Virtuallender.com Inc., which operates an on-line mortgage service, said the Internet credit card company NextCard has joined its affiliate program.

The agreement to market cards with NextCard Inc. and its issuer, Heritage Bank of Commerce, was announced concurrently with two other affiliate deals: Beyond.com for mortgage-related software, and enews.com for business and real estate magazines.

Mortgage-related books were previously available through Amazon.com.

"Our participation with these established programs adds continued benefits for our users who are looking for these value-added services," said Virtuallender president and chief operating officer Carol Pizzo. "With our recent Letter of Intent with Homesmart.com, we plan to provide one-stop shopping for our borrowers."

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