Betty M. McDonald is the 1993-94 chairman of the National Association of Credit Management.

She is manager, business credit information services, for Bank of America Arizona in Phoenix.

The trade group, based in Columbia, Md., represents 36,000 business credit executives in manufacturing, wholesale, service industries, and financial institutions.

Ms. McDonald has been a member of the group for 21 years. She was director of the western region from 1986 to 1989, national vice chairman from 1989 to 1992, and chairman of the strategic planning committee. She has also been chairman of the group's Phoenix affiliate.

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