Community Banks with Largest Portfolios of Home Equity Loans

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Community Banks with Largest Portfolios of Home Equity Loans

Community Banks with Largest Portfolios of Home Equity LoansOn June 30, 2007. Dollars in thousands
Published November 28, 2007

Rank   Home equity loans Year earlier Change Total loans
Total Closed-end Lines of
credit*
1 River City Bank Sacramento $135,617 $93,268 $42,349 $126,802 7.0% $528,561
2 Chelsea Groton Savings Bank Norwich, Conn. 130,079 117,294 12,785 117,608 10.6 501,431
3 Northwestern Bank Traverse City, Mich. 123,442 43,058 80,384 113,978 8.3 656,737
4 Bryn Mawr Trust Co. Pa. 122,191 102,652 19,539 120,343 1.5 746,195
5 Norway Savings Bank Maine 107,884 15,829 92,055 95,981 12.4 694,451
6 HomeFederal Bank Columbus, Ind. 107,574 64,446 43,128 99,603 8.0 720,608
7 Gorham Savings Bank Maine 103,860 55,078 48,782 107,900 -3.7 541,609
8 Harleysville Savings Bank Pa. 97,507 75,998 21,509 97,967 -0.5 415,698
9 Newtown Savings Bank Conn. 96,986 35,007 61,979 93,538 3.7 662,027
10 Kennebunk Savings Bank Maine 95,650 23,985 71,665 96,990 -1.4 608,224
11 FNB Southeast Reidsville, N.C. 95,060 3,172 91,888 91,187 4.2 665,893
12 First National Bank of Chester County West Chester, Pa. 91,706 40,436 51,270 95,115 -3.6 720,530
13 Ozaukee Bank Cedarburg, Wis. 90,584 27,369 63,215 89,651 1.0 525,480
14 Alliance Bank Fairfax, Va. 88,535 50,672 37,863 73,027 21.2 393,295
15 Riverside Bank of the Gulf Coast Cape Coral, Fla. 86,582 5,032 81,550 88,411 -2.1 396,995
16 Legacy Banks Pittsfield, Mass. 86,225 29,406 56,819 69,136 24.7 621,380
17 Naugatuck Savings Bank Conn. 86,138 45,494 40,644 76,286 12.9 550,758
18 First Banking Center Burlington, Wis. 86,096 61,377 24,719 76,399 12.7 628,866
19 Commonwealth Bank and Trust Co. Louisville 85,043 10,713 74,330 84,335 0.8 448,030
20 Peoples Bank Lynden, Wash. 80,998 46,558 34,440 60,698 33.4 798,032
21 Founders Bank Worth, Ill. 79,916 18,362 61,554 88,206 -9.4 635,014
22 Florence Savings Bank Mass. 78,483 42,526 35,957 71,361 10.0 611,812
23 Peoples Bank Newton, N.C. 76,876 4,715 72,161 78,583 -2.2 663,126
24 First Hope Bank Hope, N.J. 75,438 30,056 45,382 83,254 -9.4 260,622
25 Union National Community Bank Lancaster, Pa. 71,027 51,259 19,768 57,834 22.8 360,046
26 Bank of Tampa 70,747 3,599 67,148 73,311 -3.5 611,796
27 Tri City National Bank Oak Creek, Wis. 68,862 44,589 24,273 62,169 10.8 545,641
28 Ulster Savings Bank Kingston, N.Y. 67,065 40,183 26,882 70,219 -4.5 490,464
29 Orrstown Bank Shippensburg, Pa. 66,166 38,540 27,626 47,861 38.2 653,193
30 Pioneer Savings Bank Troy, N.Y. 65,520 41,710 23,810 63,263 3.6 445,379
31 Monarch Bank Chesapeake, Va. 64,313 3,582 60,731 56,512 13.8 365,050
32 Atlantic Stewardship Bank Midland Park, N.J. 63,426 35,344 28,082 55,706 13.9 385,325
33 Fidelity Deposit and Discount Bank Dunmore, Pa. 63,403 53,547 9,856 59,983 5.7 425,681
34 Farmers and Merchants Bank Granite Quarry, N.C. 62,866 3,250 59,616 60,259 4.3 474,095
35 Artisans’ Bank Wilmington, Del. 62,366 40,741 21,625 54,105 15.3 446,686
36 Community FirstBank of Charleston S.C. 62,159 10,496 51,663 31,934 94.6 388,595
37 Laconia Savings Bank N.H. 62,005 14,593 47,412 48,906 26.8 606,658
38 Bridgehampton National Bank N.Y. 61,724 1,299 60,425 59,581 3.6 346,857
39 Park Bank Madison, Wis. 61,283 22,002 39,281 57,188 7.2 598,641
40 Your Community Bank New Albany, Ind. 61,149 15,297 45,852 55,031 11.1 529,236
41 Hampden Bank Springfield, Mass. 60,333 0 60,333 64,132 -5.9 332,348
42 Bank of St. Petersburg Tampa 60,228 1,744 58,484 58,053 3.7 410,013
43 Farmers and Merchants Trust Co. of Chambersburg Pa. 60,158 42,709 17,449 44,363 35.6 564,061
44 River Valley State Bank Wausau, Wis. 60,084 24,489 35,595 59,960 0.2 654,608
45 Manasquan Savings Bank N.J. 59,988 35,402 24,586 59,935 0.1 430,556
46 Aliant Bank Alexander City, Ala. 59,924 4,663 55,261 57,143 4.9 714,297
47 Whidbey Island Bank Coupeville, Wash. 59,230 22,407 36,823 58,131 1.9 769,272
48 Easthampton Savings Bank Mass. 59,047 36,446 22,601 50,435 17.1 551,344
49 Greater Buffalo Savings Bank Buffalo 58,511 24,769 33,742 52,593 11.3 536,488
50 HomeStar Bank Manteno, Ill. 58,289 29,047 29,242 48,253 20.8 341,320
51 CNB Bank Clearfield, Pa. 58,040 29,698 28,342 49,083 18.2 572,569
52 Centra Bank Inc. Morgantown, W.Va. 57,754 26,712 31,042 42,173 36.9 769,239
53 Talbot Bank of Easton Maryland 57,559 18,578 38,981 53,278 8.0 430,374
54 Coast Bank of Florida Bradenton 56,447 5,194 51,253 37,093 52.2 581,155
55 Great Lakes Bank Blue Island, Ill. 56,006 3,693 52,313 52,695 6.3 489,685
56 Marine Bank Wauwatosa, Wis. 55,525 49,805 5,720 29,983 85.2 274,860
57 First Bank and Trust Evanston, Ill. 55,439 4,547 50,892 57,215 -3.1 345,423
58 Leader Bank Arlington, Mass. 55,160 7,654 47,506 52,168 5.7 176,162
59 EagleBank Bethesda, Md. 54,988 554 54,434 54,005 1.8 659,820
60 Isabella Bank and Trust Mount Pleasant, Mich. 54,713 35,281 19,432 45,811 19.4 606,071
61 Waukesha State Bank Wis. 54,473 23,057 31,416 55,918 -2.6 490,357
62 American National Bank and Trust Co. Danville, Va. 54,221 6,085 48,136 56,754 -4.5 554,050
63 Byron Bank Byron Center, Mich. 53,811 21,161 32,650 46,685 15.3 554,385
64 Reliance Savings Bank Altoona, Pa. 53,291 35,703 17,588 52,828 0.9 239,835
65 Florida Capital Bank Tarpon Springs 53,246 19,618 33,628 36,021 47.8 579,020
66 Juniata Valley Bank Mifflintown, Pa. 52,741 42,249 10,492 11,251 368.8 301,036
67 Greater Community Bank Totowa, N.J. 52,710 22,796 29,914 59,892 -12.0 762,229
68 Glenview State Bank Ill. 52,686 6,173 46,513 52,619 0.1 528,223
69 Salin Bank and Trust Co. Indianapolis 52,130 3,662 48,468 54,659 -4.6 667,981
70 Unity Bank Clinton, N.J. 52,056 33,349 18,707 45,058 15.5 541,385
71 Middleburg Bank Va. 51,993 12,102 39,891 48,745 6.7 624,347
72 Northfield Savings Bank Vt. 51,929 26,739 25,190 48,784 6.4 407,126
73 Crescent State Bank Cary, N.C. 51,436 8,494 42,942 41,496 24.0 608,319
74 First South Bank Washington, N.C. 50,867 29,278 21,589 51,441 -1.1 754,610
75 Foster Bank Chicago, Ill. 50,522 9,025 41,497 46,228 9.3 450,204
76 Old Point National Bank of Phoebus Hampton, Va. 50,200 22,258 27,942 46,412 8.2 590,265
77 EVB Tappahannock, Va. 49,878 22,305 27,573 36,932 35.1 682,799
78 Irwin Bank Irwin, Pa. 49,749 31,813 17,936 49,427 0.7 481,484
79 S&C Bank New Richmond, Wis. 49,741 9,444 40,297 50,015 -0.5 307,455
80 Savings Bank of Danbury Conn. 49,640 1,288 48,352 52,000 -4.5 453,967
81 Spencer Savings Bank Mass. 49,388 33,736 15,652 40,014 23.4 266,604
82 Lincoln Bank Plainfield, Ind. 49,294 12,062 37,232 NA NA 614,337
83 Quakertown National Bank Pa. 49,214 35,679 13,535 46,574 5.7 376,065
84 Fidelity Co-operative Bank Fitchburg, Mass. 49,162 16,907 32,255 44,612 10.2 298,663
85 Earthstar Bank Southampton, Pa. 49,009 29,676 19,333 56,615 -13.4 126,992
86 Community Bank of Bergen County Maywood, N.J. 48,955 42,038 6,917 50,975 -4.0 161,365
87 PeoplesBank Glen Rock, Pa. 48,609 28,796 19,813 39,096 24.3 438,937
88 Citrus and Chemical Bank Bartow, Fla. 48,514 5,550 42,964 51,508 -5.8 519,376
89 Rainier Pacific Bank Tacoma 48,502 0 48,502 39,514 22.7 647,385
90 Bar Harbor Bank and Trust Maine 48,441 11,943 36,498 49,941 -3.0 551,801
91 Kitsap Bank Port Orchard, Wash. 48,411 23,135 25,276 40,230 20.3 626,526
92 First State Bank of East Detroit Eastpointe, Mich. 48,310 21,762 26,548 55,278 -12.6 433,979
93 South Shore Savings Bank South Weymouth, Mass. 48,278 23,245 25,033 42,244 14.3 566,192
94 Farmers National Bank of Emlenton Pa. 48,252 44,646 3,606 43,825 10.1 223,334
95 First Federal Savings Bank of Elizabethtown Ky. 48,244 13,181 35,063 46,961 2.7 731,035
96 New Peoples Bank Honaker, Va. 48,133 43,617 4,516 39,994 20.4 635,363
97 Dime Bank Norwich, Conn. 48,057 27,646 20,411 45,123 6.5 471,559
98 Penn Security Bank and Trust Co. Scranton, Pa. 48,014 28,320 19,694 42,410 13.2 385,868
99 First Volunteer Bank of Tennessee Chattanooga 47,811 5,840 41,971 48,442 -1.3 408,535
100 Central Illinois Bank Champaign, Ill. 47,590 44,524 3,066 29,562 61.0 241,190
101 Private Bank Minnesota Minneapolis 47,557 3,549 44,008 43,286 9.9 116,430
102 Bank Independent Sheffield, Ala. 47,497 10,183 37,314 41,996 13.1 475,655
103 Bank of Clarke County Berryville, Va. 47,344 13,470 33,874 48,293 -2.0 382,371
104 Savings Bank of Mendocino County Ukiah, Calif. 47,087 22,015 25,072 44,047 6.9 390,837
105 American Bank and Trust Co. Davenport, Iowa 46,828 22,941 23,887 41,456 13.0 440,484
106 Community Resource Bank Orangeburg, S.C. 46,657 3,084 43,573 9,281 402.7 456,283
107 Androscoggin Savings Bank Lewiston, Maine 46,577 15,538 31,039 46,630 -0.1 455,295
108 Community Bank Wheaton & Glen Ellyn 46,242 4,135 42,107 40,551 14.0 201,565
109 Farmington Savings Bank Conn. 46,153 20,284 25,869 37,846 21.9 619,292
110 Bank of Bartlett Tenn. 46,043 2,949 43,094 42,913 7.3 327,100
111 Alliance Bank Lake City, Minn. 45,454 9,733 35,721 40,097 13.4 498,551
112 Arthur State Bank Union, S.C. 44,989 3,131 41,858 43,244 4.0 460,219
113 Butte Community Bank Chico, Calif. 44,964 4,079 40,885 41,011 9.6 459,792
114 Conestoga Bank Chester Springs, Pa. 44,702 35,705 8,997 38,810 15.2 416,413
115 Somerset Hills Bank Bernardsville, N.J. 44,531 13,362 31,169 36,962 20.5 208,275
116 Avidia Bank Hudson, Mass. 44,497 15,527 28,970 42,610 4.4 501,860
117 Fidelity Savings Bank Pittsburgh 44,481 35,624 8,857 82,947 -46.4 459,789
118 F&M Bank Clarksville, Tenn. 44,473 8,268 36,205 41,807 6.4 462,022
119 Timberland Bank Hoquiam, Wash. 44,347 38,662 5,685 35,935 23.4 503,359
120 Citizens-Union Savings Bank Fall River, Mass. 44,091 31,400 12,691 33,481 31.7 423,963
121 Bank of American Fork Utah 43,972 1,798 42,174 37,521 17.2 691,637
122 First National Bank and Trust Co. of Newtown Pa. 43,923 34,389 9,534 32,860 33.7 347,931
123 Asheville Savings Bank N.C. 43,613 2,308 41,305 45,155 -3.4 492,379
124 Central Bank Stillwater, Minn. 43,416 5,403 38,013 42,231 2.8 324,058
125 Muncy Bank and Trust Co. Pa. 43,371 37,860 5,511 38,625 12.3 146,080
126 Southern First Bank Greenville, S.C. 43,312 3,975 39,337 39,885 8.6 461,580
127 Baraboo National Bank Wis. 42,915 26,287 16,628 44,326 -3.2 472,439
128 Cornerstone National Bank and Trust Co. Palatine, Ill. 42,890 6,054 36,836 48,096 -10.8 305,604
129 First Citizens National Bank Mansfield, Pa. 42,826 34,349 8,477 39,915 7.3 415,074
130 Herget Bank National Association Pekin, Ill. 42,685 22,576 20,109 33,337 28.0 140,401
131 Tennessee State Bank Pigeon Forge 42,611 3,130 39,481 39,083 9.0 452,440
132 Nicolet National Bank Green Bay, Wis. 42,555 20,303 22,252 44,094 -3.5 427,754
133 CapitalBank Greenwood, S.C. 42,531 2,334 40,197 43,844 -3.0 616,389
134 Marquette Savings Bank Erie, Pa. 42,366 36,629 5,737 38,839 9.1 315,776
135 Founders Bank and Trust Grand Rapids, Mich. 42,348 24,366 17,982 41,602 1.8 277,209
136 Fauquier Bank Warrenton, Va. 42,304 7,840 34,464 39,726 6.5 409,644
137 Paramount Bank Farmington Hills, Mich. 42,255 10,003 32,252 51,434 -17.8 257,173
138 First Bank Strasburg, Va. 42,140 13,013 29,127 36,265 16.2 434,645
139 Iowa State Bank and Trust Co. Iowa City 42,121 30,589 11,532 35,250 19.5 332,724
140 Bank of Blue Valley Overland Park, Kan. 42,101 7,492 34,609 40,679 3.5 561,545
141 Bank of Elmwood Racine, Wis. 42,065 16,050 26,015 44,108 -4.6 291,489
142 First State Bank of the Florida Keys Key West 41,951 5,009 36,942 42,491 -1.3 454,388
143 Chesapeake Bank Kilmarnock, Va. 41,676 6,473 35,203 36,171 15.2 343,073
144 Voyager Bank Eden Prairie, Minn. 41,659 10,370 31,289 48,655 -14.4 409,248
145 Sturgis Bank and Trust Co. Mich. 41,632 8,436 33,196 40,943 1.7 253,470
146 Carrollton Bank Ill. 41,596 20,589 21,007 39,403 5.6 507,931
147 Community Bank Noblesville, Ind. 41,506 30,360 11,146 39,057 6.3 210,909
148 Cape Cod Co-operative Bank Yarmouth Port, Mass. 41,355 4,972 36,383 36,523 13.2 385,329
149 South Central Bank Chicago 41,284 27,210 14,074 37,095 11.3 125,512
150 First National Bank of Shelby N.C. 41,111 9,813 31,298 41,057 0.1 513,554

Note: Independent banks with less than $1 billion of assets or whose holding companies have less than $1 billion. Excludes industrial banks, those at which loans were less than half of assets, and those whose credit card loans exceeded 25% of gross loans. *Total committed loans.

Source:

SNL Financial
, Charlottesville, Va.
© 2007 American Banker