Community Banks with Largest Credit Card Portfolios

February 28, 2006, 10:08 a.m. EST 1 Min Read

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Community Banks with Largest Credit Card Portfolios
On Sept. 30, 2005. Dollars in thousands* Published February 28, 2006
Related Table: Leaders in Credit Card Concentration and Growth
Rank		Sept. 30, 2005	Year earlier	Change	Loans and leases
Rank		Sept. 30, 2005	Year earlier	Change	Total	Cards
1	Amalgamated Bank of Chicago	$72,939	$76,382	-4.51%	$368,939	19.77%
2	Pulaski Bank and Trust Co. Little Rock	57,151	47,683	19.86	370,177	15.44
3	First National Bank Fort Pierre, S.D.	49,354	40,665	21.37	371,422	13.29
4	Coppermark Bank Oklahoma City	20,582	22,360	-7.95	711,776	2.89
5	Rainier Pacific Bank Tacoma	20,557	20,625	-0.33	540,746	3.80
6	CorTrust Bank National Association Mitchell, S.D.	15,941	15,748	1.23	299,560	5.32
7	Bank of Louisiana New Orleans	13,329	13,020	2.37	61,548	21.66
8	New Millennium Bank New Brunswick, N.J.	13,001	9,421	38.00	95,905	13.56
9	Sound Community Bank Seattle	11,730	11,373	3.14	186,558	6.29
10	Bankers' Bank of Kansas Wichita	10,548	8,073	30.66	69,203	15.24
11	ANB Financial Rogers, Ark.	9,875	8,978	9.99	770,017	1.28
12	Landmands National Bank Audubon, Iowa	9,125	9,125	0.00	47,634	19.16
13	First Bank and Trust Brookings, S.D.	8,651	10,735	-19.41	506,684	1.71
14	First Savings Bank Beresford, S.D.	7,817	5,859	33.42	331,579	2.36
15	Farmers and Merchants State Bank of Bloomfield Neb.	7,700	7,700	0.00	72,051	10.69
16	Quad City Bank and Trust Co. Bettendorf, Iowa	6,738	4,603	46.38	509,786	1.32
17	First International Bank and Trust Watford City, N.D.	6,677	6,242	6.97	524,981	1.27
18	Lexington State Bank N.C.	6,638	6,361	4.35	763,211	0.87
19	State Bank of Cross Plains Wis.	6,454	6,272	2.90	351,455	1.84
20	Sibley State Bank Iowa	6,225	6,225	0.00	53,930	11.54
21	Columbia River Bank The Dalles, Ore.	5,755	4,954	16.17	657,731	0.87
22	Crawford County Trust and Savings Bank Denison, Iowa	5,600	5,600	0.00	86,245	6.49
23	Plains Commerce Bank Hoven, S.D.	5,589	6,012	-7.04	178,827	3.13
24	First Penn Bank Philadelphia	5,255	5,610	-6.33	362,240	1.45
25	National Bank of Blacksburg Va.	5,051	4,878	3.55	325,678	1.55
26	Delaware County Bank and Trust Co. Lewis Center, Ohio	4,862	4,033	20.56	546,430	0.89
27	Appalachian Community Bank Ellijay, Ga.	4,857	5,319	-8.69	425,284	1.14
28	Skagit State Bank Burlington, Wash.	4,782	5,327	-10.23	304,550	1.57
29	Texas Bank and Trust Co. Longview	4,672	4,469	4.54	532,483	0.88
30	Community First Bank Harrison, Ark.	4,565	4,300	6.16	288,496	1.58
31	Cashmere Valley Bank Wash.	4,555	4,470	1.90	398,832	1.14
32	First National Bank and Trust Co. Fort Walton Beach, Fla.	4,188	4,410	-5.03	234,670	1.78
33	Parish National Bank Bogalusa, La.	3,905	3,578	9.14	506,894	0.77
34	Merchants Bank Winona, Minn.	3,892	3,238	20.20	371,672	1.05
35	Ozaukee Bank Cedarburg, Wis.	3,730	4,125	-9.58	490,155	0.76
36	1st Security Bank of Washington Lynnwood	3,722	4,503	-17.34	218,562	1.70
37	Emprise Bank Wichita	3,713	2,294	61.86	611,489	0.61
38	Palos Bank and Trust Co. Palos Heights, Ill.	3,589	3,511	2.22	227,054	1.58
39	Atlantic Stewardship Bank Midland Park, N.J.	3,511	3,311	6.04	328,983	1.07
40	Park Bank Madison, Wis.	3,434	3,083	11.39	459,612	0.75
41	Bank of Travelers Rest S.C.	3,406	2,415	41.04	216,863	1.57
42	Bank of Tampa	3,346	3,302	1.33	488,154	0.69
43	Anchor Mutual Savings Bank Aberdeen, Wash.	3,316	3,352	-1.07	377,841	0.88
44	Farmers and Merchants State Bank Archbold, Ohio	3,238	3,260	-0.67	466,451	0.69
45	German American Bank Jasper, Ind.	3,214	2,896	10.98	277,290	1.16
46	Great Basin Bank of Nevada Elko	3,183	2,869	10.94	114,468	2.78
47	State Bank and Trust Co. Defiance, Ohio	3,142	3,667	-14.32	261,522	1.20
48	Penn Security Bank and Trust Co. Scranton, Pa.	3,054	2,451	24.60	306,645	1.00
49	East Carolina Bank Engelhard, N.C.	2,978	2,816	5.75	371,127	0.80
50	Central Bank Provo, Utah	2,974	2,896	2.69	281,104	1.06
51	County National Bank Clearfield, Pa.	2,971	2,721	9.19	502,119	0.59
52	Chemung Canal Trust Co. Elmira, N.Y.	2,965	8,212	-63.89	414,248	0.72
53	Farmers State Bank Marion, Iowa	2,963	2,595	14.18	304,332	0.97
54	MidSouth Bank Lafayette, La.	2,938	2,683	9.50	344,938	0.85
55	FirstBank Northwest Clarkston, Wash.	2,879	2,688	7.11	611,181	0.47
56	Planters Bank and Trust Co. Indianola, Miss.	2,852	2,844	0.28	307,151	0.93
57	First National Bank and Trust Co. Asheboro, N.C.	2,840	2,759	2.94	690,912	0.41
58	First Bremen Bank Bremen, Ohio	2,791	2,572	8.51	218,330	1.28
59	Bank of Kentucky Inc. Crestview Hills	2,776	2,501	11.00	735,339	0.38
60	D. L. Evans Bank Burley, Idaho	2,759	2,601	6.07	419,148	0.66
61	Baker-Boyer National Bank Walla Walla, Wash.	2,709	2,384	13.63	257,405	1.05
62	First National Bank Paragould, Ark.	2,697	2,696	0.04	366,015	0.74
63	Citizens Bank Batesville, Ark.	2,657	2,607	1.92	300,043	0.89
64	Croghan Colonial Bank Fremont, Ohio	2,593	2,631	-1.44	340,891	0.76
65	First Internet Bank of Indiana Indianapolis	2,578	2,806	-8.13	304,555	0.85
66	National Bank of Indianapolis	2,568	2,434	5.51	676,690	0.38
67	State Bank of Southern Utah Cedar City	2,531	2,550	-0.75	265,125	0.95
68	Security State Bank Centralia, Wash.	2,512	2,335	7.58	241,530	1.04
69	American Trust and Savings Bank Dubuque, Iowa	2,482	2,541	-2.32	543,756	0.46
70	Bank of American Fork Utah	2,482	1,999	24.16	450,835	0.55
71	North Side Bank and Trust Co. Cincinnati	2,460	2,684	-8.35	291,507	0.84
72	Bank of Clarke County Berryville, Va.	2,445	2,181	12.10	347,719	0.70
73	First National Bank and Trust Co. Powell, Wyo.	2,419	2,315	4.49	153,178	1.58
74	Commercial and Savings Bank Millersburg, Ohio	2,395	2,243	6.78	218,577	1.10
75	First National Banking Co. Ash Flat, Ark.	2,388	2,216	7.76	241,677	0.99
76	American Marine Bank Bainbridge Island, Wash.	2,383	2,669	-10.72	246,270	0.97
77	Whidbey Island Bank Oak Harbor, Wash.	2,369	2,142	10.60	619,365	0.38
78	National Grand Bank of Marblehead Mass.	2,355	2,305	2.17	149,619	1.57
79	First State Bank Loomis, Neb.	2,350	2,350	0.00	31,545	7.45
80	First County Bank Stamford, Conn.	2,334	2,360	-1.10	687,750	0.34
81	F and M Bank Spokane	2,317	2,117	9.45	299,432	0.77
82	Far West Bank Provo, Utah	2,312	2,225	3.91	297,637	0.78
83	American Bank of the North Nashwauk, Minn.	2,285	1,869	22.26	394,973	0.58
84	Conway National Bank S.C.	2,276	2,162	5.27	479,225	0.47
85	Commonwealth Bank and Trust Co. Louisville	2,267	2,001	13.29	385,495	0.59
86	Farmers and Merchants State Bank Boise, Idaho	2,265	1,849	22.50	434,949	0.52
87	Idaho Independent Bank Coeur D'Alene	2,214	2,046	8.21	368,261	0.60
88	Citizens State Bank of Clara City Minn.	2,129	2,023	5.24	136,790	1.56
89	First American Bank and Trust Vacherie, La.	2,122	2,023	4.89	297,232	0.71
90	Four Oaks Bank and Trust Co. N.C.	2,107	2,031	3.74	378,346	0.56
91	Salisbury Bank and Trust Co. Lakeville, Conn.	2,102	2,207	-4.76	210,287	1.00
92	Omni Bank Metairie, La.	2,090	1,701	22.87	448,824	0.47
93	Heartland Bank Gahanna, Ohio	2,070	2,270	-8.81	312,197	0.66
94	Bar Harbor Bank and Trust Co. Maine	2,048	1,806	13.40	493,854	0.41
95	Bank Center First Bismarck, N.D.	1,993	1,929	3.32	169,254	1.18
96	Omni National Bank Atlanta	1,989	NA	NA	329,830	0.60
97	Yadkin Valley Bank and Trust Co. Elkin, N.C.	1,960	1,639	19.59	758,890	0.26
98	Community Bank and Trust Cornelia, Ga.	1,953	1,836	6.37	586,132	0.33
99	Solvay Bank N.Y.	1,928	1,747	10.36	326,308	0.59
100	Gate City Bank Fargo, N.D.	1,905	2,095	-9.07	764,175	0.25
101	Huntington State Bank Tex.	1,890	1,563	20.92	91,792	2.06
102	Bank of Upson Thomaston, Ga.	1,880	1,769	6.27	160,335	1.17
103	Adirondack Trust Co. Saratoga Springs, N.Y.	1,875	1,715	9.33	360,012	0.52
104	Bank of Whitman Colfax, Wash.	1,867	1,711	9.12	354,234	0.53
105	Southside Bank Tappahannock, Va.	1,857	1,431	29.77	285,961	0.65
106	First Bank and Trust Co. Duncan, Okla.	1,854	1,907	-2.78	215,111	0.86
107	Citizens Bank Mooresville, Ind.	1,795	1,744	2.92	178,933	1.00
108	Arthur State Bank Union, S.C.	1,782	1,543	15.49	393,415	0.45
109	Old Fort Banking Co. Old Fort, Ohio	1,747	1,828	-4.43	248,744	0.70
110	Security National Bank of Omaha	1,742	1,608	8.33	352,708	0.49
111	Hastings State Bank Neb.	1,738	1,692	2.72	94,648	1.84
112	Illinois National Bank Springfield	1,728	1,305	32.41	295,513	0.58
113	Community National Bank Derby, Vt.	1,728	1,684	2.61	244,888	0.71
114	First Volunteer Bank of Tennessee Chattanooga	1,712	1,568	9.18	371,070	0.46
115	Merchants and Planters Bank Newport, Ark.	1,705	1,683	1.31	78,207	2.18
116	South Side Trust and Savings Bank of Peoria Ill.	1,689	1,653	2.18	316,294	0.53
117	Bank of Stanly Albemarle, N.C.	1,684	2,085	-19.23	193,348	0.87
118	Randolph Bank and Trust Co. Asheboro, N.C.	1,681	1,608	4.54	178,154	0.94
119	AccessBank Clovis, N.M.	1,677	1,615	3.84	205,984	0.81
120	Friendship State Bank Friendship, Ind.	1,659	1,430	16.01	152,778	1.09
121	Mechanics Savings Bank Mansfield, Ohio	1,657	1,677	-1.19	244,564	0.68
122	Carolina Bank and Trust Co. Lamar, S.C.	1,652	1,618	2.10	201,582	0.82
123	First Federal Savings Bank Huntington, Ind.	1,652	1,734	-4.73	175,195	0.94
124	Heritage Bank Lucama, N.C.	1,650	1,640	0.61	162,113	1.02
125	First Bank and Trust East Texas Diboll	1,644	1,675	-1.85	307,937	0.53
126	Central Progressive Bank Lacombe, La.	1,642	1,463	12.24	397,003	0.41
127	Gulf Coast Bank and Trust Co. New Orleans	1,632	1,397	16.82	457,304	0.36
128	Bank of Sun Prairie Wis.	1,616	1,592	1.51	184,014	0.88
129	Troy Bank and Trust Co. Ala.	1,611	1,537	4.81	260,021	0.62
130	Waukesha State Bank Wis.	1,610	1,357	18.64	414,857	0.39
131	Isabella Bank and Trust Mount Pleasant, Mich.	1,604	1,670	-3.95	385,557	0.42
132	Bank of Fairfield Wash.	1,585	1,535	3.26	99,379	1.59
133	First Citizens National Bank Mansfield, Pa.	1,581	1,816	-12.94	375,518	0.42
134	Bank of Southside Virginia Carson	1,581	1,457	8.51	232,633	0.68
135	United Bank Atmore, Ala.	1,575	1,670	-5.69	231,535	0.68
136	Southwest Missouri Bank Carthage	1,572	1,699	-7.47	334,923	0.47
137	East Penn Bank Emmaus, Pa.	1,556	1,394	11.62	274,252	0.57
138	Helm Bank Miami	1,543	1,369	12.71	321,986	0.48
139	Plumas Bank Quincy, Calif.	1,538	1,704	-9.74	314,312	0.49
140	Tennessee State Bank Pigeon Forge	1,531	1,426	7.36	336,522	0.45
141	Hilltop National Bank Casper, Wyo.	1,531	1,541	-0.65	188,420	0.81
142	Community State Bank of St. Charles Mich.	1,529	1,476	3.59	81,578	1.87
143	Community Bank of Parkersburg W.Va.	1,524	1,477	3.18	132,524	1.15
144	Steuben Trust Co. Hornell, N.Y.	1,510	1,736	-13.02	181,692	0.83
145	Union Bank Co. Columbus Grove, Ohio	1,499	1,219	22.97	314,339	0.48
146	Citizens Commerce National Bank Versailles, Ky.	1,497	1,173	27.62	171,145	0.87
147	United Bankers Bank Bloomington, Minn.	1,492	5,572	-73.22	187,657	0.80
148	Citizens Community Federal Eau Claire, Wis.	1,486	877	69.44	218,557	0.68
149	Peoples Bank Pratt, Kan.	1,478	1,189	24.31	107,332	1.38
150	Farmers and Merchants Bank Timberville, Va.	1,475	1,324	11.40	301,094	0.49

*Independent banks with less than $1 billion of assets or whose holding companies have less than $1 billion. Excludes industrial banks, those at which loans were less than half of assets, and those whose credit card loans exceeded 25% of gross loans.

Source: SNL Financial, Charlottesville, Va. (www.snl.com)