"They could still have a shadow of their scarlet letter hanging over them."
A partner at the law firm Paul Hastings, on whether Republic Bancorp's 2011 consent order delayed the closing of its deal for H&R Block Bank
"If you really drill down, most everybody will tell you that 90 percent-plus of what they're doing is moving around existing business."
Chairman and CEO of BB&T, saying that the earnings reports of banks showing strong loan growth last quarter should be viewed skeptically
"We're surprised at how quickly bankers have forgotten the last credit crisis."
Chairman and CEO of Enterprise Bank & Trust in e St. Louis, on banks' expanding into distant markets even though the strategy worked out poorly for many during the housing bust
"If you're looking for some magic pixie dust that is going to fix it all quickly, I don't think that is the way it works."
CEO of BancorpSouth, on complaints that it is failing to aggressively cut costs and improve operating leverage
"We're at the early stages of a long-term trend: the merging of traditional banking and telecom."
CEO of Independence Bancshares in Greenville, S.C., discussing why his $108 million-asset bank, which is investing heavily in technology, hired two Verizon veterans
"Contingent liabilities can end up being a hydrogen bomb."
A managing director at Mercer Capital, on liabilities JPMorgan Chase acquired along with Bear Stearns and Washington Mutual
"When the Durbin tide went out, you saw who was swimming naked without their own credit card."
Senior vice president of product development at KeyCorp, on how the cap on debit card interchange fees is prompting midsize banks to look at issuing credit cards
"It's like saying you'll be reimbursed for expenses when you've lost the receipts."
A Grant & Eisenhofer director, on $57 billion in troubled mortgages that banks say are fully FHA-insured but may ultimately be disputed
Mary Callahan Erdoes
"Lady, you got a lot goin' on."
CEO of J.P. Morgan Asset Management, quoting what a customs official in Europe said to her after finding out that she is an American, a banker, and, finally, a JPMorgan Chase executive