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Banks, thrifts and holding companies Lending

Highest Loan/Deposit Ratios Among Bank Holding Companies

July 24, 2017, 1:01 p.m. EDT 1 Min Read

On March 31, 2017. Dollars in thousands

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Highest Loan/Deposit Ratios Among Bank Holding Companies
Rank Company City State

Loans as a % of deposits

 Loans and leases Deposits Equity capital Total assets
March 31 Year earlier
1 American Express Co. New York N.Y. 199.83 195.30 $112,899,000 $56,497,000 $20,928,000 $161,378,000
2 United National Corp. Sioux Falls S.D. 183.55 117.36 2,039,649 1,111,230 1,291,787 2,550,412
3 Utrecht-America Holdings Inc. New York N.Y. 177.73 154.36 18,437,937 10,374,307 2,770,754 23,462,161
4 MidCountry Financial Corp. Macon Ga. 170.76 179.66 1,123,091 657,696 222,095 1,294,585
5 Barclays US LLC New York N.Y. 154.08 NA 33,852,000 21,970,000 15,655,000 200,477,000
6 Third FS&LA of Cleveland MHC Cleveland Ohio 147.09 134.48 12,227,918 8,312,981 1,398,331 13,406,145
7 Discover Financial Services Riverwoods Ill. 141.66 144.93 75,854,125 53,546,950 11,265,363 94,795,139
8 Synchrony Financial Stamford Conn. 141.20 145.46 72,867,657 51,605,294 14,362,906 89,050,082
9 Ally Financial Inc. Detroit Mich. 141.00 158.34 119,003,000 84,401,000 13,365,000 162,101,000
10 Midland Financial Co. Oklahoma City Okla. 139.91 150.76 10,728,748 7,668,356 1,496,004 14,917,937
11 Waterstone Financial Inc. Wauwatosa Wis. 136.96 130.69 1,314,574 959,827 415,062 1,725,628
12 New York Community Bancorp Inc. Westbury N.Y. 136.27 133.30 39,145,571 28,726,546 6,647,351 48,824,564
13 Capitol Federal Financial Inc. Topeka Kan. 134.79 130.61 7,202,168 5,343,189 1,382,289 9,265,089
14 Beal Financial Corp. Plano Texas 133.61 135.33 5,409,294 4,048,530 2,155,960 7,371,501
15 Oritani Financial Corp. Township of Washington N.J. 131.40 135.37 3,561,077 2,710,203 556,666 4,127,199
16 Luther Burbank Corp. Santa Rosa Calif. 131.39 124.71 4,777,289 3,635,833 407,506 5,392,479
17 First National Bankers Bankshares Inc. Baton Rouge La. 129.88 129.33 612,464 471,554 163,746 984,500
18 Santander Holdings USA Inc. Boston Mass. 128.71 145.63 85,817,859 66,675,865 19,747,425 135,109,476
19 TIAA FSB Holdings Inc. Jacksonville Fla. 128.64 125.67 24,841,106 19,309,827 2,059,363 27,776,579
20 BSB Bancorp Inc. Belmont Mass. 126.72 120.93 1,998,024 1,576,774 164,953 2,286,880
21 Investors Bancorp Inc. Short Hills N.J. 125.74 119.61 19,503,832 15,510,828 3,158,492 23,899,592
22 NASB Financial Inc. Grandview Mo. 124.93 122.68 1,570,796 1,257,374 222,984 1,916,671
23 Dime Community Bancshares Inc. Brooklyn N.Y. 123.85 141.80 5,752,149 4,644,299 573,225 6,095,370
24 Flagstar Bancorp Inc. Troy Mich. 122.87 100.73 10,823,170 8,808,849 1,370,909 15,377,080
25 Clayton HC Inc. Knoxville Tenn. 120.83 112.88 1,072,167 887,343 303,755 1,248,604
26 Stearns Financial Services Inc. St. Cloud Minn. 119.75 113.71 1,895,340 1,582,786 303,453 2,018,392
27 Raymond James Financial Inc. St. Petersburg Fla. 119.10 133.25 19,506,413 16,377,633 5,207,748 32,928,732
28 Clifton Bancorp Inc. Clifton N.J. 118.62 111.72 1,014,104 854,924 296,619 1,431,997
29 Leader Bancorp Inc. Arlington Mass. 117.41 NA 949,468 808,661 99,885 1,109,925
30 Brookline Bancorp Inc. Boston Mass. 116.87 116.22 5,462,931 4,674,329 703,873 6,512,115
31 Cass Information Systems Inc. St. Louis Mo. 116.78 113.00 675,380 578,356 213,130 1,447,007
32 Sterling Bancorp Inc. Southfield Mich. 116.38 123.03 2,022,528 1,737,877 169,698 2,203,811
33 First Texas BHC Inc. Fort Worth Texas 115.45 114.53 1,915,720 1,659,412 233,430 2,201,504
34 Assabet Valley Bancorp Hudson Mass. 114.69 111.38 1,141,249 995,095 125,728 1,446,765
First Financial Northwest Inc. Renton Wash. 114.69 107.92 849,926 741,039 141,749 1,060,520
36 BTC Financial Corp. Des Moines Iowa 114.55 112.30 3,434,744 2,998,501 308,499 4,150,553
37 Pedcor Capital LLC Carmel Ind. 114.14 153.83 179,043 156,866 52,799 351,665
38 First Connecticut Bancorp Inc. Farmington Conn. 113.76 112.95 2,609,530 2,293,889 264,667 2,904,493
39 Marlin Business Services Corp. Mount Laurel N.J. 113.53 116.01 840,610 740,443 162,645 955,914
40 Boiling Springs MHC Rutherford N.J. 113.00 109.16 1,433,243 1,268,346 219,563 1,670,499
41 Customers Bancorp Inc. Wyomissing Pa. 112.91 121.54 8,283,991 7,337,023 879,817 9,906,636
42 Flushing Financial Corp. Uniondale N.Y. 112.80 109.72 4,974,591 4,410,264 525,402 6,231,485
43 Northfield Bancorp Inc. Woodbridge N.J. 112.71 106.86 3,034,285 2,692,039 630,381 3,843,956
44 NSB Mutual Holding Co. Newtown Conn. 112.65 NA 996,340 884,446 88,071 1,175,378
45 LegacyTexas Financial Group Inc. Plano Texas 111.78 119.05 7,134,373 6,382,660 899,936 8,439,571
SSB Community Bancorp MHC Spencer Mass. 111.78 NA 980,288 876,969 117,309 1,147,864
47 Meridian Bancorp Inc. Peabody Mass. 111.12 111.40 4,063,789 3,656,956 616,178 4,638,973
48 Republic Bancorp Inc. Louisville Ky. 111.11 122.78 3,720,668 3,348,784 620,664 4,664,792
49 Astoria Financial Corp. Lake Success N.Y. 110.90 118.70 10,205,193 9,202,323 1,723,964 14,342,610
50 First Foundation Inc. Irvine Calif. 110.48 115.55 3,072,679 2,781,334 291,780 3,688,077
51 Olney Bancshares of Texas Inc. Olney Texas 110.46 100.68 2,874,207 2,601,963 372,854 3,153,452
52 H Bancorp LLC Irvine Calif. 110.26 NA 924,638 838,589 125,720 1,096,505
53 New Hampshire Mutual Bancorp Concord N.H. 110.24 109.45 1,364,123 1,237,364 171,530 1,633,663
54 John Marshall Bancorp Inc. Reston Va. 109.84 NA 918,678 836,368 121,693 1,080,996
55 HarborOne Mutual Bancshares Brockton Mass. 109.56 NA 2,116,065 1,931,410 332,835 2,568,487
56 Mizuho Americas LLC New York N.Y. 109.49 NA 5,087,000 4,646,000 3,925,000 41,782,000
57 HomeTrust Bancshares Inc. Asheville N.C. 109.17 98.68 2,286,013 2,094,000 390,746 3,165,446
Kearny Financial Corp. Fairfield N.J. 109.17 101.92 3,123,372 2,861,083 1,094,010 4,796,242
59 Bar Harbor Bankshares Bar Harbor Maine 109.11 104.57 2,372,443 2,174,339 341,048 3,426,873
60 Northern Bancorp Inc. Woburn Mass. 109.08 104.78 1,625,533 1,490,288 151,193 1,848,790
61 Adam Bank Group Inc. College Station Texas 108.71 101.15 948,720 872,712 197,224 1,109,239
62 Southern National Bancorp of Virginia Inc. McLean Va. 108.56 101.43 974,222 897,411 128,288 1,177,333
63 ConnectOne Bancorp Inc. Englewood Cliffs N.J. 108.30 112.81 3,633,918 3,355,477 540,277 4,460,816
64 CTBC Capital Corp. Los Angeles Calif. 108.19 104.07 2,433,109 2,248,824 692,827 3,028,253
65 Bankwell Financial Group Inc. New Canaan Conn. 107.34 109.05 1,424,917 1,327,459 149,671 1,676,211
66 Metropolitan Bank Holding Corp. New York N.Y. 107.24 NA 1,100,101 1,025,790 112,210 1,268,364
67 County Bancorp Inc. Manitowoc Wis. 107.19 112.50 1,051,849 981,317 134,074 1,251,414
68 Mercantile Bank Corp. Grand Rapids Mich. 107.17 101.35 2,441,314 2,278,016 348,050 3,018,919
69 UBS Americas Holding LLC New York N.Y. 106.92 NA 53,902,963 50,416,396 24,856,393 140,367,771
70 Blue Hills Bancorp Inc. Norwood Mass. 106.85 106.89 1,989,505 1,861,957 396,944 2,497,710
Columbia Bank MHC Fair Lawn N.J. 106.85 104.70 4,257,240 3,984,299 445,328 5,228,037
72 Provident Financial Services Inc. Iselin N.J. 106.74 107.40 6,998,069 6,556,175 1,267,091 9,509,663
73 TriState Capital Holdings Inc. Pittsburgh Pa. 106.61 105.09 3,537,090 3,317,880 359,659 4,075,037
74 SI Financial Group Inc. Willimantic Conn. 106.41 106.41 1,255,152 1,179,579 166,064 1,591,309
75 Hills Bancorp. Hills Iowa 106.25 108.24 2,309,647 2,173,707 337,108 2,797,052
76 Ambank Co. Inc. Sioux Center Iowa 106.16 114.46 966,226 910,149 111,477 1,135,250
77 First Paragould Bankshares Inc. Paragould Ark. 106.13 NA 1,009,331 950,992 116,512 1,188,639
78 S&T Bancorp Inc. Indiana Pa. 106.00 103.40 5,761,181 5,435,325 855,180 7,065,098
79 Community Financial Corp. Waldorf Md. 105.97 99.51 1,114,573 1,051,790 106,566 1,356,073
80 TCF Financial Corp. Wayzata Minn. 105.91 103.82 18,580,525 17,543,304 2,464,112 21,848,246
81 Texas Capital Bancshares Inc. Dallas Texas 105.72 105.14 17,555,163 16,605,380 2,050,442 20,864,874
82 FirstSun Capital Bancorp Salina Kan. 105.66 94.44 1,512,827 1,431,821 195,992 1,948,195
83 Sandy Spring Bancorp Inc. Olney Md. 105.57 105.16 4,010,712 3,799,202 544,261 5,201,164
84 Provident Financial Holdings Inc. Riverside Calif. 105.38 107.02 994,316 943,553 131,591 1,199,445
85 Machias Bancorp MHC Machias Maine 105.34 105.16 1,104,366 1,048,389 167,079 1,288,344
86 Western New England Bancorp Westfield Mass. 104.94 88.90 1,599,607 1,524,297 245,804 2,086,546
87 United Financial Bancorp Inc. Glastonbury Conn. 104.91 102.68 5,044,187 4,808,201 665,983 6,711,206
88 Mascoma Mutual Financial Services Corp. Lebanon N.H. 104.89 100.79 1,304,316 1,243,481 131,256 1,587,717
89 Washington Trust Bancorp Inc. Westerly R.I. 104.32 106.60 3,250,274 3,115,727 397,785 4,389,789
90 BofI Holding Inc. San Diego Calif. 104.26 102.09 7,088,992 6,799,631 800,303 8,700,031
91 Old Line Bancshares Inc. Bowie Md. 104.18 96.10 1,426,200 1,369,012 155,117 1,767,890
92 Investar Holding Corp. Baton Rouge La. 103.87 NA 902,148 868,553 148,336 1,175,834
93 Ion Financial MHC Naugatuck Conn. 103.78 102.81 1,031,977 994,433 111,653 1,246,901
94 Home BancShares Inc. Conway Ark. 103.73 104.18 7,849,645 7,567,207 1,441,568 10,717,468
95 Bank Mutual Corp. Milwaukee Wis. 103.54 98.78 1,990,699 1,922,565 288,442 2,668,542
96 New York Private Bank & Trust Corp. New York N.Y. 103.38 77.31 4,369,920 4,227,004 914,657 6,329,749
97 Amboy BanCorp. Old Bridge N.J. 103.36 100.65 1,862,198 1,801,592 248,689 2,475,185
98 Plaza Bancorp Irvine Calif. 103.34 103.78 1,024,088 990,984 122,621 1,205,438
99 Cape Cod Five Mutual Co. Orleans Mass. 103.23 103.57 2,626,546 2,544,314 285,286 3,117,903
100 Severn Bancorp Inc. Annapolis Md. 103.17 115.19 612,544 593,726 88,840 798,584
101 Pacific Premier Bancorp Inc. Irvine Calif. 102.87 98.22 3,396,787 3,301,916 471,025 4,174,428
102 Minnwest Corp. Minnetonka Minn. 102.69 103.34 1,379,409 1,343,283 187,096 1,656,765
103 Farmers & Merchants Investment Inc. Lincoln Neb. 102.62 104.00 2,900,503 2,826,383 339,321 3,640,280
104 Citizens Union Bancorp Shelbyville Inc. Shelbyville Ky. 102.61 96.82 559,590 545,339 79,168 713,723
105 CBX Corp. Carrollton Ill. 102.40 100.32 1,261,012 1,231,445 100,129 1,481,085
106 First Mutual Holding Co. Lakewood Ohio 102.38 105.02 1,360,326 1,328,729 180,278 1,652,873
107 BCB Bancorp Inc. Bayonne N.J. 102.19 107.25 1,547,052 1,513,844 127,011 1,805,331
108 Great Southern Bancorp Inc. Springfield Mo. 102.05 102.83 3,770,848 3,695,094 439,852 4,436,876
109 Unity Bancorp Inc. Clinton N.J. 102.01 95.70 1,000,677 980,922 109,305 1,226,387
110 First Bancshares Inc. Merrillville Ind. 101.92 102.05 2,980,886 2,924,607 307,147 3,563,976
111 CB&T Holding Corp. New Orleans La. 101.66 101.59 936,892 921,567 69,222 1,038,544
112 Chemical Financial Corp. Midland Mich. 101.37 96.42 13,312,515 13,132,347 2,600,051 17,636,973
113 Valley National Bancorp Wayne N.J. 101.35 98.43 17,564,565 17,331,141 2,398,541 23,220,456
114 Berkshire Hills Bancorp Inc. Pittsfield Mass. 101.30 102.23 6,745,674 6,658,784 1,099,553 9,300,371
115 Codorus Valley Bancorp Inc. York Pa. 101.20 102.52 1,320,040 1,304,385 157,939 1,670,540
116 Eagle Bancorp Inc. Bethesda Md. 101.12 100.23 5,854,513 5,789,489 873,042 7,090,163
117 MVB Financial Corp. Fairmont W.Va. 101.08 107.60 1,148,703 1,136,466 138,725 1,433,951
118 Southern First Bancshares Inc. Greenville S.C. 101.01 104.67 1,226,133 1,213,907 113,566 1,468,281
119 Triumph Bancorp Inc. Dallas Texas 100.54 99.09 2,035,236 2,024,288 300,425 2,635,358
120 Lincoln Bancorp Reinbeck Iowa 100.52 101.55 781,933 777,872 94,496 991,330
121 Bank of Highland Park Financial Corp. Highland Park Ill. 100.51 103.05 1,252,843 1,246,543 119,977 1,512,481
122 Cambridge Financial Group Inc. Cambridge Mass. 100.39 100.36 2,735,093 2,724,462 330,106 3,459,659
123 Market Street Bancshares Inc. Mount Vernon Ill. 100.35 100.38 984,288 980,842 84,942 1,122,377
124 United Community Financial Corp. Youngstown Ohio 100.30 95.22 1,932,121 1,926,293 277,102 2,561,382
125 Peapack-Gladstone Financial Corp. Bedminster N.J. 100.27 100.85 3,439,778 3,430,644 340,928 3,947,562
Summit Financial Group Inc. Moorefield W.Va. 100.27 101.29 1,304,805 1,301,241 153,619 1,776,442
127 Hilltop Holdings Inc. Dallas Texas 100.26 101.05 7,348,780 7,329,862 1,886,000 12,338,427
128 Gorham Bancorp MHC Gorham Maine 100.18 96.79 811,134 809,716 101,788 1,038,886
129 MutualFirst Financial Inc. Muncie Ind. 100.09 98.15 1,172,426 1,171,416 142,598 1,551,224
130 Capital One Financial Corp. McLean Va. 100.06 103.23 241,322,722 241,188,295 48,039,947 348,549,339
131 Boston Private Financial Holdings Inc. Boston Mass. 100.05 97.86 6,250,567 6,247,233 777,908 8,215,281
132 First BanCorp. San Juan Puerto Rico 100.02 95.37 8,859,710 8,857,998 1,823,017 11,890,398
133 Middlefield Banc Corp. Middlefield Ohio 99.85 NA 846,620 847,851 99,316 1,073,808
134 Fairfield County Bank MHC Ridgefield Conn. 99.84 100.86 1,246,796 1,248,837 189,772 1,558,365
135 Salisbury Bancorp Inc. Lakeville Conn. 99.82 97.25 771,003 772,416 95,221 939,549
136 BNP Paribas USA Inc. New York N.Y. 99.80 NA 75,042,128 75,192,550 17,822,568 136,616,779
137 Salem Five Bancorp Salem Mass. 99.75 96.73 3,076,552 3,084,314 447,839 4,195,639
138 Narragansett Financial Corp. Swansea Mass. 99.67 97.91 992,314 995,605 110,826 1,317,264
139 Independent Bank Group Inc. McKinney Texas 99.64 99.16 4,705,165 4,722,203 688,469 6,022,614
140 Johnson Financial Group Inc. Racine Wis. 99.58 99.02 3,542,958 3,557,906 553,837 4,471,442
141 Choice Financial Holdings Inc. Fargo N.D. 99.51 99.10 1,006,916 1,011,863 102,183 1,148,552
142 First Business Financial Services Inc. Madison Wis. 99.48 91.70 1,484,895 1,492,726 164,134 1,800,590
143 Fulton Financial Corp. Lancaster Pa. 99.39 96.48 14,998,005 15,090,344 2,154,683 19,120,715
144 Washington Federal Inc. Seattle Wash. 99.38 91.32 10,583,750 10,649,792 2,014,762 14,960,676
145 Union Bankshares Corp. Richmond Va. 99.35 97.60 6,574,022 6,616,970 1,015,632 8,681,053
146 Univest Corp. of Pennsylvania Souderton Pa. 99.32 93.69 3,343,026 3,365,951 511,880 4,273,931
147 Platte Valley Financial Service Cos. Inc. Scottsbluff Neb. 99.20 97.34 905,482 912,776 109,677 1,093,587
148 BankFinancial Corp. Burr Ridge Ill. 99.17 97.50 1,327,258 1,338,411 202,021 1,603,473
149 Merchants Financial Group Inc. Winona Minn. 99.15 96.58 1,336,165 1,347,577 152,524 1,619,671
150 Level One Bancorp Inc. Farmington Hills Mich. 99.11 95.82 962,336 970,954 99,599 1,169,759
151 Fidelity Southern Corp. Atlanta Ga. 98.96 101.99 3,716,043 3,755,065 371,302 4,526,567
152 First Commonwealth Financial Corp. Indiana Pa. 98.95 111.69 4,917,549 4,969,729 760,995 6,808,977
153 Hope Bancorp, Inc. Los Angeles Calif. 98.75 98.74 10,569,814 10,703,778 1,878,797 13,465,863
154 Midland States Bancorp Inc. Effingham Ill. 98.71 88.69 2,494,850 2,527,476 334,333 3,373,577
155 Allegiance Bancshares Inc. Houston Texas 98.69 93.19 1,987,034 2,013,500 289,130 2,594,517
156 OceanPoint Financial Partners MHC Middletown R.I. 98.68 99.89 1,133,251 1,148,452 153,283 1,431,852
157 Lakeside Bancorp Inc. Chicago Ill. 98.64 94.41 1,221,005 1,237,790 145,038 1,484,414
158 HomeStreet Inc. Seattle Wash. 98.59 111.08 4,530,653 4,595,283 640,919 6,400,888
159 Norway Bancorp MHC Norway Maine 98.58 96.18 884,215 896,930 156,432 1,092,763
160 Bear State Financial Holdings LLC Little Rock Ark. 98.36 91.03 1,642,540 1,669,987 95,164 2,174,408
161 PeoplesBancorp MHC Holyoke Mass. 98.30 90.44 1,641,152 1,669,548 201,954 2,132,250
162 RBB Bancorp Los Angeles Calif. 98.23 101.58 1,226,118 1,248,257 183,496 1,505,749
163 Cathay General Bancorp Los Angeles Calif. 98.22 100.31 11,380,828 11,587,275 1,857,902 14,223,957
164 Park Sterling Corp. Charlotte N.C. 98.01 91.46 2,466,776 2,516,931 361,720 3,324,814
165 First Community Holdings Santa Rosa Calif. 98.00 NA 1,069,907 1,091,739 127,551 1,306,344
166 Sovereign Bancshares Inc. Dallas Texas 97.99 98.31 819,799 836,632 120,019 1,028,210
167 Beacon Bancorp Taunton Mass. 97.96 97.20 1,533,569 1,565,518 254,981 1,918,728
168 Southwest Bancorp Inc. Stillwater Okla. 97.94 94.02 1,936,443 1,977,264 290,914 2,522,594
169 CoBiz Financial Inc. Denver Colo. 97.93 97.93 2,987,068 3,050,102 310,209 3,731,342
170 1st Source Corp. South Bend Ind. 97.84 95.71 4,243,271 4,336,976 685,934 5,502,436
171 CIB Marine Bancshares Inc. Waukesha Wis. 97.75 102.84 485,948 497,143 70,819 631,159
172 ESSA Bancorp Inc. Stroudsburg Pa. 97.63 102.17 1,217,863 1,247,490 178,769 1,758,729
173 State Bankshares Inc. Fargo N.D. 97.60 99.59 3,878,002 3,973,295 393,216 4,536,287
174 Southern Missouri Bancorp Inc. Poplar Bluff Mo. 97.53 98.78 1,241,121 1,272,501 133,984 1,496,272
175 BankUnited Inc. Miami Lakes Fla. 97.49 97.68 19,493,611 19,994,907 2,533,014 27,988,731
176 People's United Financial Inc. Bridgeport Conn. 97.47 98.11 29,745,443 30,517,492 5,194,946 40,315,461
177 Oconomowoc Bancshares Inc. Oconomowoc Wis. 97.39 94.25 806,306 827,942 77,525 1,123,498
178 American National Corp. Omaha Neb. 97.38 88.65 2,661,225 2,732,805 307,455 3,387,222
179 First of Long Island Corp. Glen Head N.Y. 97.37 90.34 2,675,281 2,747,594 316,432 3,607,030
180 Reliable Community Bancshares Inc. Perryville Mo. 97.26 93.81 1,014,269 1,042,801 142,279 1,349,300
181 Paragon Commercial Corp. Raleigh N.C. 97.20 99.63 1,230,467 1,265,881 140,145 1,551,050
182 Bryn Mawr Bank Corp. Bryn Mawr Pa. 97.04 101.82 2,558,604 2,636,541 388,095 3,292,617
183 Provident Bancorp Amesbury Mass. 97.03 94.54 660,013 680,234 111,606 833,068
184 Cadence Bancorp LLC Houston Texas 97.00 95.61 7,604,854 7,840,019 1,107,378 9,721,301
CIT Group Inc. New York N.Y. 97.00 102.82 31,400,279 32,372,162 10,165,234 63,094,385
186 Synovus Financial Corp. Columbus Ga. 96.89 97.32 24,324,596 25,105,712 2,962,127 30,679,589
187 Hawthorn Bancshares Inc. Jefferson City Mo. 96.85 88.19 1,010,182 1,043,004 93,077 1,319,663
188 First Community Bancshares Inc. Batesville Ark. 96.84 NA 949,682 980,636 101,820 1,233,894
189 USAmeriBancorp Inc. Clearwater Fla. 96.83 96.01 3,452,406 3,565,499 332,097 4,228,007
190 Hanmi Financial Corp. Los Angeles Calif. 96.81 94.54 3,952,800 4,083,171 539,542 4,811,821
191 WashingtonFirst Bankshares Inc. Reston Va. 96.74 98.29 1,624,546 1,679,371 197,232 2,059,018
192 Evans Bancorp Inc. Hamburg N.Y. 96.69 NA 945,583 977,977 123,957 1,139,660
Home Bancorp Inc. Lafayette La. 96.69 98.67 1,232,220 1,274,377 184,720 1,583,497
194 Peoples Financial Services Corp. Scranton Pa. 96.58 95.55 1,560,312 1,615,544 259,319 2,020,449
195 Enterprise Financial Services Corp Clayton Mo. 96.54 98.73 3,896,444 4,035,973 537,921 5,106,226
196 Citizens Financial Group Inc. Providence R.I. 96.48 98.83 108,714,945 112,684,505 19,847,194 150,690,016
197 ATBancorp Dubuque Iowa 96.39 92.25 1,222,223 1,268,005 123,360 1,544,814
198 First Community Bancshares Inc. Bluefield Va. 96.29 94.01 1,835,784 1,906,593 343,405 2,430,513
199 ACNB Corp. Gettysburg Pa. 96.21 95.07 952,942 990,494 121,842 1,241,725
ServisFirst Bancshares Inc. Birmingham Ala. 96.21 100.14 5,158,583 5,361,532 544,646 6,336,165

Note: Among top tier bank holding companies that file Y-9C statements with the Federal Reserve.
Figures for prior periods are not adjusted for mergers and acquisitions. Rankings include only companies current as of July 21, 2017.
© 2017 American Banker
Source: SNL Financial Charlottesville, Va. (

www.snl.com
)

Banks, thrifts and holding companies Lending Deposits