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Banks, thrifts and holding companies

Largest Banking Companies Ranked by Return on Assets

May 12, 2004, 10:08 a.m. EDT 1 Min Read
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Largest Banking Companies Ranked by Return on Assets

Largest Banking Companies Ranked by Return on Assets
In the fourth quarter of 2003. Dollars in thousands
Published May 12, 2004
    Fourth quarter 12-month
ROA
Average assets Net income ROA
1 MBNA Corp. Wilmington, Del. $55,826,405 $703,490 5.04% 4.16%
2 Doral Financial Corp. San Juan, Puerto Rico 9,129,382 94,654 4.147 3.46
3 New York Community Bancorp Inc. Westbury 13,294,423 112,065 3.372 2.261
4 Fremont General Corp. Santa Monica, Calif. 9,090,607 68,097 2.996 3.331
5 Capital One Financial Corp. McLean, Va. 40,553,994 263,682 2.601 2.757
6 Corus Bankshares Inc. Chicago 2,895,733 17,103 2.363 1.957
7 WestAmerica Bancorp San Rafael, Calif. 4,312,922 24,308 2.254 2.194
8 Mellon Financial Corp. Pittsburgh 34,108,500 184,000 2.158 2.069
9 Fifth Third Bancorp Cincinnati 86,914,700 460,684 2.12 2.007
10 State Street Corp. Boston 84,655,000 447,000 2.112 0.873
11 National City Corp. Cleveland 119,101,000 624,588 2.098 1.788
12 GreenPoint Financial Corp. New York 22,204,500 113,600 2.046 2.119
13 TCF Financial Corp. Minneapolis 11,737,778 59,496 2.028 1.852
14 R&G Financial Corp. Hato Rey, Puerto Rico 7,178,054 36,140 2.014 1.797
15 Oriental Financial Group Inc. San Juan, Puerto Rico 3,248,582 15,688 1.932 1.844
16 Synovus Financial Corp. Columbus, Ga. 21,328,012 102,639 1.925 1.905
17 North Fork Bancorp. Inc. Melville, N.Y. 21,461,392 102,383 1.908 1.858
18 U.S. Bancorp Minneapolis 187,322,500 882,900 1.885 1.989
19 First Horizon National Corp. Memphis 25,218,380 117,645 1.866 1.883
20 East West Bancorp Inc. San Marino, Calif. 3,546,802 16,407 1.85 1.638
21 Wilmington Trust Corp. Del. 8,496,394 37,990 1.789 1.576
22 First BanCorp Santurce, Puerto Rico 12,378,341 54,955 1.776 1.461
23 Washington Federal Inc. Seattle 7,540,410 32,822 1.741 1.759
24 Wells Fargo & Co. San Francisco 376,442,500 1,624,000 1.726 1.642
25 Marshall & Ilsley Corp. Milwaukee 33,197,634 141,124 1.7 1.636
26 CVB Financial Corp. Ontario, Calif. 3,392,678 14,106 1.663 1.536
27 Trustmark Corp. Jackson, Miss. 7,361,026 30,464 1.655 1.6
28 Bank of Hawaii Corp. Honolulu 9,397,750 38,673 1.646 1.442
29 Fulton Financial Corp. Lancaster, Pa. 8,689,266 35,693 1.643 1.57
30 Valley National Bancorp Wayne, N.J. 9,348,683 38,369 1.642 1.632
31 National Commerce Financial Corp. Memphis 22,167,440 90,268 1.629 1.4
32 PNC Financial Services Group Pittsburgh 67,450,000 274,000 1.625 1.488
33 International Bancshares Corp. Laredo, Tex. 7,044,967 28,470 1.616 1.79
34 Hibernia Corp. New Orleans 17,837,900 71,493 1.603 1.455
35 Commerce Bancshares Inc. Kansas City 13,485,007 53,861 1.598 1.525
36 Independence Community Bank Corp. Brooklyn, N.Y. 9,098,931 36,241 1.593 2.415
37 Investors Financial Services Corp. Boston 8,021,189 31,924 1.592 1.127
38 Texas Regional Bancshares Inc. McAllen 4,024,793 15,944 1.585 1.54
39 Citigroup Inc. New York 1,236,000,000 4,760,000 1.54 1.509
40 Park National Corp. Newark, Ohio 4,813,115 18,389 1.528 1.809
41 MAF Bancorp Inc. Clarendon Hills, Ill. 6,310,434 24,100 1.528 1.29
42 Chemical Financial Corp. Midland, Mich. 3,577,457 13,563 1.516 1.557
43 UnionBanCal Corp. San Francisco 40,248,116 151,819 1.509 1.451
44 AmSouth Bancorp. Birmingham, Ala. 42,399,028 158,552 1.496 1.465
45 M&T Bank Corp. Buffalo, N.Y. 44,713,000 166,901 1.493 1.266
46 Hancock Holding Co. Gulfport, Miss. 4,109,387 15,248 1.484 1.336
47 Associated Banc-Corp. Green Bay, Wis. 14,991,538 55,609 1.484 1.527
48 Mercantile Bankshares Corp. Baltimore 13,666,099 50,645 1.482 1.644
49 City National Corp.Beverly Hills 12,044,211 44,438 1.476 1.537
50 Flagstar Bancorp Inc. Troy, Mich. 9,971,472 36,671 1.471 2.521
51 First Midwest Bancorp Inc. Itasca, Ill. 6,602,948 24,199 1.466 1.497
52 Golden West Financial Corp. Oakland, Calif. 79,353,865 290,655 1.465 1.506
53 UCBH Holdings Inc. San Francisco 5,092,534 18,514 1.454 1.255
54 Charter One Financial Inc. Cleveland 43,551,636 158,214 1.453 1.449
55 BB&T Corp. Winston-Salem, N.C. 84,520,791 305,027 1.444 1.248
56 Banknorth Group Inc. Portland, Maine 25,541,135 91,562 1.434 1.369
57 Bank of America Corp. Charlotte 761,136,000 2,726,000 1.433 1.415
58 SouthTrust Corp. Birmingham, Ala. 50,853,050 180,486 1.42 1.385
59 Bank One Corp. Chicago 277,942,000 978,000 1.407 1.268
60 BankAtlantic Bancorp Inc. Fort Lauderdale, Fla. 5,014,305 17,642 1.407 1.358
61 National Penn Bancshares Inc. Boyertown, Pa. 3,222,700 11,197 1.39 1.341
62 Compass Bancshares Inc. Birmingham, Ala. 24,888,624 86,178 1.385 1.36
63 Sky Financial Group Inc. Bowling Green, Ohio 12,023,342 41,467 1.38 1.291
64 MB Financial Inc. Chicago 4,158,618 14,280 1.374 1.279
65 Chittenden Corp. Burlington, Vt. 5,752,172 19,718 1.371 1.295
66 Hudson City Bancorp Inc. Paramus, N.J. 15,293,861 52,400 1.37 1.342
67 W Holding Co. Inc. Mayaguez, Puerto Rico 11,166,252 38,143 1.366 1.162
68 Zions Bancorp. Salt Lake City 28,109,511 95,610 1.361 1.204
69 Bank of New York Co. Inc. 90,446,500 307,000 1.358 1.267
70 Cullen/Frost Bankers Inc. San Antonio 9,617,251 32,635 1.357 1.362
71 Regions Financial Corp. Birmingham, Ala. 48,443,873 163,753 1.352 1.345
72 Northern Trust Corp. Chicago 38,784,300 129,700 1.338 1.035
73 Charles Schwab Corp. San Francisco 44,813,000 148,000 1.321 5.603
74 Whitney Holding Corp. New Orleans 7,212,552 23,820 1.321 1.361
75 PFF Bancorp Inc. Pomona, Calif. 3,366,108 11,086 1.317 1.243
76 Huntington Bancshares Inc. Columbus, Ohio 28,701,543 93,261 1.30 1.29
77 Community First Bankshares Inc. Fargo, N.D. 5,599,016 18,193 1.3 1.344
78 FirstFed Financial Corp. Santa Monica, Calif. 4,675,075 15,161 1.297 1.437
79 Cathay General Bancorp Los Angeles 5,189,506 16,763 1.292 1.577
80 BancWest Corp. Honolulu 35,654,730 114,579 1.285 1.216
81 Irwin Financial Corp. Columbus, Ind. 5,203,599 16,695 1.283 1.404
82 IndyMac Bancorp Inc. Pasadena, Calif. 13,807,859 43,313 1.255 1.463
83 Santander BanCorp Hato Rey, Puerto Rico 7,271,728 22,744 1.251 0.568
84 NBT Bancorp Inc. Norwich, N.Y. 3,822,239 11,882 1.243 1.223
85 Hudson United Bancorp Mahwah, N.J. 7,928,815 24,482 1.235 1.414
86 Wachovia Corp. Charlotte 356,679,500 1,100,000 1.234 1.18
87 Popular Inc. Hato Rey, Puerto Rico 34,482,270 106,293 1.233 1.358
88 Southwest Bancorp of Texas Inc. Houston 5,296,933 16,312 1.232 1.135
89 Alabama National Bancorp Birmingham 3,574,648 10,776 1.206 1.139
90 Republic Bancorp Inc. Owosso, Mich. 4,901,417 14,625 1.194 1.23
91 Comerica Inc. Detroit 53,248,500 158,000 1.187 1.248
92 Washington Mutual Inc. Seattle 284,116,000 843,000 1.187 1.37
93 WesBanco Inc. Wheeling, W.Va. 3,348,521 9,890 1.181 1.077
94 Union Planters Corp. Memphis 33,499,716 98,733 1.179 1.5
95 Webster Financial Corp. Waterbury, Conn. 14,165,650 41,386 1.169 1.149
96 First Niagara Financial Group Lockport, N.Y. 3,529,405 10,088 1.143 1.022
97 Provident Bankshares Corp. Baltimore 4,974,011 14,167 1.139 1.031
98 BancorpSouth Inc. Tupelo, Miss. 10,240,698 28,871 1.128 1.281
99 SunTrust Banks Inc. Atlanta 121,915,786 342,507 1.124 1.089
100 BOK Financial Corp. Tulsa, Okla. 12,694,357 35,302 1.112 1.241
101 United Community Banks Inc. Blairsville, Ga. 3,680,828 10,221 1.111 1.024
102 KeyCorp Cleveland 84,473,500 234,000 1.108 1.071
103 Sovereign Bancorp Inc. Philadelphia 41,195,764 112,587 1.093 0.971
104 Pacific Capital Bancorp Santa Barbara, Calif. 4,624,724 12,597 1.09 1.629
105 Anchor BanCorp Wisconsin Inc. Madison 3,651,505 9,938 1.089 1.277
106 Westcorp Irvine, Calif. 14,427,254 39,118 1.085 0.902
107 First Commonwealth Financial Corp. Indiana, Pa. 4,707,575 12,734 1.082 1.125
108 Wintrust Financial Corp. Lake Forest, Ill. 4,045,877 10,929 1.081 0.926
109 Greater Bay Bancorp Palo Alto, Calif. 7,951,693 21,420 1.078 1.162
110 Bremer Financial Corp. St. Paul 5,321,048 14,206 1.068 1.141
111 South Financial Group Inc. Greenville, S.C. 10,673,057 28,421 1.065 1.026
112 Commerce Bancorp Inc.Cherry Hill, N.J. 22,035,675 56,606 1.028 0.992
113 Colonial BancGroup Inc. Montgomery, Ala. 15,837,671 40,632 1.026 0.964
114 First Interstate BancSystem Inc. Billings, Mont. 3,868,431 9,850 1.019 1.094
115 Community Bank System Inc. Dewitt, N.Y. 3,432,318 8,670 1.01 1.163
116 UMB Financial Corp. Kansas City 7,169,130 17,663 0.986 0.823
117 Susquehanna Bancshares Inc. Lititz, Pa. 5,696,363 14,014 0.984 1.09
118 J.P. Morgan Chase & Co. New York 775,550,000 1,864,000 0.961 0.866
119 HSBC USA Inc. New York 91,345,500 216,199 0.947 1.024
120 Citizens Banking Corp.Flint, Mich. 7,693,437 18,074 0.94 0.857
121 Seacoast Financial Services Corp. New Bedford, Mass. 4,130,388 9,556 0.925 0.707
122 First Financial BancorpHamilton, Ohio 3,830,714 8,841 0.923 0.987
123 First Citizens Bancorp. of South Carolina Columbia 4,075,534 9,387 0.921 0.972
124 Amcore Financial Inc. Rockford, Ill. 4,420,689 9,876 0.894 0.983
125 Sterling Financial Corp. Spokane 4,176,178 8,988 0.861 0.883
126 First Banks Inc.Clayton, Mo. 7,179,864 15,380 0.857 0.874
127 Astoria Financial Corp. Lake Success, N.Y. 22,647,787 47,959 0.847 0.868
128 Downey Financial Corp.Newport Beach, Calif. 11,485,871 23,758 0.827 0.888
129 Northwest Bancorp Inc. Warren, Pa. 5,840,991 12,021 0.823 0.859
130 NetBank Inc. Alpharetta, Ga. 4,888,752 10,010 0.819 1.159
131 Provident Financial Services Inc. Jersey City 4,228,038 8,211 0.777 0.455
132 United Bankshares Inc.Charleston, W.Va. 5,750,406 10,497 0.73 1.356
133 Commercial Federal Corp. Omaha 12,353,073 22,198 0.719 0.695
134 Provident Financial Group Inc. Cincinnati 17,657,000 30,222 0.685 0.549
135 Gold Banc Corp. Inc. Leawood, Kan. 4,240,704 7,200 0.679 0.718
136 Waypoint Financial Corp. Harrisburg, Pa. 5,421,848 8,895 0.656 0.767
137 BankUnited Financial Corp. Coral Gables, Fla. 7,196,446 11,550 0.642 0.648
138 People’s Bank Bridgeport, Conn. 11,834,450 17,400 0.588 0.541
139 First Citizens Bancshares Inc.Raleigh 12,211,622 16,574 0.543 0.614
140 F.N.B. Corp. Hermitage, Pa. 7,895,423 10,321 0.523 0.74
141 First Republic Bank San Francisco 5,355,196 6,654 0.497 0.682
142 First National Bankshares of Florida Naples 3,730,744 4,147 0.445 0.912
143 FirstMerit Corp. Akron 10,560,968 6,482 0.246 1.142
144 Old National Bancorp Evansville, Ind. 9,576,889 5,276 0.22 0.737
145 Capitol Federal Financial Topeka, Kan. 8,479,860 4,618 0.218 0.218
146 BFC Financial Corp. Fort Lauderdale, Fla. 5,035,702 991 0.079 0.141
147 First Charter Corp. Charlotte 3,979,508 -490 -0.049 0.353
148 Trust Co. of New Jersey Jersey City 4,297,210 -4,529 -0.422 0.42
149 Riggs National Corp. Washington 6,398,702 -6,858 -0.429 0.015
150 Silicon Valley Bancshares Santa Clara, Calif. 4,002,887 -15,294 -1.528 0.296


Source: Sheshunoff Information Services, a division of Thomson Corp.
© 2004 American Banker

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