Largest Banking Companies Ranked by Return on Assets

November 23, 2004, 10:08 a.m. EST 1 Min Read

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Largest Banking Companies Ranked by Return on Assets
In the second quarter of 2004. Dollars in thousands Published November 23, 2004
Rank		Second quarter			First half ROA*
Rank		Average assets	Net income	ROA*	First half ROA*
1	MBNA Corp. Wilmington, Del.	$60,395,432	$660,335	4.373%	3.906%
2	Fremont General Corp. Santa Monica, Calif.	10,138,174	95,378	3.763	3.588
3	Doral Financial Corp. San Juan, Puerto Rico	12,375,639	114,906	3.714	3.811
4	Capital One Financial Corp. McLean, Va.	50,020,115	407,387	3.258	3.513
5	Signature Bank New York	2,339,805	18,273	3.124	1.937
6	Corus Bankshares Inc. Chicago	3,847,689	24,576	2.555	2.265
7	TCF Financial Corp. Minneapolis	11,856,278	65,218	2.200	2.153
8	Westamerica Bancorp. San Rafael, Calif.	4,482,261	24,644	2.199	2.192
9	U.S. Bancorp Minneapolis	190,430,000	1,036,900	2.178	2.152
10	Mellon Financial Corp. Pittsburgh	33,443,000	176,000	2.105	2.528
11	UnionBanCal Corp. San Francisco	6,582,322	231,097	2.072	1.773
12	Trustco Bank Corp. Glenville, N.Y.	44,611,351	14,371	2.024	2.028
13	Oriental Financial Group Inc. San Juan, Puerto Rico	2,840,752	18,078	2.011	1.908
14	Park National Corp. Newark, Ohio	3,595,955	24,085	1.912	1.879
15	Washington Federal Inc. Seattle	5,039,011	35,032	1.905	1.794
16	Fifth Third Bancorp Cincinnati	7,355,213	447,710	1.900	1.887
17	R&G Financial Corp. Hato Rey, Puerto Rico	94,261,000	40,747	1.860	1.849
18	Synovus Financial Corp. Columbus, Ga.	8,764,377	105,141	1.852	1.865
19	S & T Bancorp Inc. Indiana	22,705,467	13,572	1.822	1.802
20	National City Corp. Cleveland	2,979,134	519,046	1.792	2.185
21	Bank of Hawaii Corp. Honolulu	115,832,000	44,232	1.788	1.717
22	North Fork Bancorp. Inc. Melville, N.Y.	9,893,300	108,999	1.771	1.853
23	Investors Financial Services Corp. Boston	24,617,030	35,418	1.746	1.428
24	First Horizon National Corp. Memphis	8,112,834	118,384	1.736	1.794
25	CVB Financial Corp. Ontario, Calif.	27,276,280	17,452	1.701	1.371
26	Marshall & Ilsley Corp. Milwaukee	4,103,263	151,709	1.678	1.677
27	Wells Fargo & Co. San Francisco	36,171,945	1,714,000	1.670	1.747
28	Associated Banc-Corp Green Bay, Wis.	410,544,000	64,505	1.665	1.613
29	PNC Financial Services Group Pittsburgh	15,498,005	304,000	1.646	1.721
30	BB&T Corp. Winston-Salem, N.C.	73,867,000	400,106	1.645	1.539
31	Wilmington Trust Corp. Del.	97,286,405	36,500	1.622	1.582
32	Mercantile Bankshares Corp. Baltimore	9,000,000	56,313	1.616	1.626
33	Harbor Florida Bancshares Inc. Fort Pierce	13,939,185	10,269	1.607	1.615
34	Trustmark Corp. Jackson, Miss.	2,556,386	33,023	1.603	1.478
35	City National Corp. Beverly Hills	8,242,418	52,200	1.580	1.597
36	BankAtlantic Bancorp Inc. Fort Lauderdale, Fla.	13,211,551	18,620	1.566	1.361
37	Commercial Capital Bancorp Inc. Irvine, Calif.	4,755,785	10,923	1.565	1.564
38	East West Bancorp Inc. San Marino, Calif.	2,791,512	18,029	1.556	1.576
39	Cathay General Bancorp Los Angeles	4,636,049	22,144	1.545	1.493
40	United Bankshares Inc. Charleston, W.Va.	5,731,908	24,214	1.505	1.507
41	Commerce Bancshares Inc. Kansas City, Mo.	6,434,075	53,838	1.503	1.475
42	Central Pacific Financial Corp. Honolulu	14,323,830	8,668	1.503	1.468
43	Hudson United Bancorp Mahwah, N.J.	2,306,806	31,659	1.501	1.518
44	Glacier Bancorp Inc. Kalispell, Mont.	8,436,611	10,763	1.499	1.519
45	Comerica Inc. Detroit, Mich.	2,872,475	192,000	1.489	1.384
46	Hancock Holding Co. Gulfport, Miss.	51,593,000	16,372	1.481	1.404
47	Bank of New York Co. Inc.	4,420,784	371,000	1.478	1.470
48	Westcorp Irvine, Calif.	100,373,000	54,415	1.464	1.323
49	Hibernia Corp. New Orleans	14,872,248	73,350	1.460	1.443
50	Valley National Bancorp Wayne, N.J.	20,093,600	36,729	1.449	1.510
51	First Midwest Bancorp Inc. Itasca, Ill.	10,142,322	24,712	1.445	1.421
52	M&T Bank Corp. Buffalo	6,841,493	184,385	1.439	1.360
53	Dime Community Bancshares Inc. Brooklyn, N.Y.	51,251,000	12,406	1.439	1.513
54	Chemical Financial Corp. Midland, Mich.	3,448,906	13,866	1.431	1.443
55	Fulton Financial Corp. Lancaster, Pa.	3,876,665	37,864	1.428	1.454
56	Independent Bank Corp. Ionia, Mich.	10,603,544	8,983	1.425	1.426
57	First Banks Inc. Clayton, Mo.	2,521,936	26,003	1.419	1.214
58	Cullen/Frost Bankers Inc. San Antonio	7,327,717	34,118	1.419	1.415
59	Golden West Financial Corp. Oakland, Calif.	9,616,962	316,718	1.413	1.413
60	Huntington Bancshares Inc. Columbus, Ohio	89,649,483	110,127	1.407	1.380
61	Independence Community Bank Corp. Brooklyn, N.Y.	31,313,000	58,248	1.403	1.466
62	AmSouth Bancorp. Birmingham, Ala.	16,605,334	166,963	1.399	1.396
63	UCBH Holdings Inc. San Francisco	47,742,291	20,268	1.389	1.402
64	Bank of America Corp. Charlotte	5,834,771	3,849,000	1.389	1.334
65	Texas Regional Bancshares Inc. McAllen	1,108,000,000	18,832	1.384	1.448
66	Prosperity Bancshares Inc. Houston	5,441,262	8,362	1.370	1.352
67	Flagstar Bancorp Inc. Troy, Mich.	2,442,115	41,190	1.367	1.339
68	Harleysville National Corp. Pa.	12,052,548	9,382	1.360	1.392
69	Irwin Financial Corp. Columbus, Ind.	2,759,563	17,944	1.358	1.509
70	Hudson River Bancorp Inc. Hudson, N.Y.	5,285,671	8,835	1.353	1.353
71	Banknorth Group Inc. Portland, Maine	2,611,817	95,847	1.351	1.356
72	MB Financial Inc. Chicago	28,382,749	15,470	1.336	1.333
73	Silicon Valley Bancshares Santa Clara, Calif.	4,633,071	15,708	1.333	1.301
74	Sky Financial Group Inc. Bowling Green, Ohio	4,714,940	40,201	1.327	1.582
75	Popular Inc. Hato Rey, Puerto Rico	12,114,421	127,799	1.322	1.304
76	Compass Bancshares Inc. Birmingham, Ala.	38,660,017	91,745	1.321	1.301
77	International Bancshares Corp. Laredo, Tex.	27,785,546	26,229	1.321	1.452
78	BOK Financial Corp. Tulsa	7,944,389	45,533	1.315	1.236
79	First Community Bancorp Rancho Santa Fe, Calif.	13,854,325	8,838	1.310	1.269
80	W Holding Co. Inc. Mayaguez, Puerto Rico	2,699,226	41,023	1.301	1.334
81	F.N.B. Corp. Hermitage, Pa.	12,616,185	15,065	1.299	1.350
82	National Penn Bancshares Inc. Boyertown, Pa.	4,637,230	12,180	1.293	1.297
83	Greater Bay Bancorp Palo Alto, Calif.	3,767,840	24,533	1.284	1.300
84	Hudson City Bancorp Inc. Paramus, N.J.	7,640,836	58,418	1.280	1.285
85	Northern Trust Corp. Chicago	18,252,986	130,800	1.276	1.283
86	First Interstate BancSystem Inc. Billings, Mont.	41,000,300	12,572	1.275	1.140
87	Zions Bancorp. Salt Lake City	3,942,796	98,842	1.274	1.305
88	Community Trust Bancorp Inc. Pikeville, Ky.	31,040,639	7,756	1.256	1.217
89	Chittenden Corp. Burlington, Vt.	2,469,417	18,154	1.252	1.229
90	HSBC USA Inc. New York	5,799,583	331,000	1.248	1.264
91	FirstFed Financial Corp. Santa Monica, Calif.	106,125,000	16,553	1.238	1.219
92	NBT Bancorp Inc. Norwich, N.Y.	5,348,976	12,568	1.234	1.965
93	Wachovia Corp. Charlotte,	4,073,144	1,252,000	1.218	1.236
94	First BanCorpSanturce, Puerto Rico	411,074,000	39,935	1.189	1.252
95	FirstMerit Corp. Akron	13,437,398	31,028	1.186	0.838
96	PFF Bancorp Inc. Pomona, Calif.	10,465,272	10,775	1.179	1.179
97	BancorpSouth Inc. Tupelo, Miss.	3,654,169	31,273	1.179	1.110
98	Pacific Capital Bancorp Santa Barbara, Calif.	10,614,248	16,547	1.177	2.120
99	Umpqua Holdings Corp. Portland, Ore.	5,623,843	9,131	1.176	1.159
100	Community Bank System Inc. Dewitt, N.Y.	3,106,392	12,141	1.171	1.165
101	BancWest Corp. Honolulu	4,145,955	114,757	1.167	1.173
102	Republic Bancorp Inc. Owosso, Mich.	39,343,492	16,368	1.166	1.185
103	Boston Private Financial Holdings Inc.	5,612,718	8,155	1.154	1.162
104	SunTrust Banks Inc. Atlanta	2,827,036	364,837	1.146	1.152
105	Hanmi Financial Corp. Los Angeles	127,287,500	7,545	1.131	1.255
106	BancFirst Corp. Oklahoma City	2,668,337	8,638	1.129	1.113
107	Whitney Holding Corp. New Orleans	3,061,229	21,903	1.126	1.240
108	MAF Bancorp Inc. Clarendon Hills, Ill.	7,782,108	25,970	1.124	1.117
109	Webster Financial Corp. Waterbury, Conn.	9,238,105	45,843	1.122	1.136
110	KeyCorp Cleveland	16,344,639	239,000	1.121	1.152
111	First National Bankshares of Florida Naples	85,315,000	11,291	1.120	1.104
112	Anchor BanCorp Wisconsin Inc. Madison, Wis.	4,030,853	10,597	1.108	1.108
113	WesBanco Inc. Wheeling, W.Va.	3,826,571	9,363	1.096	1.126
114	Sovereign Bancorp Inc. Philadelphia	3,418,188	131,354	1.094	0.995
115	First Financial Holdings Inc. Charleston, S.C.	48,011,289	6,702	1.093	1.009
116	Alabama National Bancorp. Birmingham	2,453,744	13,244	1.089	1.085
117	South Financial Group Inc. Greenville, S.C.	4,865,953	29,987	1.081	1.137
118	Sandy Spring Bancorp Inc. Olney, Md.	11,092,032	6,393	1.072	1.162
119	1st Source Corp. South Bend, Ind.	2,384,929	8,718	1.070	0.848
120	First Financial Bancorp Hamilton, Ohio	3,257,795	10,337	1.058	1.040
121	Southwest Bancorp. of Texas Inc. Houston	3,907,566	16,221	1.050	1.032
122	First Niagara Financial Group Lockport, N.Y.	6,181,580	13,013	1.044	1.029
123	Susquehanna Bancshares Inc. Lititz, Pa.	4,986,412	16,498	1.036	1.055
124	United Community Banks Inc. Blairsville, Ga.	6,370,826	11,049	1.034	1.052
125	Bremer Financial Corp. St. Paul	4,274,442	14,946	1.033	1.030
126	Astoria Financial Corp. Lake Success, N.Y.	5,785,595	57,501	1.027	0.990
127	Commerce Bancorp Inc. Cherry Hill, N.J.	22,390,213	66,235	1.026	1.032
128	Colonial BancGroup Inc. Montgomery, Ala.	25,822,157	43,334	1.004	0.988
129	Independent Bank Corp. Rockland, Mass.	17,260,283	6,621	0.989	1.046
130	Integra Bank Corp. Evansville, Ind.	2,679,105	6,655	0.984	-1.466
131	Charles Schwab Corp. San Francisco	2,705,080	113,000	0.966	1.180
132	Wintrust Financial Corp. Lake Forest, Ill.	46,802,500	12,493	0.965	0.952
133	Citizens Banking Corp. Flint, Mich.	5,176,454	18,722	0.964	0.939
134	First Merchants Corp. Muncie, Ind.	7,768,801	7,355	0.956	0.934
135	U.S.B. Holding Co. Inc. Orangeburg, N.Y.	3,077,161	7,037	0.954	0.987
136	First Charter Corp. Charlotte	2,951,524	10,255	0.950	0.915
137	State Street Corp. Boston	4,316,360	220,000	0.941	0.951
138	Capitol Bancorp Ltd. Lansing, Mich.	93,518,000	6,911	0.941	0.793
139	Peoples Bank Bridgeport, Conn.	2,938,505	25,000	0.938	2.642
140	Bank Mutual Corp. Milwaukee	10,664,300	7,118	0.918	0.915
141	Sterling Bancshares Inc. Houston, Tex.	3,103,194	7,073	0.903	0.779
142	Amcore Financial Inc. Rockford, Ill.	3,134,506	10,415	0.891	0.884
143	Northwest Bancorp Inc. Warren, Pa.	4,676,362	12,575	0.876	0.878
144	Sterling Financial Corp. Spokane	5,741,762	13,483	0.860	0.837
145	Santander BanCorp Hato Rey, Puerto Rico	6,274,072	16,046	0.853	1.096
146	Downey Financial Corp. Newport Beach, Calif.	7,526,042	27,821	0.832	0.581
147	Heartland Financial USA Inc. Dubuque, Iowa	13,378,534	4,575	0.832	0.917
148	First Commonwealth Financial Corp. Indiana, Pa.	2,200,577	11,560	0.816	0.918
149	Provident Financial Services Inc. Jersey City, N.J.	5,667,865	8,581	0.807	0.890
150	Franklin Bank Corp. Houston	4,252,727	5,398	0.785	0.757

*Annualized