Community Banks with Largest Credit Card Portfolios

May 19, 2005, 10:08 a.m. EDT 1 Min Read

View Table

Printer Friendly Version

Community Banks with Largest Credit Card Portfolios
On Dec 31, 2004. Dollars in thousands* Published May 19, 2005
Related Table: Leaders in Credit Card Concentration and Growth
Rank		Dec. 31, 2004	Year earlier	Change	Loans and leases
Rank		Dec. 31, 2004	Year earlier	Change	Total	Cards
1	Pulaski Bank and Trust Co. Little Rock	$51,215	$40,444	26.63%	$323,549	15.83%
2	First National Bank Fort Pierrem, S.D.	42,355	43,094	-1.71	365,923	11.57
3	Coppermark Bank Oklahoma City	22,708	25,508	-10.98	614,512	3.70
4	Rainier Pacific Savings Bank Fife, Wash.	21,468	22,110	-2.90	502,719	4.27
5	CorTrust Bank Mitchell, S.D.	16,296	14,926	9.18	261,839	6.22
6	Bank of Louisiana New Orleans	13,188	15,849	-16.79	65,038	20.28
7	Bank of Guam Agana	13,108	11,545	13.54	394,655	3.32
8	Palmetto Bank Laurens, S.C.	10,930	9,996	9.34	779,108	1.40
9	Bank of the Sierra Porterville, Calif.	10,897	10,439	4.39	694,999	1.57
10	Bankers Bank of Kansas Wichita	10,602	8,057	31.59	61,181	17.33
11	First Bank and Trust Brookings, S.D.	10,351	13,435	-22.95	439,772	2.35
12	New Millennium Bank New Brunswick, N.J.	10,297	6,605	55.90	87,187	11.81
13	Arkansas National Bank Bentonville	9,653	8,884	8.66	528,168	1.83
14	Landmans National Bank Audubon, Iowa	9,125	9,125	0.00	44,132	20.68
15	Farmers and Merchants State Bank Bloomfield, Neb.	7,700	7,700	0.00	70,043	10.99
16	State Bank of Cross Plains Wis.	6,860	6,497	5.59	324,933	2.11
17	First International Bank and Trust Co. Watford City, N.D.	6,711	6,315	6.27	485,527	1.38
18	Lexington State Bank N.C.	6,702	6,356	5.44	712,185	0.94
19	Plains Commerce Bank Hoven, S.D.	6,447	5,217	23.58	161,509	3.99
20	Sibley State Bank Iowa	6,225	6,225	0.00	50,587	12.31
21	First Penn Bank Philadelphia	5,914	6,517	-9.25	359,944	1.64
22	Crawford County Trust and Savings Bank Denison, Iowa	5,600	5,600	0.00	73,729	7.60
23	Columbia River Bank The Dalles, Ore.	5,329	4,622	15.30	582,346	0.92
24	Appalachian Community Bank Ellijay, Ga.	5,304	5,079	4.43	377,352	1.41
25	Quad City Bank and Trust Co. Bettendorf, Iowa	5,238	4,496	16.50	476,186	1.10
26	Skagit State Bank Burlington, Wash.	5,112	5,596	-8.65	357,579	1.43
27	National Bank of Blacksburg Va.	5,030	4,890	2.86	317,624	1.58
28	Texas Bank and Trust Co. Longview	4,748	4,643	2.26	449,534	1.06
29	First National Bank and Trust Fort Walton Beach, Fla.	4,530	5,156	-12.14	231,715	1.95
30	Community First Bank Harrison, Ark.	4,486	4,048	10.82	270,092	1.66
31	1st Security Bank of Washington Lynnwood	4,428	NA	NA	228,467	1.94
32	Cashmere Valley Bank Cashmere, Wash.	4,396	4,753	-7.51	340,895	1.29
33	Ozaukee Bank Cedarburg, Wis.	4,139	4,078	1.50	458,909	0.90
34	Parish National Bank Bogalusa, La.	3,849	3,799	1.32	450,201	0.85
35	Delaware County Bank and Trust Co. Lewis Center, Ohio	3,753	4,142	-9.39	484,426	0.77
36	Chemung Canal Trust Co. Elmira, N.Y.	3,751	8,444	-55.58	384,670	0.98
37	State Bank and Trust Co. Defiance, Ohio	3,694	4,521	-18.29	250,956	1.47
38	Palos Bank and Trust Co. Palos Heights, Ill.	3,675	3,844	-4.40	219,728	1.67
39	Merchants Bank Winona, Minn.	3,648	3,248	12.32	362,213	1.01
40	American Pacific Bank Portland, Ore.	3,563	3,846	-7.36	108,283	3.29
41	Farmers and Merchants State Bank Archbold, Ohio	3,536	3,215	9.98	479,026	0.74
42	Atlantic Stewardship Bank Midland Park, N.J.	3,470	3,449	0.61	296,436	1.17
43	Bank of Tampa	3,438	3,232	6.37	461,876	0.74
44	German American Bank Jasper, Ind.	3,390	2,673	26.82	287,395	1.18
45	Anchor Mutual Savings Bank Aberdeen, Wash.	3,292	3,211	2.52	348,766	0.94
46	Central Bank Provo, Utah	3,215	3,027	6.21	257,691	1.25
47	Park Bank Madison, Wis.	3,173	2,911	9.00	393,476	0.81
48	Great Basin Bank of Nevada Elko	3,093	2,673	15.71	94,442	3.28
49	Planters Bank and Trust Co. Indianola, Miss.	3,065	2,764	10.89	277,825	1.10
50	East Carolina Bank Engelhard, N.C.	3,025	2,827	7.00	329,822	0.92
51	County National Bank Clearfield, Pa.	2,981	2,966	0.51	486,235	0.61
52	First National Bank and Trust Co. Asheboro, N.C.	2,921	2,943	-0.75	653,835	0.45
53	Farmers State Bank Marion, Iowa	2,888	2,452	17.78	284,959	1.01
54	FirstBank Northwest Clarkston, Wash.	2,853	2,679	6.49	540,170	0.53
55	Bank of Travelers Rest S.C.	2,851	2,267	25.76	204,099	1.40
56	Croghan Colonial Bank Fremont, Ohio	2,827	2,807	0.71	322,489	0.88
57	D. L. Evans Bank Burley, Idaho	2,816	2,286	23.18	371,412	0.76
58	American Trust & Savings Bank Dubuque, Iowa	2,806	2,624	6.94	481,322	0.58
59	Midsouth Bank Lafayette, La.	2,804	2,529	10.87	307,169	0.91
60	First National Bank Paragould, Ark.	2,801	2,772	1.05	332,552	0.84
61	Citizens Bank Batesville, Ark.	2,794	2,676	4.41	282,226	0.99
62	State Bank of Southern Utah Cedar City	2,741	2,876	-4.69	230,249	1.19
63	American Marine Bank Bainbridge Island, Wash.	2,732	2,957	-7.61	251,540	1.09
64	First Bremen Bank Bremen, Ohio	2,719	2,621	3.74	204,163	1.33
65	First Internet Bank of Indiana Indianapolis	2,699	3,096	-12.82	282,469	0.96
66	Bank of Kentucky Crestview Hills	2,689	2,097	28.23	720,548	0.37
67	North Side Bank and Trust Co. Cincinnati	2,672	2,737	-2.37	293,316	0.91
68	Alerus Financial Grand Forks, N.D.	2,611	2,719	-3.97	438,343	0.60
69	Baker-Boyer National Bank Walla Walla, Wash.	2,588	2,575	0.50	249,808	1.04
70	National Grand Bank of Marblehead Mass.	2,525	2,419	4.38	136,940	1.84
71	Security State Bank Centralia, Wash.	2,513	2,234	12.49	212,003	1.19
72	National Bank of Indianapolis	2,480	2,782	-10.86	656,453	0.38
73	First National Bank and Trust Co. Powell, Wyo.	2,465	2,192	12.45	146,242	1.69
74	Emprise Bank Wichita	2,446	2,563	-4.56	449,344	0.54
75	First County Bank Stamford, Conn.	2,423	2,358	2.76	661,812	0.37
76	Commercial and Savings Bank Millersburg, Ohio	2,379	2,481	-4.11	218,085	1.09
77	Far West Bank Provo, Utah	2,379	2,119	12.27	270,415	0.88
78	First State Bank of Loomis Neb.	2,350	2,350	0.00	29,374	8.00
79	Farmers and Merchants Bank Spokane, Wash.	2,332	2,499	-6.68	269,866	0.86
80	First National Banking Co. Ash Flat, Ark.	2,331	1,980	17.73	226,755	1.03
81	United Bank Zebulon, Ga.	2,330	2,378	-2.02	406,209	0.57
82	State Bank of the Lakes Antioch, Ill.	2,329	2,260	3.05	239,958	0.97
83	Conway National Bank S.C.	2,308	2,289	0.83	406,983	0.57
84	Bank of American Fork Utah	2,301	1,866	23.31	407,192	0.57
85	Somerset Trust Co. Pa.	2,300	2,291	0.39	250,811	0.92
86	Bank of Clarke County Berryville, Va.	2,298	2,153	6.73	311,058	0.74
87	Commonwealth Bank and Trust Co. Louisville, Ky.	2,283	2,061	10.77	371,826	0.61
88	Whidbey Island Bank Oak Harbor, Wash.	2,266	2,047	10.70	588,488	0.39
89	Heartland Bank Gahanna, Ohio	2,260	2,267	-0.31	275,648	0.82
90	Wilson Bank and Trust Co. Lebanon, Tenn.	2,240	2,242	-0.09	579,087	0.39
91	Four Oaks Bank and Trust Co. N.C.	2,195	1,978	10.97	312,815	0.70
92	Idaho Independent Bank Coeur DAlene	2,187	1,996	9.57	295,537	0.74
93	Bank of Stanly Albemarle, N.C.	2,172	2,003	8.44	190,701	1.14
94	Horizon Bank Bellingham, Wash.	2,160	2,093	3.20	756,112	0.29
95	Macon Bank Franklin, N.C.	2,128	2,065	3.05	602,946	0.35
96	First American Bank and Trust Co. Vacherie, La.	2,119	2,151	-1.49	285,173	0.74
97	Farmers and Merchants State Bank Meridian, Idaho	2,067	1,638	26.19	369,743	0.56
98	Yadkin Valley Bank and Trust Co. Elkin, N.C.	2,024	1,602	26.34	728,952	0.28
99	Bank Center First Bismarck, N.D.	2,023	2,084	-2.93	153,153	1.32
100	American Bank North Nashwauk, Minn.	2,017	1,373	46.90	382,203	0.53
101	Community Bank and Trust Cornelia, Ga.	2,017	1,734	16.32	537,720	0.38
102	First Bank and Trust Co. Duncan, Okla.	2,010	1,892	6.24	188,511	1.07
103	Bar Harbor Banking and Trust Co. Maine	1,986	1,975	0.56	448,478	0.44
104	Citizens Bank Mooresville, Ind.	1,953	2,149	-9.12	170,105	1.15
105	Citizens State Bank of Clara City Minn.	1,893	1,647	14.94	122,875	1.54
106	Solvay Bank N.Y.	1,890	1,869	1.12	312,360	0.61
107	Community National Bank Derby Center, Vt.	1,880	1,770	6.21	228,869	0.82
108	Merchants and Planters Bank Newport, Ark.	1,875	1,816	3.25	78,043	2.40
109	Old Fort Banking Co. Ohio	1,856	2,029	-8.53	228,020	0.81
110	Bank of Whitman Colfax, Wash.	1,838	1,910	-3.77	301,230	0.61
111	Security National Bank of Omaha	1,815	1,688	7.52	331,958	0.55
112	Hastings State Bank Neb.	1,812	1,769	2.43	82,424	2.20
113	Bank of Upson Thomaston, Ga.	1,803	1,919	-6.04	133,684	1.35
114	First Citizens National Bank Mansfield, Pa.	1,801	1,757	2.50	359,693	0.50
115	First Bank and Trust East Texas Diboll	1,799	1,890	-4.81	312,843	0.58
116	Carolina Bank and Trust Co. Lamar, S.C.	1,785	1,778	0.39	198,104	0.90
117	Omni Bank Metairie, La.	1,765	1,618	9.09	372,267	0.47
118	Heritage Bank Lucama, N.C.	1,758	1,701	3.35	156,737	1.12
119	Mechanics Savings Bank Mansfield, Ohio	1,751	1,722	1.68	238,509	0.73
120	South Side Trust and Savings Bank Peoria, Ill.	1,746	1,685	3.62	311,894	0.56
121	First Volunteer Bank of Tennessee Chattanooga	1,730	1,511	14.49	352,830	0.49
122	FSGBank Chattanooga, Tenn.	1,718	1,056	62.69	588,978	0.29
123	Plumas Bank Quincy, Calif.	1,703	1,797	-5.23	266,654	0.64
124	Adirondack Trust Co. Saratoga Springs, N.Y.	1,702	1,678	1.43	349,725	0.49
125	Southwest Missouri Bank Carthage	1,700	1,773	-4.12	312,321	0.54
126	Huntington State Bank Huntington, Tex.	1,699	1,621	4.81	86,091	1.97
127	Bank of Sun Prairie Wis.	1,690	1,587	6.49	192,102	0.88
128	Isabella Bank and Trust Mount Pleasant, Mich.	1,680	1,803	-6.82	366,176	0.46
129	Arthur State Bank Union, S.C.	1,673	1,625	2.95	340,876	0.49
130	Steuben Trust Co. Hornell, N.Y.	1,661	1,764	-5.84	174,874	0.95
131	Randolph Bank and Trust Co. Asheboro, N.C.	1,623	1,667	-2.64	174,790	0.93
132	Community State Bank of St. Charles Mich.	1,607	1,552	3.54	82,468	1.95
133	Bank of Fairfield Wash.	1,600	1,431	11.81	88,804	1.80
134	Troy Bank and Trust Co. Ala.	1,597	1,442	10.75	235,146	0.68
135	Southside Bank Tappahannock, Va.	1,583	1,235	28.18	274,060	0.58
136	Central Progressive Bank Lacombe, La.	1,563	1,291	21.07	371,108	0.42
137	Friendship State Bank Ind.	1,562	986	58.42	146,661	1.07
138	Farmers and Merchants Bank Stuttgart, Ark.	1,561	1,507	3.58	185,582	0.84
139	East Penn Bank Emmaus, Pa.	1,557	1,261	23.47	241,815	0.64
140	Waukesha State Bank Wis.	1,554	137	1034.31	393,460	0.39
141	Gulf Coast Bank and Trust Co. New Orleans	1,538	1,450	6.07	386,326	0.40
142	Citizens Bank of Blount County Maryville, Tenn.	1,533	1,438	6.61	160,915	0.95
143	Pine Bluff National Bank Ark.	1,527	1,431	6.71	168,876	0.90
144	Tennessee State Bank Pigeon Forge	1,516	1,528	-0.79	323,967	0.47
145	Blackhawk State Bank Beloit, Wis.	1,515	1,760	-13.92	236,519	0.64
146	Community Bank of Parkersburg W.Va.	1,486	1,498	-0.80	126,594	1.17
147	Cumberland Valley National Bank & TrustEast Bernstadt, Ky.	1,486	1,537	-3.32	247,894	0.60
148	Farmers and Merchants Bank Timberville, Va.	1,478	1,463	1.03	294,745	0.50
149	Greenville National Bank Ohio	1,468	1,569	-6.44	216,257	0.68
150	Eaton National Bank and Trust Co. Ohio	1,464	1,366	7.17	131,436	1.11

* Independent banks with less than $1 billion of assets or whose holding companies have less than $1 billion. Excludes industrial banks, those at which loans were less than half of assets, and those whose credit card loans exceeded 25% of gross loans.

Source: Highline Banking Data Services (877-305-6657)