Source: US House of Representatives
[
...''The major provisions of the bill, H.R. 4585, which is the principal subject matter of the hearing, are as follows:
- Financial institutions will be required to obtain customer's affirmative consent ("opt in") before disclosing individually identifiable health information to an affiliate or non-affiliated third party.
- A financial institution will be prohibited from obtaining or using individually identifiable health information in deciding whether to issue credit, unless the prospective borrower expressly consents.
- Information relating to mental health or mental condition will be singled out for particular protection with separate and specific customer consent required to disclose such information, and special policies developed by regulators to protect its confidentiality.
- Consumers will be given the right to inspect, copy, and correct individually identifiable health information that is under the control of a financial institution.
- Strict limitations will be placed on the redisclosure and reuse of individually identifiable health information legitimately obtained by a financial institution.
- Nothing will be done to modify, limit or supersede medical privacy standards promulgated by the Secretary of Health and Human Services pursuant to authority granted under the Health Insurance Portability and Accountability Act.
Witness list for the full committee hearing on HR 4585
Source: US House of Representatives
June 14, 2000
Panel I
The Honorable Gary Gensler , Under Secretary for Domestic Finance, the Department of the Treasury
Panel II
Kathleen Sebelius , Commissioner of Insurance for Kansas, Vice President, National Association of Insurance Commissioners (Attachment A ,Attachment B )
Panel III
- Richard K. Harding, President Elect, American Psychiatric Association, Vice Chair, Clinical Affairs and Professor of Psychiatrics and Pediatrics, University of South Carolina School of Medicine
Steve Bartlett , President, Financial Services RoundtableDon Brain , President of Lockton Benefit Company, Kansas City, Missouri on behalf of Independent Insurance Agents of AmericaRobert H. Rheel , Senior Vice President, Fireman. s Fund, on behalf of American Insurance AssociationEdward L. Yingling , Deputy Executive Vice President, American Bankers AssociationRobbie Meyer , Senior Counsel, American Council of Life Insurers
Panel IV
Nicole Beason , Esther Peterson Fellow, Consumers UnionA.G. Breitenstein , Chief Privacy Officer, ChoosingHealth.com- Evan Hendricks, Editor and Publisher, Privacy Times
Edmund Mierzwinski , Consumer Program Director, U.S. Public Interest Research Group- Joy L. Pritts, Senior Counsel, Health Privacy Group, Georgetown University
Ronald Weich , Attorney, Zuckerman, Spaeder, Goldstein, Taylor and Kolker, LLP on behalf of American Civil Liberties Union
Testimony submitted for the record (witness did not appear before the Committee):