Visa U.S.A. is the principal sponsor of the SOHO Summit, a conference for Fortune 500 and high-tech companies seeking to better understand the growing small office-home office market.

"SOHO" companies-those with no more than 20 employees-spend $103 billion a year, according to Visa. There are more than 41 million such enterprises in the United States, and Visa sees the segment as the fastest growing in the small-business market.

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