Hoping to improve a poor Community Reinvestment Act grade, Chicago's Uptown National Bank has launched a credit card program for borrowers with shaky credit histories.

In an unusual arrangement, the bank has set aside $100,000 to back Visa cards that will be offered by a unit of Harris Bankcorp. Uptown is offering the cards - with $300 to $2,000 credit limits - to low-income and moderate-income borrowers.

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