JACKSONVILLE, Fla. - Barnett Banks Inc. has introduced a Visa Business Card for small-business customers.

The program allows companies to issue separate cards to individual employees. A company can obtain a single, consolidated monthly statement, or have the cardholders billed individually.

"Our card recognizes the varied financing and reporting needs of the small-business owner," said Steven D. Hickman, Barnett's director of small-business banking. He said the card augments a wide range of services that Barnett has used to become "the recognized leader in small-business banking."

Other Services Offered

The $37 billion-asset bank also offers access to information on bank accounts through the Barnett Business SuperPhone and the Barnett Connection personal-computer link.

Among the credit-card features are a $21 annual fee, revolving lines of credit up to $50,000, $500,000 in travel-accident insurance, a collision-damage waiver, and an annual, categorized activity statement.

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