Community Banks with the Highest Returns on Average Equity

December 01, 2015, 8:03 p.m. EST 1 Min Read

View Table

Printer Friendly Version

Community Banks with the Highest Returns on Average EquityYear to date through June 30, 2015. Dollars in thousands Published December 1, 2015
Rank	Company	Type of institution	Return on average equity		Total assets	Return on average assets	Efficiency ratio
Rank	Company	Type of institution	2Q 2015	2Q 2014	Total assets	Return on average assets	Efficiency ratio
1	State Bank of Herscher Ill.	commercial	467.14%	-123.31%	$122,497	6.32%	42.99
2	Deerwood Bank Minn.	commercial	141.41	17.01	568,838	20.38	12.93
3	Integrity First Bank Wausau, Wis.	commercial	136.24	4.86	76,457	18.96	79.55
4	VistaBank Aiken, S.C.	commercial	106.42	1.16	111,848	10.46	94.38
5	Four Oaks Bank & Trust Co. N.C.	commercial	94.24	22.96	720,534	9.25	83.12
6	American Bank of the North Nashwauk, Minn.	commercial	80.25	11.61	577,242	6.31	79.04
7	Grand Mountain Bank FSB Granby, Colo.	commercial	77.34	0.80	89,476	5.83	91.88
8	United Midwest Savings Bank De Graff, Ohio	savings	76.66	9.65	177,371	7.60	83.33
9	University Bank Ann Arbor, Mich.	commercial	69.70	28.62	167,524	6.46	66.56
10	Atlantic Community Bank Bluffton, S.C.	commercial	63.90	43.01	81,075	7.08	71.98
11	Taylorsville Savings Bank SSB N.C.	savings	62.27	3.24	97,698	5.37	85.78
12	Macon Bank Inc. Franklin, N.C.	commercial	59.23	5.02	969,036	7.40	105.51
13	Canyon Community Bank Tucson, Ariz.	commercial	57.91	-45.48	67,612	3.63	129.57
14	Sevier County Bank Sevierville, Tenn.	commercial	57.77	-2.38	315,537	2.82	94.89
15	First Reliance Bank Florence, S.C.	savings	56.61	5.16	379,416	6.97	96.22
16	First Home Bank Mountain Grove, Mo.	commercial	54.71	4.60	202,691	4.57	87.04
17	First Security Bank Beaver, Okla.	commercial	49.13	-12.24	114,081	4.03	31.22
18	FirsTier Bank Kimball, Neb.	commercial	48.94	22.04	239,182	6.71	28.80
19	First Utah Bank Salt Lake City	commercial	47.20	17.89	347,214	3.35	63.05
20	Magnolia Bank Hodgenville, Ky.	commercial	45.14	5.75	173,580	4.45	63.06
21	Albina Community Bank Portland, Ore.	commercial	43.26	2.31	153,802	4.47	48.58
22	Tejas Bank Monahans, Texas	commercial	42.32	21.18	129,232	5.00	33.21
23	Harvard Savings Bank Ill.	commercial	42.01	6.12	156,310	3.40	96.67
24	Peoples Bank & Trust Buford, Ga.	commercial	41.61	18.26	273,375	3.24	44.60
25	1st Bank Broadus, Mont.	commercial	40.69	7.58	47,439	4.29	33.80
26	Dutton State Bank Mont.	commercial	37.67	10.75	53,830	3.64	52.53
27	Bank of Newington Ga.	commercial	36.67	24.29	82,682	2.93	70.98
28	Citizens State Bank of La Crosse Wis.	commercial	35.91	36.27	175,817	3.06	45.82
29	Haverford Trust Co. Radnor, Pa.	commercial	35.71	32.34	99,091	6.24	80.59
30	Nebraska State Bank Oshkosh	commercial	34.86	27.39	49,756	4.04	35.32
31	Federal Savings Bank Chicago	commercial	34.80	8.99	287,704	4.35	82.67
32	Texas Bank Financial Weatherford	commercial	34.09	27.25	136,272	3.22	71.09
33	Private Bank of Buckhead Atlanta	commercial	33.63	4.09	263,991	2.99	70.55
34	Peoples National Bank Colorado Springs, Colo.	commercial	33.10	17.25	344,014	3.39	70.13
35	First National Bank of Weatherford Texas	commercial	33.07	7.50	206,715	3.00	50.79
36	Great Plains National Bank Elk City, Okla.	commercial	32.79	39.66	606,452	2.90	68.09
37	Town & Country Bank and Trust Co. Bardstown, Ky.	commercial	32.76	10.23	265,114	3.75	84.48
38	Community Bank of the South Smyrna, Ga.	commercial	32.67	18.53	361,818	3.03	61.28
39	Citizens State Bank Miles, Texas	commercial	32.38	31.36	102,454	3.08	42.36
40	Bank 7 Oklahoma City	commercial	32.34	25.39	493,668	3.10	38.13
41	WoodTrust Bank Wisconsin Rapids, Wis.	commercial	32.27	24.40	370,851	3.20	46.59
42	Northpointe Bank Grand Rapids, Mich.	commercial	32.10	32.35	417,625	2.92	61.15
43	Peoples Bank Lawrence, Kan.	commercial	31.99	14.51	497,886	3.10	80.64
44	CFG Community Bank Baltimore	commercial	31.97	8.99	634,194	3.69	49.59
45	First National Bank and Trust Co. of Okmulgee Okla.	commercial	31.92	-7.62	269,885	3.84	44.36
46	ACB Bank Cherokee, Okla.	commercial	31.71	27.41	100,913	2.63	46.13
47	1st Bank & Trust Broken Bow, Okla.	commercial	31.59	20.99	128,765	2.59	47.57
48	PrinsBank Prinsburg, Minn.	commercial	31.33	14.76	123,092	3.79	45.53
49	Titan Bank Mineral Wells, Texas	commercial	31.05	9.67	80,951	3.27	55.19
50	Riverside Bank Sparkman, Ark.	commercial	30.74	34.09	58,390	2.90	49.88
51	Benchmark Bank Plano, Texas	commercial	30.71	15.93	482,750	2.95	72.06
52	Guaranty Bank & Trust Co. of Delhi La.	commercial	30.31	28.72	185,858	2.68	47.35
53	Choice Financial Group Fargo, N.D.	commercial	30.09	35.13	935,093	3.16	52.45
54	Volunteer State Bank Portland, Tenn.	cooperative	30.08	21.57	520,898	3.00	66.54
55	Security State Bank Sutherland, Iowa	commercial	29.75	29.38	113,796	2.65	32.71
56	Farmers Exchange Bank Cherokee, Okla.	commercial	29.53	28.70	277,275	2.70	35.88
57	NOA Bank Duluth, Ga.	commercial	29.45	25.60	212,593	3.51	50.15
58	Citizens State Bank Okemah, Okla.	commercial	29.38	18.03	379,183	2.37	77.35
59	Crockett National Bank San Angelo, Texas	commercial	29.29	24.10	585,135	2.68	71.22
60	First Bank Texas SSB Baird, Texas	commercial	29.19	9.54	427,077	2.67	59.21
61	Yellowstone Bank Laurel, Mont.	commercial	29.13	15.25	661,002	4.58	28.24
62	Prosper Bank Texas	commercial	28.97	3.18	78,236	2.87	103.19
63	State Bank of Texas Dallas	commercial	28.90	22.12	714,833	5.43	21.25
64	Farmers State Bank of Blue Mound Kan.	savings	28.80	5.28	45,750	4.66	41.62
65	Bank of Baker Mont.	commercial	28.48	25.91	158,766	2.50	39.50
66	OmniBank Bay Springs, Miss.	commercial	28.40	-8.30	46,525	3.28	88.02
67	National Bank of Kansas City Overland Park, Kan.	commercial	28.18	5.74	624,535	3.60	74.12
68	American Federal Bank Fargo, N.D.	commercial	28.06	12.62	503,160	2.58	51.26
69	Bank of Hydro Okla.	commercial	27.98	32.28	128,949	2.27	44.95
70	Bank of Glen Ullin N.D.	commercial	27.94	23.83	56,383	2.80	37.69
71	Central Bank and Trust Co. Hutchinson, Kan.	commercial	27.82	24.71	264,981	2.50	53.80
72	First Bank of Chandler Okla.	commercial	27.68	31.12	87,437	2.85	35.60
73	Millennium Bank Des Plaines, Ill.	commercial	27.60	25.63	81,919	2.58	53.79
74	Wells Bank of Platte City Mo.	commercial	27.44	25.02	129,683	2.48	47.79
75	Prime Bank Edmond, Okla.	commercial	27.43	27.41	217,148	2.85	40.95
76	Chesterfield State Bank Ill.	commercial	27.42	23.95	23,721	2.12	46.67
77	Southwest Capital Bank Albuquerque, N.M.	commercial	27.27	19.50	316,957	2.32	47.99
78	Cross River Bank Teaneck, N.J.	commercial	27.18	19.57	382,060	2.70	44.82
79	First Financial Bank El Dorado, Ark.	commercial	26.90	24.54	878,826	3.06	52.72
80	Farmers and Merchants State Bank Plankinton, S.D.	commercial	26.80	22.71	98,228	2.70	41.09
81	Peoples State Bank Summit, S.D.	commercial	26.76	26.58	60,740	3.10	36.20
82	Oklahoma State Bank Buffalo	commercial	26.50	24.91	58,034	2.08	55.07
83	Farmers and Merchants State Bank of Blooming Prairie Minn.	commercial	26.38	19.34	76,266	2.26	48.28
84	Countryside Bank Ill.	commercial	26.29	20.17	582,636	2.71	53.61
85	Morris State Bank Okla.	commercial	26.20	33.41	74,206	2.09	57.19
86	PNA Bank Chicago	commercial	26.16	50.55	96,473	1.64	93.29
87	PlantersFirst Cordele, Ga.	commercial	25.79	9.71	270,825	2.31	63.57
88	Guardian Savings Bank FSB West Chester, Ohio	commercial	25.76	14.95	847,533	2.76	47.62
	Regional Missouri Bank Marceline	commercial	25.76	10.78	193,900	2.33	43.92
90	Welcome State Bank Minn.	commercial	25.65	25.55	25,836	2.64	46.30
91	Bank of Montgomery La.	commercial	25.62	22.10	223,245	2.48	57.06
92	Petersburg State Bank Neb.	commercial	25.41	24.94	37,871	2.27	46.03
93	Dakota Community Bank & Trust Hebron, N.D.	commercial	25.39	24.00	775,095	2.01	56.19
94	Venture Bank Bloomington, Minn.	commercial	25.32	31.03	524,925	2.33	52.31
95	Stockmans Bank Altus, Okla.	commercial	25.29	11.68	175,362	2.05	63.05
96	Bloomsdale Bank Mo.	commercial	25.28	19.94	209,120	2.60	38.43
97	Wallis State Bank Texas	commercial	25.27	31.03	446,375	2.61	58.30
98	US Metro Bank Garden Grove, Calif.	commercial	25.23	-17.87	127,238	3.70	105.95
99	Jacksonville Bank Fla.	commercial	25.21	7.70	500,911	2.83	68.60
100	St. Martin Bank and Trust Co. St. Martinville, La.	commercial	25.08	25.85	531,396	2.40	49.87
101	State Bank of New Richland Minn.	commercial	25.03	22.16	99,078	2.46	37.44
102	Freedom Bank Columbia Falls, Mont.	commercial	25.00	14.16	56,551	2.58	58.80
103	Wyoming Bank & Trust Cheyenne	commercial	24.94	16.53	156,540	2.61	79.61
104	McFarland State Bank Wis.	commercial	24.69	12.20	428,173	3.45	54.83
105	Ultima Bank Minnesota Winger	commercial	24.61	21.54	170,597	2.16	52.95
106	Grand Timber Bank McGregor, Minn.	commercial	24.47	8.27	41,436	3.96	71.03
107	Georgia Heritage Bank Dallas	commercial	24.43	51.14	72,293	1.63	66.74
108	Citizens Bank Amsterdam, Mo.	commercial	24.37	20.87	61,114	1.71	70.46
109	Bank of England Ark.	commercial	24.30	16.13	387,993	2.42	85.21
110	Security Bank USA Bemidji, Minn.	commercial	24.24	17.64	127,736	2.23	56.39
111	Heritage State Bank Lawrenceville, Ill.	commercial	24.19	24.51	84,154	2.59	51.30
112	Luana Savings Bank Iowa	commercial	24.12	22.51	733,456	2.25	32.74
113	Cowboy Bank of Texas Maypearl	commercial	24.09	24.33	62,530	2.40	56.66
114	Live Oak Banking Co. Wilmington, N.C.	commercial	24.07	65.45	844,760	2.35	67.73
115	State Savings Bank Creston, Iowa	savings	23.98	18.89	101,997	2.15	48.00
116	First National Bank of Tom Bean Texas	commercial	23.84	4.85	66,573	2.13	58.28
117	Freedom Bank Huntingburg, Ind.	commercial	23.81	25.64	365,836	2.35	40.24
118	First National Bank of America East Lansing, Mich.	commercial	23.80	18.65	748,060	2.48	45.82
119	Kendall State Bank Valley Falls, Kan.	commercial	23.73	8.16	36,662	1.87	76.19
120	Peoples Bank & Trust Co. Owenton, Ky.	commercial	23.69	7.40	56,850	4.80	41.21
	First Home Bank Seminole, Fla.	commercial	23.69	12.03	92,624	2.07	68.51
122	Paradise Bank Boca Raton, Fla.	commercial	23.68	16.35	318,652	2.56	55.57
123	Auburn Banking Co. Ky.	commercial	23.64	24.40	72,662	1.98	59.61
124	NewBank Flushing, N.Y.	commercial	23.63	24.96	220,955	3.49	38.70
125	Bank of Hemet Riverside, Calif.	commercial	23.54	21.38	586,041	2.55	45.15
126	Village Bank St. Francis, Minn.	commercial	23.45	24.34	187,706	2.19	60.54
127	Eagle Valley Bank St. Croix Falls, Wis.	commercial	23.39	-4.69	131,100	1.91	87.71
128	Quail Creek Bank Oklahoma City	commercial	23.27	24.17	558,302	2.34	48.08
129	Sherburne State Bank Becker, Minn.	commercial	23.23	10.97	90,560	2.16	58.41
130	Farmers Bank and Trust Co. Blytheville, Ark.	commercial	23.20	23.88	424,421	2.26	50.16
131	Northland Financial Steele, N.D.	commercial	23.18	19.49	190,523	2.06	60.11
132	First National Bank Wichita Falls, Texas	commercial	23.17	13.29	425,547	2.29	65.02
133	State Bank of Bellingham Minn.	commercial	23.10	1.50	45,610	1.99	35.17
134	First State Bank of Warner S.D.	commercial	22.99	26.22	62,010	2.29	54.77
135	Community Bank Mankato Vernon Center, Minn.	commercial	22.92	19.83	233,442	1.82	55.74
136	Community Bank Longview, Texas	commercial	22.87	24.09	222,578	2.08	45.68
137	Premier Bank Rock Valley, Iowa	commercial	22.76	23.22	313,023	2.83	31.12
138	Jonesburg State Bank Mo.	commercial	22.73	25.54	70,928	1.84	58.06
139	Midwest Bank Detroit Lakes, Minn.	commercial	22.64	21.90	345,576	2.21	49.03
140	Brunswick State Bank Neb.	commercial	22.61	23.15	96,712	2.24	48.35
	Nantahala Bank & Trust Co. Franklin, N.C.	commercial	22.61	2.46	147,454	1.19	77.31
142	Commercial State Bank of Wagner S.D.	commercial	22.60	23.81	146,720	2.45	38.35
	Security First National Bank of Hugo Okla.	commercial	22.60	24.32	106,472	1.84	50.69
144	Coleman County State Bank Texas	commercial	22.49	23.97	104,786	2.18	56.70
145	First Federal Savings and Loan Bank Olathe, Kan.	commercial	22.45	19.40	77,742	2.47	39.10
	First Sound Bank Wash.	commercial	22.45	1.71	139,361	1.77	75.11
147	Exchange Bank and Trust Co. Perry, Okla.	commercial	22.41	27.50	277,086	2.19	50.89
148	Commercial Bank Crawford, Ga.	commercial	22.39	20.05	124,035	2.29	50.56
149	First Bank & Trust Co. Wagoner, Okla.	commercial	22.37	29.38	269,252	2.56	46.93
	First Community Bank of Central Alabama Wetumpka	commercial	22.37	24.19	327,810	1.82	49.01
151	Security National Bank of Enid Okla.	commercial	22.36	19.27	329,276	2.02	45.52
152	The Bank Oberlin, Kan.	commercial	22.28	20.71	348,031	2.29	32.89
153	Bank of Buffalo Ky.	commercial	22.27	20.00	73,783	2.42	39.71
154	Adrian Bank Mo.	commercial	22.07	19.50	138,170	2.15	43.43
155	Points West Community Bank Julesburg, Colo.	commercial	22.06	28.57	215,306	2.18	47.20
156	First National Bank of Central Texas Waco	commercial	22.03	22.66	770,011	1.79	51.53
157	First National Bank in Philip S.D.	commercial	22.00	15.36	244,113	2.32	45.18
	Star Bank Maple Lake, Minn.	commercial	22.00	20.48	238,230	1.97	59.51
159	Lamar Bank and Trust Co. Mo.	commercial	21.87	25.53	134,212	2.11	50.96
160	First Community Bank Santa Rosa, Calif.	commercial	21.71	21.05	953,437	2.33	42.43
161	First National Bank Fabens, Texas	commercial	21.67	25.07	347,589	2.29	55.11
162	New Frontier Bank St. Charles, Mo.	commercial	21.66	15.69	94,064	1.93	93.59
163	Murphy Bank Fresno, Calif.	commercial	21.60	15.93	210,875	2.44	45.65
164	Bank Northwest Hamilton, Mo.	commercial	21.55	26.87	109,376	1.79	54.54
165	Citizens Bank of Las Cruces N.M.	commercial	21.47	19.73	479,445	2.02	55.14
166	Five Star Bank Rocklin, Calif.	commercial	21.40	24.95	748,878	1.92	41.68
167	Coastal Commerce Bank Houma, La.	commercial	21.39	27.20	420,978	1.94	55.57
168	Farmers and Merchants Bank of Kendall Wis.	commercial	21.35	23.08	72,003	2.91	46.59
169	Tri Valley Bank Talmage, Neb.	commercial	21.19	18.86	41,916	1.85	44.20
170	Metro City Bank Doraville, Ga.	commercial	21.17	17.88	643,775	2.66	38.21
	Chelsea State Bank Mich.	commercial	21.17	12.64	269,383	2.31	59.09
172	Security Bank Tulsa, Okla.	commercial	21.14	22.68	503,917	2.40	33.53
173	Crowell State Bank Texas	commercial	21.13	16.76	36,290	2.01	57.72
174	Bank of the Rockies White Sulphur Springs, Mont.	commercial	21.06	9.58	130,868	2.44	75.04
175	First State Bank Scottsbluff, Neb.	commercial	21.05	35.33	252,066	2.05	51.49
176	Yampa Valley Bank Steamboat Springs, Colo.	commercial	21.04	19.84	213,430	1.97	59.47
	Bank of Cordell Okla.	commercial	21.04	16.33	38,747	1.81	58.29
178	Citizens Bank Amarillo, Texas	commercial	21.02	16.50	139,047	1.98	53.71
179	Resolute Bank Maumee, Ohio	savings	21.00	-36.90	39,402	1.96	91.82
180	State Bank of De Kalb Texas	commercial	20.98	17.06	175,531	2.54	51.46
181	First Bank Burkburnett, Texas	commercial	20.93	22.14	337,138	1.98	71.27
182	Heartland Bank Little Rock, Ark.	commercial	20.92	19.62	244,548	2.91	48.76
183	First National Bank Arcadia, La.	commercial	20.90	24.59	214,675	1.79	66.38
184	Farmers Bank Ault, Colo.	commercial	20.79	10.49	226,185	2.51	50.11
	Franklin State Bank & Trust Co. Winnsboro, La.	commercial	20.79	19.63	162,980	1.72	61.80
186	Cache Valley Bank Logan, Utah	commercial	20.78	8.83	854,932	2.14	42.04
187	BankSouth Greensboro, Ga.	commercial	20.77	24.05	419,245	2.34	83.78
188	Four Corners Community Bank Farmington, N.M.	commercial	20.72	17.31	307,425	2.12	48.22
189	Enloe State Bank Cooper, Texas	commercial	20.71	15.33	28,602	2.30	47.61
190	High Plains Bank Keyes, Okla.	commercial	20.70	18.83	75,345	2.31	45.79
	Audubon State Bank Iowa	commercial	20.70	18.25	107,211	1.85	58.00
192	Bank of the West Thomas, Okla.	commercial	20.61	21.63	138,874	2.36	53.14
193	Community First Bank of the Heartland Mount Vernon, Ill.	commercial	20.60	22.25	167,302	1.97	58.71
194	Crawford County Trust and Savings Bank Denison, Iowa	commercial	20.58	17.17	131,415	1.62	55.53
195	Gunnison Valley Bank Utah	commercial	20.54	-26.43	79,343	2.31	46.42
196	Peoples Community Bank Greenville, Mo.	commercial	20.52	19.13	336,702	3.44	37.68
	Citizens National Bank of Bluffton Ohio	commercial	20.52	20.42	691,303	1.98	55.42
198	Bank of Geneva Ind.	commercial	20.48	21.77	217,741	2.32	51.88
199	River Community Bank Martinsville, Va.	commercial	20.46	16.59	128,110	1.72	77.02
200	Community First Bank Butler, Mo.	commercial	20.45	17.22	163,034	1.80	51.24

Note: List includes independent banks with less than $1 billion of assets or whose holding companies have less than $1 billion. Excludes industrial banks and those at which loans were less than half of assets or whose credit card loans exceeded 25% of gross loans. Thrifts are also excluded. List includes independent banks that were operating as of Aug. 28, 2015. Figures for prior periods are not adjusted for mergers and acquisitions.
Source:

SNL Financial