Largest Home Equity Loan Portfolios

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Largest Home Equity Loan Portfolios

Largest Home Equity Loan PortfoliosAt U.S. bank and thrift holding companies. Dollars in thousands
Published July 2, 2009

Rank   Home equity loans Total loans
and leases
Dec. '08 Year earlier Change
1 Bank of America Corp. Charlotte $148,058,456 $117,242,543 26.3% $960,802,761
2 JPMorgan Chase & Co. New York 131,436,000 84,850,000 54.9 761,186,000
3 Wells Fargo & Co. San Francisco 129,880,000 84,907,000 53 891,156,000
4 Citigroup Inc. New York 67,487,000 70,232,000 -3.9 723,696,000
5 PNC Financial Services Group Inc. Pittsburgh 34,365,439 11,336,584 203.1 179,903,595
6 Citizens Financial Group Inc. Providence, R.I. 24,747,030 24,308,638 1.8 111,195,501
7 SunTrust Banks Inc. Atlanta 22,871,093 22,241,520 2.8 131,030,571
8 U.S. Bancorp Minneapolis 19,177,000 16,441,000 16.6 188,165,000
9 HSBC North America Holdings Inc. Mettawa, Ill. 15,081,769 18,437,716 -18.2 246,258,942
10 Regions Financial Corp. Birmingham, Ala. 14,566,334 12,848,353 13.4 98,859,825
11 USAA Federal Savings Bank San Antonio 12,195,448 11,993,073 1.7 26,951,696
12 Fifth Third Bancorp Cincinnati 12,092,214 11,377,265 6.3 85,592,670
13 E-Trade Bank Arlington, Va. 10,180,540 12,124,865 -16 28,199,029
14 KeyCorp Cleveland 9,679,695 9,090,747 6.5 77,531,497
15 BB&T Corp. Winston-Salem, N.C. 8,083,136 7,473,636 8.2 98,668,626
16 TD Banknorth Inc. Portland, Maine 7,092,356 3,476,296 104 51,226,520
17 First Horizon National Corp. Memphis 6,470,285 6,708,897 -3.6 21,845,504
18 Huntington Bancshares Inc. Columbus, Ohio 6,217,811 7,225,126 -13.9 41,460,958
19 Sovereign Bank Wyomissing, Pa. 5,836,771 4,736,642 23.2 55,596,500
20 Ally Bank Midvale, Utah 5,404,501 4,977,087 8.6 23,795,067
21 Harris Financial Corp. Wilmington, Del. 5,343,195 4,550,098 17.4 37,479,641
22 M&T Bank Corp. Buffalo 5,194,250 4,921,240 5.5 49,000,463
23 RBC Bancorp. USA Raleigh 3,801,062 2,607,981 45.7 21,633,146
24 Marshall & Ilsley Corp. Milwaukee 3,749,887 3,060,404 22.5 49,984,544
25 BancWest Corp. San Francisco 3,590,528 3,054,261 17.6 55,113,942
26 UnionBanCal Corp. San Francisco 3,495,870 2,501,915 39.7 49,585,551
27 BBVA USA Bancshares Inc. Houston 3,359,326 2,743,705 22.4 38,648,776
28 Webster Financial Corp. Waterbury, Conn. 2,868,103 2,740,856 4.6 12,212,130
29 Third Federal Savings and Loan Association of Cleveland 2,768,447 1,986,872 39.3 9,601,838
30 TCF Financial Corp. Wayzata, Minn. 2,713,081 2,572,612 5.5 13,345,890
31 Charles Schwab Bank Reno 2,662,029 1,234,452 115.6 6,106,348
32 Zions Bancorp. Salt Lake City 2,504,820 2,107,468 18.9 41,912,188
33 Northern Trust Corp. Chicago 2,368,062 1,803,107 31.3 30,759,121
34 Comerica Inc. Dallas 2,289,256 2,074,456 10.4 50,539,921
35 Capital One Financial Corp. McLean, Va. 2,259,085 2,477,309 -8.8 101,654,123
36 State Farm Bank FSB Bloomington, Ill. 2,237,624 2,111,562 6 12,882,129
37 Associated Banc-Corp Green Bay, Wis. 2,071,544 2,272,381 -8.8 16,386,992
38 Synovus Financial Corp. Columbus, Ga. 2,059,736 1,901,097 8.3 28,057,341
39 First Citizens BancShares Inc. Raleigh 1,982,650 1,574,273 25.9 11,719,285
40 People’s United Bank Bridgeport, Conn. 1,946,673 1,222,430 59.2 14,570,063
41 Fulton Financial Corp. Lancaster, Pa. 1,476,401 1,267,854 16.4 12,138,460
42 Irwin Financial Corp. Columbus, Ind. 1,340,220 1,587,862 -15.6 4,490,728
43 AmTrust Bank Cleveland 1,290,592 1,377,955 -6.3 10,865,998
44 Popular Inc. Hato Rey, Puerto Rico 1,250,000 1,738,000 -28.1 26,276,000
45 FBOP Corp. Oak Park, Ill. 1,137,169 797,701 42.6 13,914,638
46 Principal Bank Des Moines 1,059,530 885,296 19.7 1,862,028
47 Citizens Republic Bancorp Inc. Flint, Mich. 1,051,772 1,110,171 -5.3 9,193,961
48 Wintrust Financial Corp. Lake Forest, Ill. 1,022,409 787,816 29.8 7,700,086
49 FirstMerit Corp. Akron 1,000,750 983,678 1.7 7,436,911
50 Bank of Hawaii Corp. Honolulu 994,108 961,380 3.4 6,551,773
51 Harleysville National Corp. Pa. 953,147 682,091 39.7 3,685,244
52 Guaranty Bank Milwaukee 826,767 946,805 -12.7 1,342,768
53 National Penn Bancshares Inc. Boyertown, Pa. 791,975 464,673 70.4 6,328,051
54 Bremer Financial Corp. St. Paul 789,362 776,126 1.7 5,773,100
55 BancorpSouth Inc. Tupelo, Miss. 766,977 680,370 12.7 9,881,339
56 First Citizens Bancorp. Inc. Columbia, S.C. 764,427 617,316 23.8 5,026,848
57 Susquehanna Bancshares Inc. Lititz, Pa. 747,881 660,967 13.1 9,653,873
58 BankAtlantic Fort Lauderdale, Fla. 736,363 691,384 6.5 4,562,672
59 Colonial BancGroup Inc. Montgomery, Ala. 732,646 823,751 -11.1 16,612,266
60 Flagstar Bank FSB Troy, Mich. 702,712 672,098 4.6 10,441,070
61 First American Bank Corp. Elk Grove Village, Ill. 701,067 749,517 -6.5 2,066,709
62 City National Corp. Beverly Hills 690,743 505,208 36.7 12,444,259
63 South Financial Group Inc. Greenville, S.C. 687,140 582,319 18 10,234,326
64 United Bankshares Inc. Charleston, W.Va. 681,549 635,390 7.3 6,015,023
65 Wilmington Trust Corp. Del. 669,854 643,615 4.1 9,725,127
66 Valley National Bancorp Wayne, N.J. 660,368 601,907 9.7 10,148,232
67 Midfirst Bank Oklahoma City 638,837 504,710 26.6 9,897,253
68 Northwest Savings Bank Warren, Pa. 638,612 607,685 5.1 5,200,855
69 Commerce Bancshares Inc. Kansas City, Mo. 635,954 595,592 6.8 11,644,491
70 First Niagara Bank Lockport, N.Y. 635,030 512,474 23.9 6,460,725
71 NBT Bancorp Inc. Norwich, N.Y. 627,603 582,731 7.7 3,651,911
72 F.N.B. Corp. Hermitage, Pa. 571,213 403,359 41.6 5,831,088
73 Arvest Bank Group Inc. Bentonville, Ark. 567,719 508,769 11.6 7,697,287
74 ING Bank FSB Wilmington, Del. 554,209 401,651 38 35,277,995
75 NewAlliance Bancshares Inc. New Haven 553,427 523,857 5.6 4,968,151
76 Fremont Bancorp. Calif. 546,067 488,836 11.7 1,763,860
77 First Midwest Bancorp Inc. Itasca, Ill. 543,701 513,621 5.9 5,357,999
78 Sterling Financial Corp. Spokane 518,413 483,039 7.3 9,128,419
79 First Banks Inc. Clayton, Mo. 514,458 455,943 12.8 8,592,975
80 Glacier Bancorp Inc. Kalispell, Mont. 499,292 409,554 21.9 4,130,191
81 BOK Financial Corp. Tulsa 469,818 406,031 15.7 12,993,595
82 Pacific Capital Bancorp Santa Barbara, Calif. 467,602 414,281 12.9 5,775,993
83 United Community Banks Inc. Blairsville, Ga. 448,719 407,082 10.2 5,725,195
84 Johnson Financial Group Inc. Racine, Wis. 427,440 339,192 26 4,520,817
85 Old National Bancorp Evansville, Ind. 413,633 407,165 1.6 4,778,478
86 First Interstate BancSystem Inc. Billings, Mont. 413,474 268,453 54 4,769,216
87 First Commonwealth Financial Corp. Indiana, Pa. 412,878 334,190 23.5 4,418,377
88 MB Financial Inc. Chicago 412,476 369,501 11.6 6,228,564
89 Eastern Bank Corp. Boston 405,793 394,321 2.9 3,966,795
90 UMB Financial Corp. Kansas City, Mo. 399,609 298,659 33.8 4,410,034
91 Sandy Spring Bancorp Inc. Olney, Md. 390,302 344,682 13.2 2,502,036
92 Trustmark Corp. Jackson, Miss. 386,007 358,872 7.6 6,960,668
93 Encore Bancshares Inc. Houston 384,696 274,613 40.1 1,218,554
94 Hancock Holding Co. Gulfport, Miss. 384,370 392,349 -2 4,271,580
95 TriCo Bancshares Chico, Calif. 383,728 350,223 9.6 1,590,849
96 Central Bancompany Inc. Jefferson City, Mo. 381,747 352,067 8.4 5,985,820
97 Bank of New York Mellon Corp. 380,000 357,000 6.4 43,381,000
98 Ameriprise Bank FSB Minneapolis 377,753 326,275 15.8 480,171
99 Sun Bancorp Inc. Vineland, N.J. 376,615 361,980 4 2,739,825
100 Republic Bancorp Inc. Louisville 375,807 348,203 7.9 2,315,155
101 Columbia Bank Fair Lawn, N.J. 375,187 359,839 4.3 3,459,924
102 FirstBank Holding Co. Lakewood, Colo. 374,551 292,459 28.1 4,058,817
103 W.T.B. Financial Corp. Spokane 373,578 303,942 22.9 3,252,578
104 Independent Bank Corp. Rockland, Mass. 373,096 285,266 30.8 2,659,138
105 Cullen/Frost Bankers Inc. San Antonio 372,586 284,227 31.1 8,845,409
106 Boston Private Financial Holdings Inc. 371,414 297,375 24.9 5,515,502
107 Park National Corp. Newark, Ohio 371,400 350,636 5.9 4,491,337
108 Dollar Bank Federal Savings Bank Pittsburgh 365,084 324,039 12.7 4,368,963
109 Hudson City Savings Bank Paramus, N.J. 364,289 388,973 -6.3 29,491,476
110 First Federal Savings and Loan Association of Charleston S.C. 360,397 292,048 23.4 2,380,122
111 Iberiabank Corp. Lafayette, La. 354,208 303,316 16.8 3,807,905
112 First Place Bank Warren, Ohio 352,900 487 72,364.1 2,701,358
113 Liberty Bank Middletown, Conn. 344,829 337,649 2.1 2,342,923
114 International Bancshares Corp. Laredo, Texas 338,774 224,685 50.8 5,872,834
115 First Financial Bancorp. Cincinnati 327,994 287,103 14.2 2,687,114
116 Astoria Federal Savings and Loan Association Lake Success, N.Y. 322,180 337,875 -4.6 16,712,766
117 Pulaski Bank Creve Coeur, Mo. 318,398 328,678 -3.1 1,233,061
118 TrustCo Bank Schenectady, N.Y. 316,332 296,406 6.7 2,163,327
119 Utrecht-America Holdings Inc. New York 315,487 268,782 17.4 13,945,147
120 EverBank Jacksonville, Fla. 308,408 353,574 -12.8 5,473,097
121 Doral GP Ltd. San Juan, Puerto Rico 307,823 300,432 2.5 5,471,951
122 Alpine Banks of Colorado Glenwood Springs 304,453 243,754 24.9 2,104,829
123 AnchorBank FSB Madison, Wis. 297,265 248,417 19.7 4,100,797
124 Provident Financial Services Inc. Jersey City 296,302 281,458 5.3 4,526,748
125 Umpqua Holdings Corp. Portland, Ore. 293,053 226,346 29.5 6,153,729
126 Capitol Bancorp Ltd. Lansing, Mich. 291,297 234,935 24 4,745,703
127 Amcore Financial Inc. Rockford, Ill. 291,035 302,180 -3.7 3,792,778
128 TowneBank Portsmouth, Va. 287,972 230,949 24.7 2,376,080
129 Whitney Holding Corp. New Orleans 286,875 246,396 16.4 9,102,623
130 American Savings Bank FSB Honolulu 277,676 200,689 38.4 4,242,217
131 Spencer Savings Bank SLA Elmwood Park, N.J. 276,361 279,931 -1.3 1,255,623
132 Pinnacle Financial Partners Inc. Nashville 274,180 229,671 19.4 3,380,384
133 Wilmington Savings Fund Society FSB Del. 272,377 254,825 6.9 2,474,412
134 StellarOne Corp. Charlottesville, Va. 269,233 129,440 108 2,280,433
135 TierOne Bank Lincoln, Neb. 268,520 300,659 -10.7 2,782,220
136 Inter Savings Bank FSB Maple Grove, Minn. 263,251 269,646 -2.4 652,783
137 West Coast Bancorp Lake Oswego, Ore. 262,501 225,765 16.3 2,067,656
138 West Suburban Bancorp Inc. Lombard, Ill. 261,408 276,837 -5.6 1,249,179
139 Washington Trust Bancorp Inc. Westerly, R.I. 259,959 244,256 6.4 1,841,697
140 WesBanco Inc. Wheeling, W.Va. 257,926 235,616 9.5 3,612,310
141 NewBridge Bancorp Greensboro, N.C. 256,158 223,096 14.8 1,604,525
142 Riverside Banking Co. Fort Pierce, Fla. 255,614 251,348 1.7 2,453,872
143 Midwest Banc Holdings Inc. Melrose Park, Ill. 255,346 193,506 32 2,509,759
144 First Bancorp Troy, N.C. 249,764 209,852 19 2,212,716
145 American Chartered Bancorp Inc. Schaumburg, Ill. 249,073 193,307 28.8 2,225,347
146 PrivateBancorp Inc. Chicago 248,746 166,097 49.8 8,053,889
147 Guaranty Bank Austin 247,947 223,129 11.1 10,685,300
148 Integra Bank Corp. Evansville, Ind. 244,850 228,006 7.4 2,496,019
149 Home Savings and Loan Co. Youngstown, Ohio 243,674 232,674 4.7 2,258,513
150 HomeStreet Bank Seattle 243,363 242,117 0.5 2,533,668

Notes: List includes top-tier consolidated bank holding companies, commercial banks, savings banks and savings institutions that were operating as of June 5, 2009. Figures for prior periods are not adjusted for mergers and acquisitions.
Source:

SNL Financial
, Charlottesville, Va.

© 2009 American Banker