Community Banks and Thrifts with Highest Returns on Average Equity
April 14, 2009, 10:08 a.m. EDT 1 Min Read
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Community Banks and Thrifts with Highest Returns on Average Equity
Community Banks and Thrifts with Highest Returns on Average EquityOn Dec. 31, 2008. Dollars in thousands | ||||||
---|---|---|---|---|---|---|
Rank | | Assets | Return on | Efficiency ratio | ||
| | |||||
1 | First State Bank Danville, Va. | 44.08% | -48.98% | $27,655 | 2.49% | 74.35% |
2 | Charter Bank Corpus Christi | 40.17 | 44.97 | 156,327 | 2.40 | 55.36 |
3 | Wilburton State Bank Okla. | 39.54 | 40.54 | 62,605 | 2.59 | 47.95 |
4 | Great Lakes Bankers Bank Gahanna, Ohio | 39.49 | -0.59 | 69,754 | 3.20 | 46.15 |
5 | First National Bank Mattoon, Ill. | 38.97 | 1.62 | 54,817 | 3.07 | 46.28 |
6 | Plaza Park State Bank Waite Park, Minn. | 37.57 | 11.92 | 141,061 | 3.46 | 43.82 |
7 | Bank of Dade Trenton, Ga. | 36.84 | 42.30 | 88,234 | 2.54 | 51.94 |
8 | Bank of Baker Mont. | 36.51 | 39.53 | 89,497 | 3.35 | 35.35 |
9 | Farmers and Merchants Bank of Kendall Wis. | 36.04 | 33.88 | 52,634 | 3.13 | 41.37 |
10 | First Bank Wadley, Ala. | 34.82 | 28.49 | 69,360 | 2.44 | 48.86 |
11 | Community Bank Longview, Tex. | 34.02 | 34.63 | 105,936 | 2.27 | 62.54 |
12 | Security Bank Odessa, Tex. | 33.88 | 31.60 | 253,536 | 2.37 | 62.63 |
13 | Heritage State Bank Lawrenceville, Ill. | 33.10 | 20.22 | 83,810 | 2.75 | 56.98 |
14 | State Bank of Texas Irving | 32.76 | 39.40 | 585,494 | 3.57 | 21.45 |
15 | Brighton Bank Salt Lake City | 32.52 | 39.53 | 149,978 | 4.17 | 47.31 |
16 | First National Bank of Picayune Miss. | 32.11 | 38.21 | 206,080 | 2.88 | 45.17 |
17 | Home Bank of California San Diego | 31.73 | 29.72 | 149,758 | 2.86 | 40.26 |
18 | Welch State Bank Okla. | 31.10 | 23.44 | 187,002 | 2.45 | 45.51 |
19 | Sound Banking Co. Tacoma | 31.00 | 18.27 | 49,605 | 2.34 | 58.34 |
20 | First American Bank Artesia, N.M. | 30.91 | 36.07 | 587,834 | 2.26 | 56.97 |
21 | Bank of Rantoul Ill. | 30.87 | 22.36 | 186,344 | 2.30 | 41.12 |
22 | Brush Country Bank Freer, Tex. | 30.44 | 27.08 | 39,856 | 2.05 | 54.21 |
23 | Bank of Bloomsdale Mo. | 30.42 | 32.97 | 168,835 | 2.45 | 41.54 |
24 | Quail Creek Bank Oklahoma City | 30.00 | 32.75 | 402,651 | 2.49 | 45.39 |
25 | State Bank of New Richland Minn. | 29.95 | 29.13 | 79,836 | 2.09 | 43.76 |
26 | Security First National Bank of Hugo Okla. | 29.89 | 32.95 | 101,032 | 2.31 | 42.63 |
27 | First National Bank Fabens, Tex. | 29.84 | 37.83 | 266,553 | 2.27 | 51.11 |
28 | First National Bank Arcadia, La. | 29.79 | 27.59 | 163,550 | 2.18 | 60.54 |
29 | Security Bank of Southwest Missouri Cassville | 29.69 | 28.93 | 67,415 | 2.65 | 47.78 |
30 | Texas Bank Brownwood | 29.65 | 32.85 | 284,256 | 3.00 | 54.51 |
31 | Bank of Calhoun County Hardin, Ill. | 29.58 | 11.66 | 58,822 | 2.53 | 77.42 |
32 | Citizens Bank of Las Cruces N.M. | 29.18 | 33.83 | 330,588 | 2.42 | 54.68 |
33 | Delta Bank Vidalia, La. | 28.97 | 26.64 | 175,107 | 2.14 | 59.84 |
34 | Riverside Bank Sparkman, Ark. | 28.94 | 29.58 | 51,378 | 2.26 | 57.06 |
35 | First Capital Bank Guthrie, Okla. | 28.44 | 19.04 | 127,365 | 2.35 | 53.86 |
36 | South Lafourche Bank and Trust Co. Larose, La. | 28.26 | 33.16 | 125,958 | 2.37 | 54.88 |
37 | Lusk State Bank Wyo. | 28.16 | 30.03 | 40,348 | 2.40 | 53.08 |
38 | Auburn Banking Co. Ky. | 28.14 | 25.49 | 62,401 | 2.15 | 56.70 |
39 | Bank of Las Vegas N.M. | 27.88 | 30.18 | 175,602 | 2.36 | 53.43 |
40 | The Bank Oberlin, Kan. | 27.83 | 30.59 | 168,915 | 2.83 | 36.11 |
41 | Farmers and Merchants State Bank of Pierz Minn. | 27.70 | 24.97 | 169,497 | 2.21 | 41.30 |
42 | InvestorsBank Pewaukee, Wis. | 27.59 | 22.29 | 270,391 | 2.48 | 19.98 |
43 | Peoples Bank and Trust Co. Owenton, Ky. | 27.40 | 17.43 | 85,524 | 2.88 | 44.16 |
44 | Vermilion Bank and Trust Co. Kaplan, La. | 27.29 | 26.45 | 99,605 | 2.36 | 57.75 |
45 | National Bank of Andrews Tex. | 27.19 | 31.96 | 99,799 | 2.52 | 66.40 |
46 | Bank of the West El Paso | 27.14 | 28.54 | 734,910 | 2.19 | 55.70 |
47 | Alamosa State Bank Colo. | 26.85 | 29.37 | 133,534 | 2.70 | 47.62 |
48 | Armstrong Bank Muskogee, Okla. | 26.77 | 29.00 | 520,910 | 2.48 | 58.64 |
49 | Bank Northwest Hamilton, Mo. | 26.74 | 30.89 | 87,362 | 2.15 | 52.19 |
50 | MontroseBank Colo. | 26.63 | 30.34 | 186,692 | 2.46 | 53.11 |
51 | Heritage Bank Wood River, Neb. | 26.38 | 27.02 | 409,026 | 2.61 | 39.36 |
52 | Pikes Peak National Bank Colorado Springs | 26.27 | 27.69 | 88,256 | 2.32 | 49.01 |
53 | Western National Bank Odessa, Tex. | 26.17 | 31.80 | 952,649 | 2.18 | 51.89 |
54 | Community Bank Bristow, Okla. | 26.10 | 26.35 | 62,806 | 1.89 | 53.32 |
55 | Grand Marais State Bank Minn. | 26.08 | 22.98 | 64,648 | 2.27 | 55.24 |
Southwest National Bank Wichita | 26.08 | 23.70 | 344,514 | 2.23 | 53.35 | |
57 | Bank of the West Grapevine, Tex. | 26.01 | 20.88 | 249,973 | 2.31 | 63.51 |
58 | Bank of Commerce Chouteau, Okla. | 25.90 | 26.93 | 32,253 | 2.32 | 62.68 |
Marion County State Bank Pella, Iowa | 25.90 | 21.11 | 199,543 | 2.13 | 39.97 | |
60 | First Security Bank-Sleepy Eye Minn. | 25.78 | 5.36 | 176,956 | 2.16 | 54.02 |
61 | Horizon Bank Waverly, Neb. | 25.75 | 21.26 | 118,684 | 2.37 | 41.16 |
62 | Central National Bank of Poteau Okla. | 25.63 | 31.44 | 191,003 | 2.30 | 53.52 |
63 | Lamar Bank and Trust Co. Mo. | 25.57 | 27.59 | 114,009 | 2.37 | 49.95 |
64 | Almena State Bank Kan. | 25.56 | 24.11 | 16,883 | 1.77 | 75.62 |
65 | First Bank Burkburnett, Tex. | 25.44 | 29.88 | 229,070 | 2.02 | 58.52 |
66 | First Bank and Trust Co. Wagoner, Okla. | 25.40 | 35.27 | 212,686 | 2.26 | 46.13 |
67 | Community Bank of the Arbuckles Sulphur, Okla. | 25.32 | 17.75 | 76,932 | 1.64 | 62.13 |
68 | Texas Bank Henderson | 25.18 | 22.87 | 194,317 | 1.75 | 58.41 |
69 | Nebraska State Bank Oshkosh | 25.14 | 30.34 | 38,392 | 2.30 | 57.30 |
70 | 1st Bank and Trust Broken Bow, Okla. | 24.75 | 25.97 | 107,827 | 2.59 | 51.38 |
71 | Bank of Buffalo Ky. | 24.73 | 20.13 | 60,297 | 2.25 | 36.09 |
72 | Union Bank and Trust Co. Livingston, Tenn. | 24.71 | 22.27 | 76,646 | 2.32 | 46.03 |
73 | American Interstate Bank Elkhorn, Neb. | 24.66 | 16.91 | 101,905 | 2.01 | 46.36 |
74 | Peoples Bank Paris, Tex. | 24.62 | 23.06 | 113,331 | 2.18 | 64.02 |
75 | First Community Bank Milton, Wis. | 24.57 | 21.52 | 75,228 | 2.01 | 53.41 |
76 | Western Commerce Bank Carlsbad, N.M. | 24.54 | 25.32 | 302,141 | 2.51 | 53.32 |
77 | Prairie Sun Bank Milan, Minn. | 24.53 | 18.71 | 30,752 | 1.87 | 61.84 |
78 | First National Bank of Central Texas Waco | 24.52 | 23.46 | 389,757 | 2.11 | 52.83 |
Wells Bank of Platte City Mo. | 24.52 | 20.99 | 67,472 | 2.23 | 50.86 | |
80 | Justin State Bank Tex. | 24.48 | 30.23 | 72,222 | 2.32 | 53.59 |
81 | First National Bank in Graham Tex. | 24.40 | 28.01 | 220,665 | 1.93 | 54.28 |
82 | FirstBank Antlers, Okla. | 24.38 | 23.84 | 170,678 | 2.24 | 63.97 |
83 | Vermillion State Bank Minn. | 24.37 | 28.73 | 414,897 | 2.79 | 26.04 |
84 | Union Bank of Mena Ark. | 24.34 | 27.65 | 146,582 | 2.10 | 59.44 |
85 | Paducah Bank and Trust Co. Ky. | 24.32 | 25.15 | 487,855 | 2.02 | 54.53 |
86 | Bank of Hemet Riverside, Calif. | 24.19 | 29.34 | 429,271 | 2.16 | 47.61 |
87 | Morris State Bank Okla. | 24.17 | 27.51 | 62,549 | 2.17 | 54.59 |
88 | Ultima Bank Minnesota Winger | 24.15 | 25.46 | 89,652 | 2.01 | 52.65 |
89 | Citizens State Bank of Clayton Wis. | 24.08 | 11.22 | 66,982 | 1.81 | 60.68 |
90 | Fife Commercial Bank Wash. | 24.06 | 30.59 | 88,527 | 2.00 | 55.95 |
91 | Lone Star State Bank Tex. | 24.05 | 62.68 | 35,666 | 2.29 | 50.86 |
92 | First Whitney Bank and Trust Atlantic, Iowa | 24.00 | 22.50 | 130,989 | 2.57 | 35.41 |
93 | Mainland Bank Texas City | 23.98 | 27.23 | 91,614 | 1.99 | 57.18 |
94 | First State Bank Chico, Tex. | 23.96 | 24.59 | 176,039 | 1.80 | 58.21 |
95 | Four Corners Community Bank Farmington, N.M. | 23.93 | 18.81 | 181,935 | 1.81 | 54.10 |
96 | Crockett National Bank San Angelo, Tex. | 23.91 | 20.30 | 288,332 | 2.32 | 53.86 |
97 | Home State Bank Louisville, Neb. | 23.83 | 25.44 | 83,980 | 2.35 | 46.82 |
98 | Great Plains National Bank Elk City, Okla. | 23.75 | 11.30 | 338,733 | 1.97 | 61.91 |
99 | Buffalo Ridge Bank Beardsley, Minn. | 23.60 | 23.60 | 36,427 | 1.97 | 55.75 |
100 | First National Bank and Trust Co. of Vinita Okla. | 23.59 | 16.98 | 216,186 | 1.99 | 59.61 |
101 | First Community Bank of Central Alabama Wetumpka | 23.57 | 26.42 | 235,900 | 1.69 | 58.74 |
102 | Community State Bank Hennessey, Okla. | 23.55 | 22.53 | 32,825 | 2.04 | 68.39 |
103 | West Texas State Bank Odessa | 23.43 | 25.14 | 247,041 | 2.41 | 48.36 |
104 | First Neodesha Bank Kan. | 23.41 | 22.71 | 61,062 | 1.81 | 56.32 |
105 | Centinel Bank of Taos N.M. | 23.40 | 28.94 | 151,435 | 1.90 | 64.03 |
106 | First American Bank Stonewall, Okla. | 23.33 | 23.60 | 20,992 | 2.35 | 55.69 |
107 | First National Bank Heavener, Okla. | 23.28 | 28.31 | 89,635 | 1.71 | 51.20 |
108 | Security State Bank of Fergus Falls Minn. | 23.23 | 15.84 | 125,176 | 1.55 | 55.73 |
109 | Bank of DeSoto Tex. | 23.11 | 18.90 | 152,082 | 2.11 | 57.47 |
Cumberland Security Bank Somerset, Ky. | 23.11 | 18.03 | 174,333 | 2.43 | 49.25 | |
111 | First State Bank Avinger, Tex. | 23.08 | 20.87 | 18,996 | 2.10 | 50.66 |
112 | First Community Bank Lester Prairie, Minn. | 23.06 | 13.11 | 28,078 | 1.87 | 59.02 |
113 | Bank of the Southwest Roswell, N.M. | 23.04 | 38.85 | 143,714 | 2.01 | 69.48 |
114 | First National Bank of La Grange Ill. | 23.03 | 27.30 | 257,907 | 2.27 | 56.09 |
First Madison Valley Bank Ennis, Mont. | 23.03 | 27.06 | 86,219 | 1.85 | 65.16 | |
116 | Peoples Community State Bank Doniphan, Mo. | 23.00 | 23.15 | 111,934 | 2.73 | 46.79 |
117 | First State Bank and Trust Co. Fremont, Neb. | 22.99 | 17.46 | 194,317 | 1.90 | 53.38 |
118 | First Bank of Berne Ind. | 22.95 | 17.81 | 406,458 | 1.87 | 47.65 |
First National Bank of Las Animas Colo. | 22.95 | 23.69 | 230,247 | 1.87 | 48.81 | |
120 | First Bank of Chandler Okla. | 22.93 | 28.62 | 69,051 | 2.19 | 51.51 |
121 | Ruby Valley National Bank Twin Bridges, Mont. | 22.90 | 22.67 | 69,705 | 2.87 | 53.10 |
122 | Guaranty Bond Bank Mount Pleasant, Tex. | 22.86 | 16.03 | 706,628 | 1.72 | 58.80 |
123 | Farmers State Bank Allen, Okla. | 22.85 | 14.53 | 40,936 | 1.93 | 55.06 |
124 | American State Bank Osceola, Iowa | 22.81 | 21.42 | 101,618 | 1.78 | 56.63 |
125 | Bank of Union El Reno, Okla. | 22.79 | 18.29 | 235,777 | 2.18 | 44.53 |
Coffee County Bank Manchester, Tenn. | 22.79 | 24.51 | 126,243 | 2.16 | 43.10 | |
127 | First Financial Bank El Dorado, Ark. | 22.76 | 25.64 | 601,167 | 2.00 | 61.26 |
128 | First National Bank of Hughes Springs Tex. | 22.71 | 22.89 | 176,069 | 2.31 | 48.41 |
129 | Northern State Bank Ashland, Wis. | 22.69 | 22.97 | 165,587 | 1.85 | 54.56 |
130 | First Southeast Bank Harmony, Minn. | 22.68 | 19.00 | 48,635 | 1.99 | 59.94 |
131 | First National Bank of Santa Fe N.M. | 22.67 | 26.90 | 628,260 | 1.89 | 60.98 |
132 | West Texas State Bank Snyder | 22.64 | 21.45 | 119,655 | 1.96 | 59.55 |
133 | Citizens State Bank of Waverly Minn. | 22.59 | 29.74 | 66,141 | 1.89 | 62.66 |
134 | Taylor County Bank Campbellsville, Ky. | 22.44 | 2.81 | 119,445 | 2.03 | 58.26 |
135 | Citizens State Bank Grainfield, Kan. | 22.33 | 30.34 | 9,694 | 1.92 | 56.43 |
136 | Cowboy Bank of Texas Maypearl | 22.32 | 21.68 | 38,985 | 1.90 | 65.20 |
137 | Citizens National Bank of Bluffton Ohio | 22.31 | 20.03 | 542,933 | 1.50 | 60.87 |
Citizens State Bank Okemah, Okla. | 22.31 | 10.12 | 131,108 | 1.92 | 46.02 | |
139 | Basile State Bank La. | 22.23 | 18.33 | 47,327 | 1.96 | 63.43 |
140 | Bank of Hydro Okla. | 22.22 | 28.41 | 95,575 | 2.05 | 46.26 |
Farmers and Merchants Bank of Mound City Kan. | 22.22 | 14.97 | 43,403 | 1.35 | 60.32 | |
142 | First Security Bank of Roundup Mont. | 22.19 | 23.62 | 43,069 | 2.56 | 55.75 |
Phelps County Bank Rolla, Mo. | 22.19 | 23.31 | 226,940 | 1.71 | 60.76 | |
144 | Farmers Bank Carnegie, Okla. | 22.17 | 13.05 | 46,190 | 2.33 | 58.18 |
Jackson County Bank Black River Falls, Wis. | 22.17 | 21.58 | 187,947 | 1.79 | 45.37 | |
146 | Marseilles Bank Ill. | 22.14 | 20.77 | 31,482 | 1.82 | 61.72 |
Peoples State Bank Summit, S.D. | 22.14 | 28.93 | 46,873 | 1.93 | 43.19 | |
148 | Houston Community Bank | 22.13 | 22.58 | 216,205 | 1.91 | 58.06 |
149 | First National Bank of Muskogee Okla. | 22.12 | 25.45 | 142,804 | 1.61 | 66.06 |
150 | Hyden Citizens Bank Ky. | 21.97 | 18.92 | 123,213 | 1.63 | 62.95 |
Note: Independent banks and thrifts with less than $1 billion of assets or whose holding companies have less than $1 billion. Excludes industrial banks and those at which loans were less than half of assets or whose credit card loans exceeded 25% of gross loans.
Source:
SNL Financial
, Charlottesville, Va.© 2009 American Banker