Community Banks with Largest First Mortgage Portfolios

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Community Banks with Largest First Mortgage Portfolios

Community Banks with Largest First Mortgage PortfoliosOn Dec. 31, 2009. Dollars in thousands
Published April 19, 2010

Rank   First mortgage loans Total loans
and leases
Assets
Dec. 31 Year earlier Change
1 Kennebec Savings Bank Augusta, Maine $480,244 $464,868 3.3% $606,019 $720,721
2 Haven Savings Bank Hoboken, N.J. 436,297 448,883 -2.8 482,543 724,602
3 Fidelity Homestead Savings Bank New Orleans 432,885 501,034 -13.6 565,405 902,469
4 Easthampton Savings Bank Mass. 429,140 423,175 1.4 594,387 825,402
5 BAC Florida Bank Coral Gables 391,528 405,432 -3.4 701,060 975,343
6 Torrington Savings Bank Conn. 391,113 400,407 -2.3 433,365 810,016
7 Saco & Biddeford Savings Institution Saco, Maine 389,323 411,106 -5.3 604,719 745,400
8 East Cambridge Savings Bank Cambridge, Mass. 387,333 419,601 -7.7 543,299 800,972
9 Hingham Institution for Savings Mass. 366,198 308,002 18.9 724,018 925,599
10 Great Midwest Bank SSB Brookfield, Wis. 349,605 396,338 -11.8 429,596 555,623
11 Newtown Savings Bank Conn. 345,300 375,319 -8.0 760,847 913,263
12 Harleysville Savings Bank Pa. 339,838 337,847 0.6 506,501 839,971
13 Avidia Bank (MHC) Hudson, Mass. 330,193 363,546 -9.2 688,740 963,939
14 First Collinsville Bank Ill. 322,993 309,294 4.4 482,701 575,599
15 Marquette Savings Bank Erie, Pa. 320,035 306,975 4.3 422,797 651,277
16 Advantage Bank Cambridge, Ohio 311,547 373,273 -16.5 677,041 843,959
17 Lisle Savings Bank Ill. 305,479 345,099 -11.5 378,030 500,605
18 Savings Bank of Danbury Conn. 303,324 323,783 -6.3 606,104 732,428
19 Norway Savings Bank (MHC) Maine 293,527 310,634 -5.5 807,141 936,146
20 Newburyport Five Cents Savings Bank Mass. 292,046 280,524 4.1 468,068 609,450
21 Ulster Savings Bank Kingston, N.Y. 291,582 337,492 -13.6 564,165 704,873
22 Village Bank Newton, Mass. 285,367 301,324 -5.3 485,451 670,059
23 First Savings Bank of Hegewisch Chicago 269,258 236,997 13.6 287,859 532,776
24 Chelsea Groton Bank Norwich, Conn. 264,125 233,765 13.0 545,136 750,396
25 Bogota Savings Bank N.J. 263,823 239,636 10.1 311,798 374,093
26 First National Bank of America East Lansing, Mich. 263,771 261,319 0.9 362,161 475,815
27 South Shore Savings Bank South Weymouth, Mass. 259,934 281,764 -7.7 596,437 945,973
28 Legacy Banks Pittsfield, Mass. 259,279 306,011 -15.3 664,423 926,037
29 Adams County National Bank Gettysburg, Pa. 258,565 236,934 9.1 646,694 946,510
30 Patriot National Bank Stamford, Conn. 258,176 228,264 13.1 661,000 865,988
31 Thomaston Savings Bank Conn. 253,267 227,703 11.2 396,635 614,643
32 Cape Cod Cooperative Bank Hyannis, Mass. 251,879 237,076 6.2 469,949 584,070
33 Androscoggin Savings Bank (MHC) Lewiston, Maine 251,410 242,229 3.8 567,343 673,635
34 Guilford Savings Bank Conn. 250,980 251,594 -0.2 353,585 505,604
35 Gulf Coast Bank & Trust Co. New Orleans 249,002 192,074 29.6 723,152 986,221
36 Citizens-Union Savings Bank (MHC) Fall River, Mass. 248,049 269,051 -7.8 505,392 693,350
37 Manasquan Savings Bank (MHC) N.J. 246,482 270,795 -9.0 448,557 740,198
38 New Peoples Bank Honaker, Va. 245,633 213,405 15.1 763,570 858,068
39 Winchester Co-operative Bank Mass. 245,213 246,074 -0.3 302,327 441,019
40 Greenfield Savings Bank Mass. 240,925 277,357 -13.1 386,038 616,228
41 Bank of Canton (MHC) Mass. 240,668 227,125 6.0 570,596 724,842
42 Penn Security Bank and Trust Co. Scranton, Pa. 240,615 200,689 19.9 603,970 879,639
43 Middleburg Bank Va. 239,489 240,960 -0.6 689,066 970,428
44 Martha's Vineyard Savings Bank Edgartown, Mass. 238,569 248,069 -3.8 378,849 484,120
45 North Easton Savings Bank South Easton, Mass. 235,197 207,842 13.2 306,336 432,840
46 Ohio Valley Bank Co. Gallipolis, Ohio 230,208 243,855 -5.6 642,306 802,340
47 Mechanics Savings Bank Mansfield, Ohio 230,118 220,753 4.2 281,828 350,943
48 First State Bank Mendota, Ill. 223,817 168,552 32.8 424,065 521,940
49 Central Co-operative Bank Somerville, Mass. 222,313 177,365 25.3 470,811 558,050
50 Northfield Savings Bank (MHC) Vt. 222,231 242,880 -8.5 442,979 608,488
51 Eureka Savings Bank La Salle, Ill. 221,931 211,676 4.8 241,932 370,234
52 Gorham Savings Bank Maine 220,463 230,898 -4.5 620,090 874,924
53 Dime Bank Norwich, Conn. 220,418 248,721 -11.4 502,717 634,319
54 Southbridge Savings Bank Mass. 220,008 222,771 -1.2 361,885 440,850
55 Winchester Savings Bank Mass. 219,680 215,174 2.1 331,023 514,416
56 Brannen Bank Inverness, Fla. 216,953 239,468 -9.4 279,991 451,841
57 Pioneer Savings Bank Troy, N.Y. 216,480 227,483 -4.8 510,667 744,279
58 Naugatuck Savings Bank Conn. 215,693 193,491 11.5 644,056 875,938
59 Pentucket Bank Haverhill, Mass. 215,174 194,094 10.9 437,763 605,067
60 Lowell Five Cent Savings Bank Mass. 214,569 162,109 32.4 381,031 683,406
61 Fulton Savings Bank N.Y. 213,997 232,082 -7.8 278,704 401,273
62 Belmont Savings Bank Mass. 213,435 243,315 -12.3 354,491 504,310
63 Vinton County National Bank of McArthur, Ohio 211,130 130,244 62.1 490,029 698,359
64 Town & Country Bank Salem, Mo. 209,129 199,214 5.0 368,045 487,650
65 Traditional Bank Mount Sterling, Ky. 208,143 192,611 8.1 723,060 970,064
66 Northway Bank Berlin, N.H. 207,636 211,916 -2.0 587,720 801,792
67 Hoyne Savings Bank Chicago 206,851 216,725 -4.6 218,345 307,797
68 Kennebunk Savings Bank Maine 204,396 210,870 -3.1 642,269 795,348
69 Chemung Canal Trust Co. Elmira, N.Y. 199,609 186,595 7.0 596,053 972,848
70 Washington Financial Bank Pa. 197,906 NA NA 560,940 757,409
71 Liberty Bank Springfield, Mo. 196,614 161,391 21.8 838,533 949,895
72 StonehamBank Mass. 195,376 221,206 -11.7 332,842 412,664
73 HomeBanc Lake Mary, Fla. 195,208 11,878 1,543.4 237,996 270,708
74 Clinton Savings Bank (MHC) Mass. 193,509 235,454 -17.8 349,525 486,160
75 First State Bank of the Florida Keys Key West 192,239 175,787 9.4 490,772 848,603
76 Bank Independent Sheffield, Ala. 192,031 187,055 2.7 743,951 955,091
77 Equitable Bank SSB Wauwatosa, Wis. 191,792 215,839 -11.1 416,539 491,873
78 First County Bank New Baden, Ill. 191,533 203,565 -5.9 318,671 369,978
79 Commercial Bank Harrogate, Tenn. 190,392 164,888 15.5 579,077 783,404
80 Geauga Savings Bank Newbury, Ohio 189,382 223,578 -15.3 301,967 442,916
81 Fidelity Savings Bank Pittsburgh 187,507 265,876 -29.5 407,943 730,309
82 Asheville Savings Bank SSB N.C. 186,903 196,920 -5.1 602,843 749,412
83 BankFive Fall River, Mass. 186,045 200,442 -7.2 505,187 708,758
84 Meredith Village Savings Bank Meredith, N.H. 185,493 177,841 4.3 459,108 601,852
85 Highlands Union Bank Abingdon, Va. 183,983 176,239 4.4 486,119 648,363
86 Conway National Bank S.C. 182,096 185,671 -1.9 579,796 921,627
87 First Farmers & Merchants Bank Columbia, Tenn. 180,412 186,896 -3.5 577,333 931,483
88 Benchmark Bank Plano, Tex. 179,942 52,405 243.4 329,813 356,615
89 Solvay Bank N.Y. 179,734 170,810 5.2 368,003 552,767
90 Access National Bank Reston, Va. 179,579 193,162 -7.0 562,796 665,967
91 Prudential Savings Bank (MHC) Philadelphia 178,980 175,528 2.0 258,869 506,189
92 Machias Savings Bank (MHC) Maine 177,285 196,555 -9.8 864,359 955,151
93 Standard Bank PaSB (MHC) Monroeville, Pa. 177,262 166,698 6.3 278,433 392,531
94 Espirito Santo Bank Miami 175,743 190,664 -7.8 386,316 551,403
95 Prosperity Bank St. Augustine, Fla. 175,711 194,982 -9.9 621,721 927,918
96 North Country Savings Bank Canton, N.Y. 175,240 178,169 -1.6 202,823 237,518
97 Claremont Savings Bank N.H. 175,236 177,034 -1.0 253,773 323,545
98 Omni Bank Metairie, La. 174,475 186,887 -6.6 565,896 746,695
99 Community Savings Bank Chicago 174,275 178,677 -2.5 276,377 415,717
100 First Citizens National Bank Mansfield, Pa. 174,138 169,300 2.9 456,384 728,846
101 Citizens & Farmers Bank West Point, Va. 173,603 173,136 0.3 662,058 883,523
102 Millington Savings Bank (MHC) N.J. 173,531 169,067 2.6 276,552 363,927
103 Savers Co-operative Bank Southbridge, Mass. 171,603 178,158 -3.7 277,450 379,283
104 AmeriServ Financial Bank Johnstown, Pa. 170,263 184,668 -7.8 722,904 942,633
105 EvaBank Cullman, Ala. 170,024 174,708 -2.7 304,314 414,964
106 Bath Savings Institution Maine 169,930 183,359 -7.3 374,018 532,669
107 Community National Bank Derby, Vt. 169,476 166,178 2.0 382,107 504,457
108 Sanford Institution for Savings Maine 168,918 196,787 -14.2 351,495 432,951
109 Independence Bank of Kentucky Owensboro 167,787 152,496 10.0 642,056 882,619
110 Essex Savings Bank Conn. 166,881 171,709 -2.8 236,320 275,286
111 Cape Ann Savings Bank Gloucester, Mass. 166,576 167,048 -0.3 227,996 406,211
112 Juniata Valley Bank Mifflintown, Pa. 164,685 182,154 -9.6 311,630 436,526
113 Farmers & Merchants Bank Timberville, Va. 163,394 117,487 39.1 466,961 534,622
114 Farmers State Bank Lagrange, Ind. 163,180 168,768 -3.3 351,601 477,985
115 Magyar Bank (MHC) New Brunswick, N.J. 162,803 151,632 7.4 440,630 557,838
116 Passumpsic Savings Bank (MHC) St. Johnsbury, Vt. 162,596 159,237 2.1 429,755 553,434
117 Merrimack County Savings Bank MHC Concord, N.H. 162,172 163,031 -0.5 398,031 591,797
118 Skowhegan Savings Bank Maine 161,873 158,261 2.3 271,047 422,365
119 Merchants National Bank Hillsboro, Ohio 161,797 132,286 22.3 435,917 545,510
120 UniBank for Savings (MHC) Whitinsville, Mass. 161,439 177,965 -9.3 502,032 915,423
121 Grand Bank Hamilton, N.J. 160,777 82,146 95.7 322,556 346,141
122 Bank of Clarke County Berryville, Va. 160,214 143,375 11.7 404,066 528,698
123 Peoples Bank Savings Bank Munster, Ind. 159,971 199,792 -19.9 459,270 662,977
124 New England Bank Enfield, Conn. 159,571 26,995 491.1 490,417 671,333
125 Fidelity Co-operative Bank Leominster, Mass. 158,409 167,060 -5.2 348,403 491,398
126 Guaranty Bond Bank Mount Pleasant, Tex. 156,669 143,287 9.3 509,348 886,344
127 First National Bank Paragould, Ark. 156,585 153,358 2.1 479,818 633,689
128 Citizens National Bank Henderson, Tex. 156,274 149,254 4.7 454,334 849,181
129 South Side Trust & Savings Bank of Peoria Ill. 156,212 160,987 -3.0 363,475 595,979
130 Bank of Versailles Versailles, Mo. 155,821 157,066 -0.8 267,263 352,943
131 Spencer Savings Bank Mass. 155,638 159,943 -2.7 299,327 400,237
132 Monarch Bank Chesapeake, Va. 155,592 129,243 20.4 616,694 689,665
133 Putnam County Savings Bank Brewster, N.Y. 155,119 160,992 -3.6 528,737 942,838
134 United Bank Zebulon, Ga. 154,861 132,761 16.6 566,084 895,898
135 Chicopee Savings Bank Mass. 154,279 167,868 -8.1 429,299 542,743
136 First Bank Richmond (MHC) Ind. 154,115 157,707 -2.3 518,130 637,860
137 Southern Bank Poplar Bluff, Mo. 154,094 142,386 8.2 406,024 529,914
138 Salisbury Bank & Trust Co. Lakeville, Conn. 152,649 140,983 8.3 331,395 559,118
139 Heritage Bank Hinesville, Ga. 152,015 95,901 58.5 701,129 982,012
140 Savings Bank Wakefield, Mass. 151,987 149,381 1.7 240,070 417,081
141 Milford Bank Conn. 150,415 171,583 -12.3 309,232 369,732
142 Farmers Bank & Trust Co. Magnolia, Ark. 150,346 146,295 2.8 523,737 647,856
143 Independent Bank McKinney, Tex. 150,232 86,577 73.5 724,709 905,127
144 Northumberland National Bank Pa. 150,008 149,584 0.3 220,749 388,095
145 Montgomery Bank Sikeston, Mo. 149,288 145,179 2.8 732,463 941,558
146 LCNB National Bank Lebanon, Ohio 149,179 146,306 2.0 460,416 733,289
147 First South Bank Washington 146,370 137,445 6.5 672,293 826,436
148 Fidelity Bank Edina, Minn. 145,949 70,545 106.9 305,174 372,708
149 Clear Mountain Bank Bruceton Mills, W.Va. 145,620 129,182 12.7 307,927 385,083
150 Jersey Shore State Bank Jersey Shore, Pa. 144,925 148,013 -2.1 409,774 667,933
151 National Bank of Kansas City Overland Park, Kan. 144,566 131,029 10.3 354,205 708,191
152 Embassy Bank for the Lehigh Valley Bethlehem, Pa. 144,536 123,558 17.0 349,918 465,315
153 First Bank and Trust New Orleans 144,417 128,901 12.0 669,008 961,398
154 First National Bank of Palmerton Pa. 144,303 140,357 2.8 371,187 620,237
155 K Bank Owings Mills, Md. 144,238 144,254 0.0 472,855 612,255
156 Webster Five Cents Savings Bank Mass. 143,718 143,336 0.3 387,789 559,811
157 Southwest Bank Fort Worth 143,698 84,471 70.1 571,919 773,656
158 State Bank & Trust Co. Greenwood, Miss. 143,476 145,940 -1.7 652,211 906,286
159 Farmers and Merchants Trust Co. of Chambersburg Pa. 142,330 153,654 -7.4 739,813 977,241
160 Queensborough National Bank & Trust Co. Louisville, Ga. 142,210 138,611 2.6 679,167 932,707
161 Community State Bank of Orbisonia Pa. 142,123 125,158 13.6 220,121 249,653
162 Northwestern Bank Traverse City, Mich. 141,793 147,467 -3.8 729,426 915,104
163 Sturdy Savings Bank Cape May Court House, N.J. 141,239 144,358 -2.2 325,931 494,747
164 First Citizens National Bank Dyersburg, Tenn. 140,162 126,139 11.1 590,139 956,214
165 Marlborough Savings Bank Mass. 140,128 144,926 -3.3 237,121 400,541
166 First Georgia Banking Co. Franklin 139,867 138,004 1.3 615,499 795,549
167 Fauquier Bank Warrenton, Va. 139,654 129,740 7.6 468,271 568,266
168 CoastalStates Bank Hilton Head Island, S.C. 139,433 115,508 20.7 332,505 438,854
169 Citizens Bank Batesville, Ark. 139,432 126,364 10.3 354,835 515,224
170 Benchmark Community Bank Kenbridge, Va. 138,779 127,835 8.6 321,995 383,760
171 Farmers & Merchants Bank Granite Quarry, N.C. 137,951 135,556 1.8 565,742 691,478
172 CapitalBank Greenwood, S.C. 137,864 156,617 -12.0 569,198 748,471
173 Franklin Savings Bank N.H. 137,436 153,909 -10.7 242,112 345,114
174 Indiana First Savings Bank Indiana, Pa. 137,396 123,936 10.9 187,428 242,833
175 McHenry Savings Bank Ill. 137,279 125,218 9.6 225,342 278,922
176 Piscataqua Savings Bank Portsmouth, N.H. 136,784 119,398 14.6 153,317 208,680
177 Woodsville Guaranty Savings Bank N.H. 136,451 129,841 5.1 287,994 371,688
178 Seaside National Bank & Trust Orlando 136,066 31,730 328.8 466,437 835,431
179 Citizens Bank of Philadelphia, Miss. 135,948 134,708 0.9 447,221 839,863
180 SouthCoast Community Bank Mount Pleasant, S.C. 135,883 148,463 -8.5 354,617 502,705
181 Florida Capital Bank Jacksonville 135,717 131,411 3.3 658,174 962,892
182 RiverBank North Andover, Mass. 134,969 109,276 23.5 536,619 816,598
183 National Capital Bank of Washington 134,894 105,370 28.0 228,675 298,505
184 Focus Bank Charleston, Mo. 134,665 131,938 2.1 479,467 607,507
185 Middlefield Banking Co. Ohio 134,606 132,167 1.8 300,366 481,588
186 Stoneham Savings Bank Mass. 134,441 130,141 3.3 305,083 422,653
187 Putnam County Bank Hurricane, W.Va. 134,293 122,310 9.8 348,614 515,915
188 Commonwealth Bank & Trust Co. Louisville 134,265 125,014 7.4 569,166 815,095
189 1st Summit Bank Johnstown, Pa. 134,252 120,105 11.8 335,950 602,691
190 Reading Co-operative Bank Mass. 133,946 122,908 9.0 205,928 307,427
191 Evangeline Bank and Trust Co. Ville Platte, La. 133,914 118,436 13.1 363,308 564,922
192 Georgia Banking Co. Atlanta 133,589 173,603 -23.0 167,669 203,335
193 Biddeford Savings Bank Maine 132,879 153,311 -13.3 213,984 308,142
194 Pathfinder Bank (MHC) Oswego, N.Y. 132,639 133,223 -0.4 262,467 370,776
195 Southwest Missouri Bank Carthage 132,435 125,139 5.8 417,355 556,739
196 Jefferson Federal Bank Morristown, Tenn. 132,158 149,895 -11.8 465,075 671,087
197 Modern Bank New York 131,999 86,789 52.1 342,408 608,496
198 Mechanics Savings Bank Auburn, Maine 131,713 149,787 -12.1 251,207 265,908
199 Unity Bank Clinton, N.J. 131,492 132,021 -0.4 657,015 929,471
200 Security Savings Bank SSB Southport, N.C. 131,471 142,941 -8.0 319,831 429,061

Note: Independent banks with less than $1 billion of assets or whose holding companies have less than $1 billion. Excludes industrial banks, those at which loans were less than 50% of assets, and those whose credit card loans exceeded 25% of gross loans. Thrifts were excluded. Figures for prior periods are not adjusted for mergers and acquisitions. Rankings include only companies current as of April 8, 2010.

Source:

SNL Financial
, Charlottesville, Va.
© 2010 American Banker