Top 150 Community Banks Ranked by Return on Average Assets
November 07, 2002, 10:08 a.m. EST 1 Min Read
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Top 150 Community Banks Ranked by Return on Average Assets
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Published November 7, 2002 | ||||||
Return on average assets | ||||||
Rank | 2nd quarter | Year earlier | Total assets | Return on average equity | Efficiency ratio | |
1 | Pitney Bowes Bank Salt Lake City | 13.32% | 13.18% | $416,987 | 91.01% | 1.52% |
2 | Benchmark Bank Plano, Tex. | 11.02 | 0.78 | 78,546 | 136.49 | 42.08 |
3 | First Farmers and Merchants State Bank Grand Meadow, Minn. | 7.3 | 5.05 | 22,480 | 51.39 | 53.96 |
4 | Advanta Bank Corp. Draper, Utah | 6.88 | 5.26 | 887,059 | 37.84 | 52.93 |
5 | First National Bank of Lucedale Miss. | 5.19 | -1.04 | 91,313 | 129.03 | 63.18 |
6 | First National Bank of Arizona Scottsdale | 4.93 | 1.78 | 442,761 | 67.04 | 67.25 |
7 | Bank of St. Edward Neb. | 4.89 | 4.62 | 30,928 | 21.35 | 16.77 |
8 | Wright Express Financial Services Corp. Salt Lake City | 4.8 | 4.32 | 252,207 | 25.12 | 73.51 |
9 | Central Bank Spirit Lake, Iowa | 4.78 | 0.66 | 38,617 | 66.88 | 33.68 |
10 | Broadway Bank Chicago | 4.66 | 3.43 | 394,045 | 49.82 | 20.16 |
11 | Volkswagen Bank USA Salt Lake City | 4.65 | N.A | 387,678 | 19.84 | 16.29 |
12 | First National Bank of Nevada Laughlin | 4.58 | 0.4 | 280,134 | 55.87 | 47.69 |
13 | Peoples National Bank Paris, Tex. | 4.28 | 3.61 | 103,321 | 40.23 | 85.5 |
14 | Security Bank of Southwest Missouri Cassville, Mo. | 4.09 | 4.28 | 50,437 | 38.61 | 38.26 |
15 | Murphy Bank Fresno | 4.02 | 1.97 | 83,552 | 37.47 | 37.1 |
16 | Republic Bank West Bountiful, Utah | 3.96 | 2.31 | 149,083 | 35.83 | 13.59 |
17 | Horizon National Bank Leawood, Kan. | 3.95 | 7.15 | 106,792 | 38.25 | 79.03 |
18 | American Investment Financial Midvale, Utah | 3.8 | 1.89 | 138,114 | 26.55 | 27.75 |
19 | Wayne Bank and Trust Co. Cambridge City, Ind. | 3.77 | 2.08 | 100,628 | 31.1 | 34.95 |
20 | Moorhead State Bank Iowa | 3.74 | 2.42 | 12,860 | 27.33 | 29.04 |
21 | Advantage Bank Spencer, Okla. | 3.68 | 2.82 | 32,118 | 31.92 | 59.51 |
22 | Crescent Bank and Trust Co. New Orleans | 3.65 | 3.42 | 256,355 | 27.76 | 52.78 |
23 | Pueblo Bank and Trust Co. Colo. | 3.57 | 3.74 | 348,109 | 38.85 | 52.31 |
24 | First National Bank of Williamson W.Va. | 3.55 | 1.55 | 76,688 | 20.71 | 48.71 |
25 | Yellowstone Bank Laurel, Mont. | 3.49 | 2.94 | 241,326 | 21 | 34.12 |
26 | First National Bank of Pinedale Wyo. | 3.48 | 3.33 | 32,749 | 19.26 | 45.86 |
27 | Chambers State Bank Neb. | 3.47 | 2.76 | 25,280 | 12.98 | 29.28 |
28 | Carver State Bank Savannah, Ga. | 3.47 | -1.35 | 26,367 | 45.77 | 67.89 |
29 | First Community Bank Savage, Minn. | 3.45 | 2.53 | 66,485 | 41.01 | 33.66 |
30 | Vermillion State Bank Minn. | 3.45 | 3.06 | 234,880 | 34.08 | 28.51 |
31 | Pulaski Bank and Trust Co. Little Rock | 3.45 | 1.51 | 327,557 | 44.4 | 64.63 |
32 | Bank of Las Vegas | 3.43 | 2.86 | 131,212 | 57.16 | 51.56 |
33 | State Bank of Downs Kan. | 3.42 | 4.48 | 65,238 | 27.51 | 30.13 |
34 | Golden Security Bank Alhambra, Calif. | 3.42 | 2.45 | 103,875 | 37.31 | 35.77 |
35 | First Bank of Delaware Brandywine, Del. | 3.41 | 1.08 | 37,605 | 27.86 | 53.35 |
36 | Bank of Alma Wis. | 3.38 | 2.78 | 124,391 | 15.61 | 11.64 |
37 | American National Bank of Rock Springs Wyo. | 3.35 | 2.86 | 47,210 | 25.55 | 42.04 |
38 | First Coleman National Bank Tex. | 3.32 | 3.95 | 54,687 | 31.68 | 42.94 |
39 | City Bank Lynnwood, Wash. | 3.32 | 3.54 | 612,480 | 14.92 | 49.21 |
40 | University National Bank of Lawrence Kan. | 3.31 | 3.71 | 84,139 | 32.51 | 43.52 |
41 | Falcon International Bank Laredo, Tex. | 3.3 | 2.04 | 232,786 | 46.23 | 50.89 |
42 | Bank of Commerce Chouteau, Okla. | 3.28 | 2.74 | 34,069 | 36.31 | 46.56 |
43 | Bank of Okolona Miss. | 3.28 | 2.54 | 59,355 | 21.24 | 37.61 |
44 | Heritage Bank Doniphan, Neb. | 3.28 | 3.61 | 4,985 | 7.44 | 51.54 |
45 | First Bank of Okarche Okla. | 3.26 | 2.85 | 42,139 | 19.22 | 31.34 |
46 | Mason National Bank Tex. | 3.23 | 3.2 | 56,239 | 25.42 | 40.77 |
47 | State Bank of Wheaton Minn. | 3.23 | 2.23 | 64,939 | 15.79 | 37.36 |
48 | Citizens State Bank of Clara City Minn. | 3.2 | 2.44 | 117,349 | 36 | 50.66 |
49 | Home Bank of California San Diego | 3.2 | 2.54 | 125,211 | 38.3 | 32.01 |
50 | First Bank and Trust Co. Broken Bow, Okla. | 3.19 | 3.66 | 79,134 | 33.37 | 44.22 |
51 | State Bank of McGregor Minn. | 3.17 | 3.21 | 39,565 | 34.12 | 40.42 |
52 | Farmers State Bank Silver Creek, Neb. | 3.15 | 1.35 | 15,022 | 36.84 | 41.94 |
53 | First National Bank of Olney Tex. | 3.14 | 3.1 | 40,766 | 30.23 | 42.06 |
54 | State Bank of Wiley Colo. | 3.14 | 3.92 | 66,261 | 12.32 | 26.01 |
55 | Peotone Bank and Trust Co. Ill. | 3.13 | 2.54 | 93,907 | 39.73 | 46.91 |
56 | Peoples Bank Westville, Okla. | 3.12 | 2.65 | 40,195 | 22.41 | 50.21 |
57 | Farmers and Merchants Bank Dublin, Ga. | 3.12 | 2.92 | 380,493 | 18.68 | 33.72 |
58 | Peoples State Bank Cherryvale, Kan. | 3.11 | 3.24 | 15,686 | 22.35 | 45.24 |
59 | First National Bank Rotan, Tex. | 3.11 | 1.31 | 41,742 | 31.28 | 49.68 |
60 | First Bank Upper Michigan Gladstone | 3.11 | 2.69 | 118,644 | 31.97 | 46.08 |
61 | National Republic Bank of Chicago | 3.11 | 3.39 | 338,783 | 42.08 | 29.47 |
62 | First National Bank of Picayune Miss. | 3.1 | 2.68 | 131,631 | 36.78 | 48.15 |
63 | Justin State Bank Tex. | 3.08 | 3.42 | 49,085 | 27.24 | 46.54 |
64 | Charter Bank Corpus Christi, Tex. | 3.05 | 2.54 | 85,952 | 44.09 | 57.3 |
65 | Cedar Creek Bank Seven Points, Tex. | 3.04 | 1.86 | 102,112 | 30.91 | 52.56 |
66 | Cumberland Security Bank Somerset, Ky. | 3.04 | 2.26 | 126,136 | 37.15 | 46.97 |
67 | Central State Bank State Center, Iowa | 3.03 | 2.19 | 49,662 | 15.74 | 30.02 |
68 | Affinity Bank Ventura, Calif. | 3.03 | 1.29 | 676,061 | 47.54 | 35.93 |
69 | Wabasha County Bank Minn. | 3.02 | 2.31 | 18,381 | 19.1 | 31.77 |
70 | Security State Bank of Pecos Tex. | 3.01 | 1.19 | 90,687 | 34.86 | 58.41 |
71 | Corydon State Bank Iowa | 3.01 | 1.76 | 35,414 | 27.26 | 27.19 |
72 | Bank of Dade Trenton, Ga. | 3 | 2.49 | 73,906 | 42.07 | 45.7 |
73 | Bessemer Trust Co. Woodbridge, N.J. | 3 | 4.11 | 510,597 | 23.37 | 65.73 |
74 | Golf Savings Bank Mountlake Terrace, Wash. | 2.99 | 2.1 | 113,690 | 28.08 | 77.99 |
75 | PFC Bank Ford City, Pa. | 2.98 | 1.39 | 341,635 | 24.72 | 49.6 |
76 | State Bank of Kimball Minn. | 2.97% | 2.57% | $44,525 | 37.61% | 43.78% |
77 | Citizens State Bank of Cheney Kan. | 2.96 | 2.54 | 35,935 | 25.71 | 47.49 |
78 | Lakeside Bank Chicago | 2.96 | 2.41 | 391,516 | 27.19 | 48.24 |
79 | Spring Valley Bank Wyoming, Ohio | 2.96 | 2.75 | 38,431 | 15.6 | 32.19 |
80 | First National Bank of Fairfax Minn. | 2.95 | -0.34 | 24,320 | 10.35 | 35.12 |
81 | First National Bank of Burleson Tex. | 2.94 | 2.83 | 100,732 | 35.85 | 48.97 |
82 | Rancho Santa Fe Trust and Loan Association San Marcos, Calif. | 2.94 | 3.81 | 92,631 | 13.93 | 41.36 |
83 | Foster Bank Chicago | 2.92 | 1.55 | 278,586 | 43.61 | 43.76 |
84 | Iowa State Bank Des Moines | 2.92 | 2.06 | 216,661 | 30.94 | 46.47 |
85 | First State Bank Scottsbluff, Neb. | 2.92 | 2.92 | 174,254 | 34.69 | 39.29 |
86 | Bank Northwest Hamilton, Mo. | 2.91 | 2.61 | 54,945 | 38.9 | 43.83 |
87 | Western Bank Artesia, N.M. | 2.91 | 3.13 | 87,335 | 24.91 | 45.73 |
88 | State Bank of Countryside Ill. | 2.9 | 2.58 | 648,635 | 30.87 | 32.16 |
89 | Farmers and Merchants State Bank Pierz, Minn. | 2.88 | 2.55 | 131,798 | 32.73 | 30.72 |
90 | Heritage Bank of Schaumburg Ill. | 2.87 | 2.02 | 93,888 | 39.01 | 57.44 |
91 | State Bank of Lincoln Ill. | 2.87 | 2.67 | 161,809 | 22.36 | 45.88 |
92 | Inwood National Bank of Dallas | 2.87 | 2.89 | 645,562 | 28.72 | 49 |
93 | First Utah Bank Salt Lake City | 2.85 | 0.39 | 99,468 | 43.56 | 51.76 |
94 | Finance and Thrift Co. Porterville, Calif. | 2.84 | 2.57 | 108,274 | 16.7 | 59.84 |
95 | Randall State Bank Minn. | 2.83 | 2.68 | 26,125 | 28.82 | 39.28 |
96 | Peak National Bank Nederland, Colo. | 2.83 | 3.11 | 187,714 | 39.71 | 54.58 |
97 | Clinton State Bank Minn. | 2.82 | 2.76 | 55,462 | 23.64 | 26.73 |
98 | First Bank and Trust Co. Wagoner, Okla. | 2.82 | 3.01 | 114,521 | 28.3 | 37.92 |
99 | Richland State Bank Bruce, S.D. | 2.82 | 2.85 | 29,265 | 21.01 | 59.85 |
100 | First National Bank of Albany Tex. | 2.81 | 2.66 | 199,821 | 22.73 | 40.6 |
101 | Merchants and Farmers Bank Comer, Ga. | 2.81 | 3.06 | 97,863 | 18.07 | 52.39 |
102 | Bank National Association McAlester, Okla. | 2.8 | 2.49 | 282,843 | 29.32 | 52.6 |
103 | Union National Bank Elgin, Ill. | 2.79 | 2.64 | 139,227 | 29.56 | 36.21 |
104 | Gilmore Bank Los Angeles | 2.79 | 1.83 | 82,653 | 15.29 | 47.05 |
105 | First National Bank of Berryville Ark. | 2.78 | 1.33 | 125,144 | 19.37 | 52.12 |
106 | FirstBank of Breckenridge Colo. | 2.78 | 2.35 | 81,048 | 37.11 | 43.07 |
107 | First State Bank Shelton, Neb. | 2.77 | 2.17 | 33,814 | 24.9 | 43.03 |
108 | Bank of Bloomsdale Mo. | 2.76 | 2.35 | 127,106 | 31.69 | 36.05 |
109 | First National Bank of Hudson Woodbury, Minn. | 2.76 | 2.21 | 294,033 | 31.4 | 53.16 |
110 | Bank of Bonifay Fla. | 2.76 | 1.15 | 97,540 | 27.78 | 52.77 |
111 | Rocky Mountain Bank and Trust of Florence Colo. | 2.75 | 1.33 | 52,686 | 34.9 | 59.99 |
112 | Community National Bank Okarche, Okla. | 2.75 | 2.55 | 37,583 | 22.42 | 49.48 |
113 | Commerce Bank Aurora, Colo. | 2.74 | 3.68 | 92,134 | 29.28 | 57.41 |
114 | Farmers and Merchants Bank Kendall, Wis. | 2.73 | 1.76 | 28,657 | 32.96 | 44.19 |
115 | Farmers State Bank of Darwin Minn. | 2.72 | 2.87 | 19,485 | 25.33 | 53.23 |
116 | First Bank of Chandler Okla. | 2.72 | 2.17 | 52,052 | 28.39 | 40.37 |
117 | Bank of San Jacinto County Coldspring, Tex. | 2.71 | 2.22 | 27,800 | 24.69 | 62.75 |
118 | Bank of Mauston Wis. | 2.71 | 2.32 | 168,067 | 26.72 | 44.52 |
119 | Phoenix Savings Bank Lynnwood, Wash. | 2.71 | 2.31 | 77,079 | 19.04 | 80.76 |
120 | Gunnison Valley Bank Utah | 2.7 | 2.54 | 46,154 | 26.6 | 37.41 |
121 | Citizens National Bank at Brownwood Tex. | 2.7 | 2.85 | 125,137 | 21.67 | 47.78 |
122 | Wood County National Bank Wisconsin Rapids, Wis. | 2.7 | 2.77 | 222,001 | 17.32 | 42.01 |
123 | Farmers National Bank of Seymour Tex. | 2.7 | 2.68 | 31,579 | 25.76 | 50.08 |
124 | Commerce Bank Geneva, Minn. | 2.69 | 0.99 | 47,820 | 28.92 | 43.21 |
125 | Senath State Bank Mo. | 2.68 | 1.68 | 38,602 | 17.87 | 46.97 |
126 | Montrosebank Colo. | 2.68 | 2.56 | 77,138 | 32.92 | 51.84 |
127 | Prior Lake State Bank Minn. | 2.68 | 2.58 | 128,019 | 25.51 | 49.43 |
128 | Corner Stone Bank South West City, Mo. | 2.68 | 2.29 | 89,709 | 19 | 50.24 |
129 | International Bank of Amherst Wis. | 2.68 | 2.4 | 34,897 | 21.55 | 46.49 |
130 | Great Plains Bank Eureka, S.D. | 2.67 | 1.61 | 37,153 | 22.44 | 48.77 |
131 | South Coast Trust and Loan Association Irvine, Calif. | 2.67 | 1.29 | 130,080 | 25.1 | 46.98 |
132 | Bank of Rantoul Ill. | 2.67 | 1.88 | 146,108 | 28.3 | 37.86 |
133 | Security State Bank Wellington, Kan. | 2.67 | 2.8 | 42,369 | 18.03 | 51.38 |
134 | Elysian Bank Minn. | 2.66 | 1.86 | 30,944 | 27.16 | 41.29 |
135 | Farmers Bank and Trust Co. Great Bend, Kan. | 2.66 | 2.32 | 303,400 | 24.12 | 34.7 |
136 | Gary State Bank Minn. | 2.66 | 2.84 | 9,333 | 18.5 | 55.76 |
137 | Citizens National Bank Wills Point, Tex. | 2.64 | 2 | 62,366 | 28.48 | 49.66 |
138 | Pioneer Bank Mapleton, Minn. | 2.64 | 2.25 | 144,267 | 29.85 | 46.32 |
139 | Omaha State Bank Neb. | 2.64 | 1.93 | 199,829 | 31.4 | 47.45 |
140 | Hawkeye State Bank Iowa City | 2.64 | 2.33 | 149,001 | 17.49 | 28.94 |
141 | Mercantile Bank Louisiana, Mo. | 2.64 | 1.63 | 113,360 | 11.69 | 39.25 |
142 | Jackson State Bank and Trust Wyo. | 2.63 | 3.26 | 465,969 | 37.1 | 44.16 |
143 | FirstBank Antlers, Okla. | 2.62 | 2.95 | 92,153 | 27.62 | 61.76 |
144 | First Bank Burkburnett, Tex. | 2.62 | 2.08 | 131,154 | 36.6 | 49.46 |
145 | Interstate Bank Oak Forest, Ill. | 2.62 | 3.33 | 140,135 | 36.46 | 53.49 |
146 | First Commerce Bank Corpus Christi, Tex. | 2.62 | 2.7 | 119,806 | 21.58 | 66.58 |
147 | First National Bank and Trust Co. of Okmulgee Okla. | 2.62 | 2.34 | 110,986 | 21.18 | 54.88 |
148 | First State Bank Valliant, Okla. | 2.62 | 2.17 | 32,770 | 17.77 | 55.12 |
149 | Stanton National Bank Neb. | 2.61 | 0.49 | 26,298 | 28.06 | 63.26 |
150 | State Bank Tower, Minn. | 2.6 | 1.75 | 42,124 | 37.33 | 51.97 |
*Independent banks with less than $1 billion of assets or whose holding companies have less than $1 billion of assets. Excluded are banks at which loans constituted less than half of assets and whose credit card loans exceeded 25% of gross loans.
Source: Sheshunoff Information Services, a division of Thomson Corp.© 2002 American Banker