Community Banks with Largest Portfolios of Home Equity Loans

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Community Banks with Largest Portfolios of Home Equity Loans

Community Banks with Largest Portfolios of Home Equity Loans
On Sept. 30, 2006. Dollars in thousands*
Published February 28, 2007
Related Table: Leading Community Banks in Home Equity Loans
Rank   Home equity loans (Sept. '06) Year earlier Change Total loans
Total Closed end Lines of credit*
1 River City Bank Sacramento $143,432 $91,554 $51,878 $118,191 21.4% $490,287
2 Bryn Mawr Trust Co. Pa. 123,557 100,910 22,647 121,327 1.8 674,726
3 Lexington State Bank N.C. 121,205 13,269 107,936 118,934 1.9 760,764
4 HomeFederal Bank Columbus, Ind. 104,676 61,614 43,062 88,438 18.4 693,827
5 National Bank of Indianapolis 103,577 7,177 96,400 89,562 15.6 721,655
6 Norway Savings Bank Norway, Maine 97,064 12,425 84,639 89,305 8.7 650,892
7 First National Bank of Chester County West Chester, Pa. 94,676 43,621 51,055 98,849 -4.2 679,399
8 Alliance Bank Fairfax, Va. 91,033 40,715 50,318 64,104 42.0 387,123
9 Riverside Bank of the Gulf Coast Cape Coral, Fla. 88,553 5,594 82,959 81,321 8.9 419,800
10 Founders Bank Worth, Ill. 87,523 13,128 74,395 82,088 6.6 611,434
11 Lorain National Bank Ohio 86,135 17,396 68,739 76,133 13.1 609,152
12 Bank of Kentucky Inc. Crestview Hills 83,853 19,750 64,103 75,168 11.6 813,092
13 Commonwealth Bank and Trust Co. Louisville, Ky. 83,455 10,578 72,877 79,776 4.6 398,100
14 First Banking Center Burlington, Wis. 81,069 53,766 27,303 68,917 17.6 595,128
15 Florence Savings Bank Mass. 76,795 37,185 39,610 63,486 21.0 566,364
16 Peoples Bank Newton, N.C. 76,361 3,261 73,100 76,949 -0.8 625,591
17 Bank of Tampa 74,801 3,677 71,124 65,506 14.2 566,512
18 Bank of North Carolina Thomasville 68,735 7,657 61,078 43,438 58.2 740,248
19 Abington Savings Bank Jenkintown, Pa. 68,013 36,675 31,338 68,326 -0.5 596,314
20 Peoples Bank Lynden, Wash. 64,316 28,900 35,416 53,711 19.7 721,974
21 Tri City National Bank Oak Creek, Wis. 62,816 38,677 24,139 58,773 6.9 524,162
22 Adams County National Bank Gettysburg, Pa. 62,462 20,909 41,553 53,297 17.2 529,428
23 Farmers and Merchants Bank Granite Quarry, N.C. 61,576 3,693 57,883 52,223 17.9 456,383
24 Bridgehampton National Bank N.Y. 61,402 1,682 59,720 61,697 -0.5 314,688
25 Manasquan Savings Bank N.J. 61,286 31,860 29,426 53,284 15.0 410,914
26 Park Bank Madison 61,264 22,852 38,412 52,835 16.0 544,831
27 Bank of Walnut Creek Calif. 61,048 22,054 38,994 64,400 -5.2 440,804
28 Monarch Bank Chesapeake, Va. 60,691 4,913 55,778 47,750 27.1 315,812
29 American National Bank and Trust Co. Danville, Va. 60,499 6,396 54,103 45,587 32.7 550,387
30 River Valley State Bank Wausau, Wis. 59,625 19,365 40,260 52,237 14.1 581,842
31 Union National Community Bank Mount Joy, Pa. 59,528 41,049 18,479 55,702 6.9 330,257
32 Fidelity Deposit and Discount Bank Dunmore, Pa. 59,488 49,548 9,940 51,944 14.5 415,955
33 Bank of St. Petersburg Tampa 59,118 4,696 54,422 43,860 34.8 343,496
34 Whidbey Island Bank Coupeville, Wash. 58,974 22,585 36,389 54,718 7.8 715,578
35 Aliant Bank Alexander City, Ala. 57,570 1,570 56,000 51,632 11.5 668,264
36 Greater Community Bank Totowa, N.J. 56,149 21,490 34,659 36,383 54.3 701,159
37 Your Community Bank New Albany, Ind. 56,124 13,430 42,694 54,801 2.4 535,015
38 Atlantic Stewardship Bank Midland Park, N.J. 55,885 36,066 19,819 49,858 12.1 368,549
39 Talbot Bank of Easton Md. 55,775 15,531 40,244 43,647 27.8 407,162
40 Greater Buffalo Savings Bank 55,112 21,727 33,385 51,951 6.1 498,049
41 EagleBank Bethesda, Md. 55,090 1,205 53,885 48,314 14.0 594,813
42 First State Bank of East Detroit Eastpointe, Mich. 54,435 22,650 31,785 61,059 -10.8 454,017
43 Great Lakes Bank Blue Island, Ill. 53,318 3,189 50,129 55,885 -4.6 480,108
44 Northfield Savings Bank Vt. 53,186 22,906 30,280 45,961 15.7 404,253
45 Citizens First National Bank Princeton, Ill. 53,169 32,824 20,345 50,341 5.6 593,771
46 Orrstown Bank Shippensburg, Pa. 52,485 27,123 25,362 39,221 33.8 523,357
47 Laconia Savings Bank N.H. 52,411 14,926 37,485 43,301 21.0 599,421
48 Salin Bank and Trust Co. Indianapolis 52,136 4,464 47,672 59,520 -12.4 691,604
49 Farmers and Merchants Trust of Chambersburg Pa. 51,540 33,478 18,062 33,604 53.4 517,775
50 CNB Bank Clearfield, Pa. 50,830 25,248 25,582 48,755 4.3 539,727
51 Citrus and Chemical Bank Bartow, Fla. 50,725 6,014 44,711 55,165 -8.0 463,347
52 Glenview State Bank Ill. 50,548 4,521 46,027 50,817 -0.5 521,491
53 First South Bank Washington, N.C. 50,525 31,535 18,990 48,547 4.1 771,256
54 Fidelity Savings Bank Pittsburgh 50,166 39,335 10,831 71,050 -29.4 441,984
55 Enterprise Bank and Trust Co. Lowell, Mass. 49,556 7,032 42,524 46,304 7.0 746,562
56 Irwin Bank and Trust Co. Pa. 49,398 29,354 20,044 49,256 0.3 468,932
57 Middleburg Bank Va. 49,235 10,042 39,193 39,521 24.6 563,315
58 S&C Bank New Richmond, Wis. 48,870 9,832 39,038 47,676 2.5 298,707
59 Bar Harbor Bank and Trust Maine 48,730 12,134 36,596 49,142 -0.8 547,487
60 Bank of Clarke County Berryville, Va. 48,464 11,562 36,902 39,910 21.4 375,887
61 Byron Bank Mich. 48,289 20,187 28,102 42,736 13.0 498,996
62 First Volunteer Bank of Tennessee Chattanooga 48,185 5,840 42,345 51,621 -6.7 378,377
63 Quakertown National Bank Pa. 48,073 33,922 14,151 40,540 18.6 331,870
64 Voyager Bank Eden Prairie, Minn. 48,044 9,582 38,462 44,401 8.2 434,754
65 Old Point National Bank of Phoebus Hampton, Va. 48,019 21,615 26,404 37,381 28.5 573,433
66 Centra Bank Inc. Morgantown, W.Va. 47,736 17,054 30,682 42,768 11.6 552,316
67 Farmers National Bank of Emlenton Pa. 47,396 43,766 3,630 39,628 19.6 220,196
68 Mount Prospect National Bank Ill. 47,128 3,432 43,696 21,278 121.5 412,003
69 Androscoggin Savings Bank Lewiston, Maine 47,116 13,771 33,345 41,725 12.9 448,976
70 Cumberland Bank Franklin, Tenn. 47,083 5,491 41,592 38,934 20.9 598,966
71 First Federal Savings Bank of Elizabethtown Ky. 46,979 9,339 37,640 51,770 -9.3 687,448
72 Insouth Bank Brownsville, Tenn. 46,217 19,189 27,028 46,537 -0.7 387,447
73 Isabella Bank and Trust Mount Pleasant, Mich. 45,921 27,247 18,674 42,832 7.2 425,057
74 Unity Bank Clinton, N.J. 45,633 22,683 22,950 45,628 0.0 498,842
75 American Bank and Trust Co. Davenport, Iowa 45,349 18,680 26,669 38,598 17.5 366,921
76 South Shore Savings Bank Weymouth, Mass. 45,320 18,599 26,721 36,256 25.0 562,592
77 Penn Security Bank and Trust Co. Scranton, Pa. 45,156 28,285 16,871 36,992 22.1 354,308
78 Foster Bank Chicago 45,099 343 44,756 49,710 -9.3 414,259
79 Nicolet National Bank Green Bay, Wis. 44,599 18,617 25,982 38,291 16.5 372,376
80 Baraboo National Bank Wis. 44,357 26,430 17,927 44,435 -0.2 461,730
81 Arthur State Bank Union, S.C. 44,352 1,322 43,030 39,402 12.6 451,069
82 Rainier Pacific Bank Tacoma 44,305 0 44,305 31,747 39.6 628,707
83 Heartland Bank and Trust Co. Bloomington, Ill. 43,943 30,469 13,474 39,923 10.1 765,917
84 Bank Independent Sheffield, Ala. 43,921 9,875 34,046 28,033 56.7 416,547
85 Coast Bank of Florida Bradenton 43,628 4,390 39,238 22,658 92.6 535,139
86 Alerus Financial Grand Forks, N.D. 43,603 38,754 4,849 38,644 12.8 516,994
87 Hudson Savings Bank Mass. 43,470 14,541 28,929 43,344 0.3 486,589
88 Bank of Bartlett Tenn. 43,141 2,787 40,354 40,086 7.6 304,648
89 CapitalBank Greenwood, S.C. 43,026 1,990 41,036 43,120 -0.2 550,801
90 Citywide Banks Aurora, Colo. 42,897 7,029 35,868 37,503 14.4 655,104
91 First State Bank Union City, Tenn. 42,652 8,770 33,882 39,167 8.9 731,402
92 Butte Community Bank Chico, Calif. 42,603 6,647 35,956 26,915 58.3 469,124
93 New Peoples Bank Honaker, Va. 42,533 37,954 4,579 31,604 34.6 547,483
94 Crescent State Bank Cary, N.C. 42,506 5,811 36,695 37,028 14.8 392,151
95 Kitsap Bank Port Orchard, Wash. 42,502 21,522 20,980 32,266 31.7 552,968
96 Fauquier Bank Warrenton, Va. 42,008 5,627 36,381 31,844 31.9 418,402
97 Montecito Bank and Trust Santa Barbara, Calif. 41,990 2,095 39,895 36,022 16.6 425,473
98 Bank of Blue Valley Overland Park, Kan. 41,882 8,850 33,032 41,521 0.9 556,347
99 F&M Bank Clarksville, Tenn. 41,579 5,088 36,491 44,452 -6.5 420,398
100 First Citizens National Bank Mansfield, Pa. 41,511 32,371 9,140 37,514 10.7 411,610
101 First Penn Bank Philadelphia 41,471 35,069 6,402 31,885 30.1 423,401
102 Ameriserv Financial Bank Johnstown, Pa. 41,261 22,296 18,965 46,108 -10.5 580,560
103 Muncy Bank and Trust Co. Pa. 41,259 35,563 5,696 31,002 33.1 139,342
104 Community Bank of Wheaton/ Glen Ellyn Glen Ellyn, Ill. 41,249 4,286 36,963 32,433 27.2 200,342
105 Sturgis Bank and Trust Co. Mich. 41,196 7,600 33,596 40,825 0.9 241,453
106 First Collinsville Bank Ill. 41,194 25,832 15,362 34,747 18.6 515,351
107 PeoplesBank, A Codorus Valley Co. Glen Rock, Pa. 41,166 27,070 14,096 34,713 18.6 400,488
108 Warren Bank Mich. 41,079 3,518 37,561 48,411 -15.1 437,531
109 Vintage Bank Napa, Calif. 40,951 1,419 39,532 36,790 11.3 474,845
110 First Northern Bank of Dixon Calif. 40,888 6,391 34,497 43,494 -6.0 498,804
111 Greenville First Bank S.C. 40,857 3,263 37,594 40,612 0.6 390,360
112 Bank of American Fork Utah 40,799 2,299 38,500 36,361 12.2 621,488
113 United Community Bank Chatham, Ill. 40,700 29,013 11,687 35,395 15.0 398,008
114 United Bank Zebulon, Ga. 40,623 12,941 27,682 37,255 9.0 421,796
115 Farmington Savings Bank Conn. 40,548 15,214 25,334 31,498 28.7 582,325
116 Somerset Hills Bank Bernardsville, N.J. 40,272 5,985 34,287 38,461 4.7 186,691
117 Carrollton Bank Baltimore 40,122 5,396 34,726 48,452 -17.2 265,610
118 Republic First Bank Philadelphia 39,903 35,715 4,188 42,813 -6.8 761,803
119 Tennessee State Bank Pigeon Forge 39,545 2,650 36,895 35,020 12.9 392,051
120 Carrollton Bank Ill. 39,441 19,795 19,646 36,710 7.4 483,038
121 Iowa State Bank and Trust Co. Iowa City 39,139 30,295 8,844 33,122 18.2 323,632
122 Access National Bank Reston, Va. 39,005 11,727 27,278 31,973 22.0 472,981
123 Alliance Bank New Ulm, Minn. 38,827 7,562 31,265 43,287 -10.3 368,811
124 Central Jersey Bank Long Branch, N.J. 38,712 17,355 21,357 38,143 1.5 313,840
125 EVB Tappahannock, Va. 38,607 17,909 20,698 11,753 228.5 637,133
126 Citizens and Farmers Bank West Point, Va. 38,390 13,711 24,679 32,862 16.8 570,361
127 Chesapeake Bank Kilmarnock, Va. 38,299 6,090 32,209 34,114 12.3 321,691
128 First Bank Strasburg, Va. 38,108 11,847 26,261 31,897 19.5 427,165
129 East Penn Bank Emmaus, Pa. 38,077 24,518 13,559 30,534 24.7 316,696
130 Allied First Bank Naperville, Ill. 38,002 7,782 30,220 35,293 7.7 143,529
131 Merchants Bank Winona, Minn. 37,988 10,096 27,892 38,986 -2.6 382,136
132 Wilber National Bank Oneonta, N.Y. 37,923 5,935 31,988 39,016 -2.8 404,465
133 NewMil Bank New Milford, Conn. 37,843 6,371 31,472 36,760 2.9 508,075
134 Community Bank and Trust Sheboygan, Wis. 37,673 17,291 20,382 32,750 15.0 419,535
135 Benjamin Franklin Bank Franklin, Mass. 37,519 10,077 27,442 32,915 14.0 641,603
136 Timberland Bank Hoquiam, Wash. 37,435 33,304 4,131 32,298 15.9 428,767
137 Alpine Bank of Illinois Rockford, Ill. 37,404 8,864 28,540 36,914 1.3 340,424
138 BankFive Fall River, Mass. 37,397 18,651 18,746 33,098 13.0 456,696
139 Independence Bank of Kentucky Owensboro 37,354 13,486 23,868 28,793 29.7 506,917
140 Slade's Ferry Trust Co. Somerset, Mass. 37,194 20,027 17,167 26,149 42.2 430,805
141 American Bank of the North Nashwauk, Minn. 36,914 13,247 23,667 38,845 -5.0 444,320
142 Nexity Bank Birmingham, Ala. 36,839 2,446 34,393 33,838 8.9 557,725
143 North Valley Bank Redding, Calif. 36,837 38 36,799 30,832 19.5 666,147
144 First Bank of Highland Park Ill. 36,808 1,006 35,802 37,849 -2.8 882,304
145 Citizens-Union Savings Bank Fall River, Mass. 36,676 21,876 14,800 22,930 59.9 394,796
146 Barnes Banking Co. Kaysville, Utah 36,646 4,086 32,560 36,216 1.2 622,671
147 Commercial Bank and Trust Co. Paris, Tenn. 36,618 13,500 23,118 33,171 10.4 340,604
148 First Farmers and Merchants Columbia, Tenn. 36,609 2,684 33,925 42,686 -14.2 482,540
149 Centrue Bank Kankakee, Ill. 36,503 9,285 27,218 34,347 6.3 438,174
150 TransAtlantic Bank Miami 36,433 2,087 34,346 28,643 27.2 430,720

*Total committed loans

Note: Independent banks with less than $1 billion of assets or whose holding companies have less than $1 billion. Excludes industrial banks, thrifts and those at which loans were less than half of assets or whose credit card loans exceeded 25% of gross loans.

Source: SNL Finanical, Charlottesville, Va. (www.snl.com)

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