SOUTHWEST

Banc One Corp. has made appointments in Fort Worth and San Antonio.

John Hickey, chairman of Bank One Texas' Fort Worth region, has assumed the additional position of statewide director of retail banking.

His new responsibilities include statewide policy, marketing, advertising, and operation of Bank One's retail system. The network includes 195 banking centers in 69 Texas communities designed to serve consumers and small-business customers.

Danny Smith, formerly chief executive of Bank One in the Midwest, has succeeded Mr. Hickey as chief executive of the Fort Worth region and as the senior executive in Tarrant County.

Mr. Hickey succeeds David Thomas in the statewide retail banking role. Mr. Thomas has assumed systemwide assignment from Banc One president Richard Lehmann to assist in developing a national retail banking strategy for the financial services company.

Charlie Lutz has become president of Bank One San Antonio, replacing Jim Hamilton, who has resigned.

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