The American Bankers Association has begun a credit education program in which bankers give seminars for young adults, ages 15 to 25.
The program, "In Charge," began Oct. 26, during National Consumers Week, and will continue into next year.
About 500 bankers in 10 states participated that week, explaining to groups of students how to obtain credit and use it wisely.
"Bankers are helping young adults practice money management in the classroom, where mistakes won't cost real dollars," said Donald Ogilvie, executive vice president of the ABA. "Early, preventive education is one of the best ways to encourage responsible use of credit."