Capitol Bank, a de novo community bank with $10.3 million in assets, is marketing a credit card that features a photo of the Wisconsin Capitol building - a replica of the U.S. Capitol - taken when a spring display of tulips is in bloom. .

The Visa card comes with $15 annual fee, and a 13.9% variable rate, which will drop 13.65% in February. The bank, which opened its doors Oct. 9, began issuing the cards in November.

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