, Ga. 25.03 16.18 640,621 2.39 55.68
148 Hill-Dodge Banking Co. Warsaw, Ill. 25.02 27.33 34,002 2.35 46.17
149 American Bank Corpus Christi 24.98 24.34 862,439 1.96 66.28
150 Town and Country Bank Midwest La Belle, Mo. 24.96 21.55 22,506 2.19 50.39

Note: *Independent banks with less than $1 billion of assets or whose holding companies have less than $1 billion. Excludes industrial banks and those at which loans were less than half of assets or credit card loans exceeded 25% of gross loans.

Source:

SNL Financial
, Charlottesville, Va.

© 2008 American Banker
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