Community Banks with Largest Portfolios of Home Equity Loans
November 28, 2007, 12:00 a.m. EST 1 Min Read
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Community Banks with Largest Portfolios of Home Equity Loans
Community Banks with Largest Portfolios of Home Equity LoansOn June 30, 2007. Dollars in thousands | |||||||
---|---|---|---|---|---|---|---|
Rank | Home equity loans | Year earlier | Change | Total loans | |||
Total | Closed-end | Lines of credit* | |||||
1 | River City Bank Sacramento | $135,617 | $93,268 | $42,349 | $126,802 | 7.0% | $528,561 |
2 | Chelsea Groton Savings Bank Norwich, Conn. | 130,079 | 117,294 | 12,785 | 117,608 | 10.6 | 501,431 |
3 | Northwestern Bank Traverse City, Mich. | 123,442 | 43,058 | 80,384 | 113,978 | 8.3 | 656,737 |
4 | Bryn Mawr Trust Co. Pa. | 122,191 | 102,652 | 19,539 | 120,343 | 1.5 | 746,195 |
5 | Norway Savings Bank Maine | 107,884 | 15,829 | 92,055 | 95,981 | 12.4 | 694,451 |
6 | HomeFederal Bank Columbus, Ind. | 107,574 | 64,446 | 43,128 | 99,603 | 8.0 | 720,608 |
7 | Gorham Savings Bank Maine | 103,860 | 55,078 | 48,782 | 107,900 | -3.7 | 541,609 |
8 | Harleysville Savings Bank Pa. | 97,507 | 75,998 | 21,509 | 97,967 | -0.5 | 415,698 |
9 | Newtown Savings Bank Conn. | 96,986 | 35,007 | 61,979 | 93,538 | 3.7 | 662,027 |
10 | Kennebunk Savings Bank Maine | 95,650 | 23,985 | 71,665 | 96,990 | -1.4 | 608,224 |
11 | FNB Southeast Reidsville, N.C. | 95,060 | 3,172 | 91,888 | 91,187 | 4.2 | 665,893 |
12 | First National Bank of Chester County West Chester, Pa. | 91,706 | 40,436 | 51,270 | 95,115 | -3.6 | 720,530 |
13 | Ozaukee Bank Cedarburg, Wis. | 90,584 | 27,369 | 63,215 | 89,651 | 1.0 | 525,480 |
14 | Alliance Bank Fairfax, Va. | 88,535 | 50,672 | 37,863 | 73,027 | 21.2 | 393,295 |
15 | Riverside Bank of the Gulf Coast Cape Coral, Fla. | 86,582 | 5,032 | 81,550 | 88,411 | -2.1 | 396,995 |
16 | Legacy Banks Pittsfield, Mass. | 86,225 | 29,406 | 56,819 | 69,136 | 24.7 | 621,380 |
17 | Naugatuck Savings Bank Conn. | 86,138 | 45,494 | 40,644 | 76,286 | 12.9 | 550,758 |
18 | First Banking Center Burlington, Wis. | 86,096 | 61,377 | 24,719 | 76,399 | 12.7 | 628,866 |
19 | Commonwealth Bank and Trust Co. Louisville | 85,043 | 10,713 | 74,330 | 84,335 | 0.8 | 448,030 |
20 | Peoples Bank Lynden, Wash. | 80,998 | 46,558 | 34,440 | 60,698 | 33.4 | 798,032 |
21 | Founders Bank Worth, Ill. | 79,916 | 18,362 | 61,554 | 88,206 | -9.4 | 635,014 |
22 | Florence Savings Bank Mass. | 78,483 | 42,526 | 35,957 | 71,361 | 10.0 | 611,812 |
23 | Peoples Bank Newton, N.C. | 76,876 | 4,715 | 72,161 | 78,583 | -2.2 | 663,126 |
24 | First Hope Bank Hope, N.J. | 75,438 | 30,056 | 45,382 | 83,254 | -9.4 | 260,622 |
25 | Union National Community Bank Lancaster, Pa. | 71,027 | 51,259 | 19,768 | 57,834 | 22.8 | 360,046 |
26 | Bank of Tampa | 70,747 | 3,599 | 67,148 | 73,311 | -3.5 | 611,796 |
27 | Tri City National Bank Oak Creek, Wis. | 68,862 | 44,589 | 24,273 | 62,169 | 10.8 | 545,641 |
28 | Ulster Savings Bank Kingston, N.Y. | 67,065 | 40,183 | 26,882 | 70,219 | -4.5 | 490,464 |
29 | Orrstown Bank Shippensburg, Pa. | 66,166 | 38,540 | 27,626 | 47,861 | 38.2 | 653,193 |
30 | Pioneer Savings Bank Troy, N.Y. | 65,520 | 41,710 | 23,810 | 63,263 | 3.6 | 445,379 |
31 | Monarch Bank Chesapeake, Va. | 64,313 | 3,582 | 60,731 | 56,512 | 13.8 | 365,050 |
32 | Atlantic Stewardship Bank Midland Park, N.J. | 63,426 | 35,344 | 28,082 | 55,706 | 13.9 | 385,325 |
33 | Fidelity Deposit and Discount Bank Dunmore, Pa. | 63,403 | 53,547 | 9,856 | 59,983 | 5.7 | 425,681 |
34 | Farmers and Merchants Bank Granite Quarry, N.C. | 62,866 | 3,250 | 59,616 | 60,259 | 4.3 | 474,095 |
35 | Artisans’ Bank Wilmington, Del. | 62,366 | 40,741 | 21,625 | 54,105 | 15.3 | 446,686 |
36 | Community FirstBank of Charleston S.C. | 62,159 | 10,496 | 51,663 | 31,934 | 94.6 | 388,595 |
37 | Laconia Savings Bank N.H. | 62,005 | 14,593 | 47,412 | 48,906 | 26.8 | 606,658 |
38 | Bridgehampton National Bank N.Y. | 61,724 | 1,299 | 60,425 | 59,581 | 3.6 | 346,857 |
39 | Park Bank Madison, Wis. | 61,283 | 22,002 | 39,281 | 57,188 | 7.2 | 598,641 |
40 | Your Community Bank New Albany, Ind. | 61,149 | 15,297 | 45,852 | 55,031 | 11.1 | 529,236 |
41 | Hampden Bank Springfield, Mass. | 60,333 | 0 | 60,333 | 64,132 | -5.9 | 332,348 |
42 | Bank of St. Petersburg Tampa | 60,228 | 1,744 | 58,484 | 58,053 | 3.7 | 410,013 |
43 | Farmers and Merchants Trust Co. of Chambersburg Pa. | 60,158 | 42,709 | 17,449 | 44,363 | 35.6 | 564,061 |
44 | River Valley State Bank Wausau, Wis. | 60,084 | 24,489 | 35,595 | 59,960 | 0.2 | 654,608 |
45 | Manasquan Savings Bank N.J. | 59,988 | 35,402 | 24,586 | 59,935 | 0.1 | 430,556 |
46 | Aliant Bank Alexander City, Ala. | 59,924 | 4,663 | 55,261 | 57,143 | 4.9 | 714,297 |
47 | Whidbey Island Bank Coupeville, Wash. | 59,230 | 22,407 | 36,823 | 58,131 | 1.9 | 769,272 |
48 | Easthampton Savings Bank Mass. | 59,047 | 36,446 | 22,601 | 50,435 | 17.1 | 551,344 |
49 | Greater Buffalo Savings Bank Buffalo | 58,511 | 24,769 | 33,742 | 52,593 | 11.3 | 536,488 |
50 | HomeStar Bank Manteno, Ill. | 58,289 | 29,047 | 29,242 | 48,253 | 20.8 | 341,320 |
51 | CNB Bank Clearfield, Pa. | 58,040 | 29,698 | 28,342 | 49,083 | 18.2 | 572,569 |
52 | Centra Bank Inc. Morgantown, W.Va. | 57,754 | 26,712 | 31,042 | 42,173 | 36.9 | 769,239 |
53 | Talbot Bank of Easton Maryland | 57,559 | 18,578 | 38,981 | 53,278 | 8.0 | 430,374 |
54 | Coast Bank of Florida Bradenton | 56,447 | 5,194 | 51,253 | 37,093 | 52.2 | 581,155 |
55 | Great Lakes Bank Blue Island, Ill. | 56,006 | 3,693 | 52,313 | 52,695 | 6.3 | 489,685 |
56 | Marine Bank Wauwatosa, Wis. | 55,525 | 49,805 | 5,720 | 29,983 | 85.2 | 274,860 |
57 | First Bank and Trust Evanston, Ill. | 55,439 | 4,547 | 50,892 | 57,215 | -3.1 | 345,423 |
58 | Leader Bank Arlington, Mass. | 55,160 | 7,654 | 47,506 | 52,168 | 5.7 | 176,162 |
59 | EagleBank Bethesda, Md. | 54,988 | 554 | 54,434 | 54,005 | 1.8 | 659,820 |
60 | Isabella Bank and Trust Mount Pleasant, Mich. | 54,713 | 35,281 | 19,432 | 45,811 | 19.4 | 606,071 |
61 | Waukesha State Bank Wis. | 54,473 | 23,057 | 31,416 | 55,918 | -2.6 | 490,357 |
62 | American National Bank and Trust Co. Danville, Va. | 54,221 | 6,085 | 48,136 | 56,754 | -4.5 | 554,050 |
63 | Byron Bank Byron Center, Mich. | 53,811 | 21,161 | 32,650 | 46,685 | 15.3 | 554,385 |
64 | Reliance Savings Bank Altoona, Pa. | 53,291 | 35,703 | 17,588 | 52,828 | 0.9 | 239,835 |
65 | Florida Capital Bank Tarpon Springs | 53,246 | 19,618 | 33,628 | 36,021 | 47.8 | 579,020 |
66 | Juniata Valley Bank Mifflintown, Pa. | 52,741 | 42,249 | 10,492 | 11,251 | 368.8 | 301,036 |
67 | Greater Community Bank Totowa, N.J. | 52,710 | 22,796 | 29,914 | 59,892 | -12.0 | 762,229 |
68 | Glenview State Bank Ill. | 52,686 | 6,173 | 46,513 | 52,619 | 0.1 | 528,223 |
69 | Salin Bank and Trust Co. Indianapolis | 52,130 | 3,662 | 48,468 | 54,659 | -4.6 | 667,981 |
70 | Unity Bank Clinton, N.J. | 52,056 | 33,349 | 18,707 | 45,058 | 15.5 | 541,385 |
71 | Middleburg Bank Va. | 51,993 | 12,102 | 39,891 | 48,745 | 6.7 | 624,347 |
72 | Northfield Savings Bank Vt. | 51,929 | 26,739 | 25,190 | 48,784 | 6.4 | 407,126 |
73 | Crescent State Bank Cary, N.C. | 51,436 | 8,494 | 42,942 | 41,496 | 24.0 | 608,319 |
74 | First South Bank Washington, N.C. | 50,867 | 29,278 | 21,589 | 51,441 | -1.1 | 754,610 |
75 | Foster Bank Chicago, Ill. | 50,522 | 9,025 | 41,497 | 46,228 | 9.3 | 450,204 |
76 | Old Point National Bank of Phoebus Hampton, Va. | 50,200 | 22,258 | 27,942 | 46,412 | 8.2 | 590,265 |
77 | EVB Tappahannock, Va. | 49,878 | 22,305 | 27,573 | 36,932 | 35.1 | 682,799 |
78 | Irwin Bank Irwin, Pa. | 49,749 | 31,813 | 17,936 | 49,427 | 0.7 | 481,484 |
79 | S&C Bank New Richmond, Wis. | 49,741 | 9,444 | 40,297 | 50,015 | -0.5 | 307,455 |
80 | Savings Bank of Danbury Conn. | 49,640 | 1,288 | 48,352 | 52,000 | -4.5 | 453,967 |
81 | Spencer Savings Bank Mass. | 49,388 | 33,736 | 15,652 | 40,014 | 23.4 | 266,604 |
82 | Lincoln Bank Plainfield, Ind. | 49,294 | 12,062 | 37,232 | NA | NA | 614,337 |
83 | Quakertown National Bank Pa. | 49,214 | 35,679 | 13,535 | 46,574 | 5.7 | 376,065 |
84 | Fidelity Co-operative Bank Fitchburg, Mass. | 49,162 | 16,907 | 32,255 | 44,612 | 10.2 | 298,663 |
85 | Earthstar Bank Southampton, Pa. | 49,009 | 29,676 | 19,333 | 56,615 | -13.4 | 126,992 |
86 | Community Bank of Bergen County Maywood, N.J. | 48,955 | 42,038 | 6,917 | 50,975 | -4.0 | 161,365 |
87 | PeoplesBank Glen Rock, Pa. | 48,609 | 28,796 | 19,813 | 39,096 | 24.3 | 438,937 |
88 | Citrus and Chemical Bank Bartow, Fla. | 48,514 | 5,550 | 42,964 | 51,508 | -5.8 | 519,376 |
89 | Rainier Pacific Bank Tacoma | 48,502 | 0 | 48,502 | 39,514 | 22.7 | 647,385 |
90 | Bar Harbor Bank and Trust Maine | 48,441 | 11,943 | 36,498 | 49,941 | -3.0 | 551,801 |
91 | Kitsap Bank Port Orchard, Wash. | 48,411 | 23,135 | 25,276 | 40,230 | 20.3 | 626,526 |
92 | First State Bank of East Detroit Eastpointe, Mich. | 48,310 | 21,762 | 26,548 | 55,278 | -12.6 | 433,979 |
93 | South Shore Savings Bank South Weymouth, Mass. | 48,278 | 23,245 | 25,033 | 42,244 | 14.3 | 566,192 |
94 | Farmers National Bank of Emlenton Pa. | 48,252 | 44,646 | 3,606 | 43,825 | 10.1 | 223,334 |
95 | First Federal Savings Bank of Elizabethtown Ky. | 48,244 | 13,181 | 35,063 | 46,961 | 2.7 | 731,035 |
96 | New Peoples Bank Honaker, Va. | 48,133 | 43,617 | 4,516 | 39,994 | 20.4 | 635,363 |
97 | Dime Bank Norwich, Conn. | 48,057 | 27,646 | 20,411 | 45,123 | 6.5 | 471,559 |
98 | Penn Security Bank and Trust Co. Scranton, Pa. | 48,014 | 28,320 | 19,694 | 42,410 | 13.2 | 385,868 |
99 | First Volunteer Bank of Tennessee Chattanooga | 47,811 | 5,840 | 41,971 | 48,442 | -1.3 | 408,535 |
100 | Central Illinois Bank Champaign, Ill. | 47,590 | 44,524 | 3,066 | 29,562 | 61.0 | 241,190 |
101 | Private Bank Minnesota Minneapolis | 47,557 | 3,549 | 44,008 | 43,286 | 9.9 | 116,430 |
102 | Bank Independent Sheffield, Ala. | 47,497 | 10,183 | 37,314 | 41,996 | 13.1 | 475,655 |
103 | Bank of Clarke County Berryville, Va. | 47,344 | 13,470 | 33,874 | 48,293 | -2.0 | 382,371 |
104 | Savings Bank of Mendocino County Ukiah, Calif. | 47,087 | 22,015 | 25,072 | 44,047 | 6.9 | 390,837 |
105 | American Bank and Trust Co. Davenport, Iowa | 46,828 | 22,941 | 23,887 | 41,456 | 13.0 | 440,484 |
106 | Community Resource Bank Orangeburg, S.C. | 46,657 | 3,084 | 43,573 | 9,281 | 402.7 | 456,283 |
107 | Androscoggin Savings Bank Lewiston, Maine | 46,577 | 15,538 | 31,039 | 46,630 | -0.1 | 455,295 |
108 | Community Bank Wheaton & Glen Ellyn | 46,242 | 4,135 | 42,107 | 40,551 | 14.0 | 201,565 |
109 | Farmington Savings Bank Conn. | 46,153 | 20,284 | 25,869 | 37,846 | 21.9 | 619,292 |
110 | Bank of Bartlett Tenn. | 46,043 | 2,949 | 43,094 | 42,913 | 7.3 | 327,100 |
111 | Alliance Bank Lake City, Minn. | 45,454 | 9,733 | 35,721 | 40,097 | 13.4 | 498,551 |
112 | Arthur State Bank Union, S.C. | 44,989 | 3,131 | 41,858 | 43,244 | 4.0 | 460,219 |
113 | Butte Community Bank Chico, Calif. | 44,964 | 4,079 | 40,885 | 41,011 | 9.6 | 459,792 |
114 | Conestoga Bank Chester Springs, Pa. | 44,702 | 35,705 | 8,997 | 38,810 | 15.2 | 416,413 |
115 | Somerset Hills Bank Bernardsville, N.J. | 44,531 | 13,362 | 31,169 | 36,962 | 20.5 | 208,275 |
116 | Avidia Bank Hudson, Mass. | 44,497 | 15,527 | 28,970 | 42,610 | 4.4 | 501,860 |
117 | Fidelity Savings Bank Pittsburgh | 44,481 | 35,624 | 8,857 | 82,947 | -46.4 | 459,789 |
118 | F&M Bank Clarksville, Tenn. | 44,473 | 8,268 | 36,205 | 41,807 | 6.4 | 462,022 |
119 | Timberland Bank Hoquiam, Wash. | 44,347 | 38,662 | 5,685 | 35,935 | 23.4 | 503,359 |
120 | Citizens-Union Savings Bank Fall River, Mass. | 44,091 | 31,400 | 12,691 | 33,481 | 31.7 | 423,963 |
121 | Bank of American Fork Utah | 43,972 | 1,798 | 42,174 | 37,521 | 17.2 | 691,637 |
122 | First National Bank and Trust Co. of Newtown Pa. | 43,923 | 34,389 | 9,534 | 32,860 | 33.7 | 347,931 |
123 | Asheville Savings Bank N.C. | 43,613 | 2,308 | 41,305 | 45,155 | -3.4 | 492,379 |
124 | Central Bank Stillwater, Minn. | 43,416 | 5,403 | 38,013 | 42,231 | 2.8 | 324,058 |
125 | Muncy Bank and Trust Co. Pa. | 43,371 | 37,860 | 5,511 | 38,625 | 12.3 | 146,080 |
126 | Southern First Bank Greenville, S.C. | 43,312 | 3,975 | 39,337 | 39,885 | 8.6 | 461,580 |
127 | Baraboo National Bank Wis. | 42,915 | 26,287 | 16,628 | 44,326 | -3.2 | 472,439 |
128 | Cornerstone National Bank and Trust Co. Palatine, Ill. | 42,890 | 6,054 | 36,836 | 48,096 | -10.8 | 305,604 |
129 | First Citizens National Bank Mansfield, Pa. | 42,826 | 34,349 | 8,477 | 39,915 | 7.3 | 415,074 |
130 | Herget Bank National Association Pekin, Ill. | 42,685 | 22,576 | 20,109 | 33,337 | 28.0 | 140,401 |
131 | Tennessee State Bank Pigeon Forge | 42,611 | 3,130 | 39,481 | 39,083 | 9.0 | 452,440 |
132 | Nicolet National Bank Green Bay, Wis. | 42,555 | 20,303 | 22,252 | 44,094 | -3.5 | 427,754 |
133 | CapitalBank Greenwood, S.C. | 42,531 | 2,334 | 40,197 | 43,844 | -3.0 | 616,389 |
134 | Marquette Savings Bank Erie, Pa. | 42,366 | 36,629 | 5,737 | 38,839 | 9.1 | 315,776 |
135 | Founders Bank and Trust Grand Rapids, Mich. | 42,348 | 24,366 | 17,982 | 41,602 | 1.8 | 277,209 |
136 | Fauquier Bank Warrenton, Va. | 42,304 | 7,840 | 34,464 | 39,726 | 6.5 | 409,644 |
137 | Paramount Bank Farmington Hills, Mich. | 42,255 | 10,003 | 32,252 | 51,434 | -17.8 | 257,173 |
138 | First Bank Strasburg, Va. | 42,140 | 13,013 | 29,127 | 36,265 | 16.2 | 434,645 |
139 | Iowa State Bank and Trust Co. Iowa City | 42,121 | 30,589 | 11,532 | 35,250 | 19.5 | 332,724 |
140 | Bank of Blue Valley Overland Park, Kan. | 42,101 | 7,492 | 34,609 | 40,679 | 3.5 | 561,545 |
141 | Bank of Elmwood Racine, Wis. | 42,065 | 16,050 | 26,015 | 44,108 | -4.6 | 291,489 |
142 | First State Bank of the Florida Keys Key West | 41,951 | 5,009 | 36,942 | 42,491 | -1.3 | 454,388 |
143 | Chesapeake Bank Kilmarnock, Va. | 41,676 | 6,473 | 35,203 | 36,171 | 15.2 | 343,073 |
144 | Voyager Bank Eden Prairie, Minn. | 41,659 | 10,370 | 31,289 | 48,655 | -14.4 | 409,248 |
145 | Sturgis Bank and Trust Co. Mich. | 41,632 | 8,436 | 33,196 | 40,943 | 1.7 | 253,470 |
146 | Carrollton Bank Ill. | 41,596 | 20,589 | 21,007 | 39,403 | 5.6 | 507,931 |
147 | Community Bank Noblesville, Ind. | 41,506 | 30,360 | 11,146 | 39,057 | 6.3 | 210,909 |
148 | Cape Cod Co-operative Bank Yarmouth Port, Mass. | 41,355 | 4,972 | 36,383 | 36,523 | 13.2 | 385,329 |
149 | South Central Bank Chicago | 41,284 | 27,210 | 14,074 | 37,095 | 11.3 | 125,512 |
150 | First National Bank of Shelby N.C. | 41,111 | 9,813 | 31,298 | 41,057 | 0.1 | 513,554 |
Note: Independent banks with less than $1 billion of assets or whose holding companies have less than $1 billion. Excludes industrial banks, those at which loans were less than half of assets, and those whose credit card loans exceeded 25% of gross loans. *Total committed loans.
Source:
SNL Financial
, Charlottesville, Va. © 2007 American Banker