Highest Loan/Deposit Ratios Among Bank Holding Companies

July 30, 2018, 12:48 p.m. EDT 1 Min Read

Year to date Mar. 31, 2018. Dollars in thousands.

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				Loans as a % of deposits
Rank	Company	City	State	Mar. 31	Year earlier	Loans and leases	Deposits	Equity capital	Total assets
1	Educational Services of America Inc.	Farragut	Tenn.	224.98	264.18	$2,857,177	$1,269,996	$381,365	$3,119,317
2	American Express Co.	New York	N.Y.	188.17	199.83	130,024,000	69,100,000	19,601,000	179,944,000
3	Utrecht-America Holdings Inc.	New York	N.Y.	185.91	177.73	18,422,116	9,909,359	2,485,382	23,326,279
4	MidCountry Financial Corp.	Macon	Ga.	183.09	170.76	1,028,490	561,733	228,485	1,202,017
5	United National Corp.	Sioux Falls	S.D.	176.53	183.55	2,251,343	1,275,300	1,473,620	2,874,661
6	Paramount Financial Group LLC	Saint Louis	Mo.	171.92	NA	27,089	15,757	13,199	42,272
7	Barclays US LLC	New York	N.Y.	155.68	154.08	38,499,000	24,730,000	15,906,000	166,157,000
8	Third FS&LA of Cleveland MHC	Cleveland	Ohio	150.18	147.09	12,726,476	8,474,407	1,473,916	13,955,978
9	CIBC Bancorp USA Inc.	Chicago	Ill.	147.36	NA	25,323,173	17,184,336	7,698,723	37,730,900
10	Waterstone Financial Inc.	Wauwatosa	Wis.	145.47	136.96	1,442,311	991,465	397,419	1,836,338
11	First National Bancshares Inc.	East Lansing	Mich.	136.87	NA	1,388,938	1,014,822	169,207	1,540,996
12	Synchrony Financial	Stamford	Conn.	136.64	141.20	77,333,199	56,594,423	14,355,761	95,559,049
13	Midland Financial Co.	Oklahoma City	Okla.	135.75	139.91	11,104,330	8,179,743	1,575,747	14,920,631
14	Discover Financial Services	Riverwoods	Ill.	135.28	141.66	82,744,350	61,166,045	10,871,040	101,966,903
15	New York Community Bancorp Inc.	Westbury	N.Y.	133.13	136.26	38,920,824	29,235,433	6,780,716	49,654,874
16	Capitol Federal Financial Inc.	Topeka	Kan.	132.87	134.79	7,209,663	5,425,980	1,364,740	9,133,171
17	Santander Holdings USA Inc.	Boston	Mass.	132.51	128.71	82,079,023	61,943,074	21,242,458	129,227,891
18	Flagstar Bancorp Inc.	Troy	Mich.	130.79	122.87	13,162,390	10,064,036	1,427,493	17,735,862
19	Luther Burbank Corp.	Santa Rosa	Calif.	128.94	131.39	5,326,698	4,131,029	553,751	6,033,888
20	Ally Financial Inc.	Detroit	Mich.	128.75	141.00	125,453,000	97,440,000	13,082,000	170,021,000
21	Beal Financial Corp.	Plano	Tex.	128.72	133.61	5,082,654	3,948,613	1,658,379	7,604,554
22	Malaga Financial Corp.	Palos Verdes Estates	Calif.	127.71	NA	967,837	757,869	128,832	1,046,819
23	BSB Bancorp Inc.	Belmont	Mass.	127.30	126.72	2,395,603	1,881,800	184,565	2,747,954
24	First National Bankers Bankshares Inc.	Baton Rouge	La.	125.95	129.88	602,306	478,213	159,213	991,299
25	Customers Bancorp Inc.	Wyomissing	Pa.	125.04	112.91	8,819,081	7,052,840	919,088	10,769,617
26	Mizuho Americas LLC	New York	N.Y.	124.92	109.49	4,491,000	3,595,000	4,036,000	40,010,000
27	UBS Americas Holding LLC	New York	N.Y.	124.07	106.92	57,081,620	46,007,556	23,231,429	140,920,635
28	Investors Bancorp Inc.	Short Hills	N.J.	123.41	125.74	20,588,235	16,682,645	3,092,081	25,232,421
29	Stearns Financial Services Inc.	Saint Cloud	Minn.	123.36	119.75	1,944,418	1,576,234	351,393	2,030,523
30	Leader Bancorp Inc.	Arlington	Mass.	121.22	117.41	1,131,369	933,285	113,554	1,286,927
31	Sterling Bancorp Inc.	Southfield	Mich.	121.16	116.38	2,803,571	2,313,871	288,513	3,037,848
32	Dime Community Bancshares Inc.	Brooklyn	N.Y.	120.71	123.85	5,507,426	4,562,394	607,956	6,325,917
33	Oritani Financial Corp.	Township of Washington	N.J.	120.49	131.40	3,596,666	2,985,070	554,632	4,142,777
34	Meridian Bancorp Inc.	Peabody	Mass.	118.08	111.12	4,949,161	4,191,344	655,607	5,460,900
35	Raymond James Financial Inc.	Saint Petersburg	Fla.	117.33	119.10	21,954,325	18,712,002	5,939,960	36,029,844
36	Brookline Bancorp Inc.	Boston	Mass.	117.30	116.87	6,115,217	5,213,280	865,777	7,261,479
37	NASB Financial Inc.	Grandview	Mo.	116.12	124.93	1,690,249	1,455,547	223,978	1,910,516
38	Parke Bancorp Inc.	Sewell	N.J.	115.68	NA	1,043,643	902,204	138,911	1,168,190
39	First Financial Northwest Inc.	Renton	Wash.	115.57	114.69	1,004,274	868,951	148,755	1,226,358
40	First Connecticut Bancorp Inc.	Farmington	Conn.	115.23	113.76	2,822,971	2,449,771	276,861	3,137,949
41	Texas Capital Bancshares Inc.	Dallas	Tex.	114.68	105.72	21,520,275	18,764,691	2,273,429	24,449,304
42	Severn Bancorp Inc.	Annapolis	Md.	114.54	103.17	675,812	590,013	92,419	801,183
43	First Business Financial Services Inc.	Madison	Wis.	114.27	99.48	1,566,919	1,371,216	171,480	1,878,217
44	New Hampshire Mutual Bancorp	Concord	N.H.	114.15	110.24	1,480,552	1,297,008	180,724	1,771,068
45	Triumph Bancorp Inc.	Dallas	Tex.	113.44	100.54	2,873,985	2,533,498	402,944	3,405,010
46	Marlin Business Services Corp.	Mount Laurel	N.J.	113.34	113.53	946,477	835,054	183,927	1,082,163
47	ConnectOne Bancorp Inc.	Englewood Cliffs	N.J.	113.31	108.30	4,248,565	3,749,587	564,266	5,158,368
48	Flushing Financial Corp.	Uniondale	N.Y.	113.01	112.80	5,312,864	4,701,183	535,307	6,482,771
49	Boiling Springs MHC	Rutherford	N.J.	112.23	113.00	1,457,982	1,299,150	225,343	1,696,791
50	HomeTrust Bancshares Inc.	Asheville	N.C.	112.03	109.17	2,451,826	2,188,630	401,553	3,270,863
51	First Foundation Inc.	Irvine	Calif.	111.68	110.48	4,063,236	3,638,409	412,114	4,842,224
52	Ambank Co. Inc.	Sioux Center	Iowa	111.43	106.16	1,046,458	939,090	121,492	1,192,031
53	Southern National Bancorp of Virginia Inc.	McLean	Va.	111.05	108.56	2,106,742	1,897,156	328,065	2,652,924
54	SSB Community Bancorp MHC	Worcester	Mass.	110.65	111.78	994,548	898,811	120,556	1,148,797
55	Cass Information Systems Inc.	Saint Louis	Mo.	109.82	116.78	701,999	639,243	222,422	1,650,801
56	LegacyTexas Financial Group Inc.	Plano	Tex.	109.63	111.78	7,627,716	6,957,952	979,520	8,869,187
57	Republic Bancorp Inc.	Louisville	Ky.	109.39	111.11	4,066,795	3,717,623	653,254	5,078,334
58	Kearny Financial Corp.	Fairfield	N.J.	109.03	109.17	3,353,746	3,075,921	991,201	4,933,700
59	Northern Bancorp Inc.	Woburn	Mass.	108.96	109.08	1,837,047	1,685,999	172,943	2,082,192
60	Bankwell Financial Group Inc.	New Canaan	Conn.	108.89	107.34	1,553,366	1,426,527	165,946	1,831,243
61	Eagle Bancorp Inc.	Bethesda	Md.	108.28	101.12	6,628,399	6,121,801	985,180	7,698,060
62	Sandy Spring Bancorp Inc.	Olney	Md.	108.22	105.57	6,090,036	5,627,221	1,014,608	7,894,918
63	Howard Bancorp Inc.	Baltimore	Md.	108.09	NA	1,675,363	1,549,959	291,708	2,124,700
64	Northfield Bancorp Inc.	Woodbridge	N.J.	107.62	112.71	3,146,534	2,923,739	642,818	4,069,209
65	H Bancorp LLC	Irvine	Calif.	107.55	110.26	1,019,722	948,136	140,614	1,254,448
	Pedcor Capital LLC	Carmel	Ind.	107.55	114.14	180,937	168,233	67,809	377,812
67	Provident Financial Services Inc.	Iselin	N.J.	107.48	106.74	7,291,138	6,783,576	1,304,886	9,734,242
68	Narragansett Financial Corp.	Swansea	Mass.	107.42	99.67	1,214,901	1,131,022	114,024	1,533,423
	Penns Woods Bancorp Inc.	Williamsport	Pa.	107.42	95.83	1,280,986	1,192,454	138,112	1,526,235
70	Farmers & Merchants Investment Inc.	Lincoln	Neb.	107.26	102.62	3,165,527	2,951,396	374,466	3,997,400
71	Provident Bancorp	Amesbury	Mass.	107.06	97.03	770,118	719,333	117,702	891,334
72	RBB Bancorp	Los Angeles	Calif.	107.05	98.23	1,470,319	1,373,504	275,822	1,715,104
73	Unity Bancorp Inc.	Clinton	N.J.	106.94	102.01	1,195,110	1,117,514	123,104	1,439,902
74	EB Acquisition Co. LLC	Dallas	Tex.	106.90	90.05	4,355,517	4,074,427	638,147	5,676,392
75	Provident Financial Holdings Inc.	Riverside	Calif.	106.82	105.38	991,521	928,229	120,600	1,176,602
76	Great Southern Bancorp Inc.	Springfield	Mo.	106.58	102.05	3,803,933	3,569,232	479,999	4,415,468
77	S&T Bancorp Inc.	Indiana	Pa.	106.44	106.00	5,733,896	5,387,094	895,407	7,005,329
78	HarborOne Mutual Bancshares	Brockton	Mass.	106.23	109.56	2,267,231	2,134,302	344,957	2,737,678
79	Fidelity Southern Corp.	Atlanta	Ga.	106.13	98.96	4,139,608	3,900,406	410,744	4,811,659
80	Blue Hills Bancorp Inc.	Norwood	Mass.	105.98	106.85	2,210,543	2,085,881	395,444	2,670,738
81	Western New England Bancorp	Westfield	Mass.	105.60	104.94	1,646,990	1,559,695	242,623	2,085,531
82	Univest Corp. of Pennsylvania	Souderton	Pa.	105.53	99.32	3,690,575	3,497,293	606,719	4,613,959
83	NSB Mutual Holding Co.	Newtown	Conn.	105.49	112.65	1,041,574	987,370	92,108	1,257,538
84	BCB Bancorp Inc.	Bayonne	N.J.	105.43	102.19	1,783,141	1,691,353	177,386	2,082,313
	Spirit of Texas Bancshares Inc.	Conroe	Tex.	105.43	NA	886,631	840,963	102,979	1,039,478
86	Bar Harbor Bankshares	Bar Harbor	Maine	105.22	109.11	2,464,419	2,342,184	352,157	3,511,557
87	TriState Capital Holdings Inc.	Pittsburgh	Pa.	104.97	106.61	4,302,766	4,098,955	440,229	4,906,753
88	HomeStreet Inc.	Seattle	Wash.	104.95	98.59	5,297,884	5,048,223	700,963	6,924,056
89	MVB Financial Corp.	Fairmont	W.Va.	104.73	101.08	1,208,453	1,153,907	150,421	1,581,518
90	Cambridge Financial Group Inc.	Cambridge	Mass.	104.69	100.39	2,871,942	2,743,311	349,617	3,678,702
91	Washington Trust Bancorp Inc.	Westerly	R.I.	104.61	104.32	3,406,951	3,256,737	413,081	4,567,886
92	First Mutual Holding Co.	Lakewood	Ohio	104.56	102.38	1,562,991	1,494,852	188,462	1,917,648
93	John Marshall Bancorp Inc.	Reston	Va.	104.49	109.84	1,010,362	966,953	131,627	1,232,289
	Peapack-Gladstone Financial Corp.	Bedminster	N.J.	104.49	100.27	3,711,716	3,552,156	422,406	4,336,494
95	PeoplesBancorp MHC	Holyoke	Mass.	104.46	98.30	1,818,854	1,741,118	215,438	2,414,368
96	SB One Bancorp	Rockaway	N.J.	104.32	NA	1,088,429	1,043,331	146,292	1,376,484
97	Gorham Bancorp MHC	Gorham	Maine	104.23	100.18	898,504	862,026	103,408	1,121,368
98	SI Financial Group Inc.	Willimantic	Conn.	104.20	106.41	1,277,227	1,225,714	168,919	1,598,222
99	Mascoma Mutual Financial Services Corp.	Lebanon	N.H.	104.06	104.89	1,418,791	1,363,455	138,642	1,702,843
100	ESSA Bancorp Inc.	Stroudsburg	Pa.	104.01	97.63	1,301,772	1,251,540	177,378	1,820,924
101	Investar Holding Corp.	Baton Rouge	La.	103.77	103.87	1,272,950	1,226,672	173,430	1,644,188
102	United Community Financial Corp.	Youngstown	Ohio	103.67	100.30	2,166,323	2,089,572	296,195	2,695,178
103	TCF Financial Corp.	Wayzata	Minn.	103.59	105.91	19,433,860	18,759,690	2,522,513	23,401,314
104	Bridgewater Bancshares Inc.	Bloomington	Minn.	103.57	94.66	1,401,290	1,353,036	199,039	1,681,597
105	Oconomowoc Bancshares Inc.	Oconomowoc	Wis.	103.52	97.39	893,278	862,920	83,624	1,165,492
106	First Paragould Bankshares Inc.	Paragould	Ark.	103.38	106.13	1,075,225	1,040,091	124,733	1,316,931
107	Market Street Bancshares Inc.	Mount Vernon	Ill.	103.23	100.35	1,022,248	990,260	77,588	1,156,738
108	United Financial Bancorp Inc.	Hartford	Conn.	103.20	104.91	5,466,857	5,297,499	693,000	7,088,214
109	CNB Financial Corp.	Clearfield	Pa.	103.06	94.40	2,277,584	2,210,055	244,811	2,908,883
110	MetroCity Bankshares Inc.	Doraville	Ga.	103.05	NA	1,131,400	1,097,894	144,007	1,302,542
111	Machias Bancorp MHC	Machias	Maine	102.79	105.34	1,138,376	1,107,516	177,762	1,345,166
112	Ion Financial MHC	Naugatuck	Conn.	102.78	103.78	1,035,657	1,007,664	116,087	1,249,296
113	Salem Five Bancorp	Salem	Mass.	102.77	99.77	3,526,577	3,431,507	483,679	4,724,489
114	Valley National Bancorp	Wayne	N.J.	102.74	101.35	22,561,216	21,959,846	3,245,003	29,464,357
115	Brand Group Holdings Inc.	Lawrenceville	Ga.	102.69	92.04	1,972,537	1,920,931	191,931	2,434,572
116	BofI Holding Inc.	San Diego	Calif.	102.49	104.26	8,161,841	7,963,757	921,653	9,982,320
	First Bancshares Inc.	Merrillville	Ind.	102.49	101.92	3,354,184	3,272,708	333,159	3,960,315
118	Western State Agency Inc.	Devils Lake	N.D.	102.42	NA	890,728	869,660	80,150	1,008,586
119	First Community Bancshares Inc.	Batesville	Ark.	102.38	96.84	1,097,061	1,071,532	110,180	1,361,176
120	First Internet Bancorp	Fishers	Ind.	102.27	92.89	2,226,472	2,177,121	224,824	2,862,728
121	Malvern Bancorp Inc.	Paoli	Pa.	102.14	NA	845,779	828,031	105,362	1,083,316
122	Chemical Financial Corp.	Detroit	Mich.	102.02	101.37	14,250,383	13,967,817	2,703,277	19,756,084
123	CBX Corp.	Carrollton	Ill.	101.99	102.40	1,368,549	1,341,790	108,450	1,587,831
124	State Bankshares Inc.	Fargo	N.D.	101.68	97.60	4,465,643	4,391,811	449,753	5,049,880
125	Fulton Financial Corp.	Lancaster	Pa.	101.65	99.39	15,732,623	15,477,103	2,235,493	19,890,655
126	Union Bankshares Corp.	Richmond	Va.	101.56	99.35	9,833,450	9,682,230	1,831,077	13,157,581
127	Codorus Valley Bancorp Inc.	York	Pa.	101.43	101.20	1,425,414	1,405,360	165,681	1,724,938
128	Assabet Valley Bancorp	Hudson	Mass.	101.36	114.69	1,200,506	1,184,388	133,166	1,534,341
129	Pacific Premier Bancorp Inc.	Irvine	Calif.	101.13	102.87	6,270,875	6,201,109	1,261,908	8,086,816
130	Washington Federal Inc.	Seattle	Wash.	101.12	99.38	11,346,217	11,220,614	1,988,673	15,633,130
131	CB&T Holding Corp.	New Orleans	La.	101.08	101.66	890,731	881,173	79,843	1,009,571
132	Citizens Union Bancorp Shelbyville Inc.	Shelbyville	Ky.	100.99	102.61	583,917	578,184	82,773	742,093
133	Arbor Bancorp Inc.	Ann Arbor	Mich.	100.97	91.85	1,293,191	1,280,826	135,461	1,575,372
134	American National Corp.	Omaha	Neb.	100.96	97.38	2,920,641	2,892,945	331,857	3,692,157
135	Hanmi Financial Corp.	Los Angeles	Calif.	100.95	96.81	4,419,565	4,378,112	564,278	5,305,641
136	CIT Group Inc.	New York	N.Y.	100.88	97.00	30,894,815	30,625,587	7,126,789	51,542,524
137	Mackinac Financial Corp.	Manistique	Mich.	100.70	95.71	812,441	806,797	81,857	983,929
138	Hills Bancorp.	Hills	Iowa	100.67	106.25	2,458,409	2,442,095	360,297	3,059,209
	Minnwest Corp.	Minnetonka	Minn.	100.67	102.69	1,450,441	1,440,831	195,696	1,722,018
	Salisbury Bancorp Inc.	Lakeville	Conn.	100.67	99.82	837,428	831,837	98,097	1,014,934
141	Cape Cod Five Mutual Co.	Orleans	Mass.	100.56	103.23	2,710,189	2,695,065	302,965	3,272,875
142	Beacon Bancorp	Taunton	Mass.	100.51	97.96	1,686,630	1,678,002	268,358	2,096,958
143	Mercantile Bank Corp.	Grand Rapids	Mich.	100.44	107.17	2,551,205	2,540,053	368,340	3,293,900
144	Canandaigua National Corp.	Canandaigua	N.Y.	100.37	92.66	2,201,838	2,193,713	210,932	2,700,105
145	Peoples Financial Services Corp.	Scranton	Pa.	100.34	96.58	1,725,781	1,720,018	266,624	2,190,016
146	Boston Private Financial Holdings Inc.	Boston	Mass.	100.32	100.05	6,606,245	6,585,042	784,678	8,309,957
147	Allegiance Bancshares Inc.	Houston	Tex.	100.16	98.69	2,290,859	2,287,291	311,988	2,889,975
148	Cathay General Bancorp	Los Angeles	Calif.	100.09	98.22	13,023,714	13,012,251	2,009,792	15,882,337
149	County Bancorp Inc.	Manitowoc	Wis.	99.88	107.19	1,170,932	1,172,390	142,814	1,460,257
150	BankFinancial Corp.	Burr Ridge	Ill.	99.86	99.17	1,285,894	1,287,680	198,352	1,559,992
151	Bryn Mawr Bank Corp.	Bryn Mawr	Pa.	99.85	97.04	3,311,317	3,316,404	533,745	4,300,376
152	First Co Bancorp Inc.	Collinsville	Ill.	99.79	93.91	1,161,256	1,163,704	128,432	1,432,163
153	Pinnacle Financial Partners Inc.	Nashville	Tenn.	99.65	94.05	16,444,873	16,502,909	3,749,303	22,935,174
154	Community Financial Corp.	Waldorf	Md.	99.60	105.97	1,280,845	1,285,935	145,658	1,576,996
155	Capital One Financial Corp.	McLean	Va.	99.56	100.06	249,753,622	250,857,745	49,202,690	362,857,358
156	Platte Valley Financial Service Cos. Inc.	Scottsbluff	Neb.	99.53	99.20	966,208	970,814	116,427	1,161,603
157	Great Western Bancorp Inc.	Sioux Falls	S.D.	99.48	95.66	9,338,289	9,386,966	1,788,698	11,992,317
158	Lakeside Bancorp Inc.	Chicago	Ill.	99.44	98.64	1,320,543	1,327,948	155,272	1,595,696
159	Summit Financial Group Inc.	Moorefield	W.Va.	99.34	100.27	1,643,629	1,654,523	205,009	2,134,895
160	Home BancShares Inc.	Conway	Ark.	99.32	103.73	10,325,736	10,396,615	2,238,181	14,323,229
161	Lincoln Bancorp	Reinbeck	Iowa	99.28	100.52	909,588	916,183	101,038	1,150,065
162	Adam Bank Group Inc.	College Station	Tex.	99.27	108.71	814,122	820,092	203,714	1,059,924
163	ServisFirst Bancshares Inc.	Birmingham	Ala.	99.25	96.21	5,932,849	5,977,387	628,795	7,011,735
164	CIB Marine Bancshares Inc.	Waukesha	Wis.	99.00	97.75	479,435	484,258	97,407	663,580
165	Old Line Bancshares Inc.	Bowie	Md.	98.94	104.18	1,766,769	1,785,705	210,393	2,214,536
166	Olney Bancshares of Texas Inc.	Olney	Tex.	98.88	110.46	3,008,031	3,042,233	423,028	3,541,112
167	Middlefield Banc Corp.	Middlefield	Ohio	98.81	99.85	933,311	944,573	120,155	1,111,957
168	Hope Bancorp Inc.	Los Angeles	Calif.	98.50	98.75	11,337,565	11,509,943	1,945,333	14,507,629
169	Central Bancshares Inc.	Lexington	Ky.	98.33	95.29	2,011,434	2,045,577	261,736	2,489,408
170	ATBancorp	Dubuque	Iowa	98.31	96.39	1,327,878	1,350,680	131,021	1,637,400
171	1st Source Corp.	South Bend	Ind.	98.29	97.84	4,699,723	4,781,325	725,609	6,053,716
172	Independent Bank Group Inc.	McKinney	Tex.	98.28	99.64	6,677,597	6,794,660	1,354,699	8,811,014
173	Banc of California Inc.	Santa Ana	Calif.	98.18	78.56	6,980,575	7,110,165	993,756	10,329,319
	Independent Holdings Inc.	Memphis	Tenn.	98.18	95.29	797,248	812,047	85,652	958,210
175	Johnson Financial Group Inc.	Racine	Wis.	98.17	99.58	3,805,295	3,876,059	581,768	4,774,889
176	BNP Paribas USA Inc.	New York	N.Y.	98.09	99.80	78,373,124	79,898,477	17,375,539	146,265,593
177	Progress Financial Corp.	Huntsville	Ala.	98.07	NA	862,822	879,770	125,679	1,081,978
178	CTBC Capital Corp.	Los Angeles	Calif.	98.06	108.19	2,691,479	2,744,753	473,895	3,297,746
179	National Commerce Corp.	Birmingham	Ala.	98.05	88.17	2,501,661	2,551,517	498,335	3,113,766
180	Merchants Financial Group Inc.	Winona	Minn.	97.99	99.15	1,375,739	1,403,983	166,273	1,674,450
181	Hilltop Holdings Inc.	Dallas	Tex.	97.96	100.26	7,797,047	7,959,722	1,922,992	13,346,126
182	First of Long Island Corp.	Glen Head	N.Y.	97.86	97.37	3,134,971	3,203,649	361,446	4,185,424
183	Enterprise Financial Services Corp	Clayton	Mo.	97.84	96.54	4,192,593	4,285,192	555,015	5,383,102
	Evans Bancorp Inc.	Hamburg	N.Y.	97.84	96.69	1,109,961	1,134,433	131,202	1,353,698
185	Southern Missouri Bancorp Inc.	Poplar Bluff	Mo.	97.80	97.53	1,539,708	1,574,343	196,496	1,850,105
	Stock Yards Bancorp Inc.	Louisville	Ky.	97.80	89.48	2,516,697	2,573,433	337,703	3,284,464
187	OceanPoint Financial Partners MHC	Middletown	R.I.	97.79	98.68	1,241,166	1,269,230	162,516	1,564,762
188	Ameris Bancorp	Moultrie	Ga.	97.74	96.19	6,301,306	6,446,694	868,944	8,022,828
	Northwest Bancshares Inc.	Warren	Pa.	97.74	93.11	7,894,913	8,077,538	1,215,254	9,601,600
190	Amarillo National Bancorp Inc.	Amarillo	Tex.	97.70	95.91	3,180,552	3,255,348	549,723	3,946,731
	MUFG Americas Holdings Corp.	New York	N.Y.	97.70	91.07	81,613,560	83,531,756	18,193,244	157,310,166
192	People's United Financial Inc.	Bridgeport	Conn.	97.69	97.47	32,150,722	32,911,917	5,845,430	44,101,744
193	Farmers National Banc Corp.	Canfield	Ohio	97.66	94.91	1,599,244	1,637,540	241,240	2,162,724
	First Bancorp Inc.	Lebanon	Va.	97.66	94.99	1,414,275	1,448,215	186,166	1,741,700
195	Berkshire Hills Bancorp Inc.	Boston	Mass.	97.57	101.30	8,474,857	8,686,303	1,497,657	11,522,792
196	Umpqua Holdings Corp.	Portland	Ore.	97.55	94.96	19,614,328	20,106,881	4,013,882	25,875,643
197	Horizon Bancorp Inc.	Michigan City	Ind.	97.45	87.93	2,858,766	2,933,676	460,416	3,969,750
198	AFNB Holdings Inc.	Houston	Tex.	97.35	91.68	1,252,594	1,286,717	173,729	1,468,332
199	Two Rivers Financial Group	Burlington	Iowa	97.34	94.30	672,095	690,478	73,067	831,937
200	MB Mutual Holding Co.	Manasquan	N.J.	97.28	94.14	1,074,575	1,104,642	121,155	1,261,658

Among top tier bank holding companies that file Y-9C statements with the Federal Reserve. *Includes leases.
Figures for prior periods are not adjusted for mergers and acquisitions. Rankings include only companies current as of Jul. 27, 2018.
© 2017 American Banker
NA = Not available
NM = Not meaningful
Source: SNL Financial Charlottesville, Va.