Community Banks with Largest Portfolios of Loans to Individuals

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Community Banks with Largest Portfolios of Loans to Individuals

Community Banks with Largest Portfolios of Loans to Individuals
On June 30, 2004. Dollars in thousands*
Published January 3, 2005
Rank   June 30, 2004 Year earlier Change Total loans and leases
1 Independent Bank Memphis $331,647 $271,960 21.95% $358,030
2 Crescent Bank and Trust Co. New Orleans 269,696 219,140 23.07 301,700
3 Glenview State Bank Ill. 177,232 153,106 15.76 448,441
4 First Internet Bank Indianapolis 172,976 56,883 204.09 253,885
5 Community Bank Northern Virginia Sterling 163,035 114,777 42.05 613,425
6 Farmers National Bank of Canfield Ohio 153,275 156,150 -1.84 486,444
7 First Fidelity Bank Oklahoma City 143,053 128,713 11.14 384,496
8 Whidbey Island Bank Oak Harbor, Wash. 141,722 135,537 4.56 556,195
9 Canandaigua NationalBank and Trust Co. N.Y. 127,905 110,474 15.78 647,362
10 Suburban Bank of Barrington Ill. 125,090 134,609 -7.07 241,502
11 Alliance Bank Syracuse, N.Y. 123,950 95,626 29.62 502,517
12 Ohio Valley Bank Co. Gallipolis 119,483 108,976 9.64 582,322
13 First Bank and Trust Evanston, Ill. 117,923 109,081 8.11 306,079
14 NorthSide Bank Pittsburgh 117,136 125,163 -6.41 317,561
15 Commerce Bank and Trust Co. Topeka, Kan. 116,056 113,829 1.96 487,557
16 First National Bank of Scotia N.Y. 108,125 107,631 0.46 181,165
17 Twin Lakes National Bank Wichita 105,578 103,536 1.97 129,912
18 Laconia Savings Bank N.H. 102,912 105,509 -2.46 527,492
19 Rhinebeck Savings Bank N.Y. 100,274 92,988 7.84 268,001
20 Citizens and Farmers Bank West Point, Va. 98,324 88,861 10.65 432,519
21 Asheville Savings Bank SSB Asheville, N.C. 98,067 73,873 32.75 445,656
22 First United Security Bank Thomasville, Ala. 98,018 87,172 12.44 388,670
23 1st Security Bank of Washington Lynnwood 97,672 NA NA 244,097
24 Salin Bank and Trust Co. Indianapolis 95,163 92,498 2.88 857,869
25 Berlin City Bank N.H. 93,040 99,533 -6.52 330,198
26 Rainier Pacific Savings Bank Fife, Wash. 92,399 105,812 -12.68 479,366
27 First Mutual Bank Bellevue, Wash. 91,447 50,559 80.87 796,464
28 First National Bank in Brookings S.D. 90,730 90,560 0.19 424,005
29 TIB Bank of the Keys Key Largo, Fla. 89,577 50,181 78.51 592,459
30 National Bank and Trust Co. Wilmington, Ohio 83,856 85,037 -1.39 411,288
31 Bank of Guam Agana 83,373 67,445 23.62 384,868
32 First Bank and Trust East Texas Diboll 83,185 100,679 -17.38 299,868
33 Haverford Trust Co. Radnor, Pa. 80,487 83,133 -3.18 94,189
34 Amalgamated Bank of Chicago 79,167 81,736 -3.14 339,058
35 City Bank Lubbock, Tex. 78,450 75,780 3.52 678,495
36 Austin Bank of Texas Jacksonville 76,610 82,905 -7.59 482,303
37 National Bank and Trust Co. of Sycamore Ill. 75,955 70,833 7.23 331,429
38 Bank of Marin Corte Madera, Calif. 74,832 62,579 19.58 521,227
39 Bank of Glen Burnie Md. 74,586 54,477 36.91 181,915
40 Chemung Canal Trust Co. Elmira, N.Y. 73,305 76,645 -4.36 387,781
41 FSGBank Chattanooga, Tenn. 72,651 31,434 131.12 500,192
42 Delaware Place Bank Chicago 72,349 68,136 6.18 165,227
43 First National Community Bank Dunmore, Pa. 70,558 64,223 9.86 608,880
44 Old Point National Bank of Phoebus Hampton, Va. 69,717 81,300 -14.25 422,253
45 Mercantile Trust and Savings Bank Quincy, Ill. 68,279 62,961 8.45 359,394
46 Kleberg First National Bank Kingsville Tex. 67,435 63,147 6.79 117,352
47 Oak Hill Bank Jackson, Ohio 67,316 64,501 4.36 848,851
48 Murphy Bank Fresno 65,475 59,714 9.65 85,626
49 Miners and Merchants Bank and Trust Co. Grundy, Va. 64,620 46,270 39.66 256,473
50 Citizens Bank Philadelphia, Miss. 64,462 62,011 3.95 364,004
51 Commercial Bank of Texas Nacogdoches 62,903 64,059 -1.80 151,932
52 Equitable Bank SSB Wauwatosa, Wis. 61,752 60,422 2.20 360,749
53 Wilber National Bank Oneonta, N.Y. 61,728 60,452 2.11 374,393
54 Oxford Bank Mich. 61,662 49,432 24.74 326,670
55 Oxford Bank and Trust Addison, Ill. 61,252 51,574 18.77 322,277
56 Juniata Valley Bank Mifflintown, Pa. 60,730 56,040 8.37 270,320
57 Community Bank NA Carmichaels, Pa. 60,463 58,551 3.27 210,292
58 BankWest Inc. Pierre, S.D. 59,091 54,698 8.03 358,427
59 Pemigewasset National Bank of Plymouth N.H. 58,654 55,964 4.81 169,373
60 First Bank and Trust New Orleans 58,615 57,575 1.81 468,095
61 FNB Southeast Reidsville, N.C. 57,999 46,980 23.45 605,096
62 United Bank Zebulon, Ga. 57,041 75,475 -24.42 391,632
63 Lexington State Bank N.C. 56,477 56,680 -0.36 687,736
64 Horizon Bank NA Michigan City, Ind. 56,128 43,337 29.52 519,373
65 Jonestown Bank and Trust Co. Pa. 55,700 45,023 23.71 149,291
66 Pulaski Bank and Trust Co. Little Rock 55,610 46,371 19.92 285,847
67 Highlands Union Bank Abingdon, Va. 55,500 57,442 -3.38 379,754
68 First Victoria National Bank Tex. 55,345 56,524 -2.09 581,717
69 North Valley Bank Redding, Calif. 55,213 58,944 -6.33 416,166
70 First National Bank Fort Pierre, S.D. 54,871 54,649 0.41 349,889
71 Bank of the Sierra Porterville, Calif. 54,834 50,143 9.36 625,829
72 Community Bank Blountsville, Ala. 54,734 72,431 -24.43 310,452
73 Goleta National Bank Calif. 54,490 32,989 65.18 276,929
74 Extraco Banks Temple, Tex. 54,475 56,442 -3.48 519,023
75 Lorain National Bank Lorain, Ohio 53,746 49,046 9.58 548,883
76 Prosperity Bank St. Augustine, Fla. 53,648 30,782 74.28 422,858
77 Summit Bank Arkadelphia, Ark. 53,474 50,653 5.57 446,033
78 Peoples Bank and Trust Co. Selma, Ala. 53,162 58,175 -8.62 441,727
79 Old Fort Banking Co. Ohio 52,993 27,162 95.10 218,270
80 Palmetto Bank Laurens, S.C. 52,675 58,365 -9.75 723,076
81 Citizens Bank Mooresville, Ind. 51,710 50,448 2.50 166,600
82 State Bank La Grange, Tex. 51,605 59,045 -12.60 435,128
83 Skowhegan Savings Bank Maine 51,071 51,732 -1.28 274,353
84 Androscoggin Savings Bank Lewiston, Maine 50,707 56,034 -9.51 330,179
85 CorTrust Bank Mitchell, S.D. 50,358 51,902 -2.97 258,539
86 First National Bank and Trust Co. Beloit, Wis. 50,249 51,256 -1.96 364,363
87 Peoples Bank Lynden, Wash. 49,141 32,786 49.88 468,391
88 Southwest Missouri Bank Carthage 49,084 55,121 -10.95 296,563
89 First National Bank of Bryan Tex. 48,939 45,709 7.07 232,161
90 Community Bank and Trust Cornelia, Ga. 48,097 45,256 6.28 504,808
91 Sterling Bank Mount Laurel, N.J. 48,033 39,683 21.04 183,279
92 First Bankers Trust Co. Quincy, Ill. 48,013 37,079 29.49 231,902
93 Adirondack Trust Co. Saratoga Springs, N.Y. 47,953 51,500 -6.89 343,760
94 Citizens Tri-County Bank Dunlap, Tenn. 47,382 46,645 1.58 205,966
95 Commercial Savings Bank Upper Sandusky, Ohio 47,261 50,761 -6.90 207,882
96 Morgan Bank NA Hudson, Ohio 47,074 37,146 26.73 88,153
97 Merchants and Marine Bank Pascagoula, Miss. 46,961 50,449 -6.91 158,226
98 National Bank Bettendorf, Iowa 46,728 37,532 24.50 277,967
99 Armstrong Bank Muskogee, Okla. 46,623 45,305 2.91 232,683
100 Yadkin Valley Bank and Trust Co. Elkin, N.C. 46,515 35,727 30.20 646,210
101 Blue Ridge Bank and Trust Co. Independence, Mo. 46,163 57,380 -19.55 298,285
102 Georgia Bank and Trust Co. Augusta 45,817 52,936 -13.45 461,780
103 Delaware County Bank and Trust Co. Lewis Center, Ohio 45,561 49,728 -8.38 439,389
104 Lone Star National Bank Pharr, Tex. 45,338 33,573 35.04 567,502
105 Desert Community Bank Victorville, Calif. 44,995 43,918 2.45 299,746
106 Westbank West Springfield, Mass. 44,983 39,668 13.40 427,867
107 Wilson Bank and Trust Co. Lebanon, Tenn. 44,966 40,734 10.39 512,639
108 New Peoples Bank Honaker, Va. 44,727 44,673 0.12 347,398
109 First FSB Elizabethtown, Ky. 44,231 40,988 7.91 581,442
110 First National Bank of Altavista Va. 44,078 44,832 -1.68 154,083
111 Century Bank Lucedale, Miss. 44,003 44,198 -0.44 101,381
112 Bank of Benton Ky. 43,574 40,194 8.41 195,786
113 Monticello Banking Co. Ky. 43,157 42,395 1.80 260,337
114 Classic Bank Corp. Ashland, Ky. 43,080 41,071 4.89 258,164
115 Anderson Brothers Bank Mullins, S.C. 42,841 35,898 19.34 167,825
116 Summit Bank NA Fort Worth, Tex. 42,723 32,739 30.50 672,686
117 FirstBank Northwest Clarkston, Wash. 42,682 7,820 445.81 499,971
118 Jeff Davis Bank and Trust Co. Jennings, La. 42,550 36,670 16.03 198,603
119 Fauquier Bank Warrenton, Va. 42,538 38,867 9.45 320,009
120 Passumpsic Savings Bank St. Johnsbury, Vt. 42,468 42,445 0.05 283,497
121 Vinton County National Bank of McArthur Ohio 42,319 52,597 -19.54 180,497
122 Farmers and Merchants State Bank Archbold, Ohio 42,145 51,578 -18.29 490,973
123 Arkansas National Bank Bentonville 42,044 36,242 16.01 445,642
124 Illinois National Bank Springfield 42,003 24,574 70.92 233,465
125 Croghan Colonial Bank Fremont, Ohio 41,994 42,192 -0.47 316,042
126 Texas National Bank Tomball 41,955 25,555 64.18 90,208
127 Exchange National Bank and Trust Co. of Atchison Kan. 41,350 37,573 10.05 124,085
128 State Bank and Trust Co. Cleveland, Miss. 41,293 43,242 -4.51 512,289
129 Bank of Blue Valley Overland Park, Kan. 41,235 27,611 49.34 483,565
130 Bank of Missouri Perryville 41,098 25,299 62.45 256,642
131 Norway Savings Bank Maine 41,049 43,210 -5.00 505,749
132 First National Bank of Central Texas Waco 41,033 44,941 -8.70 217,515
133 Americrest Bank Oklahoma City 40,734 46,671 -12.72 587,589
134 First International Bank and Trust Co. Watford City, N.D. 40,700 38,891 4.65 484,779
135 Lebanon-Citizens National Bank Ohio 39,539 51,760 -23.61 328,342
136 First National Bank and Trust Co. Louisville, Ga. 39,535 38,778 1.95 393,961
137 Landmark Bank NA Ada, Okla. 39,489 40,461 -2.40 227,114
138 First National Bank of Montana Libby 39,420 33,518 17.61 166,628
139 Texas Bank and Trust Co. Longview 39,248 41,803 -6.11 427,061
140 Bank of the Cascades Bend, Ore. 39,106 33,608 16.36 738,221
141 First Bank and Trust Co. Lebanon, Va. 38,584 39,925 -3.36 476,440
142 First Citizens National Bank Dyersburg, Tenn. 38,224 38,598 -0.97 518,699
143 Commercial Bank and Trust Co. Monticello, Ark. 38,139 40,944 -6.85 104,741
144 Alpine Bank of Illinois Rockford 37,858 39,038 -3.02 279,564
145 First National Bank of Dennison Ohio 37,672 37,208 1.25 110,107
146 Citizens Bank Batesville, Ark. 37,616 36,857 2.06 280,424
147 Security State Bank and Trust Co. Fredericksburg, Tex. 37,390 36,612 2.12 373,491
148 Bank of Denver 37,300 37,196 0.28 109,025
149 First National Bank of Gilmer Tex. 37,254 57,072 -34.72 84,871
150 Peoples Bank and Trust Co. Hazard, Ky. 36,989 40,866 -9.49 179,173

* Independent banks with less than $1 billion of assets or whose holding companies have less than $1 billion of assets. Excluded are banks at which loans constituted less than half of assets and whose credit card loans exceeded 25% of gross loans.

Source: Highline Banking Data Services (877-305-6657)

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