+++
Name of Top Parent Co. (immediate parent shown in parenthesis)
Advanta Corp., Horsham, Pa.
American Express Co., New York
(American Express Travel Related Services)
Armed Forces Benefit Association, Alexandria, Va. (c)
(Armed Forces Benefit Services, Inc., Alexandria, Va. (d)
AT&T, New York
Automatic Data Processing Inc. (ADP), Roseland, N.J.
Beneficial Corp., Wilmington, Del.
Capital One Financial Corp., Falls Church, Va.
Dayton Hudson Corp., Minneapolis (g)
Dean Witter, Discover & Co., New York
Dillard Department Stores Inc., Little Rock, Ark.
Federated Department Stores, Cincinnati
Fidelity Investments, Boston
(Fidelity Capital, Boston)
Fingerhut Companies Inc., Minnetonka, Minn. (l)
(Metris Companies, Inc., St. Louis Park, Minn.)
First USA Inc., Dallas
Ford Motor Co., Dearborn, Mich. (o)
General Electric Co., Fairfield, Conn.
(General Electric Capital Corp., Stamford, Conn.)
General Motors Corp., Detroit (r)
Household International, Prospect Heights, Ill.
J.C. Penney & Co., New York
John Hancock Mutual Life Insurance Co., Portsmouth, N.H.
Leucadia National Corp, New York (s)
Merrill Lynch & Co., Inc., New York
Nordstrom Inc., Seattle (u)
Providian Corp., Louisville, Ky.
(Providian Bancorp, San Francisco)
Prudential Insurance Company of America, Newark, N.J
Sears, Roebuck & Co., Chicago
(Sears Financial Holding Corp, Hoffman Estates, Ill.)
Spiegel Inc., Downers Grove, Ill. (y)
Texaco, White Plains, N.Y.
Travelers Group Inc., New York
United States Automobile Assn. (USAA), San Antonio, Tex.
Welsh, Carson, Anderson & Stowe, New York (aa)
Whirlpool Corp., Benton Harbor, Mich.
part 2 of 3
Name of Bank
Advanta National Bank,Wilmington, Del.
Advanta National Bank USA, Claymont, Del. (formerly Colonial National
Advanta Financial Corp., Murray, Utah (a)
American Express Centurion Bank, Wilmington, Del. (b)
American Express Deposit Corp., Midvale, Utah
AFBA Industrial Bank, Colorado Springs, Colo.
AT&T Universal Card Services, Jacksonville, Fla. (e)
Columbus Bank & Trust Co., Ga.
AT&T Universal Financial Corp., Salt Lake City (a)
Universal Card Bank,, Columbus, Ga.
ADP Saving Assn., Allentown, Pa. (f)
Beneficial National Bank USA, Wilmington, Del.
Beneficial National Bank, Wilmington, Del.
Beneficial Savings Bank, FSB, Tampa, Fla.
Capital One Bank, Glen Allen, Va.
Capital One, FSB, Falls Church, Va.
Retailers National Bank, Sioux Falls, S.D.
Greenwood Trust Co., New Castle, Del. (h)
SRC Corp., New Castle., Del. and all other special purpose subsidiaries
Mountainwest Financial, Sandy, Utah (a,j)
Hurley State Bank, Sioux Falls, S.D.
Bank of New Castle, Del. (formerly Discover Card Bank of New Castle)
Dillard National Bank, Phoenix, Ariz.
FDS National Bank, Mason, Ohio (k)
Fidelity Trust Co., Salt Lake City (a)
Metris Receivables, Inc., St. Louis Park, Minn. (m)
Direct Merchants Credit Card Bank NA, Salt Lake City (n)
First USA Bank, Wilmington, Del.
First USA, FSB, Wilmington, Del.
Associates National Bank (Delaware), Wilmington
Associates Investment Corp., St. George, Utah (a)
Monogram Credit Card Bank, Roswell, Ga. (p)
G.E. Capital Consumer Card Co., Mason, Ohio (q)
GE Capital Financial Inc., Salt Lake City (a)
Household Bank (Nevada), NA, Las Vegas
Household Bank SB, NA, Las Vegas, Nevada
Household Bank, FSB, Newport Beach, Calif. (r)
Household Bank of California, NA, Salinas (liquidated 4/95)
JC Penney National Bank, Harrington, Del.
JC Penney Card Bank NA, Harrington, Del.
First Signature Bank & Trust Co., Portsmouth, N.H.
American Investment Bank NA, Salt Lake City
Merrill Lynch National Financial, Salt Lake City (t)
Nordstrom Credit Inc, Englewood, Colo. (v)
Nordstrom National Credit Bank, Englewood, Colo. (w)
First Deposit National Bank, Tilton, N.H.
Providian National Bank, Concord, N.H.
Prudential Bank & Trust Co., Atlanta
Prudential Savings Bank, FSB, Atlanta, Ga.
Sears National Bank, Phoenix, Ariz. (x)
First Consumers National Bank, Beaverton, Ore.
Texaco Credit Card Bank NA, Omaha, Neb. (z)
Travelers Bank USA, Newark, Del. (formerly Primerica Bank USA)
Travelers Bank, Newark, Del. (formerly Primerica Bank)
USAA Federal Savings Bank, San Antonio, Tex.
World Financial Network National Bank, Whitehall, Ohio
Whirlpool Financial National Bank, New Castle, Del.
part 3 of 4
Credit Card Loans on the Books Data of
Name of Bank 3/31/96 3/31/95% Chg. Acq./Start
Advanta National Bank,Wilmingt$1,753,725 $263,877 564.60% 1995
Advanta National Bank USA, Cla 766,477 $926,226 -17.25 1982
Advanta Financial Corp., Murra 31,971 32,237 -0.83 1991
American Express Centurion Ban 8,685,750 7,063,922 22.96 1985
American Express Deposit Corp. 181,555 171,718 5.73 1987
AFBA Industrial Bank, Colorado 152,372 87,641 73.86 1990
AT&T Universal Card Services, 10,000,000 11,800,000 -15.25 1990
Columbus Bank & Trust Co., Ga. 177,072 181,664 -2.53 1995
AT&T Universal Financial Corp. 62,811 67,280 -6.64 1992
Universal Card Bank,, Columbus 24,997 24,995 0.01 1995
ADP Saving Assn., Allentown, P 2,915 54 5,298.15 1994
Beneficial National Bank USA, 2,664,744 1,692,976 57.4 1991
Beneficial National Bank, Wilm 49,437 41,323 19.64 1952
Beneficial Savings Bank, FSB, 336 396 -15.15 1985
Capital One Bank, Glen Allen, 2,594,530 2,479,709 4.63 1994
Capital One, FSB, Falls Church............................. 6/30/96
Retailers National Bank, Sioux 85,933 316,328 -72.83 1994
Greenwood Trust Co., New Castl 6,736,843 7,100,325 -5.12 1985
SRC Corp., New Castle., Del. a 8,089,081 6,477,418 24.88......
Mountainwest Financial, Sandy, 1,500,238 639,546 134.58 1991
Hurley State Bank, Sioux Falls 1,477,035 778,880 89.64 1986
Bank of New Castle, Del. (for 1,303 1,331 2.1 1990
Dillard National Bank, Phoenix 1,076,246 1,049,588 2.54 1991
FDS National Bank, Mason, Ohio 57,583 20,093 186.58 1993
Fidelity Trust Co., Salt Lake 190,725 206,634 -7.7 1990
Metris Receivables, Inc., St. 19,714 19,725 0 1995
Direct Merchants Credit Card B- 6...... 1995
First USA Bank, Wilmington, De 3,443,074 3,307,014 4.11 1985
First USA, FSB, Wilmington, De............................. Apr-96
Associates National Bank (Dela 255,103 202,314 26.09 1991
Associates Investment Corp., S 32,922 14,527 126.63 1993
Monogram Credit Card Bank, Ros 3,664,551 2,769,305 32.33 1988
G.E. Capital Consumer Card Co. 2,987,181 2,593,803 15.17 1988
GE Capital Financial Inc., Sal- 992N/M 1992
Household Bank (Nevada), NA, L 4,676,697 2,909,116 60.76 1993
Household Bank SB, NA, Las Veg 785,909 789,891 -0.5 1993
Household Bank, FSB, Newport B 541,577 552,724 2.02 1976
Household Bank of California, - 80,085- 1981
JC Penney National Bank, Harri 610,294 627,667 -2.77 1983
JC Penney Card Bank NA, Harrin 190,314 157,515 20.82 1993
First Signature Bank & Trust C 5,937 8,109 -26.79 1985
American Investment Bank NA, S 7,024 189 3,616.40 1984
Merrill Lynch National Financi 6,989 24,517 -71.49 1987
Nordstrom Credit Inc, Englewoo 210,000 209,000 0.48 1984
Nordstrom National Credit Bank 0 0... 1991
First Deposit National Bank, T 1,620,902 1,593,024 1.75 1984
Providian National Bank, Conco 1,000,921 653,303 53.21 1990
Prudential Bank & Trust Co., A 357,266 342,139 4.42 1983
Prudential Savings Bank, FSB, 22,058 22,095 0.17 1989
Sears National Bank, Phoenix, 0 0 1994
First Consumers National Bank, 113,370 74,174 52.84 1988
Texaco Credit Card Bank NA, Om 8,170 7,513 8.74 1994
Travelers Bank USA, Newark, De 417,295 365,960 14.03 1989
Travelers Bank, Newark, Del. ( 401,010 340,007 17.94 1988
USAA Federal Savings Bank, Sa 3,357,202 2,876,987 16.69 1983
World Financial Network Nation 123,168 1,224,760 -89.94 1989
Whirlpool Financial National B 76,451NA 1994
Data sources: American Banker survey and federal regulatory data