Community Banks with Largest Portfolios of Home Equity Loans

January 09, 2008, 10:08 a.m. EST 1 Min Read

View Table

Printer Friendly Version

Community Banks with Largest Portfolios of Home Equity LoansOn September 30, 2007. Dollars in thousands Published January 9, 2008
Related Table: Leading Community Banks in Home Equity Loans
Rank		Home Equity Loans			Year earlier	Change	Total loans and leases
Rank		Total	Closed end	Line of credit*	Year earlier	Change	Total loans and leases
1	Chelsea Groton Savings Bank Norwich, Conn.	$135,835	$123,442	$12,393	$120,515	12.7%	$513,500
2	River City Bank Sacramento	134,897	94,169	40,728	143,432	-6.0	510,305
3	Northwestern Bank Traverse City, Mich.	131,683	46,204	85,479	113,464	16.1	643,297
4	Bryn Mawr Trust Co. Pa.	123,742	106,225	17,517	123,557	0.1	780,980
5	Norway Savings Bank Maine	111,771	17,021	94,750	97,064	15.2	715,389
6	HomeFederal Bank Columbus, Ind.	109,492	65,899	43,593	104,676	4.6	731,181
7	Gorham Savings Bank Maine	107,125	53,674	53,451	109,765	-2.4	563,256
8	Newtown Savings Bank Conn.	99,244	37,747	61,497	96,611	2.7	689,847
9	Harleysville Savings Bank Pa.	97,374	75,989	21,385	99,746	-2.4	421,127
10	Kennebunk Savings Bank Maine	93,655	24,969	68,686	101,883	-8.1	611,135
11	Legacy Banks Pittsfield, Mass.	92,434	34,966	57,468	74,006	24.9	635,553
12	First National Bank of Chester County West Chester, Pa.	91,981	38,640	53,341	94,676	-2.8	719,530
13	Commonwealth Bank and Trust Co. Louisville	89,408	10,455	78,953	83,455	7.1	462,606
14	Naugatuck Savings Bank Conn.	89,385	47,578	41,807	80,583	10.9	565,021
15	Ozaukee Bank Cedarburg, Wis.	89,371	27,268	62,103	87,753	1.8	523,006
16	First Banking Center Burlington, Wis.	88,437	63,310	25,127	81,069	9.1	649,657
17	Riverside Bank of the Gulf Coast Cape Coral, Fla.	87,826	5,193	82,633	88,553	-0.8	400,018
18	Peoples Bank Newton, N.C.	80,484	4,843	75,641	76,361	5.4	689,363
19	Florence Savings Bank Mass.	79,521	44,412	35,109	76,795	3.5	631,427
20	Founders Bank Worth, Ill.	78,707	18,162	60,545	87,523	-10.1	624,045
21	First Hope Bank Hope, N.J.	73,529	30,868	42,661	84,986	-13.5	263,381
22	Union National Community Bank Lancaster, Pa.	73,378	52,119	21,259	59,528	23.3	363,498
23	Peoples Bank Lynden, Wash.	73,050	38,606	34,444	64,316	13.6	811,996
24	Union Center National Bank Union, N.J.	72,704	43,656	29,048	64,117	13.4	550,847
25	Tri City National Bank Oak Creek, Wis.	72,054	48,360	23,694	62,816	14.7	561,710
26	Bank of Tampa	71,160	4,213	66,947	74,801	-4.9	619,265
27	Orrstown Bank Shippensburg, Pa.	68,586	39,739	28,847	52,485	30.7	684,430
28	Pioneer Savings Bank Troy, N.Y.	65,992	42,277	23,715	65,233	1.2	446,784
29	Ulster Savings Bank Kingston, N.Y.	65,958	42,405	23,553	69,838	-5.6	495,503
30	Atlantic Stewardship Bank Midland Park, N.J.	65,488	36,854	28,634	55,885	17.2	396,981
31	Merchants Bank Winona, Minn.	65,463	15,716	49,747	37,988	72.3	536,546
32	Monarch Bank Chesapeake, Va.	65,108	3,114	61,994	60,691	7.3	401,964
33	Laconia Savings Bank N.H.	65,075	14,129	50,946	52,411	24.2	610,356
34	Farmers and Merchants Bank Granite Quarry, N.C.	64,329	3,933	60,396	61,576	4.5	494,391
35	Community FirstBank of Charleston S.C.	63,873	10,386	53,487	32,764	94.9	383,519
36	Talbot Bank of Easton Md.	63,773	23,362	40,411	55,775	14.3	442,990
37	Park Bank Madison, Wis.	63,565	22,897	40,668	61,264	3.8	595,455
38	Fidelity Deposit and Discount Bank Dunmore, Pa.	63,379	53,844	9,535	59,488	6.5	426,214
39	Farmers and Merchants Trust Co. of Chambersburg Pa.	63,042	44,901	18,141	51,540	22.3	567,445
40	River Valley Bank Wausau, Wis.	62,830	26,561	36,269	59,625	5.4	670,850
41	Greater Buffalo Savings Bank	62,376	25,571	36,805	55,112	13.2	557,000
42	Whidbey Island Bank Oak Harbor, Wash.	62,365	24,708	37,657	58,974	5.7	783,599
43	Bridgehampton National Bank N.Y.	60,988	1,750	59,238	61,402	-0.7	362,357
44	Avidia Bank Hudson, Mass.	60,656	20,680	39,976	43,470	39.5	710,840
45	Artisans Bank Wilmington, Del.	60,582	40,791	19,791	59,139	2.4	442,787
46	Aliant Bank Alexander City, Ala.	60,571	3,831	56,740	57,570	5.2	719,625
47	HomeStar Bank Manteno, Ill.	60,402	29,562	30,840	51,856	16.5	348,675
48	CNB Bank Clearfield, Pa.	60,382	31,309	29,073	50,830	18.8	585,847
49	Easthampton Savings Bank Mass.	59,925	38,778	21,147	55,066	8.8	554,954
50	Manasquan Savings Bank N.J.	59,559	35,040	24,519	61,286	-2.8	433,713
51	Hampden Bank Springfield, Mass.	59,440	0	59,440	63,134	-5.9	344,760
52	Bank of St. Petersburg Tampa	59,057	1,617	57,440	59,118	-0.1	431,745
53	Alliance Bank Corp. Chantilly, Va.	59,040	22,242	36,798	91,033	-35.1	397,611
54	Leader Bank Arlington, Mass.	58,829	10,122	48,707	56,446	4.2	182,932
55	Your Community Bank New Albany, Ind.	58,606	14,680	43,926	56,124	4.4	537,366
56	Middleburg Bank Va.	58,469	14,638	43,831	49,235	18.8	642,837
57	First Bank and Trust Evanston, Ill.	58,091	3,717	54,374	57,115	1.7	359,175
58	PeoplesBank. York, Pa.	57,929	28,741	29,188	41,166	40.7	443,943
59	Marine Bank Wauwatosa, Wis.	57,770	51,591	6,179	31,797	81.7	282,615
60	Byron Bank Byron Center, Mich.	56,602	22,139	34,463	48,289	17.2	563,010
61	Isabella Bank and Trust Mount Pleasant, Mich.	56,455	37,028	19,427	45,921	22.9	611,568
62	EagleBank Bethesda, Md.	55,958	478	55,480	55,090	1.6	678,636
63	Great Lakes Bank Blue Island, Ill.	55,356	3,874	51,482	53,318	3.8	482,334
64	Kitsap Bank Port Orchard, Wash.	55,287	27,567	27,720	42,502	30.1	637,970
65	EVB Tappahannock, Va.	54,061	22,881	31,180	38,607	40.0	697,283
66	Glenview State Bank Ill.	53,937	7,403	46,534	50,548	6.7	537,881
67	Old Point National Bank of Phoebus Hampton, Va.	53,928	21,891	32,037	48,019	12.3	588,004
68	Waukesha State Bank Wis.	53,832	22,280	31,552	55,662	-3.3	513,562
69	New Peoples Bank Honaker, Va.	53,673	49,256	4,417	42,533	26.2	661,377
70	Reliance Savings Bank Altoona, Pa.	53,475	35,436	18,039	52,572	1.7	242,234
71	Unity Bank Clinton, N.J.	53,158	35,373	17,785	45,633	16.5	567,597
72	Crescent State Bank Cary, N.C.	53,075	9,463	43,612	42,506	24.9	651,654
73	Northfield Savings Bank Vt.	53,002	28,768	24,234	53,186	-0.3	415,609
74	American National Bank and Trust Co. Danville, Va.	52,718	6,047	46,671	60,499	-12.9	554,377
75	Foster Bank Chicago	52,510	9,589	42,921	45,099	16.4	465,261
76	Irwin Bank Pa.	52,129	33,413	18,716	49,398	5.5	486,071
77	Spencer Savings Bank Mass.	52,044	36,132	15,912	43,503	19.6	272,280
78	Fidelity Co-operative Bank Fitchburg, Mass.	52,009	19,585	32,424	46,832	11.1	305,089
79	Savings Bank of Danbury Conn.	51,856	1,309	50,547	52,392	-1.0	458,925
80	Dime Bank Norwich, Conn.	51,795	30,610	21,185	45,748	13.2	479,409
81	Greater Community Bank Totowa, N.J.	51,733	23,735	27,998	56,149	-7.9	790,984
82	First South Bank Washington, N.C.	51,723	28,744	22,979	50,525	2.4	770,443
83	S&C Bank New Richmond, Wis.	51,427	9,898	41,529	48,870	5.2	305,269
84	Florida Capital Bank Tarpon Springs	51,268	17,065	34,203	43,584	17.6	654,582
85	South Shore Savings Bank South Weymouth, Mass.	50,949	26,457	24,492	45,320	12.4	587,048
86	Salin Bank and Trust Co. Indianapolis	50,647	3,475	47,172	52,136	-2.9	638,189
87	Somerset Hills Bank Bernardsville, N.J.	50,259	20,280	29,979	40,272	24.8	209,551
88	Farmers National Bank of Emlenton Pa.	49,928	46,434	3,494	47,396	5.3	229,417
89	Quakertown National Bank Pa.	49,412	35,311	14,101	48,073	2.8	367,054
90	Bar Harbor Bank and Trust Maine	49,308	12,121	37,187	48,730	1.2	566,012
91	Colorado Capital Bank Castle Rock, Colo.	49,010	8,534	40,476	35,349	38.6	474,339
92	Lincoln Bank Plainfield, Ind.	48,989	12,514	36,475	NA	NA	644,576
93	Citrus and Chemical Bank Bartow, Fla.	48,964	5,543	43,421	50,725	-3.5	527,413
94	Community Bank-Wheaton & Glen Ellyn Glen Ellyn, Ill.	48,859	4,098	44,761	41,249	18.4	215,300
95	Bank of Clarke County Berryville, Va.	48,848	14,142	34,706	48,464	0.8	387,039
96	First Volunteer Bank of Tennessee Chattanooga	48,613	6,669	41,944	48,185	0.9	409,983
97	First State Bank of East Detroit Eastpointe, Mich.	48,561	21,860	26,701	54,435	-10.8	436,798
98	Rainier Pacific Bank Tacoma	48,558	0	48,558	44,305	9.6	633,319
99	Community Resource Bank Orangeburg, S.C.	48,554	4,025	44,529	9,253	424.7	463,256
100	First Federal Savings Bank of Elizabethtown Ky.	48,506	14,389	34,117	46,979	3.3	769,623
101	Alliance Bank Lake City, Minn.	48,497	10,857	37,640	38,827	24.9	505,659
102	Earthstar Bank Southampton, Pa.	48,303	26,334	21,969	53,521	-9.7	125,688
103	Bank Independent Sheffield, Ala.	48,225	10,124	38,101	43,921	9.8	499,903
104	American Bank and Trust Co. Davenport, Iowa	48,192	22,302	25,890	45,349	6.3	469,814
105	Central Illinois Bank Champaign	48,134	44,357	3,777	27,863	72.8	252,618
106	Butte Community Bank Chico, Calif.	47,647	4,278	43,369	42,603	11.8	474,727
107	Asheville Savings Bank SSB N.C.	47,636	2,326	45,310	43,539	9.4	519,171
108	Farmington Savings Bank Conn.	47,488	22,036	25,452	40,548	17.1	638,568
109	Savings Bank of Mendocino County Ukiah, Calif.	47,399	22,439	24,960	45,522	4.1	393,491
110	Southern First Bank Greenville, S.C.	47,395	5,052	42,343	40,857	16.0	483,698
111	Timberland Bank Hoquiam, Wash.	47,269	41,349	5,920	37,435	26.3	521,538
112	Penn Security Bank and Trust Co. Scranton, Pa.	47,189	27,949	19,240	45,156	4.5	396,035
113	Community Bank of Bergen County Maywood, N.J.	46,682	40,152	6,530	50,680	-7.9	156,877
114	Herget Bank Pekin, Ill.	46,382	25,755	20,627	37,712	23.0	143,906
115	Private Bank Minnesota Minneapolis	46,326	4,491	41,835	44,507	4.1	113,472
116	Androscoggin Savings Bank Lewiston, Maine	45,915	15,212	30,703	47,116	-2.5	475,849
117	Bank of Elmwood Racine, Wis.	45,662	15,787	29,875	43,310	5.4	305,496
118	Bank of Bartlett Tenn.	45,447	2,715	42,732	43,141	5.3	324,611
119	Muncy Bank and Trust Co. Pa.	45,431	39,708	5,723	41,259	10.1	150,614
120	Barnes Banking Co. Kaysville, Utah	45,306	3,405	41,901	36,646	23.6	753,566
121	Arthur State Bank Union, S.C.	45,299	3,139	42,160	44,352	2.1	462,721
122	First National Bank and Trust Co. of Newtown Pa.	45,214	35,117	10,097	32,774	38.0	355,071
123	Iowa State Bank and Trust Co. Iowa City	44,613	31,584	13,029	39,139	14.0	330,742
124	Bank of American Fork Utah	44,290	1,076	43,214	40,799	8.6	707,025
125	Chesapeake Bank Kilmarnock, Va.	44,063	7,134	36,929	38,299	15.1	350,018
126	Cape Cod Co-operative Bank Yarmouth Port, Mass.	43,899	5,362	38,537	36,637	19.8	394,990
127	F&M Bank Clarksville, Tenn.	43,804	8,845	34,959	41,579	5.4	485,994
128	Founders Bank and Trust Grand Rapids, Mich.	43,740	25,060	18,680	42,745	2.3	280,566
129	Palos Bank and Trust Co. Palos Heights, Ill.	43,641	11,905	31,736	40,834	6.9	335,271
130	Conestoga Bank Chester Springs, Pa.	43,557	34,981	8,576	41,471	5.0	416,037
131	Citizens-Union Savings Bank Fall River, Mass.	43,463	31,406	12,057	36,676	18.5	429,518
132	Great Midwest Bank Brookfield, Wis.	43,438	23,462	19,976	34,933	24.3	488,231
133	Sturgis Bank and Trust Co. Mich.	43,393	8,785	34,608	41,196	5.3	259,424
134	CapitalBank Greenwood, S.C.	43,249	2,191	41,058	43,026	0.5	634,541
135	Bank of Blue Valley Overland Park, Kan.	43,246	6,241	37,005	41,882	3.3	566,213
136	Tennessee State Bank Pigeon Forge	43,237	3,232	40,005	39,545	9.3	452,761
137	First Citizens National Bank Mansfield, Pa.	43,099	34,948	8,151	41,511	3.8	419,439
138	Paramount Bank Farmington Hills, Mich.	43,066	11,760	31,306	48,132	-10.5	258,632
139	Baraboo National Bank Wis.	42,914	25,687	17,227	44,357	-3.3	477,489
140	Fauquier Bank Warrenton, Va.	42,879	7,859	35,020	42,008	2.1	410,784
141	Commercial Bank and Trust Co. Paris, Tenn.	42,846	15,809	27,037	36,618	17.0	382,869
142	MidCarolina Bank Burlington, N.C.	42,661	2,534	40,127	32,860	29.8	363,382
143	Independence Bank of Kentucky Owensboro	42,476	18,369	24,107	37,354	13.7	507,868
144	Carrollton Bank Ill.	42,380	21,727	20,653	39,441	7.5	506,918
145	Fidelity Savings Bank Pittsburgh	42,290	33,979	8,311	50,166	-15.7	462,126
146	Community Bank Noblesville, Ind.	42,192	31,842	10,350	41,402	1.9	207,175
147	South Central Bank Chicago	42,163	27,858	14,305	39,012	8.1	126,718
148	Suburban Bank and Trust Co. Elmhurst, Ill.	42,013	6,846	35,167	34,769	20.8	425,693
149	RiverBank Wyoming, Minn.	41,997	26,653	15,344	33,871	24.0	398,778
150	Cornerstone National Bank and Trust Co. Palatine, Ill.	41,718	5,048	36,670	48,336	-13.7	293,567

Note: Independent banks with less than $1 billion of assets or whose holding companies have less than $1 billion. Excludes industrial banks, those at which loans were less than half of assets, and those whose credit card loans exceeded 25% of gross loans. Thrifts are excluded. *Total committed loans.
Source:

SNL Financial