Banks are poised to benefit from an expected surge in online brokerage use in the next four years, but so far most of them are blowing the opportunity, said the author of a recent online brokerage study.

The study by Framingham, Mass.-based IDC, a consultant division of International Data Group, said that more than $1 trillion of assets will move online in the United States by 2004, adding to the current $1.6 trillion.

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