Highest Loan/Deposit Ratios Among Bank Holding Companies
November 25, 2008, 10:08 a.m. EST 1 Min Read
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Highest Loan/Deposit Ratios Among Bank Holding Companies
Highest Loan/Deposit Ratios Among Bank Holding Companies*On June 30, 2008. Dollars in thousands | ||||||
---|---|---|---|---|---|---|
Rank | | | | | ||
June 30 | | |||||
1 | Barclays Group U.S. Inc. Wilmington, Del. | 93,655.1% | 6,287,442.8% | $31,665,716 | $33,811 | $3,357,099 |
2 | MetLife Inc. New York | 1305.5 | 1301.4 | 63,333,780 | 4,851,209 | 32,540,628 |
3 | Utrecht-America Holdings Inc. New York | 395.3 | 338.9 | 16,946,696 | 4,287,222 | 214,822 |
4 | Silverton Financial Services Inc. Atlanta | 303.4 | 835.5 | 1,905,637 | 628,027 | 159,750 |
5 | Stifel Financial Corp. St. Louis | 300.8 | 311.1 | 668,481 | 222,249 | 465,071 |
6 | Independent Bankers Financial Corp. Irving, Tex. | 269.6 | 152.8 | 789,174 | 292,698 | 110,042 |
7 | United National Corp. Sioux Falls, S.D. | 247.1 | 217.9 | 1,099,729 | 445,098 | 659,123 |
8 | Taunus Corp. New York | 199.9 | 579.3 | 37,947,000 | 18,981,000 | 1,924,000 |
9 | HSBC North America Holdings Inc. Mettawa, Ill. | 165.9 | 189.7 | 271,245,780 | 163,523,923 | 27,026,011 |
10 | First Horizon National Corp. Memphis | 164.2 | 118.2 | 24,780,180 | 15,094,910 | 2,697,446 |
11 | BBVA PR Holding Corp. San Juan, Puerto Rico | 158.8 | 131.4 | 4,337,022 | 2,730,653 | 536,661 |
12 | Irwin Financial Corp. Columbus, Ind. | 155.7 | 166.9 | 5,455,048 | 3,504,801 | 329,891 |
13 | New York Community Bancorp Inc. Westbury | 154.4 | 135.8 | 20,930,215 | 13,555,538 | 4,289,261 |
14 | Beverly Hills Bancorp Inc. Calabasas, Calif. | 147.5 | 150.4 | 946,921 | 642,083 | 147,442 |
15 | Republic Bancorp Inc. Louisville | 144.9 | 140.4 | 2,360,130 | 1,628,953 | 270,988 |
16 | R&G Financial Corp. Hato Rey, Puerto Rico | 139.7 | 123.8 | 6,085,305 | 4,356,917 | 302,772 |
17 | Marquette Financial Cos. Minneapolis | 139.1 | 124.4 | 2,257,749 | 1,623,198 | 393,497 |
18 | Summit Financial Group Inc. Moorefield, W.Va. | 133.1 | 112.9 | 1,141,757 | 857,749 | 91,466 |
19 | Pacific Continental Corp. Eugene, Ore. | 132.8 | 113.6 | 898,526 | 676,453 | 111,385 |
20 | Commonwealth Bankshares Inc. Norfolk | 131.5 | 137.0 | 894,972 | 680,756 | 115,574 |
21 | CU Bank Shares Inc. Dallas | 131.3 | 88.9 | 815,872 | 621,543 | 103,447 |
Stearns Financial Services Inc. St. Cloud, Minn. | 131.3 | 121.6 | 1,066,023 | 812,124 | 176,213 | |
23 | South Plains Financial Inc. Lubbock | 130.7 | 106.7 | 1,732,468 | 1,325,702 | 117,512 |
24 | Cascade Bancorp Bend, Ore. | 130.2 | 109.7 | 2,066,091 | 1,586,674 | 276,033 |
25 | Harris Financial Corp. Wilmington, Del. | 128.6 | 107.0 | 38,098,114 | 29,625,312 | 5,487,331 |
26 | TCF Financial Corp. Wayzata, Minn. | 127.3 | 117.9 | 12,976,931 | 10,194,164 | 1,088,301 |
27 | Boston Private Financial Holdings Inc. | 125.6 | 117.7 | 5,609,617 | 4,466,006 | 641,555 |
U.S. Bancorp Minneapolis | 125.6 | 125.5 | 169,678,000 | 135,131,000 | 21,828,000 | |
29 | Doral GP Ltd. San Juan, Puerto Rico | 125.4 | NA | 5,430,452 | 4,330,728 | 3 |
30 | Peoplesbancorp MHC Holyoke, Mass. | 125.2 | 114.2 | 1,084,972 | 866,481 | 119,628 |
Wells Fargo & Co. San Francisco | 125.2 | 116.0 | 425,151,000 | 339,597,000 | 47,964,000 | |
32 | Big Sandy Holding Co. Longmont, Colo. | 124.2 | 108.0 | 1,240,442 | 998,468 | 72,969 |
Independent Bank Corp. Ionia, Mich. | 124.2 | 90.5 | 2,592,478 | 2,087,796 | 238,346 | |
34 | BTC Financial Corp. Des Moines | 123.4 | 118.2 | 1,859,095 | 1,506,418 | 140,745 |
35 | Pacific Capital Bancorp Santa Barbara, Calif. | 122.7 | 113.8 | 5,692,052 | 4,639,199 | 708,670 |
36 | Marshall & Ilsley Corp. Milwaukee | 122.5 | 123.7 | 50,232,520 | 41,023,214 | 6,514,230 |
37 | Hills Bancorp. Iowa | 122.4 | 116.7 | 1,430,290 | 1,168,375 | 154,256 |
First Independent Investment Group Inc. Vancouver, Wash. | 122.4 | 87.4 | 826,519 | 675,499 | 155,434 | |
39 | PacWest Bancorp San Diego | 122.3 | 115.9 | 3,908,693 | 3,196,351 | 374,744 |
40 | Glacier Bancorp Inc. Kalispell, Mont. | 122.2 | 100.9 | 3,820,952 | 3,125,924 | 549,643 |
QCR Holdings Inc. Moline, Ill. | 122.2 | 118.4 | 1,199,680 | 982,091 | 86,547 | |
Comerica Inc. Dallas | 122.2 | 112.5 | 51,850,248 | 42,446,994 | 5,081,795 | |
43 | Smithtown Bancorp Inc. Hauppauge, N.Y. | 121.7 | 97.5 | 1,353,947 | 1,112,717 | 85,739 |
44 | Associated Banc-Corp Green Bay, Wis. | 121.1 | 108.2 | 16,201,385 | 13,378,734 | 2,353,882 |
45 | Affinity Bank Holdings Inc. Ventura, Calif. | 121.0 | 114.6 | 933,413 | 771,192 | 43,573 |
46 | KeyCorp Cleveland | 120.5 | 117.2 | 77,688,208 | 64,453,875 | 8,706,039 |
47 | CNLBancshares Inc. Orlando | 120.2 | 118.6 | 1,313,411 | 1,093,155 | 165,423 |
48 | Cascade Financial Corp. Everett, Wash. | 120.1 | 112.9 | 1,191,411 | 992,355 | 125,648 |
49 | Mercantile Bank Corp. Grand Rapids | 119.2 | 108.4 | 1,840,793 | 1,544,704 | 167,714 |
50 | Ida Grove Bancshares Inc. Iowa | 119.0 | 123.6 | 904,130 | 759,719 | 76,959 |
51 | Imperial Capital Bancorp Inc. La Jolla, Calif. | 118.8 | 143.8 | 2,980,697 | 2,508,878 | 225,915 |
52 | CoBiz Financial Inc. Denver | 118.7 | 106.7 | 1,961,177 | 1,651,933 | 192,492 |
53 | Cooperative Bankshares Inc. Wilmington, N.C. | 118.5 | 115.1 | 868,246 | 732,785 | 63,607 |
54 | Sterling Financial Corp. Spokane | 118.2 | 113.7 | 9,462,543 | 8,006,246 | 1,178,184 |
55 | Rockville Financial MHC Inc. Vernon, Conn. | 118.1 | 113.5 | 1,201,924 | 1,017,420 | 87,523 |
56 | Bank of Florida Corp. Naples | 117.7 | 114.0 | 1,191,733 | 1,012,408 | 197,492 |
Fulton Financial Corp. Lancaster, Pa. | 117.7 | 105.6 | 11,693,846 | 9,938,194 | 1,593,478 | |
58 | Investors Bancorp MHC Short Hills, N.J. | 117.5 | 97.7 | 4,693,595 | 3,993,272 | 492,573 |
59 | FBOP Corp. Oak Park, Ill. | 117.4 | 87.4 | 13,374,140 | 11,393,100 | 1,309,913 |
60 | M&T Bank Corp. Buffalo | 117.2 | 111.0 | 49,114,616 | 41,925,690 | 6,519,056 |
61 | First Regional Bancorp Century City, Calif. | 116.7 | 116.4 | 2,340,757 | 2,005,417 | 159,286 |
62 | National City Corp. Cleveland | 116.5 | 123.3 | 117,910,911 | 101,224,362 | 17,981,063 |
63 | Macon Bancorp Franklin, N.C. | 116.4 | 114.2 | 810,018 | 695,810 | 83,618 |
64 | BancWest Corp. Honolulu | 116.1 | 106.2 | 53,300,035 | 45,926,186 | 7,781,761 |
65 | East West Bancorp Inc. Pasadena, Calif. | 116.0 | 112.2 | 8,737,433 | 7,532,047 | 1,272,200 |
66 | Horizon Financial Corp. Bellingham, Wash. | 115.5 | 111.8 | 1,267,054 | 1,096,886 | 127,430 |
Frontier Financial Corp. Everett, Wash. | 115.5 | 112.7 | 3,807,278 | 3,296,370 | 462,212 | |
68 | State Bankshares Inc. Fargo, N.D. | 115.2 | 108.8 | 1,728,351 | 1,500,808 | 116,559 |
69 | Dearborn Bancorp Inc. Mich. | 114.7 | 113.9 | 944,587 | 823,922 | 132,371 |
70 | Reliance Bancshares Inc. Frontenac, Mo. | 114.6 | 97.4 | 1,114,891 | 972,574 | 136,010 |
71 | Citizens Financial Group Inc. Providence, R.I. | 114.4 | 108.3 | 111,630,016 | 97,618,769 | 22,526,062 |
72 | Lakeside Bancorp Inc. Chicago | 114.3 | 105.4 | 889,500 | 778,338 | 92,506 |
73 | Eagle Bancorp Inc. Bethesda, Md. | 114.1 | 101.8 | 796,586 | 698,446 | 84,213 |
74 | Wilshire Bancorp Inc. Los Angeles | 114.0 | 94.5 | 1,986,601 | 1,742,127 | 181,686 |
75 | NewAlliance Bancshares Inc. New Haven | 113.9 | 103.7 | 4,952,826 | 4,348,500 | 1,407,110 |
Beacon Bancorp Taunton, Mass. | 113.9 | 112.9 | 870,714 | 764,754 | 165,518 | |
77 | Santander BanCorp San Juan, Puerto Rico | 113.7 | 132.7 | 6,805,955 | 5,984,866 | 561,086 |
78 | Plains Capital Corp. Dallas | 113.5 | 96.1 | 2,843,276 | 2,504,273 | 246,643 |
Bryn Mawr Bank Corp. Pa. | 113.5 | 102.4 | 855,659 | 753,822 | 94,035 | |
Bank of America Corp. Charlotte | 113.5 | 112.6 | 891,941,544 | 785,927,097 | 162,690,664 | |
81 | Firstbank Corp. Alma, Mich. | 113.4 | 111.4 | 1,153,133 | 1,016,664 | 118,120 |
Crescent Financial Corp. Cary, N.C. | 113.4 | 98.5 | 742,855 | 654,948 | 94,064 | |
83 | First Bancorp Inc. Damariscotta, Maine | 113.3 | 103.1 | 954,067 | 842,119 | 114,758 |
84 | Hanmi Financial Corp. Los Angeles | 113.2 | 102.8 | 3,352,879 | 2,961,626 | 261,505 |
85 | Community Bancorp Las Vegas | 113.0 | 111.0 | 1,502,011 | 1,329,223 | 233,833 |
West Bancorp. Inc. West Des Moines, Iowa | 113.0 | 109.3 | 1,060,059 | 938,471 | 117,833 | |
87 | Lauritzen Corp. Omaha | 112.9 | 92.7 | 712,184 | 630,737 | 483,789 |
88 | Minnehaha Banshares Inc. Sioux Falls, S.D. | 112.5 | 105.9 | 797,573 | 708,779 | 104,432 |
89 | Texas Capital Bancshares Inc. Dallas | 112.3 | 105.0 | 4,033,751 | 3,593,141 | 314,916 |
90 | Zions Bancorp. Salt Lake City | 111.4 | 101.7 | 41,909,130 | 37,611,603 | 5,273,530 |
Vist Financial Corp. Wyomissing, Pa. | 111.4 | 102.8 | 868,486 | 779,440 | 103,664 | |
Fifth Third Bancorp Cincinnati | 111.4 | 111.6 | 86,411,916 | 77,580,846 | 10,753,743 | |
93 | S&T Bancorp Inc. Indiana, Pa. | 111.3 | 104.4 | 3,467,663 | 3,114,559 | 438,499 |
94 | Wachovia Corp. Charlotte | 111.2 | 108.7 | 500,363,000 | 449,989,000 | 75,127,000 |
Orrstown Financial Services Inc. Shippensburg, Pa. | 111.2 | 99.9 | 752,697 | 677,135 | 99,691 | |
96 | Liberty Financial Group Inc. Eugene, Ore. | 111.1 | 110.4 | 864,762 | 778,222 | 78,041 |
97 | Indiana Community Bancorp Columbus | 111.0 | 102.8 | 783,040 | 705,508 | 67,403 |
98 | Enterprise Financial Services Corp. St. Louis | 110.9 | 105.3 | 1,851,081 | 1,669,748 | 182,901 |
Encore Bancshares Inc. Houston | 110.9 | 98.6 | 1,169,151 | 1,054,743 | 160,212 | |
100 | AmericanWest Bancorp. Spokane | 110.7 | 109.9 | 1,780,220 | 1,608,828 | 243,789 |
101 | Inland Bancorp Inc. Oak Brook, Ill. | 110.5 | 92.9 | 880,332 | 796,686 | 131,671 |
Community Bankshares Inc. Greenwood Village, Colo. | 110.5 | 104.0 | 1,746,444 | 1,581,118 | 159,313 | |
103 | Southwest Bancorp Inc. Stillwater, Okla. | 110.4 | 100.8 | 2,441,101 | 2,211,254 | 224,949 |
Citizens Republic Bancorp Inc. Flint, Mich. | 110.4 | 115.1 | 9,560,559 | 8,662,602 | 1,545,686 | |
105 | Regions Financial Corp. Birmingham, Ala. | 110.3 | 100.9 | 99,188,580 | 89,911,064 | 19,708,494 |
Nara Bancorp Inc. Los Angeles | 110.3 | 105.4 | 2,126,806 | 1,928,579 | 227,680 | |
107 | Cardinal Financial Corp. McLean, Va. | 110.2 | 108.1 | 1,226,831 | 1,113,593 | 159,602 |
108 | SCBT Financial Corp. Columbia, S.C. | 110.1 | 102.9 | 2,265,368 | 2,056,846 | 221,463 |
W.T.B. Financial Corp. Spokane | 110.1 | 98.9 | 3,120,402 | 2,833,745 | 335,797 | |
First Chicago Bancorp Itasca, Ill. | 110.1 | 97.5 | 993,372 | 902,478 | 151,441 | |
Capitol Bancorp Ltd. Lansing, Mich. | 110.1 | 108.5 | 4,575,836 | 4,157,634 | 385,965 | |
Macatawa Bank Corp. Holland, Mich. | 110.1 | 103.8 | 1,766,771 | 1,605,225 | 160,826 | |
113 | Montgomery Bancorp. Inc. Sikeston, Mo. | 110.0 | 98.7 | 756,799 | 688,305 | 46,699 |
114 | First Bancorp Inc. Lebanon, Va. | 109.8 | 107.2 | 839,878 | 764,954 | 77,113 |
115 | SunTrust Banks Inc. Atlanta | 109.6 | 106.8 | 131,085,696 | 119,579,163 | 17,907,152 |
116 | CVB Financial Corp. Ontario, Calif. | 109.5 | 94.4 | 3,518,793 | 3,213,633 | 434,193 |
117 | Center Financial Corp. Los Angeles | 109.4 | 102.9 | 1,815,290 | 1,659,078 | 163,179 |
118 | Nexity Financial Corp. Birmingham, Ala. | 109.0 | 90.8 | 728,988 | 668,635 | 62,176 |
Assabet Valley Bancorp Hudson, Mass. | 109.0 | 113.6 | 715,103 | 655,861 | 75,041 | |
Camco Financial Corp. Cambridge, Ohio | 109.0 | 122.9 | 800,331 | 734,102 | 85,885 | |
121 | Bancorp Inc. Wilmington, Del. | 108.6 | 102.6 | 1,427,578 | 1,314,367 | 172,663 |
Republic First Bancorp Inc. Philadelphia | 108.6 | 104.8 | 790,875 | 728,599 | 78,399 | |
123 | Cathay General Bancorp Los Angeles | 108.5 | 105.5 | 7,317,559 | 6,742,043 | 994,689 |
BB&T Corp. Winston-Salem, N.C. | 108.5 | 105.3 | 95,715,075 | 88,253,741 | 12,800,437 | |
125 | Huntington Bancshares Inc. Columbus, Ohio | 108.4 | 110.3 | 41,395,474 | 38,190,979 | 6,381,266 |
Bremer Financial Corp. St. Paul | 108.4 | 104.5 | 5,530,987 | 5,102,953 | 649,530 | |
First Olathe Bancshares Inc. Overland Park, Kan. | 108.4 | 110.4 | 1,383,431 | 1,276,578 | 94,287 | |
Camden National Corp. Maine | 108.4 | 105.0 | 1,526,958 | 1,409,230 | 172,145 | |
129 | Gateway Financial Holdings Inc. Virginia Beach | 108.3 | 96.0 | 1,752,639 | 1,618,541 | 163,684 |
Hawthorn Bancshares Inc. Lees Summit, Mo. | 108.3 | 91.3 | 970,661 | 896,659 | 110,986 | |
131 | Minnwest Corp. Minnetonka, Minn. | 108.2 | 104.7 | 1,357,158 | 1,253,868 | 152,965 |
132 | Summit Bancorp Inc. Arkadelphia, Ark. | 108.1 | 97.3 | 773,444 | 715,192 | 83,105 |
Valley National Bancorp Wayne, N.J. | 108.1 | 98.3 | 9,048,257 | 8,372,403 | 951,331 | |
134 | Temecula Valley Bancorp Inc. Calif. | 108.0 | 100.2 | 1,326,574 | 1,228,923 | 105,296 |
135 | First Chester County Corp. West Chester, Pa. | 107.8 | 90.7 | 786,548 | 729,346 | 68,641 |
UnionBanCal Corp. San Francisco | 107.8 | 89.7 | 46,041,358 | 42,710,601 | 4,708,790 | |
137 | Johnson Financial Group Inc. Racine, Wis. | 107.7 | 96.6 | 4,246,440 | 3,943,805 | 344,884 |
138 | First Financial Service Corp. Elizabethtown, Ky. | 107.6 | 106.8 | 844,542 | 785,085 | 75,692 |
BNC Bancorp Thomasville, N.C. | 107.6 | 97.6 | 999,653 | 929,483 | 86,145 | |
140 | Wilmington Trust Corp. Del. | 107.5 | 101.3 | 9,322,215 | 8,671,764 | 1,066,416 |
First Bancorp Troy, N.C. | 107.5 | 100.3 | 2,170,126 | 2,019,365 | 216,677 | |
Fremont Bancorp. Calif. | 107.5 | 117.6 | 1,714,188 | 1,595,409 | 106,856 | |
143 | FNB United Corp. Asheboro, N.C. | 107.3 | 95.5 | 1,594,817 | 1,486,134 | 214,882 |
144 | Horizon Bancorp Michigan City, Ind. | 107.1 | 105.4 | 848,446 | 792,256 | 73,613 |
145 | Intermountain Community Bancorp Sandpoint, Idaho | 107.0 | 102.2 | 796,288 | 743,913 | 90,548 |
146 | United Bankshares Inc. Charleston, W.Va. | 106.9 | 102.3 | 5,850,183 | 5,472,991 | 772,864 |
Midwest Banc Holdings Inc. Melrose Park, Ill. | 106.9 | 96.5 | 2,501,082 | 2,340,043 | 370,698 | |
Central Bancorp Inc. Garland, Tex. | 106.9 | NA | 726,744 | 680,115 | 60,115 | |
149 | Central Pacific Financial Corp. Honolulu | 106.8 | 101.7 | 4,186,491 | 3,920,630 | 507,103 |
150 | Premier Bancshares Inc. Jefferson City, Mo. | 106.7 | 100.9 | 1,332,534 | 1,248,884 | 87,630 |
*Among 500 top tier largest bank holding companies that file Y-9C reports with the Federal Reserve. **Includes leases.
Source: SNL Financial, Charlottesville, Va.
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