Various investor protection issues arising from expanded bank securities activities have sparked renewed interest in the issue of the appropriate regulation of bank securities activities. Recent surveys show that many investors misunderstand the uninsured status of banksold mutual funds. Customers also continue to be confused about the different type of protection afforded by the Federal Deposit Insurance Corp. and the Securities Investor' Protection Corp.

These concerns have generated a number of initiatives by both lawmakers and regulators, and a steady stream of correspondence between members of Congress and regulators.

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