Senate Banking Committee Chairman Alfonse M. D'Amato has renewed his vow to ban ATM surcharges, reform private mortgage insurance, and extend consumer protections to debit cards.

These three items topped the New York Republican's 1998 legislative agenda, which he released late last week. He also plans to work on bills affecting year-2000 computer problems, electronic benefits transfers, reverse mortgages, public housing, and the Asian economic crisis.

"I am proud of the hard work the committee did in 1997," Sen. D'Amato said. "We examined issues and passed bills that really affect people's lives ... . But our work is not finished."

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