| | | | Total | Equity/ | 1-Yr | 1-Yr | 1-Yr EPS | 1-Yr EPS | 1-Yr |
1-Yr | | | | Assets | Assets | ROAE | ROAE | Growth | Growth | TOTAL |
RANK | Company | Industry | Ticker | ($Mil.) | (%) | (%) | RANK | (%) | RANK | SCORE |
|
1 | Resource Bankshares Corp., Virginia Beach, VA | Bank | RBKV | 404 | 4.86 | 22.83 | 4 | 678.00 | 2 | 6 |
|
2 | Community First Banking Co., Carrolton, GA | Bank | CFBC | 395 | 8.03 | 18.20 | 9 | 1017.65 | 1 | 10 |
|
3 | Wilshire State Bank, Los Angeles | Bank | WSBK | 424 | 6.87 | 19.57 | 7 | 96.67 | 7 | 14 |
|
4 | Connecticut Bank of Commerce, Stamford, CT | Bank | CTCB | 397 | 8.14 | 21.41 | 5 | 72.73 | 10 | 15 |
|
5 | Argo Bancorp, Summit, IL | Thrift | ARGO | 463 | 5.13 | 20.93 | 6 | 60.00 | 11 | 17 |
|
6 | Crusader Holding Corp., Philadelphia** | Thrift | CRSB | 394 | 8.28 | 24.26 | 2 | 49.19 | 18 | 20 |
|
7 | Redwood Empire Bancorp, Santa Rosa, CA | Bank | REBC | 453 | 7.82 | 17.75 | 11 | 73.33 | 9 | 20 |
|
8 | Warren Bancorp, Peabody, MA | Thrift | WRNB | 438 | 8.60 | 18.81 | 8 | 26.39 | 23 | 31 |
|
9 | Union Bankshares, Ltd., Denver | Bank | UBSC | 380 | 6.35 | 13.79 | 26 | 98.18 | 6 | 32 |
|
10 | Cascade Bancorp, Bend, OR | Bank | CACB | 423 | 8.26 | 23.27 | 3 | 17.98 | 36 | 39 |
|
11 | WVS Financial Corp., Pittsburgh** | Thrift | WVFC | 410 | 6.57 | 16.27 | 16 | 25.64 | 25 | 41 |
|
12 | First Northern Community Bancorp, Dixon, CA | Bank | FNRN | 392 | 9.33 | 15.45 | 20 | 26.13 | 24 | 44 |
|
13 | Union Acceptance Corp., Indianapolis** | Specialty Lender | UACA | 478 | 23.01 | 17.30 | 12 | 18.52 | 35 | 47 |
|
14 | Pennsylvania Commerce Bancorp, Camp Hill, PA | Bank | COBH | 480 | 5.55 | 16.59 | 15 | 19.51 | 33 | 48 |
|
15 | CompuCredit Corp., Atlanta | Specialty Lender | CCRT | 471 | 85.90 | 28.39 | 1 | 11.18 | 48 | 49 |
|
16 | Bank of Marin, Corte Madera, CA | Bank | BMRC | 379 | 9.06 | 14.24 | 24 | 19.31 | 34 | 58 |
|
17 | NSD Bancorp, Pittsburgh | Bank | NSDB | 436 | 7.72 | 16.69 | 14 | 10.96 | 50 | 64 |
|
18 | Stifel Financial Corp., St. Louis | Broker/Dealer | SF | 458 | 16.19 | 13.81 | 25 | 16.50 | 39 | 64 |
|
19 | Peoples State Bank, Madison Heights, MI | Bank | PSBH | 407 | 8.57 | 12.53 | 37 | 24.86 | 27 | 64 |
|
20 | Upbancorp, Inc., Chicago | Bank | UPBN | 397 | 6.53 | 12.77 | 34 | 20.33 | 31 | 65 |
|
21 | Monroe Bancorp, Bloomington, IN | Bank | MROE | 442 | 8.54 | 14.78 | 22 | 12.99 | 44 | 66 |
|
22 | Northeast Bancorp, Auburm, ME** | Thrift | NBN | 434 | 6.48 | 11.59 | 46 | 36.05 | 20 | 66 |
|
23 | Columbia Bancorp, The Dalles, OR | Bank | CBBO | 417 | 9.91 | 14.40 | 23 | 12.90 | 45 | 68 |
|
24 | Willis Lease Finance Corp., Sausalito, CA | Specialty Lender | WLFC | 456 | 20.99 | 9.46 | 64 | 134.09 | 5 | 69 |
|
25 | TIB Financial Corp., Key Largo, FL | Bank | TIBB | 439 | 5.97 | 15.54 | 19 | 8.79 | 54 | 73 |
|
26 | Iowa First Bancshares Corp., Muscatine, IA | Bank | IFST | 380 | 5.69 | 17.76 | 10 | 4.93 | 64 | 74 |
|
27 | Bryn Mawr Bank Corp., Bryn Mawr, PA | Bank | BMTC | 444 | 11.47 | 17.20 | 13 | 5.71 | 61 | 74 |
|
28 | North Central Bancshares, Fort Dodge, IA | Thrift | FFFD | 389 | 9.36 | 11.08 | 48 | 25.00 | 26 | 74 |
|
29 | Community Bankshares, Richmond, VA | Bank | CBIV | 396 | 9.79 | 15.95 | 18 | 7.18 | 57 | 75 |
|
30 | Equivest Finance, Greenwich, CT | Specialty Lender | EQUI | 437 | 19.64 | 12.96 | 31 | 12.90 | 46 | 77 |
|
31 | Western Sierra Bancorp, Cameron Park, CA | Bank | WSBA | 475 | 7.61 | 12.08 | 41 | 17.89 | 37 | 78 |
|
32 | First National Lincoln Corp., Damariscotta, ME | Bank | FNLC | 393 | 8.43 | 15.15 | 21 | 6.78 | 58 | 79 |
|
33 | United Bancorp, Tecumseh, MI | Bank | UBMI | 469 | 9.61 | 13.14 | 30 | 9.41 | 52 | 82 |
|
34 | Harleysville Savings Financial Corp., Harleysville, PA*** | Thrift | HARL | 489 | 6.43 | 12.81 | 33 | 11.11 | 49 | 82 |
|
35 | Pocahontas Bancorp, Pocahontas, AR*** | Thrift | PFSL | 401 | 10.32 | 7.80 | 79 | 318.75 | 3 | 82 |
|
36 | Lawrence Savings Bank, North Andover, MA | Thrift | LSBX | 413 | 12.66 | 8.72 | 74 | 59.02 | 13 | 87 |
|
37 | Community West Bancshares, Goleta, CA | Bank | CWBC | 405 | 8.89 | 7.35 | 83 | 243.00 | 4 | 87 |
|
38 | Community Bank of Northern Virginia, Sterling, VA | Bank | CBNV | 395 | 8.23 | 16.01 | 17 | 0.00 | 71 | 88 |
|
39 | Cavalry Bancorp, Murfreesboro, TN | Thrift | CAVB | 384 | 11.44 | 9.90 | 61 | 23.08 | 29 | 90 |
|
40 | FSF Financial Corp., Hutchinson, MN*** | Thrift | FFHH | 467 | 8.52 | 8.53 | 76 | 58.89 | 14 | 90 |
|
41 | NorthWest Indiana Bancorp, Munster, IN | Thrift | NWIN | 392 | 8.55 | 13.30 | 29 | 5.26 | 63 | 92 |
|
42 | Gulf West Banks, St. Petersburg, FL | Bank | GWBK | 455 | 7.81 | 10.84 | 50 | 14.63 | 42 | 92 |
|
43 | MFB Corp., Mishawaka, IN*** | Thrift | MFBC | 396 | 8.21 | 8.88 | 71 | 32.45 | 21 | 92 |
|
44 | Northway Financial, Berlin, NH | Bank | NWFI | 485 | 8.59 | 10.29 | 53 | 16.00 | 40 | 93 |
|
45 | Central Bancorp, Somerville* | Thrift | CEBK | 410 | 9.13 | 8.87 | 73 | 28.26 | 22 | 95 |
|
46 | First Leesport Bancorp, Leesport, PA | Bank | FLPB | 394 | 7.20 | 7.87 | 78 | 51.32 | 17 | 95 |
|
47 | Winton Financial Corp., Cincinnati, OH*** | Thrift | WFI | 465 | 7.31 | 10.19 | 55 | 15.63 | 41 | 96 |
|
48 | Intervest Bancshares Corp., New York | Bank | IBCA | 417 | 8.69 | 7.48 | 81 | 55.81 | 15 | 96 |
|
49 | Southern Community Bank & Trust, Winston-Salem, NC | Bank | SCMT | 384 | 9.62 | 7.27 | 85 | 60.00 | 12 | 97 |
|
50 | SNB Bancshares, Macon, GA | Bank | SNBJ | 410 | 7.57 | 12.01 | 42 | 7.29 | 56 | 98 |
|
51 | Industrial Bancorp, Bellevue, OH | Thrift | INBI | 427 | 13.73 | 10.17 | 56 | 13.22 | 43 | 99 |
|
52 | Citizens Holding Co., Philadelphia, MS | Bank | CIZ | 383 | 11.33 | 13.60 | 28 | -1.76 | 74 | 102 |
|
53 | Amplicon, Inc., Santa Ana, CA** | Specialty Lender | AMPI | 410 | 40.79 | 12.48 | 38 | 4.37 | 65 | 103 |
|
54 | Old Point Financial Corp., Hampton, VA | Bank | OPOF | 477 | 9.75 | 11.87 | 43 | 5.91 | 60 | 103 |
|
55 | Kankakee Bancorp, Kankakee, IL | Thrift | KNK | 460 | 8.54 | 6.95 | 87 | 55.47 | 16 | 103 |
|
56 | Georgia Bank Financial Corp., Augusta, GA | Bank | GBFP | 406 | 8.47 | 12.58 | 35 | 1.05 | 70 | 105 |
|
57 | Carver Bancorp, New York* | Thrift | CNY | 420 | 7.77 | -3.29 | 97 | 74.00 | 8 | 105 |
|
58 | Slade's Ferry Bancorp, Somerset, MA | Bank | SFBC | 389 | 9.18 | 12.10 | 39 | 3.81 | 67 | 106 |
|
59 | Citizens Financial Services, Mansfield, PA | Bank | CZFS | 413 | 7.39 | 10.84 | 51 | 8.00 | 55 | 106 |
|
60 | Penns Woods Bancorp, Jersey Shore, PA | Bank | PWOD | 395 | 12.79 | 13.77 | 27 | -8.70 | 81 | 108 |
|
61 | Equitable Bank, Wheaton, MD*** | Thrift | EQSB | 465 | 5.27 | 11.05 | 49 | 6.74 | 59 | 108 |
|
62 | Eastern Virginia Bankshares, Tappahannock, VA | Bank | EVBS | 407 | 11.06 | 12.94 | 32 | -4.27 | 77 | 109 |
|
63 | Franklin Financial Services Corp., Chambersburg, PA | Bank | FRAF | 466 | 9.27 | 12.56 | 36 | -1.63 | 73 | 109 |
|
64 | Cortland Bancorp, Cortland, OH | Bank | CLDB | 429 | 11.12 | 11.26 | 47 | 5.51 | 62 | 109 |
|
65 | Teche Holding Co., Franklin, LA*** | Thrift | TSH | 475 | 10.25 | 7.70 | 80 | 20.16 | 32 | 112 |
|
66 | Bay State Bancorp, Brookline, MA* | Thrift | BYS | 460 | 11.44 | 4.82 | 94 | 41.05 | 19 | 113 |
|
67 | First Citizens Banc Corp., Sandusky, OH | Bank | FCZA | 489 | 9.80 | 12.09 | 40 | -2.80 | 76 | 116 |
|
68 | Auburn National Bancorp., Auburn, AL | Bank | AUBN | 405 | 7.86 | 10.30 | 52 | 4.05 | 66 | 118 |
|
69 | Comm Bancorp, Forest City, PA | Bank | CCBP | 420 | 8.96 | 11.72 | 45 | -2.76 | 75 | 120 |
|
70 | Summit Financial Group, Moorefield, WV | Bank | SMMF | 481 | 8.26 | 8.93 | 69 | 8.85 | 53 | 122 |
|
71 | LCNB Corp., Lebanon, OH | Bank | LCNB | 451 | 10.27 | 11.74 | 44 | -6.35 | 79 | 123 |
|
72 | Ephrata National Bank, Ephrata, PA | Bank | EPNB | 388 | 13.15 | 10.26 | 54 | 1.83 | 69 | 123 |
|
73 | Community Capital Corp, Greenwood, SC | Bank | CYL | 422 | 8.32 | 4.57 | 95 | 24.39 | 28 | 123 |
|
74 | Penseco Financial Services Corp., Scranton, PA | Bank | PFNS | 467 | 10.72 | 9.96 | 58 | 1.84 | 68 | 126 |
|
75 | Community Bank Shares of Indiana, New Albany, IN | Bank | CBIN | 416 | 9.82 | 6.43 | 88 | 17.00 | 38 | 126 |
|
76 | Harrington Financial Group, Richmond, IN** | Thrift | HFGI | 435 | 3.74 | -10.70 | 99 | 22.00 | 30 | 129 |
|
77 | First SecurityFed Financial, Chicago | Thrift | FSFF | 404 | 19.88 | 7.34 | 84 | 12.28 | 47 | 131 |
|
78 | Independent Financial Network, Coos Bay, OR | Bank | INFN | 374 | 8.75 | 7.48 | 82 | 10.81 | 51 | 133 |
|
79 | Virginia Commonwealth Fin. Corp., Culpeper, VA | Bank | VCFC | 459 | 10.88 | 9.98 | 57 | -5.02 | 78 | 135 |
|
80 | Pamrapo Bancorp, Bayonne, NJ | Thrift | PBCI | 470 | 9.91 | 9.57 | 63 | 0.00 | 72 | 135 |
|
81 | First Century Bankshares, Bluefield, WV | Bank | FCBS | 374 | 8.47 | 9.94 | 60 | -9.94 | 82 | 142 |
|
82 | First Keystone Financial, Media, PA*** | Thrift | FKFS | 463 | 5.73 | 9.96 | 59 | -15.91 | 85 | 144 |
|
83 | O.A.K. Financial Corp., Byron Center, MI | Bank | OKFC | 457 | 9.77 | 9.21 | 66 | -12.56 | 83 | 149 |
|
84 | Bar Harbor Bankshares, Bar Harbor, ME | Bank | BHB | 466 | 10.83 | 9.68 | 62 | -20.99 | 89 | 151 |
|
85 | Fidelity D & D Bancorp, Dunmore, PA | Bank | FDBC | 492 | 7.63 | 9.20 | 67 | -16.51 | 86 | 153 |
|
86 | Peoples Bancorp, Auburn, IN*** | Thrift | PFDC | 460 | 12.46 | 8.66 | 75 | -7.04 | 80 | 155 |
|
87 | Wainwright Bank & Trust Co., Boston | Bank | WAIN | 462 | 7.13 | 9.07 | 68 | -19.05 | 88 | 156 |
|
88 | Bank of Kentucky Financial Corp., Florence, KY | Bank | BKYF | 470 | 10.16 | 9.32 | 65 | -23.60 | 92 | 157 |
|
89 | Guaranty Bancshares, Mount Pleasant, TX | Bank | GNTY | 411 | 7.16 | 8.87 | 72 | -22.33 | 90 | 162 |
|
90 | New Hampshire Thrift Bancshares, Newport, NH | Thrift | NHTB | 463 | 5.76 | 8.88 | 70 | -25.00 | 93 | 163 |
|
91 | Lamar Capital Corp., Purvis, MS | Bank | LCCO | 415 | 8.86 | 8.47 | 77 | -31.96 | 94 | 171 |
|
92 | CNB Florida Bancshares, Jacksonville, FL | Bank | CNBB | 468 | 9.55 | 5.74 | 92 | -14.58 | 84 | 176 |
|
93 | Monterey Bay Bancorp, Watsonville, CA | Thrift | MBBC | 486 | 9.02 | 6.24 | 90 | -18.18 | 87 | 177 |
|
94 | Cooperative Bankshares, Wilmington, NC | Thrift | COOP | 415 | 7.43 | 6.35 | 89 | -23.33 | 91 | 180 |
|
95 | First Colonial Group, Nazareth, PA | Bank | FTCG | 443 | 7.57 | 7.04 | 86 | -37.36 | 96 | 182 |
|
96 | Carrollton Bancorp, Baltimore | Bank | CRRB | 388 | 7.86 | 5.87 | 91 | -36.63 | 95 | 186 |
|
97 | Pittsburgh Financial Corp., Wexford, PA*** | Thrift | PHFC | 438 | 4.89 | 5.58 | 93 | -46.04 | 97 | 190 |
|
98 | Cash America International, Fort Worth, TX | Specialty Lender | PWN | 378 | 47.18 | -0.95 | 96 | -146.67 | 99 | 195 |
|
99 | United PanAm Financial Corp., Newport Beach, CA | Thrift | UPFC | 490 | 14.15 | -9.11 | 98 | -64.00 | 98 | 196 |
|
100 | Delta Financial Corp., Woodbury, NY | Specialty Lender | DFC | 453 | 21.59 | -40.36 | 100 | -1133.33 | 100 | 200 |
|
* Fiscal year ended March 30, 2000 ** Fiscal year ended June 30, 2000 *** Fiscal year ended Sept. 30, 2000 + Diluted EPS after extraordinary items Where total score is equal, company with the higher ROAE receives the superior rank. Includes only those companies for which necessary ROAE and EPS data were available. Source: Raw data from SNL Securities |
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