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    <pubDate>Fri, 24 Apr 2026 19:30:00 GMT</pubDate>
    <dc:date>2026-04-24T19:30:00Z</dc:date>
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      <title><![CDATA[ Bankruptcy filings were up 11.9% in last 12 months ]]></title>
      <link>https://www.americanbanker.com/list/bankruptcy-filings-were-up-11-9-in-last-12-months</link>
      <description><![CDATA[ Bankruptcy filings rose 11.9% during the past 12 months, according to statistics from the Administrative Office of the U.S. Courts; JPMorganChase named Jerry Lee and Nick Richitt as global co-heads of health care investment banking; Goldman Sachs appointed Akila Raman as global head of its private and alternatives capital markets business; and more in this week's banking news roundup.  ]]></description>
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      <category><![CDATA[ Industry News ]]></category>
      <category><![CDATA[ Bankruptcy ]]></category>
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      <pubDate>Fri, 24 Apr 2026 19:30:00 GMT</pubDate>
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      <dc:creator>Traci Parks</dc:creator>
      <dc:date>2026-04-24T19:30:00Z</dc:date>
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      <title><![CDATA[ Adyen to buy German loyalty platform in first-ever acquisition  ]]></title>
      <link>https://www.americanbanker.com/payments/news/adyen-to-buy-talon-one-in-first-ever-acquisition</link>
      <description><![CDATA[ The all-cash, 750 million euro deal to buy Talon.One marks a notable shift from the fintech's M&amp;A strategy that has historically favored build versus buy.  ]]></description>
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      <category><![CDATA[ Digital payments ]]></category>
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      <pubDate>Fri, 24 Apr 2026 18:01:21 GMT</pubDate>
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      <dc:creator>Joey Pizzolato</dc:creator>
      <dc:date>2026-04-24T18:01:21Z</dc:date>
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      <title><![CDATA[ Flagstar pares back earnings outlook amid elevated CRE payoffs ]]></title>
      <link>https://www.americanbanker.com/news/flagstar-pares-back-earnings-outlook-amid-elevated-cre-payoffs</link>
      <description><![CDATA[ The Long Island-based regional bank, which has been in turnaround mode for two years, reduced its earnings per share guidance for 2026 and 2027. It cited an expected decrease in net interest income due to higher levels of payoffs and paydowns in commercial real estate.  ]]></description>
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      <category><![CDATA[ Flagstar Bank ]]></category>
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      <pubDate>Fri, 24 Apr 2026 17:55:14 GMT</pubDate>
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      <dc:creator>Allissa Kline</dc:creator>
      <dc:date>2026-04-24T17:55:14Z</dc:date>
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      <title><![CDATA[ Regulators reduce leverage ratio for community banks ]]></title>
      <link>https://www.americanbanker.com/news/regulators-reduce-leverage-ratio-for-community-banks</link>
      <description><![CDATA[ The Federal Deposit Insurance Corp., Federal Reserve and Office of the Comptroller of the Currency Thursday finalized a rule lowering the community bank leverage ratio from 9% to 8% as well as extending compliance deadlines.  ]]></description>
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      <category><![CDATA[ Regulation and compliance ]]></category>
      <category><![CDATA[ OCC ]]></category>
      <category><![CDATA[ FDIC ]]></category>
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      <pubDate>Fri, 24 Apr 2026 16:39:32 GMT</pubDate>
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      <dc:creator>Ebrima Santos Sanneh</dc:creator>
      <dc:date>2026-04-24T16:39:32Z</dc:date>
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      <title><![CDATA[ Justice Department to drop Powell investigation ]]></title>
      <link>https://www.americanbanker.com/news/justice-department-to-drop-powell-investigation</link>
      <description><![CDATA[ U.S. Attorney for the District of Columbia Jeanine Pirro said in a social media post Friday morning that the Justice Department is closing its investigation into Federal Reserve Chair Jerome Powell, clearing a path for Kevin Warsh to be confirmed as Powell's replacement.  ]]></description>
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      <category><![CDATA[ Trump administration ]]></category>
      <category><![CDATA[ Federal Reserve ]]></category>
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      <pubDate>Fri, 24 Apr 2026 15:41:32 GMT</pubDate>
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      <dc:creator>Claire Williams</dc:creator>
      <dc:date>2026-04-24T15:41:32Z</dc:date>
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      <title><![CDATA[ As banks rely more on vendor platforms, the compliance burden shifts ]]></title>
      <link>https://www.americanbanker.com/opinion/as-banks-rely-more-on-vendor-platforms-the-compliance-burden-shifts</link>
      <description><![CDATA[ A bank's regulatory posture is no longer fully within its own control. When a critical vendor becomes subject to new supervisory expectations, the bank's risk profile changes regardless of anything the bank itself has done.  ]]></description>
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      <category><![CDATA[ Regulation and compliance ]]></category>
      <category><![CDATA[ Consumer banking ]]></category>
      <category><![CDATA[ Risk management ]]></category>
      <category><![CDATA[ Community banking ]]></category>
      <pubDate>Fri, 24 Apr 2026 11:30:00 GMT</pubDate>
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      <dc:creator>Aaron Cheiffetz</dc:creator>
      <dc:date>2026-04-24T11:30:00Z</dc:date>
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      <title><![CDATA[ Bankers say they're AI fluent, but measurement is 'ad hoc' ]]></title>
      <link>https://www.americanbanker.com/news/bankers-say-theyre-ai-fluent-but-measurement-is-ad-hoc</link>
      <description><![CDATA[ Only 16% of 206 banking pros rated their institution "high" or "very high" — and most of those ratings rest on no formal measurement.  ]]></description>
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      <category><![CDATA[ Artificial intelligence ]]></category>
      <category><![CDATA[ Research ]]></category>
      <category><![CDATA[ Workforce management ]]></category>
      <category><![CDATA[ Bank technology ]]></category>
      <category><![CDATA[ Technology ]]></category>
      <pubDate>Fri, 24 Apr 2026 10:30:00 GMT</pubDate>
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      <dc:creator>Carter Pape</dc:creator>
      <dc:date>2026-04-24T10:30:00Z</dc:date>
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      <title><![CDATA[ The war's effect on consumers is starting to show ]]></title>
      <link>https://www.americanbanker.com/opinion/the-wars-effect-on-consumers-is-starting-to-show</link>
      <description><![CDATA[ Some financial companies are noticing the effects of the war on consumers; they're not concerned yet, but they are paying attention.  ]]></description>
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      <category><![CDATA[ Bank Notes ]]></category>
      <category><![CDATA[ Earnings ]]></category>
      <category><![CDATA[ Economy ]]></category>
      <pubDate>Fri, 24 Apr 2026 10:05:00 GMT</pubDate>
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      <dc:creator>Paul Vigna</dc:creator>
      <dc:date>2026-04-24T10:05:00Z</dc:date>
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      <title><![CDATA[ Banks question Basel omission of PMI in mortgage weights  ]]></title>
      <link>https://www.americanbanker.com/news/banks-question-basel-omission-of-pmi-in-mortgage-weights</link>
      <description><![CDATA[ A proposed update to Basel III capital rules from federal banking regulators does not specifically include mortgage insurance as a factor in determining the risk weight for a mortgage loan held on a bank's balance sheet. Industry experts say it should.  ]]></description>
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      <category><![CDATA[ Federal Reserve ]]></category>
      <category><![CDATA[ Risk-based capital ]]></category>
      <category><![CDATA[ Housing markets ]]></category>
      <category><![CDATA[ Politics and policy ]]></category>
      <pubDate>Fri, 24 Apr 2026 10:00:00 GMT</pubDate>
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      <dc:creator>Maria Volkova</dc:creator>
      <dc:date>2026-04-24T10:00:00Z</dc:date>
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      <title><![CDATA[ Texas Capital, buoyed by turnaround, to pay first-ever dividend ]]></title>
      <link>https://www.americanbanker.com/news/texas-capital-buoyed-by-turnaround-to-pay-first-ever-dividend</link>
      <description><![CDATA[ The Dallas bank continues to advance a multiyear transformation strategy. On Thursday it laid out plans to expand its newly revamped private banking and family office business.  ]]></description>
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      <category><![CDATA[ Commercial banking ]]></category>
      <category><![CDATA[ Earnings ]]></category>
      <category><![CDATA[ Investment banking ]]></category>
      <pubDate>Thu, 23 Apr 2026 21:18:52 GMT</pubDate>
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      <dc:creator>Catherine Leffert</dc:creator>
      <dc:date>2026-04-23T21:18:52Z</dc:date>
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