James O. Howard, chief financial officer of the consulting firm Benton International, has joined the board of Executive Telecard Ltd.

Mr. Howard recently played a key role in negotiating the sale of Torrance, Calif.-based Benton, an influential management and technology consultant to financial institutions, to Perot Systems Corp. of Dallas. Mr. Howard joined Benton International as a consultant in 1981, specializing in strategic planning and product development for the financial services industry. He was an on-site consultant to MasterCard International for several years.

A graduate of Yale Law School, he held counsel positions in the National Telecommunications and Information Administration of the U.S. Department of Commerce, the National Commission on Electronic Fund Transfers, and the White House Office of Telecommunications Policy.

"We see Mr. Howard's appointment as a significant addition to our company," said Christopher Vizas, chief executive officer of Executive Telecard, which provides global calling card, prepaid card, and other communications services.

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