When the books are closed on 1994, it will mark the end of a momentous 12 months or Savings & Community Bankers of America and the industry it serves. It may also signal the onset of events which, over time, could rival in significance those which so dramatically influenced the savings institutions and banking businesses a decade ago.

Delegates to SCBA's Government Affairs Conference last March observed a perceptible shift in political attitudes toward the business. One congressional opinion leader hailed the industry's resurgence as one of the greatest success stories of the American financial system in this century. "You're the bankers my people want to do business with," another assorted, A thrift executive who had trouble communicating with a particular congressman a few years ago was asked by that representative to participate with him in a public-service video message.

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