DALLAS - First USA Bank has introduced a Visa card that offers consumers a choice of three distinctive backgrounds - a field, a stream, and a canyon.

The card, which has no annual fee, comes with an introductory 5.9% interest rate until May 1, when it goes to 13.99% fixed. A credit line of up to $10,000 is available.

First USA said consumers could transfer up to two credit card balances to the card, paying them back at the introductory rate. The minimum monthly payment is 2%.

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