As providers of electronic bill presentment services to major U.S. billers, banks rank near the bottom of the list, according to a survey being released today.

Only two of 35 respondents to an American Banker/PricewaterhouseCoopers survey said they deliver electronic bills through financial institutions. That was well below the nine that said they deliver bills through their own Web sites. Eleven said they use third-party consolidators such as Checkfree Holdings Corp. and Transpoint.

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