Community Banks with Largest Portfolios of Home Equity Loans
February 28, 2007, 10:08 a.m. EST 1 Min Read
View Table
Printer Friendly Version
Community Banks with Largest Portfolios of Home Equity Loans
| |||||||
On Sept. 30, 2006. Dollars in thousands* | |||||||
Related Table: Leading Community Banks in Home Equity Loans | |||||||
Rank | Home equity loans (Sept. '06) | Year earlier | Change | Total loans | |||
Total | Closed end | Lines of credit* | |||||
1 | River City Bank Sacramento | $143,432 | $91,554 | $51,878 | $118,191 | 21.4% | $490,287 |
2 | Bryn Mawr Trust Co. Pa. | 123,557 | 100,910 | 22,647 | 121,327 | 1.8 | 674,726 |
3 | Lexington State Bank N.C. | 121,205 | 13,269 | 107,936 | 118,934 | 1.9 | 760,764 |
4 | HomeFederal Bank Columbus, Ind. | 104,676 | 61,614 | 43,062 | 88,438 | 18.4 | 693,827 |
5 | National Bank of Indianapolis | 103,577 | 7,177 | 96,400 | 89,562 | 15.6 | 721,655 |
6 | Norway Savings Bank Norway, Maine | 97,064 | 12,425 | 84,639 | 89,305 | 8.7 | 650,892 |
7 | First National Bank of Chester County West Chester, Pa. | 94,676 | 43,621 | 51,055 | 98,849 | -4.2 | 679,399 |
8 | Alliance Bank Fairfax, Va. | 91,033 | 40,715 | 50,318 | 64,104 | 42.0 | 387,123 |
9 | Riverside Bank of the Gulf Coast Cape Coral, Fla. | 88,553 | 5,594 | 82,959 | 81,321 | 8.9 | 419,800 |
10 | Founders Bank Worth, Ill. | 87,523 | 13,128 | 74,395 | 82,088 | 6.6 | 611,434 |
11 | Lorain National Bank Ohio | 86,135 | 17,396 | 68,739 | 76,133 | 13.1 | 609,152 |
12 | Bank of Kentucky Inc. Crestview Hills | 83,853 | 19,750 | 64,103 | 75,168 | 11.6 | 813,092 |
13 | Commonwealth Bank and Trust Co. Louisville, Ky. | 83,455 | 10,578 | 72,877 | 79,776 | 4.6 | 398,100 |
14 | First Banking Center Burlington, Wis. | 81,069 | 53,766 | 27,303 | 68,917 | 17.6 | 595,128 |
15 | Florence Savings Bank Mass. | 76,795 | 37,185 | 39,610 | 63,486 | 21.0 | 566,364 |
16 | Peoples Bank Newton, N.C. | 76,361 | 3,261 | 73,100 | 76,949 | -0.8 | 625,591 |
17 | Bank of Tampa | 74,801 | 3,677 | 71,124 | 65,506 | 14.2 | 566,512 |
18 | Bank of North Carolina Thomasville | 68,735 | 7,657 | 61,078 | 43,438 | 58.2 | 740,248 |
19 | Abington Savings Bank Jenkintown, Pa. | 68,013 | 36,675 | 31,338 | 68,326 | -0.5 | 596,314 |
20 | Peoples Bank Lynden, Wash. | 64,316 | 28,900 | 35,416 | 53,711 | 19.7 | 721,974 |
21 | Tri City National Bank Oak Creek, Wis. | 62,816 | 38,677 | 24,139 | 58,773 | 6.9 | 524,162 |
22 | Adams County National Bank Gettysburg, Pa. | 62,462 | 20,909 | 41,553 | 53,297 | 17.2 | 529,428 |
23 | Farmers and Merchants Bank Granite Quarry, N.C. | 61,576 | 3,693 | 57,883 | 52,223 | 17.9 | 456,383 |
24 | Bridgehampton National Bank N.Y. | 61,402 | 1,682 | 59,720 | 61,697 | -0.5 | 314,688 |
25 | Manasquan Savings Bank N.J. | 61,286 | 31,860 | 29,426 | 53,284 | 15.0 | 410,914 |
26 | Park Bank Madison | 61,264 | 22,852 | 38,412 | 52,835 | 16.0 | 544,831 |
27 | Bank of Walnut Creek Calif. | 61,048 | 22,054 | 38,994 | 64,400 | -5.2 | 440,804 |
28 | Monarch Bank Chesapeake, Va. | 60,691 | 4,913 | 55,778 | 47,750 | 27.1 | 315,812 |
29 | American National Bank and Trust Co. Danville, Va. | 60,499 | 6,396 | 54,103 | 45,587 | 32.7 | 550,387 |
30 | River Valley State Bank Wausau, Wis. | 59,625 | 19,365 | 40,260 | 52,237 | 14.1 | 581,842 |
31 | Union National Community Bank Mount Joy, Pa. | 59,528 | 41,049 | 18,479 | 55,702 | 6.9 | 330,257 |
32 | Fidelity Deposit and Discount Bank Dunmore, Pa. | 59,488 | 49,548 | 9,940 | 51,944 | 14.5 | 415,955 |
33 | Bank of St. Petersburg Tampa | 59,118 | 4,696 | 54,422 | 43,860 | 34.8 | 343,496 |
34 | Whidbey Island Bank Coupeville, Wash. | 58,974 | 22,585 | 36,389 | 54,718 | 7.8 | 715,578 |
35 | Aliant Bank Alexander City, Ala. | 57,570 | 1,570 | 56,000 | 51,632 | 11.5 | 668,264 |
36 | Greater Community Bank Totowa, N.J. | 56,149 | 21,490 | 34,659 | 36,383 | 54.3 | 701,159 |
37 | Your Community Bank New Albany, Ind. | 56,124 | 13,430 | 42,694 | 54,801 | 2.4 | 535,015 |
38 | Atlantic Stewardship Bank Midland Park, N.J. | 55,885 | 36,066 | 19,819 | 49,858 | 12.1 | 368,549 |
39 | Talbot Bank of Easton Md. | 55,775 | 15,531 | 40,244 | 43,647 | 27.8 | 407,162 |
40 | Greater Buffalo Savings Bank | 55,112 | 21,727 | 33,385 | 51,951 | 6.1 | 498,049 |
41 | EagleBank Bethesda, Md. | 55,090 | 1,205 | 53,885 | 48,314 | 14.0 | 594,813 |
42 | First State Bank of East Detroit Eastpointe, Mich. | 54,435 | 22,650 | 31,785 | 61,059 | -10.8 | 454,017 |
43 | Great Lakes Bank Blue Island, Ill. | 53,318 | 3,189 | 50,129 | 55,885 | -4.6 | 480,108 |
44 | Northfield Savings Bank Vt. | 53,186 | 22,906 | 30,280 | 45,961 | 15.7 | 404,253 |
45 | Citizens First National Bank Princeton, Ill. | 53,169 | 32,824 | 20,345 | 50,341 | 5.6 | 593,771 |
46 | Orrstown Bank Shippensburg, Pa. | 52,485 | 27,123 | 25,362 | 39,221 | 33.8 | 523,357 |
47 | Laconia Savings Bank N.H. | 52,411 | 14,926 | 37,485 | 43,301 | 21.0 | 599,421 |
48 | Salin Bank and Trust Co. Indianapolis | 52,136 | 4,464 | 47,672 | 59,520 | -12.4 | 691,604 |
49 | Farmers and Merchants Trust of Chambersburg Pa. | 51,540 | 33,478 | 18,062 | 33,604 | 53.4 | 517,775 |
50 | CNB Bank Clearfield, Pa. | 50,830 | 25,248 | 25,582 | 48,755 | 4.3 | 539,727 |
51 | Citrus and Chemical Bank Bartow, Fla. | 50,725 | 6,014 | 44,711 | 55,165 | -8.0 | 463,347 |
52 | Glenview State Bank Ill. | 50,548 | 4,521 | 46,027 | 50,817 | -0.5 | 521,491 |
53 | First South Bank Washington, N.C. | 50,525 | 31,535 | 18,990 | 48,547 | 4.1 | 771,256 |
54 | Fidelity Savings Bank Pittsburgh | 50,166 | 39,335 | 10,831 | 71,050 | -29.4 | 441,984 |
55 | Enterprise Bank and Trust Co. Lowell, Mass. | 49,556 | 7,032 | 42,524 | 46,304 | 7.0 | 746,562 |
56 | Irwin Bank and Trust Co. Pa. | 49,398 | 29,354 | 20,044 | 49,256 | 0.3 | 468,932 |
57 | Middleburg Bank Va. | 49,235 | 10,042 | 39,193 | 39,521 | 24.6 | 563,315 |
58 | S&C Bank New Richmond, Wis. | 48,870 | 9,832 | 39,038 | 47,676 | 2.5 | 298,707 |
59 | Bar Harbor Bank and Trust Maine | 48,730 | 12,134 | 36,596 | 49,142 | -0.8 | 547,487 |
60 | Bank of Clarke County Berryville, Va. | 48,464 | 11,562 | 36,902 | 39,910 | 21.4 | 375,887 |
61 | Byron Bank Mich. | 48,289 | 20,187 | 28,102 | 42,736 | 13.0 | 498,996 |
62 | First Volunteer Bank of Tennessee Chattanooga | 48,185 | 5,840 | 42,345 | 51,621 | -6.7 | 378,377 |
63 | Quakertown National Bank Pa. | 48,073 | 33,922 | 14,151 | 40,540 | 18.6 | 331,870 |
64 | Voyager Bank Eden Prairie, Minn. | 48,044 | 9,582 | 38,462 | 44,401 | 8.2 | 434,754 |
65 | Old Point National Bank of Phoebus Hampton, Va. | 48,019 | 21,615 | 26,404 | 37,381 | 28.5 | 573,433 |
66 | Centra Bank Inc. Morgantown, W.Va. | 47,736 | 17,054 | 30,682 | 42,768 | 11.6 | 552,316 |
67 | Farmers National Bank of Emlenton Pa. | 47,396 | 43,766 | 3,630 | 39,628 | 19.6 | 220,196 |
68 | Mount Prospect National Bank Ill. | 47,128 | 3,432 | 43,696 | 21,278 | 121.5 | 412,003 |
69 | Androscoggin Savings Bank Lewiston, Maine | 47,116 | 13,771 | 33,345 | 41,725 | 12.9 | 448,976 |
70 | Cumberland Bank Franklin, Tenn. | 47,083 | 5,491 | 41,592 | 38,934 | 20.9 | 598,966 |
71 | First Federal Savings Bank of Elizabethtown Ky. | 46,979 | 9,339 | 37,640 | 51,770 | -9.3 | 687,448 |
72 | Insouth Bank Brownsville, Tenn. | 46,217 | 19,189 | 27,028 | 46,537 | -0.7 | 387,447 |
73 | Isabella Bank and Trust Mount Pleasant, Mich. | 45,921 | 27,247 | 18,674 | 42,832 | 7.2 | 425,057 |
74 | Unity Bank Clinton, N.J. | 45,633 | 22,683 | 22,950 | 45,628 | 0.0 | 498,842 |
75 | American Bank and Trust Co. Davenport, Iowa | 45,349 | 18,680 | 26,669 | 38,598 | 17.5 | 366,921 |
76 | South Shore Savings Bank Weymouth, Mass. | 45,320 | 18,599 | 26,721 | 36,256 | 25.0 | 562,592 |
77 | Penn Security Bank and Trust Co. Scranton, Pa. | 45,156 | 28,285 | 16,871 | 36,992 | 22.1 | 354,308 |
78 | Foster Bank Chicago | 45,099 | 343 | 44,756 | 49,710 | -9.3 | 414,259 |
79 | Nicolet National Bank Green Bay, Wis. | 44,599 | 18,617 | 25,982 | 38,291 | 16.5 | 372,376 |
80 | Baraboo National Bank Wis. | 44,357 | 26,430 | 17,927 | 44,435 | -0.2 | 461,730 |
81 | Arthur State Bank Union, S.C. | 44,352 | 1,322 | 43,030 | 39,402 | 12.6 | 451,069 |
82 | Rainier Pacific Bank Tacoma | 44,305 | 0 | 44,305 | 31,747 | 39.6 | 628,707 |
83 | Heartland Bank and Trust Co. Bloomington, Ill. | 43,943 | 30,469 | 13,474 | 39,923 | 10.1 | 765,917 |
84 | Bank Independent Sheffield, Ala. | 43,921 | 9,875 | 34,046 | 28,033 | 56.7 | 416,547 |
85 | Coast Bank of Florida Bradenton | 43,628 | 4,390 | 39,238 | 22,658 | 92.6 | 535,139 |
86 | Alerus Financial Grand Forks, N.D. | 43,603 | 38,754 | 4,849 | 38,644 | 12.8 | 516,994 |
87 | Hudson Savings Bank Mass. | 43,470 | 14,541 | 28,929 | 43,344 | 0.3 | 486,589 |
88 | Bank of Bartlett Tenn. | 43,141 | 2,787 | 40,354 | 40,086 | 7.6 | 304,648 |
89 | CapitalBank Greenwood, S.C. | 43,026 | 1,990 | 41,036 | 43,120 | -0.2 | 550,801 |
90 | Citywide Banks Aurora, Colo. | 42,897 | 7,029 | 35,868 | 37,503 | 14.4 | 655,104 |
91 | First State Bank Union City, Tenn. | 42,652 | 8,770 | 33,882 | 39,167 | 8.9 | 731,402 |
92 | Butte Community Bank Chico, Calif. | 42,603 | 6,647 | 35,956 | 26,915 | 58.3 | 469,124 |
93 | New Peoples Bank Honaker, Va. | 42,533 | 37,954 | 4,579 | 31,604 | 34.6 | 547,483 |
94 | Crescent State Bank Cary, N.C. | 42,506 | 5,811 | 36,695 | 37,028 | 14.8 | 392,151 |
95 | Kitsap Bank Port Orchard, Wash. | 42,502 | 21,522 | 20,980 | 32,266 | 31.7 | 552,968 |
96 | Fauquier Bank Warrenton, Va. | 42,008 | 5,627 | 36,381 | 31,844 | 31.9 | 418,402 |
97 | Montecito Bank and Trust Santa Barbara, Calif. | 41,990 | 2,095 | 39,895 | 36,022 | 16.6 | 425,473 |
98 | Bank of Blue Valley Overland Park, Kan. | 41,882 | 8,850 | 33,032 | 41,521 | 0.9 | 556,347 |
99 | F&M Bank Clarksville, Tenn. | 41,579 | 5,088 | 36,491 | 44,452 | -6.5 | 420,398 |
100 | First Citizens National Bank Mansfield, Pa. | 41,511 | 32,371 | 9,140 | 37,514 | 10.7 | 411,610 |
101 | First Penn Bank Philadelphia | 41,471 | 35,069 | 6,402 | 31,885 | 30.1 | 423,401 |
102 | Ameriserv Financial Bank Johnstown, Pa. | 41,261 | 22,296 | 18,965 | 46,108 | -10.5 | 580,560 |
103 | Muncy Bank and Trust Co. Pa. | 41,259 | 35,563 | 5,696 | 31,002 | 33.1 | 139,342 |
104 | Community Bank of Wheaton/ Glen Ellyn Glen Ellyn, Ill. | 41,249 | 4,286 | 36,963 | 32,433 | 27.2 | 200,342 |
105 | Sturgis Bank and Trust Co. Mich. | 41,196 | 7,600 | 33,596 | 40,825 | 0.9 | 241,453 |
106 | First Collinsville Bank Ill. | 41,194 | 25,832 | 15,362 | 34,747 | 18.6 | 515,351 |
107 | PeoplesBank, A Codorus Valley Co. Glen Rock, Pa. | 41,166 | 27,070 | 14,096 | 34,713 | 18.6 | 400,488 |
108 | Warren Bank Mich. | 41,079 | 3,518 | 37,561 | 48,411 | -15.1 | 437,531 |
109 | Vintage Bank Napa, Calif. | 40,951 | 1,419 | 39,532 | 36,790 | 11.3 | 474,845 |
110 | First Northern Bank of Dixon Calif. | 40,888 | 6,391 | 34,497 | 43,494 | -6.0 | 498,804 |
111 | Greenville First Bank S.C. | 40,857 | 3,263 | 37,594 | 40,612 | 0.6 | 390,360 |
112 | Bank of American Fork Utah | 40,799 | 2,299 | 38,500 | 36,361 | 12.2 | 621,488 |
113 | United Community Bank Chatham, Ill. | 40,700 | 29,013 | 11,687 | 35,395 | 15.0 | 398,008 |
114 | United Bank Zebulon, Ga. | 40,623 | 12,941 | 27,682 | 37,255 | 9.0 | 421,796 |
115 | Farmington Savings Bank Conn. | 40,548 | 15,214 | 25,334 | 31,498 | 28.7 | 582,325 |
116 | Somerset Hills Bank Bernardsville, N.J. | 40,272 | 5,985 | 34,287 | 38,461 | 4.7 | 186,691 |
117 | Carrollton Bank Baltimore | 40,122 | 5,396 | 34,726 | 48,452 | -17.2 | 265,610 |
118 | Republic First Bank Philadelphia | 39,903 | 35,715 | 4,188 | 42,813 | -6.8 | 761,803 |
119 | Tennessee State Bank Pigeon Forge | 39,545 | 2,650 | 36,895 | 35,020 | 12.9 | 392,051 |
120 | Carrollton Bank Ill. | 39,441 | 19,795 | 19,646 | 36,710 | 7.4 | 483,038 |
121 | Iowa State Bank and Trust Co. Iowa City | 39,139 | 30,295 | 8,844 | 33,122 | 18.2 | 323,632 |
122 | Access National Bank Reston, Va. | 39,005 | 11,727 | 27,278 | 31,973 | 22.0 | 472,981 |
123 | Alliance Bank New Ulm, Minn. | 38,827 | 7,562 | 31,265 | 43,287 | -10.3 | 368,811 |
124 | Central Jersey Bank Long Branch, N.J. | 38,712 | 17,355 | 21,357 | 38,143 | 1.5 | 313,840 |
125 | EVB Tappahannock, Va. | 38,607 | 17,909 | 20,698 | 11,753 | 228.5 | 637,133 |
126 | Citizens and Farmers Bank West Point, Va. | 38,390 | 13,711 | 24,679 | 32,862 | 16.8 | 570,361 |
127 | Chesapeake Bank Kilmarnock, Va. | 38,299 | 6,090 | 32,209 | 34,114 | 12.3 | 321,691 |
128 | First Bank Strasburg, Va. | 38,108 | 11,847 | 26,261 | 31,897 | 19.5 | 427,165 |
129 | East Penn Bank Emmaus, Pa. | 38,077 | 24,518 | 13,559 | 30,534 | 24.7 | 316,696 |
130 | Allied First Bank Naperville, Ill. | 38,002 | 7,782 | 30,220 | 35,293 | 7.7 | 143,529 |
131 | Merchants Bank Winona, Minn. | 37,988 | 10,096 | 27,892 | 38,986 | -2.6 | 382,136 |
132 | Wilber National Bank Oneonta, N.Y. | 37,923 | 5,935 | 31,988 | 39,016 | -2.8 | 404,465 |
133 | NewMil Bank New Milford, Conn. | 37,843 | 6,371 | 31,472 | 36,760 | 2.9 | 508,075 |
134 | Community Bank and Trust Sheboygan, Wis. | 37,673 | 17,291 | 20,382 | 32,750 | 15.0 | 419,535 |
135 | Benjamin Franklin Bank Franklin, Mass. | 37,519 | 10,077 | 27,442 | 32,915 | 14.0 | 641,603 |
136 | Timberland Bank Hoquiam, Wash. | 37,435 | 33,304 | 4,131 | 32,298 | 15.9 | 428,767 |
137 | Alpine Bank of Illinois Rockford, Ill. | 37,404 | 8,864 | 28,540 | 36,914 | 1.3 | 340,424 |
138 | BankFive Fall River, Mass. | 37,397 | 18,651 | 18,746 | 33,098 | 13.0 | 456,696 |
139 | Independence Bank of Kentucky Owensboro | 37,354 | 13,486 | 23,868 | 28,793 | 29.7 | 506,917 |
140 | Slade's Ferry Trust Co. Somerset, Mass. | 37,194 | 20,027 | 17,167 | 26,149 | 42.2 | 430,805 |
141 | American Bank of the North Nashwauk, Minn. | 36,914 | 13,247 | 23,667 | 38,845 | -5.0 | 444,320 |
142 | Nexity Bank Birmingham, Ala. | 36,839 | 2,446 | 34,393 | 33,838 | 8.9 | 557,725 |
143 | North Valley Bank Redding, Calif. | 36,837 | 38 | 36,799 | 30,832 | 19.5 | 666,147 |
144 | First Bank of Highland Park Ill. | 36,808 | 1,006 | 35,802 | 37,849 | -2.8 | 882,304 |
145 | Citizens-Union Savings Bank Fall River, Mass. | 36,676 | 21,876 | 14,800 | 22,930 | 59.9 | 394,796 |
146 | Barnes Banking Co. Kaysville, Utah | 36,646 | 4,086 | 32,560 | 36,216 | 1.2 | 622,671 |
147 | Commercial Bank and Trust Co. Paris, Tenn. | 36,618 | 13,500 | 23,118 | 33,171 | 10.4 | 340,604 |
148 | First Farmers and Merchants Columbia, Tenn. | 36,609 | 2,684 | 33,925 | 42,686 | -14.2 | 482,540 |
149 | Centrue Bank Kankakee, Ill. | 36,503 | 9,285 | 27,218 | 34,347 | 6.3 | 438,174 |
150 | TransAtlantic Bank Miami | 36,433 | 2,087 | 34,346 | 28,643 | 27.2 | 430,720 |
*Total committed loans
Note: Independent banks with less than $1 billion of assets or whose holding companies have less than $1 billion. Excludes industrial banks, thrifts and those at which loans were less than half of assets or whose credit card loans exceeded 25% of gross loans.
Source: SNL Finanical, Charlottesville, Va. (www.snl.com)
© 2007 American Banker