Calendar: February

Fabozzi/Information Management Network: subprime consumer finance, ABS, and servicing forum. Desert Inn Hotel, Las Vegas. 212-768-2800 or fax 212-768-2484.

American Conference Institute: Web-based mortgage origination. Palace Hotel, San Francisco. 888-224-2480 or fax 416-927-1563.

Consumer Bankers Association: home equity lending conference. Marriott, Marco Island, Fla. 703-276-1750 or www.cbanet.org.

Mortgage Bankers Association: loss mitigation. Windham Hotel, Washington. 202-861-6500 or www.mbaa.org.

American Conference Institute: "How to Benefit from Gain-on-Sale Accounting." Sir Francis Drake Hotel, San Francisco. 888-ACI-2480 or www.mondaq.com.

National Home Equity Mortgage Association: southeast Atlantic conference. Hilton Riverside, New Orleans. 202-347-1201 or fax 202-347- 1171.

Fabozzi/Information Management Network: asset securitization in Latin America. Renaissance Sao Paulo Hotel, Brazil. 212-768-2800 or fax 212-768-2484.

Mortgage Bankers Association: residential underwriting. San Diego Sheraton. 202-861-6500 or www.mbaa.org. American Banker

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