James O. Howard, chief financial officer of the consulting firm Benton International, has joined the board of Executive Telecard Ltd.

Mr. Howard recently played a key role in negotiating the sale of Torrance, Calif.-based Benton, an influential management and technology consultant to financial institutions, to Perot Systems Corp. of Dallas. Mr. Howard joined Benton International as a consultant in 1981, specializing in strategic planning and product development for the financial services industry. He was an on-site consultant to MasterCard International for several years.

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