Check cashing outlets are convenient alternatives to banks for inner-city residents, according to National Check Cashers Association chairman Stephen H. Wolf.

Addressing the Consumer Federation of America, Mr. Wolf said Friday that check cashers are opening facilities in branches that banks have abandoned, ensuring that communities retain financial services providers.

Iowa Assistant Attorney General Kathleen Keest, however, said check cashers charge exorbitant fees to consumers who do not have access to banks. "The poor pay more," Ms. Keest said.

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