MIDDLE ATLANTIC

Carver Federal Savings Bank, New York, appointed Raymond L. Bruce corporate secretary and hired Valli Sheppard-Bess as director of human resources.

Mr. Bruce succeeds Margaret L. Lewis, who retired in June; he has been vice president and corporate counsel since April 1995.

Ms. Sheppard-Bess was vice president and director of human resources at Provident Savings, Montebello, N.Y.

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